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ZENKOKU HOSHO Co (ZNKKY) Fair Value & Analysis

Financial Services · US · Market cap $2.3B

Price$8.66
Fair Value$10.97
Upside+26.7%
Quality97/100
Evidence: High Range $7.85 – $18.96

Analysis

ZENKOKU HOSHO Co (ZNKKY) currently trades at $8.66, while our model-based Fair Value estimate is $10.97 — implying the stock looks roughly 26.7% undervalued today. We read business quality at 97/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

ZENKOKU HOSHO Co.,Ltd., together with its subsidiaries, engages in the credit guarantee business in Japan. The company is also involved in non-life insurance agency and credit check operations; debt collection; clerical and other contracts; and agency operation services. The company was incorporated in 1981 and is headquartered in Tokyo, Japan.

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How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.