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Wah Fu Education Group Ltd (WAFU) fair value: what the stock is really worth

As of Nov 6, 2026: fair value (intrinsic value) of Wah Fu Education Group Ltd stock $1.88, price $1.40, upside +34.3%, quality 50 out of 100. Rating: undervalued. Calculated from audited financials with one of our 26 valuation models and 37 quality factors, updated daily.

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Consumer Defensive US · Based in China · ISIN VGG941841014

WF Wah Fu Education Group Ltd logo Thin data Nov 6, 2026

Wah Fu Education Group Ltd

WAFU · US
Undervalued, but in a downtrend

The stock costs 26% less than our calculation considers fair.

Fair value $1.88 · Undervalued
Low debt
Quality 50/100
Mixed vs. peers (4/10)
Profit last quarter 74% below a year ago.
Weak Growth (revenue 5y −5.7 %/yr in USD)
Loss-making · -17.4% net margin (TTM)
Negative free cash flow
Narrow moat 8/100 · thin data
Thin data
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$7.42 $1.28 Fair Value $1.88 Aug 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.

How to read this chart

60‑month range $1.28 – $7.42 · fair‑value band $1.24 – $2.35 · the $1.40 price screens below the $1.88 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 6, 2026.

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Company profile

Wah Fu Education Group Limited, through its subsidiaries, provides online exam preparation services and related technology solutions in the People's Republic of China. It operates through two segments Online Education Services and Technological Development and Operation Service.

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The company offers online education platforms to institutions, such as universities and training institutions, and online course development service companies.

It also provides self-study examination, continuing education, and non-diploma training platforms that allow students to enroll in courses for college credit; vocational education 1+X and higher vocational enrollment expansion teaching and educational administration platform; Huafu e-school system and paperless examination platform; and online training and examination preparation services directly to students.

In addition, the company develops and maintains online education platforms and online courses for its clients, including universities and government agencies, as well as private clients, such as publishers; and offers consulting, maintenance, and updating services related to online education programs.

Further, it produces online training course materials. The company was founded in 1999 and is headquartered in Beijing, the People's Republic of China.

Stock analysis

Wah Fu Education Group Ltd (WAFU) currently trades at $1.40, while our model-based Fair Value estimate is $1.88, implying the stock looks roughly 26% undervalued today.

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Valuation

How firm this estimate is: it rests on 1 models at a data quality of 83/100, which puts the data coverage at low.

Scenario range: $1.24 (bear) to $2.35 (bull), the price of $1.40 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 50/100 (solid quality), in the Consumer Defensive sector.

Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.

Wah Fu Education Group Ltd reported revenue of $6.4M in FY2026 versus $11.5M in FY2022, a compound −13.7%/yr. Reported net income was −$1.1M in FY2026.

Key figures

Market cap $6.2M Micro · P/S ratio 1.01 · EPS (TTM) $−0.2500 · Net margin −17.4% · Return on equity −8.1% · Return on assets (EBIT) 1.5% (5-year average) · Operating margin −25.6% · Revenue (TTM) $6.4M.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 8 out of 100 (low confidence).

What moves the price

The share trades about 27% below its 52-week high and 6% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Consumer Defensive peers we cover trades at 31% fair-value upside, at 34%, WAFU screens cheaper than that median.

Fair Value models

Bear $1.24 Fair Value $1.88 Bull $2.35
Price $1.40 · Upside +34.3%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
NCAV (Graham) $1.24 $1.88 $2.35 53
All 1 models by family
Asset-Based
NCAV (Graham) $1.24 $1.88 $2.35 53

Open the full fair value analysis →

Quality Score breakdown

Overall quality 50/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 10
How much profit the company makes from its sales and capital
Quality Growth 20
Are margins and returns getting better?
Cashflow 17
Do the profits arrive as real cash?
Financial strength 96
Debt, balance sheet and risk of trouble
Investment 100
Does it invest with discipline instead of growing at any price?
Low Volatility 42
How calm the share price moves, does not count
Price momentum 29
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 15
Distance to the 52-week high, does not count
New shares 83
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 6/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+2.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−15.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.7%
Start year 2021 (pandemic). Over 10 years: −1.0% a year
Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−1.0%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
12.8% (2021) → −13.5% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
not computed

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Education & Training Services · 108 stocks

Beats the industry median on 3/8 measures
Overall it trails its industry peers.
Valuation
Quality Score 50 · Below median
Fair Value upside +34.3% · Above median
Profitability
Return on assets −7.7% · Bottom 25%
Net margin (12 months) −17.4% · Bottom 25%
Operating margin (12 months) −25.6% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) −2.7% · Below median

Valuation Multiplesvs Education & Training Services median · lower = cheaper

P/B 0.62× · Cheapest 25%
P/S (12 months) 0.97× · Cheaper than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)79 · sector 47
FUTURE (revenue growth)0 · sector 21
PAST (return on equity)0 · sector 28
HEALTH (low debt)100 · sector 95
DIVIDEND (yield)0 · sector 58

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Education & Training Services stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Stride, Inc LRN $75.00 $171.72 +129% vs WAFU
New Oriental Education & Technology Group 9901 HK$42.46 HK$64.52 +52% vs WAFU
Perdoceo Education Corporation PRDO $26.88 $40.81 +52% vs WAFU
Covista Inc CVSA $110.32 $152.79 +39% vs WAFU
Grand Canyon Education, Inc LOPE $117.69 $154.63 +31% vs WAFU
Laureate Education, Inc LAUR $33.59 $42.74 +27% vs WAFU
East Buy Holding 1797 HK$30.60 HK$33.66 +10% vs WAFU
Youdao, Inc DAO $19.71 $18.57 −6% vs WAFU
McGraw Hill, Inc MH $10.86 $8.95 −18% vs WAFU
Physicswallah Limited PWL ₹130.00 ₹33.55 −74% vs WAFU

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Wah Fu Education Group Ltd: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Wah Fu Education Group Ltd Fair Value". https://www.fairvalue-calculator.com/stock/WAFU

Frequently asked questions

Is Wah Fu Education Group Ltd (WAFU) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of $1.88 versus a price of $1.40, about +34% upside (undervalued).
What is the fair value of WAFU?
Our model-based fair value for Wah Fu Education Group Ltd is $1.88 (as of Nov 6, 2026), built from audited fundamentals. The current price: $1.40.
What is the quality score of WAFU?
Wah Fu Education Group Ltd has a Quality Score of 50/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Wah Fu Education Group Ltd (WAFU)?
Our model-based price target is the fair value of $1.88 (as of Nov 6, 2026) from 1 valuation models. Cautious scenario $1.24, optimistic scenario $2.35. It is a calculation from audited fundamentals, not an analyst target.
What is the Wah Fu Education Group Ltd stock forecast for 2026?
Our models put fair value at $1.88, about +34% upside versus a price of $1.40 (undervalued). Cautious scenario $1.24, optimistic scenario $2.35. The calculation is refreshed regularly with new filings.
What is the revenue of Wah Fu Education Group Ltd (WAFU)?
Wah Fu Education Group Ltd reported trailing-twelve-month revenue of about $6.4M (latest available figure, as of Nov 6, 2026).
What is the intrinsic value of Wah Fu Education Group Ltd (WAFU)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Wah Fu Education Group Ltd it is $1.88 per share (as of Nov 6, 2026), against a price of $1.40. It is the blended result of 1 valuation models in 1 family (Asset-Based).
Is Wah Fu Education Group Ltd stock overvalued or undervalued in 2026?
As of Nov 6, 2026, WAFU trades below its calculated fair value: price $1.40, fair value $1.88, a gap of about +34% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of WAFU?
No. The price is what the market pays today ($1.40); the fair value is what the company's own numbers justify ($1.88). For Wah Fu Education Group Ltd the two are $0.4800 per share apart. That gap is exactly why we show both numbers side by side.
How much is Wah Fu Education Group Ltd worth?
The market values Wah Fu Education Group Ltd at about $6.2M (market capitalisation, as of Nov 6, 2026). Per share that is $1.40; our models calculate a fair value of $1.88 per share.
What do the bullish and bearish scenarios say about WAFU?
Our models span a range for Wah Fu Education Group Ltd: cautious scenario $1.24, base $1.88, optimistic $2.35 per share (as of Nov 6, 2026, price $1.40). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Wah Fu Education Group Ltd (WAFU)?
Balance-sheet figures for Wah Fu Education Group Ltd (as of Nov 6, 2026): return on equity −8.1%. They feed the Quality Score of 50/100, which measures business quality independently of the share price.
How far is WAFU from its 52-week high?
Wah Fu Education Group Ltd trades at $1.40, about 27% below its 52-week high of $1.93 and 6% above the low of $1.32 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $1.88 is for.
Which stocks are comparable to Wah Fu Education Group Ltd?
From the same area (Consumer Defensive) we also value New Oriental Education & Technology Group, Laureate Education, Inc, Covista Inc, Physicswallah Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Wah Fu Education Group Ltd stock attractive at the current price?
The data as of Nov 6, 2026: price $1.40, calculated fair value $1.88 (+34%), Quality Score 50/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of WAFU calculated?
We run Wah Fu Education Group Ltd through 1 models from 1 family: Asset-Based. Every model gets the same audited fundamentals; the fair value of $1.88 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Wah Fu Education Group Ltd currently trades 26% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Wah Fu Education Group Ltd (WAFU)?
The closing price on Nov 6, 2026 was $1.40. Our model-based fair value is $1.88, about +34% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Wah Fu Education Group Ltd right now?
The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (50/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range ($1.24 to $2.35) leaves room in how you read the outcome.

Key figures of Wah Fu Education Group Ltd

How large is the market capitalisation of Wah Fu Education Group Ltd (WAFU)?
The market capitalisation of Wah Fu Education Group Ltd is $6.2M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Wah Fu Education Group Ltd (WAFU)?
The price-to-sales ratio of Wah Fu Education Group Ltd is 1.01 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Wah Fu Education Group Ltd (WAFU)?
Earnings per share at Wah Fu Education Group Ltd are $−0.2500. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Wah Fu Education Group Ltd (WAFU)?
The net margin of Wah Fu Education Group Ltd is −17.4% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Wah Fu Education Group Ltd (WAFU)?
The return on equity (ROE) of Wah Fu Education Group Ltd is −8.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Wah Fu Education Group Ltd (WAFU)?
On an EBIT basis the return on assets of Wah Fu Education Group Ltd is 1.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Wah Fu Education Group Ltd (WAFU)?
The operating margin of Wah Fu Education Group Ltd is −25.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Wah Fu Education Group Ltd (WAFU)?
Revenue at Wah Fu Education Group Ltd is growing −2.7% versus a year earlier (3y avg −15.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Wah Fu Education Group Ltd (WAFU)?
Earnings per share at Wah Fu Education Group Ltd are growing −73.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Wah Fu Education Group Ltd (WAFU) generate?
The free cash flow of Wah Fu Education Group Ltd is −$1.4M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Wah Fu Education Group Ltd (WAFU) hold?
Wah Fu Education Group Ltd holds more cash than debt, $8.8M net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
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