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The York Water Company (YORW) Fair Value & Analysis

Utilities · US · Market cap $493M

TY The York Water Company logo The York Water Company YORW · US
Price$31.70
Fair Value$11.95
Upside-62.3%
Quality42/100
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Expensive Growth
Highly profitable · 26.8% net margin
Moderate debt · negative free cash flow
2.96% dividend yield
Mixed vs. peers (6/14)
Wide moat 66/100
Evidence: High Range $8.96 – $18.02 Share as image

Fair value as of: Jul 25, 2026

From 16 valuation models · updated 16 days ago

Share price +5.7% over the past month.

Below-average quality, and screening another 62% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case ($18.02). The favourable scenario is already priced in.
  • Weak quality (42/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • A fairly wide model range ($8.96 to $18.02) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

$48.03 $29.00 Fair Value $11.95 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 25, 2026.

How to read this chart

60‑month range $29.00 – $48.03 · fair‑value band $8.96 – $18.02 · the $31.70 price screens above the $11.95 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 25, 2026.

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Analysis

The York Water Company (YORW) currently trades at $31.70, while our model-based Fair Value estimate is $11.95, implying the stock looks roughly 62.3% overvalued today. The Quality Score stands at 42/100 (below-average quality), in the Utilities sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, The York Water Company generated revenue of $79.1M at a net margin of 26.8%. Revenue grew 8.8% year over year. It earns a return on equity of 9.0%. Net debt stands at $232M. Fundamentals as of Jul 25, 2026

Our scenario range runs from $8.96 (bear case) to $18.02 (bull case); at $31.70, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 6% below its 52-week high and 12% above its 52-week low, currently above its 200-day average. For context, the median of 10 Utilities peers we cover trades at -10% fair-value upside, at -62%, YORW screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Residual Income $11.83 $12.53 $13.37 76
ROIC Compounder $0.2900 $1.69 72
Gordon GGM $6.05 $10.91 $15.01 70
All 16 models by family
Earnings-Based
Graham-Dodd $8.41 $23.01 $30.19 54
Lynch FV $4.56 $6.51 $8.46 50
PEG = 1.0 $4.56 $6.51 $8.46 46
EPV $0.2900 $1.69 59
Dividend Discount
Gordon GGM $6.05 $10.91 $15.01 70
DDM Multi-Stage $6.05 $8.93 $11.57 61
Multiples
P/E Multiple $16.71 $22.27 $27.84 63
P/S Multiple $8.96 $11.95 $14.94 58
P/B Multiple $15.78 $21.04 $26.30 55
EV/EBIT $5.54 $11.95 $18.36 53
EV/EBITDA $5.72 $12.19 $18.66 54
EV/Revenue $1.85 43
Asset-Based
NCAV (Graham) $7.41 $9.93 $14.83 50
Economic Profit
Residual Income $11.83 $12.53 $13.37 76
ROIC Compounder $0.2900 $1.69 72
Growth Earnings
Growth-Adj P/E $13.43 $19.18 $24.94 68

Widest divergence: Growth Earnings ($19.18) versus Economic Profit ($0.2900). Highest evidence: Residual Income (76).

Key figures & financial health

Revenue (TTM) $79.1M
Revenue growth (YoY) +8.8%
Net margin 26.8%
Return on equity 9.0%
Free cash flow −$18.9M FY2025
P/E ratio 20.7
More key figures
Operating margin 32.3%
EPS (TTM) $1.47
Dividend yield 3.0%
EPS growth (YoY) +32.0%
Net debt $232M FY2025

Figures from reported company fundamentals · as of Jul 25, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 42/100

Of which business quality 39 · Market factors (momentum, volatility) 59

Profitability 37
Margins and returns on capital today
Quality Growth 25
Are margins and returns improving?
Cashflow 42
Earnings quality: real cash, not paper profit
Fin. Strength 24
Balance sheet, leverage, solvency risk
Investment 41
Disciplined investing over empire-building
Low Volatility 89
Calm price path (market factor)
Momentum 44
Price trend over the last 3–12 months (market factor)
52W Momentum 51
Distance to the 52-week high (market factor)
Net Issuance 74
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

The York Water Company impounds, purifies, and distributes drinking water. It owns and operates three wastewater collection systems; twelve wastewater collection and treatment systems; and two reservoirs, including Lake Williams and Lake Redman, which hold approximately 2.5 billion gallons of water.

Full company description

The York Water Company impounds, purifies, and distributes drinking water. It owns and operates three wastewater collection systems; twelve wastewater collection and treatment systems; and two reservoirs, including Lake Williams and Lake Redman, which hold approximately 2.5 billion gallons of water. The company operates a 15-mile pipeline from the Susquehanna River to Lake Redman; and owns satellite groundwater systems in York, Adams, and Lancaster Counties, as well as two impounding dams on primary system located in York and Springfield Townships. It serves customers in the fixtures and furniture, electrical machinery, food products, paper, ordnance units, textile products, air conditioning systems, laundry detergents, barbells, and motorcycle industries in 58 municipalities within four counties in south-central Pennsylvania. The York Water Company was incorporated in 1816 and is based in York, Pennsylvania.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

The York Water Company reported revenue of $77.5M in FY2025 versus $55.1M in FY2021, a compound +8.9%/yr. Reported net income was $20.1M in FY2025, compounding +4.2%/yr from FY2021.

Growth Quality 42/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
$77.5M
Latest YoY
+3.4%
Avg. growth/yr (3Y)
+8.9%
Avg. growth/yr (5Y)
+7.5%
Avg. growth/yr (30Y)
+5.5%
Revenue +8.9%/yr
FY21 $55.1M
FY22 $60.1M
FY23 $71.0M
FY24 $75.0M
FY25 $77.5M
Net income +4.2%/yr
FY21 $17.0M
FY22 $19.6M
FY23 $23.8M
FY24 $20.3M
FY25 $20.1M

YORW screens 62% overvalued. Compare with American Water Works Company →

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Cite: Fair Value Calculator (2026). "The York Water Company Fair Value". https://www.fairvalue-calculator.com/stock/YORW

Peer Group

Utilities - Regulated Water · 67 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 42 · Below median
Fair Value upside −62% · Bottom 25%
Return on equity (TTM) 9% · Above median
Return on assets 3% · Above median
Net margin (TTM) 27% · Top 25%
Operating margin (TTM) 32% · Top 25%
Revenue growth 9% · Above median
Dividend yield (TTM) 3.0% · Above median
Debt / equity 0.92× · Higher than median

Valuation Multiples vs Utilities - Regulated Water median · lower = cheaper

P/E (TTM) 20.7× · Pricier than median
P/B 2.05× · Pricier than median
P/S (TTM) 6.24× · Pricier than 75% of peers
EV/EBITDA 16.8× · Pricier than 75% of peers
PEG 4.10× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 7
FUTURE 44 · sector 28
PAST 36 · sector 29
HEALTH 54 · sector 66
DIVIDEND 59 · sector 49

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Utilities - Regulated Water stocks, each showing price versus our Fair Value estimate (as of Jul 25, 2026).

Stock Price Fair Value vs Fair Value
American Water Works Company AWK $134.33 $65.80 -51%
SBSP3 SBSP3 R$29.22 R$31.23 +7%
SBS SBS $5.79 $5.21 -10%
Essential Utilities, Inc WTRG $38.59 $21.81 -43%
CSMG3 CSMG3 R$66.10 R$60.17 -9%
Grandblue Environment Co 600323 ¥29.42 ¥33.29 +13%
American States Water Company AWR $85.01 $48.02 -44%
Chengdu Xingrong Environment Co 000598 ¥6.97 ¥10.74 +54%
California Water Service Group CWT $49.73 $33.56 -33%
Chongqing Water Group 601158 ¥4.12 ¥2.77 -33%

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Frequently asked questions

Is The York Water Company (YORW) overvalued or undervalued?
As of Jul 25, 2026, our model estimates a fair value of $11.95 versus a price of $31.70, about −62% (overvalued).
What is the fair value of YORW?
Our model-based fair value for The York Water Company is $11.95 (as of Jul 25, 2026), built from audited fundamentals. The current price is $31.70.
What is the quality score of YORW?
The York Water Company has a Quality Score of 42/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of The York Water Company (YORW)?
The York Water Company reported trailing-twelve-month revenue of about $79.1M (latest available figure, as of Jul 25, 2026).
What is the net profit margin of YORW?
The net profit margin of The York Water Company is about 26.8%, meaning it keeps roughly 26.8% of revenue as net income. Based on the latest reported figures.
Does The York Water Company pay a dividend?
The York Water Company currently shows a dividend yield of about 2.96% relative to its recent price (as of Jul 25, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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