VIEL & Cie, société anonyme, an investment company, (VIL) Fair Value & Analysis
Financial Services · FR · Market cap €1.2B
Fair value as of: Jul 12, 2026
From 12 valuation models · updated 29 days ago
Share price +3.6% over the past month.
A solid business, but screening 31% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (€16.56). The favourable scenario is already priced in.
- Solid but not exceptional quality (62/100) and above fair value, neither a clear bargain nor a standout compounder.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 12, 2026.
How to read this chart
60‑month range €4.38 – €19.58 · fair‑value band €9.93 – €16.56 · the €19.10 price screens above the €13.25 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 12, 2026.
Analysis
VIEL & Cie, société anonyme, an investment company, (VIL) currently trades at €19.10, while our model-based Fair Value estimate is €13.25, implying the stock looks roughly 30.6% overvalued today. The Quality Score stands at 62/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).
Over the trailing twelve months, VIEL & Cie, société anonyme, an investment company, generated revenue of €1.2B at a net margin of 10.1%. Revenue grew 5.3% year over year. It earns a return on equity of 24.0%. Net debt stands at €97.4M. Fundamentals as of Jul 12, 2026
Our scenario range runs from €9.93 (bear case) to €16.56 (bull case); at €19.10, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 2% below its 52-week high and 35% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 11% fair-value upside, at -31%, VIL screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 12 models by family
Widest divergence: Earnings-Based (€35.12) versus Dividend Discount (€5.28). Highest evidence: Growth DCF (80).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 12, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 59 · Market factors (momentum, volatility) 70
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
VIEL & Cie, société anonyme, an investment company, provides interdealer broking, online trading, and private banking services in France, Europe, the Middle East, Africa, the Americas, and the Asia-Pacific region. It operates through Professional Intermediation, Online stock exchange, Private Banking, and Real Estate and Other Activities segments.
Full company description
VIEL & Cie, société anonyme, an investment company, provides interdealer broking, online trading, and private banking services in France, Europe, the Middle East, Africa, the Americas, and the Asia-Pacific region. It operates through Professional Intermediation, Online stock exchange, Private Banking, and Real Estate and Other Activities segments. The company offers intermediation services in a range of financial products, including money markets, bond markets, interest rates, foreign exchange and credit derivatives, equities and equity derivatives, and index futures; and non-financial products, such as energy, environment, and precious metals. It also provides online trading services covering a range of products comprising French and foreign stocks, mutual, funds, derivatives, trackers, warrants, certificates, turbos, and life insurance. In addition, the company offers private banking services for direct clients; wealth management advisors; securities custodian; and retail banking services for individuals and professionals, as well as engages in real estate activities. It serves financial institutions and other professional traders in the capital markets; and individual investors. VIEL & Cie, société anonyme was incorporated in 1962 and is based in Paris, France. VIEL & Cie, société anonyme is a subsidiary of VIEL et Compagnie Finance SE.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
VIEL & Cie, société anonyme, an investment company, reported revenue of €1.3B in FY2025 versus €870M in FY2021, a compound +9.9%/yr. Reported net income was €126M in FY2025, compounding +25.5%/yr from FY2021.
VIL screens 31% overvalued. Compare with Huatai Securities Co →
Peer Group
Capital Markets · 425 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Capital Markets median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Insider activity: 30/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Jul 12, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Huatai Securities Co HTSC | $0.2700 | $0.0400 | -85% |
| Mirae Asset Securities Co 006800 | 38,750 KRW | 31,645 KRW | -18% |
| Meritz Financial Group 138040 | 117,000 KRW | 87,706 KRW | -25% |
| Korea Investment Holdings 071050 | 239,000 KRW | 318,825 KRW | +33% |
| NH Investment & Securities Co 005940 | 31,000 KRW | 37,133 KRW | +20% |
| Samsung Securities Co 016360 | 107,700 KRW | 126,487 KRW | +17% |
| Motilal Oswal Financial Services Limited MOTILALOFS | ₹967.00 | ₹299.65 | -69% |
| Kiwoom Securities Co 039490 | 322,000 KRW | 358,091 KRW | +11% |
| SSI Securities Corporation SSI | 24,250 VND | 28,021 VND | +16% |
| Bolsas y Mercados Argentinos S.A BYMA | 313.75 ARS | 120.22 ARS | -62% |
Compare VIEL & Cie, société anonyme, an investment company, with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is VIEL & Cie, société anonyme, an investment company, (VIL) overvalued or undervalued?
What is the fair value of VIL?
What is the quality score of VIL?
What is the revenue of VIEL & Cie, société anonyme, an investment company, (VIL)?
What is the net profit margin of VIL?
Does VIEL & Cie, société anonyme, an investment company, pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track VIEL & Cie, société anonyme, an investment company, and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.