Check 35,000+ stocks against 26 valuation models and 37 quality factors
Data-driven stock valuation
ARCHANA SOFTWARE LTD. (SSLFINANCE) fair value: what the stock is really worth
As of Sep 29, 2026: fair value of ARCHANA SOFTWARE LTD. ₹4.24, price ₹7.94, upside -46.6%, quality 62 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? No
- Good quality? Yes
- Add to watchlist
AS
Thin data
Oct 3, 2026
ARCHANA SOFTWARE LTD.
SSLFINANCE · BSEStretched ValuationStrong overvaluation with only moderate quality.
Quality 62/100
Fair value ₹4.24 · Strongly overvalued (−46.6%)
Weak Growth (revenue 5y −25.2 %/yr in INR)
Loss-making · -1.7% net margin (TTM)
Trails peers (2/8)
Narrow moat 14/100
Thin data
Watch ARCHANA SOFTWARE LTD. for free: we tell you when fair value or trend changes.
Watch for free
What runs behind every stock
26
valuation models
8 families, DCF to NCAV
37
quality factors
margins, balance sheet, cashflow, debt
6
AI factors
moat, what no ratio measures
2,000+
data points
verified, per stock, median
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 3, 2026.
How to read this chart
60‑month range ₹1.15 – ₹246.20 · fair‑value band ₹2.80 – ₹5.30 · the ₹7.94 price screens above the ₹4.24 fair value. Dashed = 300-day average. As of Oct 3, 2026.
Follow ARCHANA SOFTWARE in your weekly email
Every Wednesday you see whether ARCHANA SOFTWARE is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Company profile
Archana Software Limited engages in the garment trading business in India. It also offers application development, ERP software development, and cloud computing solutions. The company was formerly known as SSL Finance Limited. Archana Software Limited was incorporated in 1994 and is based in Chennai, India.
Stock analysis
ARCHANA SOFTWARE LTD. (SSLFINANCE) currently trades at ₹7.94, while our model-based Fair Value estimate is ₹4.24, 46.6% below the price, so the stock looks overvalued today.
Show more
Valuation
How firm this estimate is: it rests on 1 models at a data quality of 88/100, which puts the evidence level at low.
Scenario range: ₹2.80 (bear) to ₹5.30 (bull), the price of ₹7.94 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 62/100 (solid quality), in the Consumer Cyclical sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
ARCHANA SOFTWARE LTD. reported revenue of ₹12.9M in FY2020 versus ₹19.2M in FY2016, a compound −9.6%/yr. Reported net income was −₹216K in FY2020.
Key figures
Market cap ₹48.2M (≈ $500K) · P/S ratio 2.01 · EPS (TTM) ₹−0.0360 · Net margin −1.7% · Return on assets (EBIT) −0.5% · Operating margin −1.6% · Revenue (TTM) ₹12.9M · Revenue growth (YoY) −23.6%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (low confidence).
What moves the price
The share trades about 65% below its 52-week high and 15% above its 52-week low.
For context, the median of 10 Consumer Cyclical peers we cover trades at −11% fair-value upside, at −47%, SSLFINANCE screens richer than that median.
Fair Value models
Bear ₹2.80
Fair Value ₹4.24
Bull ₹5.30
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.
Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.
Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
NCAV (Graham)
₹2.13
₹2.85
₹4.26
51
All 1 models by family
Asset-Based
NCAV (Graham)
₹2.13
₹2.85
₹4.26
51
Notify me when SSLFINANCE reaches fair value
Put SSLFINANCE on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.
Set up alert →Quality Score breakdown
Overall quality
62/100
Of which business quality 62 · Market factors (momentum, volatility) 15
Profitability
15
Margins and returns on capital today
Quality Growth
80
Are margins and returns improving?
Cashflow
49
Earnings quality: real cash, not paper profit
Fin. Strength
75
Balance sheet, leverage, solvency risk
Investment
99
Disciplined investing over empire-building
Low Volatility
50
Calm price path (market factor)
Momentum
0
Price trend over the last 3–12 months (market factor)
52W Momentum
0
Distance to the 52-week high (market factor)
Net Issuance
82
Share count: buybacks or dilution?
Revenue & earnings trend
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.
0/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+48.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−37.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−25.2%
Revenue growth 6 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−21.5%
’14
’15
’17
’18
’19
’20
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
1.3% (2015) → −1.6% (2020)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2020 is a loss year, no rate is defined from a loss
not computed
SSLFINANCE screens overvalued: fair value 47% below the price. Compare with Tongkun Group →
Compare ARCHANA SOFTWARE LTD. with another stock
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Textile Manufacturing · 335 stocks
Beats the industry median on 2/7 measures
Overall it trails its industry peers.
Valuation Multiplesvs Textile Manufacturing median · lower = cheaper
Context: sector, industry, market
- Is the Consumer Discretionary sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: Indian Stocks
- Valuation of the India market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
None of the checked exposures detected
Similar stocks
10 more Textile Manufacturing stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Tongkun Group 601233 | ¥23.26 | ¥14.53 | −38% |
| Shenzhou International Group 2313 | HK$34.08 | HK$71.99 | +111% |
| Inner Mongolia ERDOS Resources Co 600295 | ¥12.80 | ¥14.35 | +12% |
| Far Eastern New Century Corporation 1402 | 28.15 TWD | 24.92 TWD | −11% |
| K.P.R. Mill Limited KPRMILL | ₹1,106 | ₹901.34 | −19% |
| Zhejiang Orient Holdings 600120 | ¥4.65 | ¥2.40 | −48% |
| Welspun Living Limited WELSPUNLIV | ₹239.17 | ₹47.77 | −80% |
| Sasa Polyester Sanayi A.S. SASA | 1.93 TRY | 1.96 TRY | +2% |
| Ruentex Industries Ltd 2915 | 58.30 TWD | 106.63 TWD | +83% |
| Albany International Corp AIN | $59.61 | $25.00 | −58% |
Explore undervalued stocks
More undervalued Consumer Cyclical stocks →
All undervalued stocks
TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks
Try a ready-made strategy
Pick a strategy and jump into the live analysis with that exact screen applied.
🥇 Backtested Best
🏆 Big Names
⭐ Top Rated
💎 Quality on Sale
🚀 Profitable Growth
🧊 Quality Compounders
💵 Dividend Stars
📈 Strong Momentum
📉 Fallen Angels
⚖️ Deeply Undervalued
🔍 Small-Cap Gems
🏰 Moat at a Fair Price
💼 Insider Buying
🎩 Buffett-Style Quality
📚 Peter Lynch GARP
🧮 Greenblatt Magic Formula
🛡️ Graham Defensive
Discover tools
Stock screenerFilter by region, size and sector
Compare toolTwo stocks side by side
Extrinsic Value Calculator…Calculator with industry benchmark
Peter Lynch Fair Value Formula &…Calculator with industry benchmark
Run the numbers yourself: free valuation calculators
Frequently asked questions
Is ARCHANA SOFTWARE LTD. (SSLFINANCE) overvalued or undervalued?
As of Oct 3, 2026, our model estimates a fair value of ₹4.24 versus a price of ₹7.94, about −47% upside (overvalued).
What is the fair value of SSLFINANCE?
Our model-based fair value for ARCHANA SOFTWARE LTD. is ₹4.24 (as of Oct 3, 2026), built from audited fundamentals. The current price: ₹7.94.
What is the quality score of SSLFINANCE?
ARCHANA SOFTWARE LTD. has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for ARCHANA SOFTWARE LTD. (SSLFINANCE)?
Our model-based price target is the fair value of ₹4.24 (as of Oct 3, 2026) from 1 valuation models. Cautious scenario ₹2.80, optimistic scenario ₹5.30. It is a calculation from audited fundamentals, not an analyst target.
What is the ARCHANA SOFTWARE LTD. stock forecast for 2026?
Our models put fair value at ₹4.24, about −47% upside versus a price of ₹7.94 (overvalued). Cautious scenario ₹2.80, optimistic scenario ₹5.30. The calculation is refreshed regularly with new filings.
What is the revenue of ARCHANA SOFTWARE LTD. (SSLFINANCE)?
ARCHANA SOFTWARE LTD. reported trailing-twelve-month revenue of about ₹12.9M (latest available figure, as of Oct 3, 2026).
What is the intrinsic value of ARCHANA SOFTWARE LTD. (SSLFINANCE)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For ARCHANA SOFTWARE LTD. it is ₹4.24 per share (as of Oct 3, 2026), against a price of ₹7.94. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is ARCHANA SOFTWARE LTD. stock overvalued or undervalued in 2026?
As of Oct 3, 2026, SSLFINANCE trades above its calculated fair value: price ₹7.94, fair value ₹4.24, a gap of about −47% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SSLFINANCE?
No. The price is what the market pays today (₹7.94); the fair value is what the company's own numbers justify (₹4.24). For ARCHANA SOFTWARE LTD. the two are ₹3.70 per share apart. That gap is exactly why we show both numbers side by side.
How much is ARCHANA SOFTWARE LTD. worth?
The market values ARCHANA SOFTWARE LTD. at about ₹48.2M (market capitalisation, as of Oct 3, 2026). Per share that is ₹7.94; our models calculate a fair value of ₹4.24 per share.
What do the bullish and bearish scenarios say about SSLFINANCE?
Our models span a range for ARCHANA SOFTWARE LTD.: cautious scenario ₹2.80, base ₹4.24, optimistic ₹5.30 per share (as of Oct 3, 2026, price ₹7.94). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is SSLFINANCE from its 52-week high?
ARCHANA SOFTWARE LTD. trades at ₹7.94, about 65% below its 52-week high of ₹22.86 and 15% above the low of ₹6.93 (as of Sep 29, 2026). Distance from the high says nothing about value: that is what the fair value of ₹4.24 is for.
Which stocks are comparable to ARCHANA SOFTWARE LTD.?
From the same area (Consumer Cyclical) we also value Tongkun Group, Shenzhou International Group, Inner Mongolia ERDOS Resources Co, Far Eastern New Century Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is ARCHANA SOFTWARE LTD. stock attractive at the current price?
The data as of Oct 3, 2026: price ₹7.94, calculated fair value ₹4.24 (−47%), Quality Score 62/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SSLFINANCE calculated?
We run ARCHANA SOFTWARE LTD. through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹4.24, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.0 % above its aggregate fair value. ARCHANA SOFTWARE LTD. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of ARCHANA SOFTWARE LTD. (SSLFINANCE)?
The closing price on Sep 29, 2026 was ₹7.94. Our model-based fair value is ₹4.24, about −47% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with ARCHANA SOFTWARE LTD. right now?
The price sits above even our optimistic bull case (₹5.30). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (62/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (₹2.80 to ₹5.30) leaves room in how you read the outcome.
Key figures of ARCHANA SOFTWARE LTD.
How large is the market capitalisation of ARCHANA SOFTWARE LTD. (SSLFINANCE)?
The market capitalisation of ARCHANA SOFTWARE LTD. is ₹48.2M (≈ $500K). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of ARCHANA SOFTWARE LTD. (SSLFINANCE)?
The price-to-sales ratio of ARCHANA SOFTWARE LTD. is 2.01 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of ARCHANA SOFTWARE LTD. (SSLFINANCE)?
Earnings per share at ARCHANA SOFTWARE LTD. are ₹−0.0360. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of ARCHANA SOFTWARE LTD. (SSLFINANCE)?
The net margin of ARCHANA SOFTWARE LTD. is −1.7% (fiscal year 2020). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the EBIT return on assets of ARCHANA SOFTWARE LTD. (SSLFINANCE)?
On an EBIT basis the return on assets of ARCHANA SOFTWARE LTD. is −0.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of ARCHANA SOFTWARE LTD. (SSLFINANCE)?
The operating margin of ARCHANA SOFTWARE LTD. is −1.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at ARCHANA SOFTWARE LTD. (SSLFINANCE)?
Revenue at ARCHANA SOFTWARE LTD. is growing −23.6% versus a year earlier (3y avg −37.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at ARCHANA SOFTWARE LTD. (SSLFINANCE)?
Earnings per share at ARCHANA SOFTWARE LTD. are growing +27.8% versus a year earlier. How much earnings per share grew versus a year earlier.
Free · no account needed
Watch ARCHANA SOFTWARE LTD. in the live analysis
One click puts ARCHANA SOFTWARE LTD. on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
Watch for free →Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.