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Visagar Financial Services Limited (VISAGAR) Fair Value & Analysis

Financial Services · IN · Market cap ₹199M

VF Visagar Financial Services Limited VISAGAR · BSE
Price₹0.3400
Fair Value₹0.6800
Upside+100.0%
Quality38/100
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Evidence: Medium Range ₹0.3870 – ₹0.7730

Fair value as of: Jul 6, 2026

From 12 valuation models · updated today

Share price −5.6% over the past month.

Price vs Fair Value (12 months)

₹0.5300 ₹0.2600 Fair Value ₹0.6800 Jul 2025 Jul 2026

12‑month range ₹0.2600 – ₹0.5300 · fair‑value band ₹0.3870 – ₹0.7730 · the ₹0.3400 price screens below the ₹0.6800 fair value. As of Jul 6, 2026.

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Analysis

Visagar Financial Services Limited (VISAGAR) currently trades at ₹0.3400, while our model-based Fair Value estimate is ₹0.6800 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 38/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

Over the trailing twelve months, Visagar Financial Services Limited generated revenue of ₹99.3M at a net margin of -3.6%. Revenue declined 76.3% year over year. It earns a return on equity of -0.6%. Net debt stands at ₹307M. Fundamentals as of Jul 6, 2026

Our scenario range runs from ₹0.3870 (bear case) to ₹0.7730 (bull case); at ₹0.3400, the current price sits below that range. The share trades about 41% below its 52-week high and 36% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 25% fair-value upside — at 100%, VISAGAR screens cheaper than that median.

Key figures & financial health

Revenue (TTM) ₹99.3M
Revenue growth (YoY) -76.3%
Net margin -3.6%
Return on equity -0.6%
Free cash flow ₹126M FY2026
Operating margin 13.5%
More key figures
EPS (TTM) ₹-0.0100
Net debt ₹307M FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 6, 2026. TTM = trailing twelve months.

About the company

Visagar Financial Services Limited operates as a non-banking financial company in India. It offers financial advisory services, including bill discounting and factoring, machinery and equipment funding, debt funding and debt swapping, new project or expansion funding, working capital funding, and loans against property/shares. The company also provides corporate advisory services, such as NPA restructuring, mergers and acquisitions, private equity funding, joint ventures and business collaboration advisory, funding foreign currency loans, IPO advisory, and venture capital funding services; and other advisory services comprising subsidies for the textiles and food processing sector, investment proposals for considerations, promoter portfolio management services, real estate advisory, and other advisory services. In addition, it offers loans; and invests in securities of listed and unlisted companies, etc. The company was formerly known as Inca Finlease Limited and changed its name …

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Visagar Financial Services Limited reported revenue of ₹99.3M in FY2026 versus ₹35.6M in FY2022, a compound +29.2%/yr. Reported net income was −₹3.6M in FY2026.

Revenue +29.2%/yr
FY22 ₹35.6M
FY23 ₹7.9M
FY24 ₹82.1M
FY25 ₹1.3B
FY26 ₹99.3M
Net income
FY22 −₹5.7M
FY23 −₹14.0M
FY24 −₹155M
FY25 −₹16.6M
FY26 −₹3.6M

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Cite: Fair Value Calculator (2026). "Visagar Financial Services Limited Fair Value". https://www.fairvalue-calculator.com/stock/VISAGAR

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Frequently asked questions

Is Visagar Financial Services Limited (VISAGAR) undervalued?
As of Jul 6, 2026, our model estimates a fair value of ₹0.6800 versus a price of ₹0.3400 — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of VISAGAR?
Our model-based fair value for Visagar Financial Services Limited is ₹0.6800 (as of Jul 6, 2026), built from audited fundamentals. The current price is ₹0.3400.
What is the quality score of VISAGAR?
Visagar Financial Services Limited has a Quality Score of 38/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Visagar Financial Services Limited (VISAGAR)?
Visagar Financial Services Limited reported trailing-twelve-month revenue of about ₹99.3M (latest available figure, as of Jul 6, 2026).
What is the net profit margin of VISAGAR?
The net profit margin of Visagar Financial Services Limited is about -3.6%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.