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Swissquote Group (SQN) Fair Value & Analysis

Financial Services · CH · Market cap CHF 6.2B

SG Swissquote Group SQN · SW
PriceCHF 42.98
Fair ValueCHF 13.10
Upside-69.5%
Quality56/100
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Healthy Growth
Highly profitable · 48.2% net margin
generates free cash flow
1.77% dividend yield
Mixed vs. peers (7/14)
Wide moat 81/100
Evidence: High Range CHF 9.83 – CHF 16.38 Share as image

Fair value as of: Jul 14, 2026

From 2 valuation models · updated 26 days ago

Share price +4.4% over the past month.

A solid business, but screening 70% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (CHF 16.38). The favourable scenario is already priced in.
  • Solid but not exceptional quality (56/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

CHF 55.80 CHF 8.88 Fair Value CHF 13.10 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 14, 2026.

How to read this chart

60‑month range CHF 8.88 – CHF 55.80 · fair‑value band CHF 9.83 – CHF 16.38 · the CHF 42.98 price screens above the CHF 13.10 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 14, 2026.

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Analysis

Swissquote Group (SQN) currently trades at CHF 42.98, while our model-based Fair Value estimate is CHF 13.10, implying the stock looks roughly 69.5% overvalued today. The Quality Score stands at 56/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Swissquote Group generated revenue of CHF 761M at a net margin of 48.2%. Revenue grew 8.8% year over year. It earns a return on equity of 28.9%. The balance sheet holds a net cash position of CHF 4.5B. Fundamentals as of Jul 14, 2026

Our scenario range runs from CHF 9.83 (bear case) to CHF 16.38 (bull case); at CHF 42.98, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 24% below its 52-week high and 21% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 11% fair-value upside, at -70%, SQN screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
P/B Multiple CHF 5.97 CHF 7.95 CHF 9.94 55
NCAV (Graham) CHF 4.68 CHF 6.27 CHF 9.36 50
All 2 models by family
Multiples
P/B Multiple CHF 5.97 CHF 7.95 CHF 9.94 55
Asset-Based
NCAV (Graham) CHF 4.68 CHF 6.27 CHF 9.36 50

Widest divergence: Multiples (CHF 7.95) versus Asset-Based (CHF 6.27). Highest evidence: P/B Multiple (55).

Key figures & financial health

Revenue (TTM) CHF 761M
Revenue growth (YoY) +8.8%
Net margin 48.2%
Return on equity 28.9%
Free cash flow CHF 724M FY2025
P/E ratio 16.4
More key figures
Operating margin 44.6%
EPS (TTM) CHF 2.42
Dividend yield 1.9%
EPS growth (YoY) +38.7%
Net cash CHF 4.5B FY2025

Figures from reported company fundamentals · as of Jul 14, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 56/100

Of which business quality 65 · Market factors (momentum, volatility) 40

Profitability 46
Margins and returns on capital today
Quality Growth 57
Are margins and returns improving?
Cashflow 98
Earnings quality: real cash, not paper profit
Fin. Strength 100
Balance sheet, leverage, solvency risk
Investment 22
Disciplined investing over empire-building
Low Volatility 61
Calm price path (market factor)
Momentum 36
Price trend over the last 3–12 months (market factor)
52W Momentum 24
Distance to the 52-week high (market factor)
Net Issuance 38
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Swissquote Group Holding SA provides online financial services to retail investors, affluent investors, and professional and institutional customers in Switzerland and internationally. It operates through Securities Trading and Leveraged Forex segments.

Full company description

Swissquote Group Holding SA provides online financial services to retail investors, affluent investors, and professional and institutional customers in Switzerland and internationally. It operates through Securities Trading and Leveraged Forex segments. The company operates an online bank that accepts multi-currency deposits/withdrawals, including crypto assets and precious metals. It also offers securities trading services, such as custody services by means of tools to trade in real time in a palette of asset classes and access a set of investment, decision making, risk monitoring, and margin lending services to retail, affluent, and high-net-worth individuals; corporate and family offices; fund managers; asset managers; and brokers and banks. In addition, the company provides access to over-the-counter trading of foreign exchange and contracts-for-differences. Further, it offers securities, forex, CFDs, cryptocurrencies, and thematic trading; portfolio solutions, sustainable investing, and savings plans; debit cards, online payments, eMortgages, and loans. The company was founded in 1996 and is headquartered in Gland, Switzerland.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Swissquote Group reported revenue of CHF 796M in FY2025 versus CHF 531M in FY2021, a compound +10.6%/yr. Reported net income was CHF 366M in FY2025, compounding +17.4%/yr from FY2021.

Growth Quality 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
CHF 796M
Latest YoY
+19.7%
Avg. growth/yr (3Y)
+24.9%
Avg. growth/yr (5Y)
+15.7%
Avg. growth/yr (23Y)
+19.8%
Revenue +10.6%/yr
FY21 CHF 531M
FY22 CHF 408M
FY23 CHF 552M
FY24 CHF 664M
FY25 CHF 796M
Net income +17.4%/yr
FY21 CHF 193M
FY22 CHF 157M
FY23 CHF 218M
FY24 CHF 294M
FY25 CHF 366M

SQN screens 70% overvalued. Compare with Huatai Securities Co →

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Cite: Fair Value Calculator (2026). "Swissquote Group Fair Value". https://www.fairvalue-calculator.com/stock/SQN

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Capital Markets · 425 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 64 · Top 25%
Fair Value upside −70% · Bottom 25%
Return on equity (TTM) 29% · Top 25%
Return on assets 3% · Above median
Net margin (TTM) 48% · Top 25%
Operating margin (TTM) 45% · Above median
Revenue growth 9% · Below median
Dividend yield (TTM) 1.8% · Below median

Valuation Multiples vs Capital Markets median · lower = cheaper

P/E (TTM) 17.1× · Pricier than median
P/B 5.46× · Pricier than 75% of peers
P/S (TTM) 10.06× · Pricier than 75% of peers
P/FCF 10.6× · Pricier than 75% of peers
EV/EBITDA 5.9× · Cheaper than median
PEG 1.26× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 9
FUTURE 44 · sector 96
PAST 100 · sector 30
HEALTH 0 · sector 93
DIVIDEND 35 · sector 36

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Jul 14, 2026).

Stock Price Fair Value vs Fair Value
Huatai Securities Co HTSC $0.2700 $0.0400 -85%
Mirae Asset Securities Co 006800 38,750 KRW 31,645 KRW -18%
Meritz Financial Group 138040 117,000 KRW 87,706 KRW -25%
Korea Investment Holdings 071050 239,000 KRW 318,825 KRW +33%
NH Investment & Securities Co 005940 31,000 KRW 37,133 KRW +20%
Samsung Securities Co 016360 107,700 KRW 126,487 KRW +17%
Motilal Oswal Financial Services Limited MOTILALOFS ₹967.00 ₹299.65 -69%
Kiwoom Securities Co 039490 322,000 KRW 358,091 KRW +11%
SSI Securities Corporation SSI 24,250 VND 28,021 VND +16%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 120.22 ARS -62%

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Frequently asked questions

Is Swissquote Group (SQN) overvalued or undervalued?
As of Jul 14, 2026, our model estimates a fair value of CHF 13.10 versus a price of CHF 42.98, about −70% (overvalued).
What is the fair value of SQN?
Our model-based fair value for Swissquote Group is CHF 13.10 (as of Jul 14, 2026), built from audited fundamentals. The current price is CHF 42.98.
What is the quality score of SQN?
Swissquote Group has a Quality Score of 56/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Swissquote Group (SQN)?
Swissquote Group reported trailing-twelve-month revenue of about CHF 761M (latest available figure, as of Jul 14, 2026).
What is the net profit margin of SQN?
The net profit margin of Swissquote Group is about 48.2%, meaning it keeps roughly 48.2% of revenue as net income. Based on the latest reported figures.
Does Swissquote Group pay a dividend?
Swissquote Group currently shows a dividend yield of about 1.88% relative to its recent price (as of Jul 14, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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