U. Y. Fincorp Limited (UYFINCORP) Fair Value & Analysis
Financial Services · IN · Market cap ₹2.9B
Fair value as of: Jul 3, 2026
From 14 valuation models · updated today
Share price +5.2% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹11.58 – ₹19.31 · fair‑value band ₹23.10 – ₹38.50 · the ₹15.40 price screens below the ₹30.80 fair value. As of Jul 3, 2026.
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U. Y. Fincorp Limited (UYFINCORP) currently trades at ₹15.40, while our model-based Fair Value estimate is ₹30.80 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 59/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.
Over the trailing twelve months, U. Y. Fincorp Limited generated revenue of ₹1.6B at a net margin of 29.6%. It earns a return on equity of 13.4%. Net debt stands at ₹22.3M. The stock trades on a trailing P/E of 6.1. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
About the company
U. Y. Fincorp Limited, a non-banking financial institution, provides financial and related services. The company focuses on providing corporate and personal loans; investments in securities and trading in securities. The company also offers fund-based services, such as infrastructure, real estate, and industrial asset funding; loan against shares and properties; corporate deposits; equity participation; retail and bridge financing; and bill discounting. In addition, the company provides fee-based services, which include loan syndication and project counselling. Further, it is involved in inevitable financial activities, such as acquisition funding, lending against land, promoter funding, and illiquid collaterals. The company was formerly known as Golden Goenka Fincorp Limited and changed its name to U. Y. Fincorp Limited in December 2018. U. Y. Fincorp Limited was incorporated in 1993 and is based in Mumbai, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
U. Y. Fincorp Limited reported revenue of ₹1.6B in FY2026 versus ₹837M in FY2022, a compound +18.1%/yr. Reported net income was ₹483M in FY2026, compounding +96.9%/yr from FY2022.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.