Grupo Supervielle SA (SUPV) fair value: what the stock is really worth
As of Sep 23, 2026: fair value of Grupo Supervielle SA $5.92, price $7.61, upside -22.2%, quality 32 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range $1.20 – $18.91 · fair‑value band $3.05 – $8.74 · the $7.61 price screens above the $5.92 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Sep 23, 2026.
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Grupo Supervielle S.A., a financial services holding company, provides various banking products and services in Argentina. The company operates through Personal & Business Banking, Corporate Banking, Bank Treasury, Insurance, and Asset Management and Other Services segments.
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Grupo Supervielle S.A., a financial services holding company, provides various banking products and services in Argentina. The company operates through Personal & Business Banking, Corporate Banking, Bank Treasury, Insurance, and Asset Management and Other Services segments. It offers savings and checking accounts, and time deposits; personal, mortgage, unsecured, and car loans; overdrafts; loans with special facilities for project and working capital financing; and leasing, bank guarantees for tenants, salary advances, domestic and international factoring, international guarantees and letters of credit, payroll payment plans, and credit and debit cards, as well as financial services and investments, such as mutual funds, guarantees, and benefit payments for senior citizens. The company also provides foreign trade and cash management; advisory services; treasury services; insurance products comprising life, home, personal accidents, technology, ATMs, protected bag and content, and integral insurance product for entrepreneurs and SME customers and other insurance policies; and asset management and other services, as well as operates as a digital online broker. It operates through a network of branches, ATMs, and self-service terminals. The company was formerly known as Inversiones y Participaciones S.A. and changed its name to Grupo Supervielle S.A. in November 2008. Grupo Supervielle S.A. was founded in 1887 and is based in Buenos Aires, Argentina.
Stock analysis
Grupo Supervielle SA (SUPV) currently trades at $7.61, while our model-based Fair Value estimate is $5.92, implying the stock looks roughly 28.6% overvalued today.
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Valuation
How firm this estimate is: it rests on 3 models at a data quality of 95/100, which puts the evidence level at low.
Scenario range: $3.05 (bear) to $8.74 (bull), the price of $7.61 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 32/100 (below-average quality), in the Financial Services sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Grupo Supervielle SA reported revenue of 2.3T ARS in FY2025 versus 794B ARS in FY2021, a compound +30.8%/yr. Reported net income was −56.6B ARS in FY2025.
Key figures
Market cap $955M · EPS (TTM) $−0.5100 · Net margin −2.4% · Return on equity −7.8% · Return on assets (EBIT) 0.4% · Operating margin −10.0% · Revenue growth (YoY) +1.1% · EPS growth (YoY) −42.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 22 out of 100 (medium confidence).
What moves the price
The share trades about 41% below its 52-week high and 62% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −38% fair-value upside, at −22%, SUPV screens cheaper than that median.
Fair Value models
Bear $3.05Fair Value $5.92Bull $8.74
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.44/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+13.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+57.2%
Start year 2020 (pandemic). Over 10 years: +74.1% a year
Revenue growth 13 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+69.9%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
5.1% (2020) → −4.8% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
News mood ⓘNews mood, the average tone of recent news (92 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Positive
Recent news coverage is more positive than average.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1074 stocks
Beats the industry median on 2/8 measures
Overall it trails its industry peers.
Valuation
Quality Score36 · Bottom 25%
Fair Value upside−25% · Below median
Profitability
Return on assets−1% · Bottom 25%
Net margin (TTM)−10% · Bottom 25%
Operating margin (TTM)−10% · Bottom 25%
Growth and dividend
Revenue growth1% · Below median
Balance sheet
Debt / equity0.17× · Below median
Valuation Multiplesvs Banks - Regional median · lower = cheaper
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Cite: Fair Value Calculator (2026). "Grupo Supervielle SA Fair Value". https://www.fairvalue-calculator.com/stock/SUPV
Frequently asked questions
Is Grupo Supervielle SA (SUPV) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of $5.92 versus a price of $7.61, about −22% upside (overvalued).
What is the fair value of SUPV?
Our model-based fair value for Grupo Supervielle SA is $5.92 (as of Sep 23, 2026), built from audited fundamentals. The current price: $7.61.
What is the quality score of SUPV?
Grupo Supervielle SA has a Quality Score of 32/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Grupo Supervielle SA (SUPV)?
Our model-based price target is the fair value of $5.92 (as of Sep 23, 2026) from 1 valuation models. Cautious scenario $3.05, optimistic scenario $8.74. It is a calculation from audited fundamentals, not an analyst target.
What is the Grupo Supervielle SA stock forecast for 2026?
Our models put fair value at $5.92, about −22% upside versus a price of $7.61 (overvalued). Cautious scenario $3.05, optimistic scenario $8.74. The calculation is refreshed regularly with new filings.
What is the intrinsic value of Grupo Supervielle SA (SUPV)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Grupo Supervielle SA it is $5.92 per share (as of Sep 23, 2026), against a price of $7.61. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Grupo Supervielle SA stock overvalued or undervalued in 2026?
As of Sep 23, 2026, SUPV trades above its calculated fair value: price $7.61, fair value $5.92, a gap of about −22% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SUPV?
No. The price is what the market pays today ($7.61); the fair value is what the company's own numbers justify ($5.92). For Grupo Supervielle SA the two are $1.69 per share apart. That gap is exactly why we show both numbers side by side.
How much is Grupo Supervielle SA worth?
The market values Grupo Supervielle SA at about $955M (market capitalisation, as of Sep 23, 2026). Per share that is $7.61; our models calculate a fair value of $5.92 per share.
What do the bullish and bearish scenarios say about SUPV?
Our models span a range for Grupo Supervielle SA: cautious scenario $3.05, base $5.92, optimistic $8.74 per share (as of Sep 23, 2026, price $7.61). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the PEG ratio of SUPV?
The PEG ratio of Grupo Supervielle SA is 0.29 (P/E divided by earnings growth, as of Sep 23, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of Grupo Supervielle SA (SUPV)?
Balance-sheet figures for Grupo Supervielle SA (as of Sep 23, 2026): return on equity −7.8%, debt of 0.17 per unit of equity. They feed the Quality Score of 32/100, which measures business quality independently of the share price.
How far is SUPV from its 52-week high?
Grupo Supervielle SA trades at $7.61, about 41% below its 52-week high of $12.86 and 62% above the low of $4.69 (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of $5.92 is for.
Which stocks are comparable to Grupo Supervielle SA?
From the same area (Financial Services) we also value DBS Group, China Merchants Bank Co, Intesa Sanpaolo S.p.A, HDFC Bank Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Grupo Supervielle SA stock attractive at the current price?
The data as of Sep 23, 2026: price $7.61, calculated fair value $5.92 (−22%), Quality Score 32/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SUPV calculated?
We run Grupo Supervielle SA through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $5.92, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.1 % above its aggregate fair value. Grupo Supervielle SA itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Grupo Supervielle SA (SUPV)?
The closing price on Sep 23, 2026 was $7.61. Our model-based fair value is $5.92, about −22% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Grupo Supervielle SA right now?
Weak quality (32/100) and above fair value at the same time, the margin of safety is missing on both counts. The model range is unusually wide ($3.05 to $8.74). The outcome hinges heavily on assumptions, so read the point estimate with caution. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Grupo Supervielle SA
How large is the market capitalisation of Grupo Supervielle SA (SUPV)?
The market capitalisation of Grupo Supervielle SA is $955M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What are the earnings per share of Grupo Supervielle SA (SUPV)?
Earnings per share at Grupo Supervielle SA are $−0.5100. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Grupo Supervielle SA (SUPV)?
The net margin of Grupo Supervielle SA is −2.4% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Grupo Supervielle SA (SUPV)?
The return on equity (ROE) of Grupo Supervielle SA is −7.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Grupo Supervielle SA (SUPV)?
On an EBIT basis the return on assets of Grupo Supervielle SA is 0.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Grupo Supervielle SA (SUPV)?
The operating margin of Grupo Supervielle SA is −10.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Grupo Supervielle SA (SUPV)?
Revenue at Grupo Supervielle SA is growing +1.1% versus a year earlier (3y avg +5.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Grupo Supervielle SA (SUPV)?
Earnings per share at Grupo Supervielle SA are growing −42.3% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Grupo Supervielle SA (SUPV) generate?
The free cash flow of Grupo Supervielle SA is −$1.1T (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Grupo Supervielle SA (SUPV) hold?
Grupo Supervielle SA holds more cash than debt, $549B net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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Thin data
Sep 23, 2026