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Toya SA (TOA) Fair Value & Analysis

Industrials · PL · Market cap 696M PLN (≈ $187M) · ISIN PLTOYA000011

What is Toya SA really worth?

TS Toya SA TOA · WAR
Price11.00 PLN
Fair Value20.52 PLN
Upside+86.6%
Quality71/100

A solid business, trading 46% below our fair value of 20.52 PLN.

As of Aug 13, 2026, the fair value of Toya SA is 20.52 PLN per share against a price of 11.00 PLN, so the fair value sits 87% above the price. A model estimate blended from multiple valuation models, recalculated regularly.

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Strengths

✓Healthy Growth (revenue 5y +10.9 %/yr)
✓Low debt · generates free cash flow
✓Ranks above peers (12/14)

Risks

!Thin margins · 9.3% net margin
!Moderate moat 55/100
!Weak on future: 29 out of 100
Evidence: High Range 11.83 PLN – 27.63 PLN

Fair value as of: Aug 13, 2026

From 26 valuation models · updated 23 days ago

Fair value updated Aug 13, 2026, revised from 21.37 PLN to 20.52 PLN (−4.0%) since Jul 16, 2026. Share price +15.8% over the past month.

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The rarer combination: high quality (71/100) AND below fair value. That earns a closer look rather than a quick verdict.
  • The price is below even our cautious bear case (11.83 PLN). The market is more pessimistic than our downside scenario.
  • A fairly wide model range (11.83 PLN to 27.63 PLN) leaves room in how you read the outcome.

Price vs Fair Value (5 years)

11.16 PLN 4.31 PLN Fair Value 20.52 PLN May 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range 4.31 PLN – 11.16 PLN · fair‑value band 11.83 PLN – 27.63 PLN · the 11.00 PLN price screens below the 20.52 PLN fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

Toya SA (TOA) currently trades at 11.00 PLN, while our model-based Fair Value estimate is 20.52 PLN, implying the stock looks roughly 46.4% undervalued today. The Quality Score stands at 71/100 (solid quality), in the Industrials sector. Bull case: the Growth Earnings group reads highest at a median of 21.94 PLN per share, and 21 of the 26 models we run sit above the 11.00 PLN price. Bear case: the Dividend Discount group reads lowest at 3.76 PLN, and 5 of the 26 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, Toya SA generated revenue of 921M PLN at a net margin of 9.3%. Revenue grew 5.8% year over year. It earns a return on equity of 15.6%. The balance sheet holds a net cash position of 25.6M PLN. Fundamentals as of Aug 13, 2026

Our scenario range runs from 11.83 PLN (bear case) to 27.63 PLN (bull case); at 11.00 PLN, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 5% below its 52-week high and 39% above its 52-week low, currently above its 200-day average. For context, the median of 10 Industrials peers we cover trades at −35% fair-value upside, at 87%, TOA screens cheaper than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly 0.7777 PLN per share, which is 3.8 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
FCF DCF 9.50 PLN 15.12 PLN 23.64 PLN 79
Growth DCF 9.38 PLN 14.34 PLN 21.41 PLN 78
Owner Earnings 15.10 PLN 24.37 PLN 38.41 PLN 75
All 26 models by family
DCF Models
FCF DCF 9.50 PLN 15.12 PLN 23.64 PLN 79
Owner Earnings 15.10 PLN 24.37 PLN 38.41 PLN 75
5Y Revenue Exit 11.90 PLN 20.66 PLN 32.58 PLN 71
5Y EBITDA Exit 13.41 PLN 23.75 PLN 36.71 PLN 74
5Y P/E Exit 14.65 PLN 26.29 PLN 39.58 PLN 69
10Y Revenue Exit 10.47 PLN 17.98 PLN 29.50 PLN 65
10Y EBITDA Exit 11.74 PLN 20.04 PLN 32.64 PLN 67
10Y P/E Exit 12.49 PLN 21.74 PLN 34.82 PLN 62
Earnings-Based
Graham-Dodd 8.01 PLN 36.32 PLN 49.81 PLN 64
Lynch FV 9.50 PLN 13.57 PLN 17.64 PLN 61
PEG = 1.0 9.50 PLN 13.57 PLN 17.64 PLN 57
EPV 9.75 PLN 10.96 PLN 11.97 PLN 74
Dividend Discount
Gordon GGM 2.28 PLN 4.12 PLN 5.66 PLN 68
DDM Multi-Stage 2.28 PLN 3.76 PLN 4.40 PLN 67
Multiples
P/E Multiple 18.55 PLN 24.73 PLN 30.92 PLN 63
P/S Multiple 15.02 PLN 20.02 PLN 25.03 PLN 58
P/B Multiple 15.02 PLN 20.02 PLN 25.03 PLN 55
EV/EBIT 18.80 PLN 24.78 PLN 30.76 PLN 66
EV/EBITDA 17.23 PLN 22.69 PLN 28.14 PLN 67
EV/Revenue 13.66 PLN 19.15 PLN 24.64 PLN 54
Asset-Based
NCAV (Graham) 3.76 PLN 5.03 PLN 7.51 PLN 54
Growth DCF
Growth DCF 9.38 PLN 14.34 PLN 21.41 PLN 78
Rev-Margin DCF 11.90 PLN 20.40 PLN 31.27 PLN 71
Economic Profit
Residual Income 7.18 PLN 9.02 PLN 21.14 PLN 70
ROIC Compounder 10.46 PLN 13.09 PLN 16.36 PLN 72
Growth Earnings
Growth-Adj P/E 15.36 PLN 21.94 PLN 28.52 PLN 67

Widest divergence: Growth Earnings (21.94 PLN) versus Dividend Discount (3.76 PLN). Highest evidence: FCF DCF (79).

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Key figures & financial health

P/E ratio 9.6
P/S ratio 0.93 P/E × margin
EPS (TTM) 1.14 PLN price ÷ EPS = P/E 9.6
Net margin 9.6% FY2025
Return on equity 15.6% TTM
Return on assets (EBIT) 14.7% avg 5y
More key figures
Profitability
Operating margin 11.6% TTM
Growth
Revenue (TTM) 921M PLN TTM
Revenue growth (YoY) +5.8% 3y avg +6.0%
EPS growth (YoY) −6.8%
Balance sheet & cash flow
Free cash flow 61.0M PLN FY2025
Net cash 25.6M PLN FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 71/100

Of which business quality 71 · Market factors (momentum, volatility) 68

Profitability 69
Margins and returns on capital today
Quality Growth 74
Are margins and returns improving?
Cashflow 46
Earnings quality: real cash, not paper profit
Fin. Strength 85
Balance sheet, leverage, solvency risk
Investment 62
Disciplined investing over empire-building
Low Volatility 75
Calm price path (market factor)
Momentum 62
Price trend over the last 3–12 months (market factor)
52W Momentum 72
Distance to the 52-week high (market factor)
Net Issuance 91
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

TOYA S.A. produces and sells hand and power tools, professional gastronomy equipment, and home equipment in Poland and internationally.

Full company description

TOYA S.A. produces and sells hand and power tools, professional gastronomy equipment, and home equipment in Poland and internationally. The company provides battery, electric, combustion, pneumatic, and manual tools, as well as health and safety products; refrigeration equipment, worktables, transport thermoses, fryers, grills, meat mincers and others; tool kits, accessories, and equipment for working in the garage and home workshop; and manual and pneumatic tools for electricians, locksmiths, service technicians, welders, and plumbers, as well as hobbyists. It also offers household appliances; kitchen and bathroom faucets, shower panels, and a selection of linear drains; and hand tools for gardening work, and electrical and battery devices for the care of green areas. The company offers its products under the YATO, STHOR, VOREL, LUND, FALA, and FLO brands. TOYA S.A. was founded in 1990 and is headquartered in Wroclaw, Poland.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Toya SA reported revenue of 908M PLN in FY2025 versus 687M PLN in FY2021, a compound +7.2%/yr. Reported net income was 87.2M PLN in FY2025, compounding +3.0%/yr from FY2021.

Growth Quality 83/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
908M PLN
Latest YoY
+10.6%
Avg. revenue growth/yr (3Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+6.0%
Avg. revenue growth/yr (5Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+10.9%
Avg. revenue growth/yr (15Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+11.0%
Value creation/yr (5Y) ⓘEarnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+6.4% · in PLN
Earnings growth per share plus dividend yield: the value created per share and year.
Earnings growth per share+6.4%
Dividend yield0.0%
Trend ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.5Y 6.4% vs 10Y 13.0%, flattening
Operating margin (EBIT) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.15.2% (2020) → 11.5% (2025) · falling
Worst earnings drop36% (2012) · in PLN
Revenue +7.2%/yr
FY21 687M PLN
FY22 763M PLN
FY23 732M PLN
FY24 821M PLN
FY25 908M PLN
Net income +3.0%/yr
FY21 77.4M PLN
FY22 70.2M PLN
FY23 68.3M PLN
FY24 68.4M PLN
FY25 87.2M PLN
Character of growth · EPS growth decomposed (2014-2025) +11.9 % p.a.
Revenue per share +13.0 %

of which total revenue +12.5 % · buybacks/dilution +0.4 %

EBIT margin −1.4 %
Tax rate +0.0 %
Residual (interest, one-offs) +0.4 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

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Toya SA · Fair Value
20.52 PLN +46%Fair Value
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Cite: Fair Value Calculator (2026). "Toya SA Fair Value". https://www.fairvalue-calculator.com/stock/TOA.WAR

Peer Group

Tools & Accessories · 122 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 71 · Top 25%
Fair Value upside +87% · Top 25%
Return on equity (TTM) 16% · Top 25%
Return on assets 9% · Top 25%
Net margin (TTM) 9% · Above median
Operating margin (TTM) 12% · Above median
Revenue growth 6% · Above median
Dividend yield (TTM) 0.0% · Bottom 25%

Valuation Multiples vs Tools & Accessories median · lower = cheaper

P/E (TTM) 9.6× · Cheaper than 75% of peers
P/B 0.34× · Cheaper than 75% of peers
P/S (TTM) 0.20× · Cheaper than 75% of peers
P/FCF 3.1× · Pricier than median
EV/EBITDA 1.2× · Cheaper than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE100 · sector 4
FUTURE29 · sector 16
PAST62 · sector 28
HEALTH100 · sector 97
DIVIDEND0 · sector 40

Insider activity: 45/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Tools & Accessories stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Techtronic Industries Company 0669 HK$138.50 HK$78.56 −43%
Snap-on Incorporated SNA $391.86 $344.67 −12%
RBC Bearings Incorporated RBC $488.69 $179.94 −63%
Lincoln Electric Holdings LECO $284.90 $151.86 −47%
Stanley Black & Decker, Inc SWK $99.24 $52.80 −47%
AB SKF (publ) SKFB kr 275.40 kr 180.34 −35%
The Timken Company TKR $130.25 $64.85 −50%
The Toro Company TTC $92.37 $69.71 −25%
SFS Group SFSN CHF 131.40 CHF 118.30 −10%
Hangzhou Greatstar Industrial Co 002444 ¥30.51 ¥30.38 +0%

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Frequently asked questions

Is Toya SA (TOA) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of 20.52 PLN versus a price of 11.00 PLN, about +87% upside (undervalued).
What is the fair value of TOA?
Our model-based fair value for Toya SA is 20.52 PLN (as of Aug 13, 2026), built from audited fundamentals. The current price: 11.00 PLN.
What is the quality score of TOA?
Toya SA has a Quality Score of 71/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Toya SA (TOA)?
Our model-based price target is the fair value of 20.52 PLN (as of Aug 13, 2026) from 26 valuation models. Cautious scenario 11.83 PLN, optimistic scenario 27.63 PLN. It is a calculation from audited fundamentals, not an analyst target.
What is the Toya SA stock forecast for 2026?
Our models put fair value at 20.52 PLN, about +87% upside versus a price of 11.00 PLN (undervalued). Cautious scenario 11.83 PLN, optimistic scenario 27.63 PLN. The calculation is refreshed regularly with new filings.
What is the revenue of Toya SA (TOA)?
Toya SA reported trailing-twelve-month revenue of about 921M PLN (latest available figure, as of Aug 13, 2026).
What is the net profit margin of TOA?
The net profit margin of Toya SA is about 9.3%, meaning it keeps roughly 9.3% of revenue as net income. Based on the latest reported figures.
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