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SpareBank 1 Østlandet (SPOL) Fair Value & Analysis

Financial Services · NO · Market cap 26.8B NOK

Pricekr 187.70
Fair Valuekr 336.54
Upside+79.3%
Quality95/100
Evidence: High Range kr 252.41 – kr 420.68

Fair value as of: Jun 25, 2026

Analysis

SpareBank 1 Østlandet (SPOL) currently trades at kr 187.70, while our model-based Fair Value estimate is kr 336.54 — implying the stock looks roughly 79.3% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

SpareBank 1 Østlandet provides various financial products and services to individuals, businesses, public entities, teams, associations, and organisations. It operates through the Retail Division, Corporate Division, SpareBank 1 Finans Østlandet, EiendomsMegler 1 Østlandet, and SpareBank 1 ForretningsPartner Østlandet segments. The Retail segment offers financial services comprising savings, financing, payment processing, insurance, loss prevention, capital management, and investments. The Corporate segment provides hedging for interest and foreign exchange transactions, placement of surplus liquidity, insurance for individuals, pension solutions, as well as buildings and movable property for businesses; and delivers advisory solutions to private customers and businesses, and it also engages in foreign currency services. The SpareBank 1 Finans Østlandet's segment provides activities consisting of leasing and lending for private purchases of vehicles, including car loans for electric…

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Frequently asked questions

Is SpareBank 1 Østlandet (SPOL) undervalued?
As of Jun 25, 2026, our model estimates a fair value of kr 336.54 versus a price of kr 187.70 — about +79% (undervalued). Model-based estimate, not financial advice.
What is the fair value of SPOL?
Our 21-model fair value for SpareBank 1 Østlandet is kr 336.54 (as of Jun 25, 2026), built from audited fundamentals. The current price is kr 187.70.
What is the quality score of SPOL?
SpareBank 1 Østlandet has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.