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VLS Finance Limited (VLSFINANCE) Fair Value & Analysis

Financial Services · IN · Market cap ₹8.0B

VF VLS Finance Limited VLSFINANCE · NSE
Price₹256.05
Fair Value₹117.84
Upside-54.0%
Quality59/100
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Evidence: High Range ₹88.38 – ₹147.30

Fair value as of: Jul 3, 2026

From 26 valuation models · updated today

Share price +10.4% over the past month.

Price vs Fair Value (12 months)

₹334.82 ₹202.30 Fair Value ₹117.84 Jul 2025 Jul 2026

12‑month range ₹202.30 – ₹334.82 · fair‑value band ₹88.38 – ₹147.30 · the ₹256.05 price screens above the ₹117.84 fair value. As of Jul 3, 2026.

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Analysis

VLS Finance Limited (VLSFINANCE) currently trades at ₹256.05, while our model-based Fair Value estimate is ₹117.84 — implying the stock looks roughly 54.0% overvalued today. We read business quality at 59/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, VLS Finance Limited generated revenue of ₹479M at a net margin of 45.4%. Revenue declined 81.5% year over year. It earns a return on equity of 1.0%. The balance sheet holds a net cash position of ₹863M. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) ₹479M
Revenue growth (YoY) -81.5%
Net margin 45.4%
Return on equity 1.0%
Free cash flow ₹12.8M FY2026
P/E ratio 39.4
More key figures
Operating margin 107%
EPS (TTM) ₹6.50
Dividend yield 0.6%
EPS growth (YoY) -90.2%
Net cash ₹863M FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

About the company

VLS Finance Limited, together with its subsidiaries, provides stock broking services in India. The company is involved in the investment and sale/purchase of shares/securities and derivatives. It also provides proprietary investments and equity research; and corporate consulting and advisory services. In addition, the company offers investment banking services, such as determination of the issue size and pricing; drafting of the offer document and filling the same with the authorities for approval; co-ordination with various regulatory authorities and private agencies during the issue; chalking out a successful strategy for marketing of the issue; and selection of the right market timing. VLS Finance Limited was incorporated in 1986 and is based in New Delhi, India.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

VLS Finance Limited reported revenue of ₹481M in FY2026 versus ₹280M in FY2022, a compound +14.5%/yr. Reported net income was ₹218M in FY2026, compounding −43.3%/yr from FY2022.

Revenue +14.5%/yr
FY22 ₹280M
FY23 ₹263M
FY24 ₹3.8B
FY25 ₹721M
FY26 ₹481M
Net income −43.3%/yr
FY22 ₹2.1B
FY23 ₹560M
FY24 ₹3.2B
FY25 ₹462M
FY26 ₹218M

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Frequently asked questions

Is VLS Finance Limited (VLSFINANCE) undervalued?
As of Jul 3, 2026, our model estimates a fair value of ₹117.84 versus a price of ₹256.05 — about −54% (overvalued). Model-based estimate, not financial advice.
What is the fair value of VLSFINANCE?
Our model-based fair value for VLS Finance Limited is ₹117.84 (as of Jul 3, 2026), built from audited fundamentals. The current price is ₹256.05.
What is the quality score of VLSFINANCE?
VLS Finance Limited has a Quality Score of 59/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of VLS Finance Limited (VLSFINANCE)?
VLS Finance Limited reported trailing-twelve-month revenue of about ₹479M (latest available figure, as of Jul 3, 2026).
What is the net profit margin of VLSFINANCE?
The net profit margin of VLS Finance Limited is about 45.4%, meaning it keeps roughly 45.4% of revenue as net income. Based on the latest reported figures.
Does VLS Finance Limited pay a dividend?
VLS Finance Limited currently shows a dividend yield of about 0.59% relative to its recent price (as of Jul 3, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.