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Wah Fu Education Group Ltd (WAFU) fair value: what the stock is really worth

As of Sep 23, 2026: fair value of Wah Fu Education Group Ltd $2.15, price $1.60, upside +34.4%, quality 55 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? Yes
  2. Good quality? Yes
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Consumer Defensive · US · ISIN VGG941841014

WF Wah Fu Education Group Ltd logo Thin data Sep 23, 2026

Wah Fu Education Group Ltd

WAFU · US

UndervaluedThe stock appears undervalued with acceptable quality.

✓Fair value $2.15 · Undervalued (+34%)
!Quality 55/100
!Weak Growth (revenue 5y +1.9 %/yr)
!Loss-making · -1.3% net margin (TTM)
!Low debt · negative free cash flow
!Mixed vs. peers (4/10)
!Narrow moat 18/100
!Evidence only low, so the estimate is less certain
!Weak on past: 5 out of 100

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$8.65 $1.28 Fair Value $2.15 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.

How to read this chart

60‑month range $1.28 – $8.65 · fair‑value band $1.42 – $2.69 · the $1.60 price screens below the $2.15 fair value. Dashed = 300-day average. As of Sep 23, 2026.

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Company profile

Wah Fu Education Group Limited, through its subsidiaries, provides online exam preparation services and related technology solutions in the People's Republic of China. It operates through two segments Online Education Services and Technological Development and Operation Service.

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Wah Fu Education Group Limited, through its subsidiaries, provides online exam preparation services and related technology solutions in the People's Republic of China. It operates through two segments Online Education Services and Technological Development and Operation Service. The company offers online education platforms to institutions, such as universities and training institutions, and online course development service companies. It also provides self-study examination, continuing education, and non-diploma training platforms that allow students to enroll in courses for college credit; vocational education 1+X and higher vocational enrollment expansion teaching and educational administration platform; Huafu e-school system and paperless examination platform; and online training and examination preparation services directly to students. In addition, the company develops and maintains online education platforms and online courses for its clients, including universities and government agencies, as well as private clients, such as publishers; and offers consulting, maintenance, and updating services related to online education programs. Further, it produces online training course materials. The company was founded in 1999 and is headquartered in Beijing, the People's Republic of China.

Stock analysis

Wah Fu Education Group Ltd (WAFU) currently trades at $1.60, while our model-based Fair Value estimate is $2.15, implying the stock looks roughly 25.6% undervalued today.

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Valuation

How firm this estimate is: it rests on 1 models at a data quality of 84/100, which puts the evidence level at low.

Scenario range: $1.42 (bear) to $2.69 (bull), the price of $1.60 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 55/100 (solid quality), in the Consumer Defensive sector.

Weak Growth: Revenue growth is weak: less than 2 % a year.

Wah Fu Education Group Ltd reported revenue of $6.2M in FY2025 versus $8.5M in FY2021, a compound −7.7%/yr. Reported net income was −$465K in FY2025.

Key figures

Market cap $7.1M · P/S ratio 1.10 · EPS (TTM) $−0.0300 · Net margin −7.5% · Return on equity 1.3% · Return on assets (EBIT) 3.9% · Operating margin −0.5% · Revenue (TTM) $6.4M.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (low confidence).

What moves the price

The share trades about 23% below its 52-week high and 21% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Consumer Defensive peers we cover trades at 17% fair-value upside, at 34%, WAFU screens cheaper than that median.

Fair Value models

Bear $1.42 Fair Value $2.15 Bull $2.69
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
NCAV (Graham) $1.21 $1.62 $2.43 52
All 1 models by family
Asset-Based
NCAV (Graham) $1.21 $1.62 $2.43 52

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Quality Score breakdown

Overall quality 55/100

Of which business quality 56 · Market factors (momentum, volatility) 32

Profitability 13
Margins and returns on capital today
Quality Growth 25
Are margins and returns improving?
Cashflow 33
Earnings quality: real cash, not paper profit
Fin. Strength 98
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 37
Calm price path (market factor)
Momentum 30
Price trend over the last 3–12 months (market factor)
52W Momentum 29
Distance to the 52-week high (market factor)
Net Issuance 85
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 9/100
Revenue growth is weak: less than 2 % a year.
Revenue growth 1 year
−14.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−18.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.9%
Start year 2020 (pandemic)
Revenue growth 9 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−1.4%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−27.9% (2020) → −6.3% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Education & Training Services · 142 stocks

Beats the industry median on 3/9 measures
Overall it trails its industry peers.
Valuation
Quality Score 56 · Below median
Fair Value upside +34% · Above median
Profitability
Return on equity (TTM) 1% · Below median
Return on assets 1% · Below median
Net margin (TTM) −1% · Below median
Operating margin (TTM) 0% · Below median
Growth and dividend
Revenue growth 9% · Above median

Valuation Multiplesvs Education & Training Services median · lower = cheaper

P/B 0.66× · Cheaper than median
P/S (TTM) 1.10× · Pricier than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)79 · sector 47
FUTURE (revenue growth)47 · sector 27
PAST (return on equity)5 · sector 29
HEALTH (low debt)100 · sector 95
DIVIDEND (yield)0 · sector 61

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Education & Training Services stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
New Oriental Education & Technology Group EDU $54.74 $63.95 +17%
TAL Education Group TAL $11.87 $33.07 +179%
Laureate Education, Inc LAUR $36.13 $39.95 +11%
Grand Canyon Education, Inc LOPE $146.78 $161.46 +10%
Physicswallah Limited PWL ₹136.11 ₹32.25 −76%
Covista Inc CVSA $123.00 $135.45 +10%
Stride, Inc LRN $78.69 $140.28 +78%
Universal Technical Institute, Inc UTI $20.41 $21.53 +5%
Perdoceo Education Corporation PRDO $31.23 $41.28 +32%
Strategic Education, Inc STRA $76.47 $105.48 +38%

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Cite: Fair Value Calculator (2026). "Wah Fu Education Group Ltd Fair Value". https://www.fairvalue-calculator.com/stock/WAFU

Frequently asked questions

Is Wah Fu Education Group Ltd (WAFU) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of $2.15 versus a price of $1.60, about +34% upside (undervalued).
What is the fair value of WAFU?
Our model-based fair value for Wah Fu Education Group Ltd is $2.15 (as of Sep 23, 2026), built from audited fundamentals. The current price: $1.60.
What is the quality score of WAFU?
Wah Fu Education Group Ltd has a Quality Score of 55/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Wah Fu Education Group Ltd (WAFU)?
Our model-based price target is the fair value of $2.15 (as of Sep 23, 2026) from 1 valuation models. Cautious scenario $1.42, optimistic scenario $2.69. It is a calculation from audited fundamentals, not an analyst target.
What is the Wah Fu Education Group Ltd stock forecast for 2026?
Our models put fair value at $2.15, about +34% upside versus a price of $1.60 (undervalued). Cautious scenario $1.42, optimistic scenario $2.69. The calculation is refreshed regularly with new filings.
What is the revenue of Wah Fu Education Group Ltd (WAFU)?
Wah Fu Education Group Ltd reported trailing-twelve-month revenue of about $6.4M (latest available figure, as of Sep 23, 2026).
What is the intrinsic value of Wah Fu Education Group Ltd (WAFU)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Wah Fu Education Group Ltd it is $2.15 per share (as of Sep 23, 2026), against a price of $1.60. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Wah Fu Education Group Ltd stock overvalued or undervalued in 2026?
As of Sep 23, 2026, WAFU trades below its calculated fair value: price $1.60, fair value $2.15, a gap of about +34% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of WAFU?
No. The price is what the market pays today ($1.60); the fair value is what the company's own numbers justify ($2.15). For Wah Fu Education Group Ltd the two are $0.5500 per share apart. That gap is exactly why we show both numbers side by side.
How much is Wah Fu Education Group Ltd worth?
The market values Wah Fu Education Group Ltd at about $7.1M (market capitalisation, as of Sep 23, 2026). Per share that is $1.60; our models calculate a fair value of $2.15 per share.
What do the bullish and bearish scenarios say about WAFU?
Our models span a range for Wah Fu Education Group Ltd: cautious scenario $1.42, base $2.15, optimistic $2.69 per share (as of Sep 23, 2026, price $1.60). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Wah Fu Education Group Ltd (WAFU)?
Balance-sheet figures for Wah Fu Education Group Ltd (as of Sep 23, 2026): return on equity 1.3%. They feed the Quality Score of 55/100, which measures business quality independently of the share price.
How far is WAFU from its 52-week high?
Wah Fu Education Group Ltd trades at $1.60, about 23% below its 52-week high of $2.07 and 21% above the low of $1.32 (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of $2.15 is for.
Which stocks are comparable to Wah Fu Education Group Ltd?
From the same area (Consumer Defensive) we also value New Oriental Education & Technology Group, TAL Education Group, Laureate Education, Inc, Grand Canyon Education, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Wah Fu Education Group Ltd stock attractive at the current price?
The data as of Sep 23, 2026: price $1.60, calculated fair value $2.15 (+34%), Quality Score 55/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of WAFU calculated?
We run Wah Fu Education Group Ltd through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $2.15, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.2 % above its aggregate fair value. Wah Fu Education Group Ltd currently trades 34 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Wah Fu Education Group Ltd (WAFU)?
The closing price on Sep 23, 2026 was $1.60. Our model-based fair value is $2.15, about +34% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Wah Fu Education Group Ltd right now?
The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (55/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range ($1.42 to $2.69) leaves room in how you read the outcome.

Key figures of Wah Fu Education Group Ltd

How large is the market capitalisation of Wah Fu Education Group Ltd (WAFU)?
The market capitalisation of Wah Fu Education Group Ltd is $7.1M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Wah Fu Education Group Ltd (WAFU)?
The price-to-sales ratio of Wah Fu Education Group Ltd is 1.10 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Wah Fu Education Group Ltd (WAFU)?
Earnings per share at Wah Fu Education Group Ltd are $−0.0300. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Wah Fu Education Group Ltd (WAFU)?
The net margin of Wah Fu Education Group Ltd is −7.5% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Wah Fu Education Group Ltd (WAFU)?
The return on equity (ROE) of Wah Fu Education Group Ltd is 1.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Wah Fu Education Group Ltd (WAFU)?
On an EBIT basis the return on assets of Wah Fu Education Group Ltd is 3.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Wah Fu Education Group Ltd (WAFU)?
The operating margin of Wah Fu Education Group Ltd is −0.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Wah Fu Education Group Ltd (WAFU)?
Revenue at Wah Fu Education Group Ltd is growing +9.3% versus a year earlier (3y avg −18.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Wah Fu Education Group Ltd (WAFU)?
Earnings per share at Wah Fu Education Group Ltd are growing −73.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Wah Fu Education Group Ltd (WAFU) generate?
The free cash flow of Wah Fu Education Group Ltd is −$976K (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Wah Fu Education Group Ltd (WAFU) hold?
Wah Fu Education Group Ltd holds more cash than debt, $10.0M net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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