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Tradegate AG (T2G) Fair Value & Analysis

Financial Services · DE · Market cap €2.0B

TA Tradegate AG T2G · F
Price€83.00
Fair Value€27.34
Upside-67.1%
Quality82/100
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Strengths

Highly profitable · 27.2% net margin
generates free cash flow
Wide moat 96/100

Risks

!Trades 67% ABOVE our fair value of €27.34
!Weak Growth
!Mixed vs. peers (6/12)
!The models disagree: range €20.50 to €102.07
Weak Growth
Highly profitable · 27.2% net margin
generates free cash flow
1.79% dividend yield
Mixed vs. peers (6/12)
Wide moat 96/100
Evidence: High Range €20.50 – €102.07 Share as image

Fair value as of: Aug 20, 2026

From 11 valuation models · updated yesterday

Share price −2.4% over the past month.

A strong business, but screening 67% overvalued on our models.

Fair value for all 35,000+ stocks, review alerts and the diversification check: 14 days of Pro free, no card.

What matters now

  • A high-quality business (quality 82/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety.
  • The model range is unusually wide (€20.50 to €102.07). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

€115.02 €79.61 Fair Value €27.34 Jun 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 20, 2026.

How to read this chart

60‑month range €79.61 – €115.02 · fair‑value band €20.50 – €102.07 · the €83.00 price screens above the €27.34 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 20, 2026.

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Analysis

Tradegate AG (T2G) currently trades at €83.00, while our model-based Fair Value estimate is €27.34, implying the stock looks roughly 67.1% overvalued today. The Quality Score stands at 82/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Tradegate AG generated revenue of €189M at a net margin of 27.2%. Revenue grew 36.5% year over year. It earns a return on equity of 35.8%. The stock trades on a trailing P/E of 39.5. Fundamentals as of Aug 20, 2026

Our scenario range runs from €20.50 (bear case) to €102.07 (bull case); at €83.00, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 9% below its 52-week high and 4% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -19% fair-value upside, at -67%, T2G screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income €14.62 €20.65 €175.33 76
Growth DCF €37.55 €71.20 €132.99 72
Rev-Margin DCF €18.64 €31.46 €50.38 67
All 11 models by family
DCF Models
Owner Earnings €33.97 €75.22 €158.64 31
5Y P/E Exit €25.73 €48.50 €77.05 38
10Y P/E Exit €29.79 €53.77 €93.12 35
Earnings-Based
Graham-Dodd €14.30 €99.72 €139.95 54
Lynch FV €29.48 €42.12 €54.76 50
Multiples
P/E Multiple €20.50 €27.34 €34.17 63
P/B Multiple €6.64 €8.85 €11.06 55
Asset-Based
NCAV (Graham) €3.16 €4.24 €6.32 50
Growth DCF
Growth DCF €37.55 €71.20 €132.99 72
Rev-Margin DCF €18.64 €31.46 €50.38 67
Economic Profit
Residual Income €14.62 €20.65 €175.33 76

Widest divergence: DCF Models (€53.77) versus Asset-Based (€4.24). Highest evidence: Residual Income (76).

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Key figures & financial health

Revenue (TTM) €189M
Revenue growth (YoY) +36.5%
Net margin 27.2%
Return on equity 35.8%
Free cash flow €64.6M FY2025
P/E ratio 39.5
More key figures
Operating margin 39.0%
EPS (TTM) €2.10
Dividend yield 1.8%
EPS growth (YoY) +25.6%

Figures from reported company fundamentals · as of Aug 20, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 82/100

Of which business quality 73 · Market factors (momentum, volatility) 54

Profitability 66
Margins and returns on capital today
Quality Growth 75
Are margins and returns improving?
Cashflow 88
Earnings quality: real cash, not paper profit
Fin. Strength 50
Balance sheet, leverage, solvency risk
Investment 86
Disciplined investing over empire-building
Low Volatility 99
Calm price path (market factor)
Momentum 38
Price trend over the last 3–12 months (market factor)
52W Momentum 29
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Tradegate AG Wertpapierhandelsbank provides various financial services in Germany. The company operates as a market specialist on the Tradegate Exchange and the Frankfurt Stock Exchange; order book manager on the Berlin Stock Exchange; and market maker on the EuroTLX (Italy).

Full company description

Tradegate AG Wertpapierhandelsbank provides various financial services in Germany. The company operates as a market specialist on the Tradegate Exchange and the Frankfurt Stock Exchange; order book manager on the Berlin Stock Exchange; and market maker on the EuroTLX (Italy). It also issues mini-futures certificates for liquid shares; and offers lending services, as well as operates tradegate.direct, a trading platform. The company was founded in 1986 and is headquartered in Berlin, Germany. Tradegate AG Wertpapierhandelsbank is a subsidiary of Berliner Effektengesellschaft AG.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Tradegate AG reported revenue of €190M in FY2025 versus €249M in FY2021, a compound −6.5%/yr. Reported net income was €51.3M in FY2025, compounding −16.2%/yr from FY2021.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
€190M
Latest YoY
+41.8%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+9.6%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−6.3%
Avg. growth/yr (12Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+16.6%
Revenue −6.5%/yr
FY21 €249M
FY22 €144M
FY23 €104M
FY24 €134M
FY25 €190M
Net income −16.2%/yr
FY21 €104M
FY22 €45.8M
FY23 €23.4M
FY24 €29.4M
FY25 €51.3M

T2G screens 67% overvalued. Compare with Mirae Asset Securities Co →

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Cite: Fair Value Calculator (2026). "Tradegate AG Fair Value". https://www.fairvalue-calculator.com/stock/T2G

Peer Group

Capital Markets · 435 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 80 · Top 25%
Fair Value upside −67% · Bottom 25%
Return on equity (TTM) 36% · Top 25%
Return on assets 13% · Top 25%
Net margin (TTM) 27% · Above median
Operating margin (TTM) 39% · Above median
Revenue growth 37% · Above median
Dividend yield (TTM) 1.8% · Below median

Valuation Multiples vs Capital Markets median · lower = cheaper

P/E (TTM) 39.5× · Pricier than 75% of peers
P/B 15.33× · Pricier than 75% of peers
P/S (TTM) 12.52× · Pricier than 75% of peers
P/FCF 36.6× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 16
FUTURE100 · sector 92
PAST100 · sector 30
HEALTH0 · sector 93
DIVIDEND36 · sector 38

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

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10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 20, 2026).

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Kiwoom Securities Co 039490 299,000 KRW 214,812 KRW -28%
SSI Securities Corporation SSI 19,400 VND 17,375 VND -10%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 294.30 ARS -6%
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Frequently asked questions

Is Tradegate AG (T2G) overvalued or undervalued?
As of Aug 20, 2026, our model estimates a fair value of €27.34 versus a price of €83.00, about −67% (overvalued).
What is the fair value of T2G?
Our model-based fair value for Tradegate AG is €27.34 (as of Aug 20, 2026), built from audited fundamentals. The current price: €83.00.
What is the quality score of T2G?
Tradegate AG has a Quality Score of 82/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Tradegate AG (T2G)?
Tradegate AG reported trailing-twelve-month revenue of about €189M (latest available figure, as of Aug 20, 2026).
What is the net profit margin of T2G?
The net profit margin of Tradegate AG is about 27.2%, meaning it keeps roughly 27.2% of revenue as net income. Based on the latest reported figures.
Does Tradegate AG pay a dividend?
Tradegate AG currently shows a dividend yield of about 1.79% relative to its recent price (as of Aug 20, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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