EN DE
Watch Banco Santander Chile for free: we tell you when fair value or trend changes.
Data-driven stock valuation

Banco Santander Chile (BSAC) fair value: what the stock is really worth

As of Nov 6, 2026: fair value (intrinsic value) of Banco Santander Chile stock $22.81, price $32.33, that is 29.4% below the price, quality 61 out of 100. Rating: overvalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.

  1. Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free

Financial Services US · Based in Chile

BS Banco Santander Chile logo Broad data Nov 6, 2026

Banco Santander Chile

BSAC · US
Solid, but expensive

Our calculation puts a fair price 29% below what the stock costs today.

Quality 61/100
Highly profitable · 47.3% net margin (TTM)
4.4% dividend yield · Sustainable
Wide moat 67/100
Positive coverage
Broad data
Mixed Growth (revenue 5y +11.7 %/yr in CLP)
Fair value $22.81 · Overvalued
Trails peers (5/15)

Risks from the AI analysis

🚩Neobanks erode retail customers and margins
Watch Banco Santander Chile for free: we tell you when fair value or trend changes. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$36.15 $10.91 Fair Value $22.81 Aug 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.

How to read this chart

60‑month range $10.91 – $36.15 · fair‑value band $14.99 – $28.52 · the $32.33 price screens above the $22.81 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.

Follow Banco Santander Chile in your weekly email

Every Wednesday you see whether Banco Santander Chile is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail, Wealth Management & Insurance, Middle-Market, Corporate and Investment Banking, and Corporate Activities and Other segments.

Show moreShow less

The company provides checking accounts and savings products; debit and credit cards; consumer, auto, commercial, mortgage, and government-guaranteed loans; and Chilean peso and foreign currency denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines, as well as mortgage financing services.

It offers mutual fund management, insurance and securities brokerage, foreign exchange services, financial leasing, financial consulting and advisory, investment management, foreign trade, leasing, factoring, treasury, and transactional services, as well as specialized services to finance residential projects.

In addition, the company offers short-term financing and funding, and brokerage services, as well as derivatives, securitization, and other products; and manages capital allocations.

Further, it provides health, life, travel, automobile, and unemployment insurance products; personal and corporate protection products; guarantees; international investment accounts, structured funds, and alternative investment funds; and wealth management and open architecture, asset management, and private banking services.

It serves individuals, small to middle-sized companies, and other companies, as well as universities, government agencies, municipalities, regional governments, and construction and real estate companies. The company was incorporated in 1977 and is headquartered in Santiago, Chile.

Banco Santander-Chile is a subsidiary of Banco Santander, S.A.

Stock analysis

Banco Santander Chile (BSAC) currently trades at $32.33, while our model-based Fair Value estimate is $22.81, 29% below the price, so the stock looks overvalued today.

Show more

Valuation

Bull case: the Dividend Discount group reads highest at a median of $25.10 per share, and 0 of the 6 models we run sit above the $32.33 price.

Bear case: the Asset-Based group reads lowest at $8.05, and 6 of the 6 models stay below the price. Data coverage for this calculation is high.

Scenario range: $14.99 (bear) to $28.52 (bull), the price of $32.33 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 61/100 (solid quality), in the Financial Services sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

Banco Santander Chile reported revenue of 4.7T CLP in FY2025 versus 3.4T CLP in FY2021, a compound +8.4%/yr. Reported net income was 1.0T CLP in FY2025, compounding +4.9%/yr from FY2021.

Key figures

Market cap $15.2B Large · P/E ratio 12.5 · P/S ratio 2.74 · EPS (TTM) $2.59 · Dividend yield 4.4% · Net margin 21.9% · Return on equity 23.3% · Return on assets (EBIT) 1.5% (5-year average).

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 67 out of 100 (medium confidence).

What moves the price

The share trades about 11% below its 52-week high and 16% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −28% fair-value upside, at −29%, BSAC screens richer than that median.

Fair Value models

Bear $14.99 Fair Value $22.81 Bull $28.52
Price $32.33 · Downside -29.4%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($2.22 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Residual Income $15.02 $19.06 $30.27 74
DDM Multi-Stage $12.45 $21.71 $29.48 66
Gordon GGM $12.45 $28.49 $51.09 65
All 6 models by family
Dividend Discount
Gordon GGM $12.45 $28.49 $51.09 65
DDM Multi-Stage $12.45 $21.71 $29.48 66
Multiples
P/E Multiple $21.67 $28.89 $36.12 63
P/B Multiple $12.62 $16.83 $21.03 55
Asset-Based
NCAV (Graham) $6.01 $8.05 $12.02 54
Economic Profit
Residual Income $15.02 $19.06 $30.27 74

Open the full fair value analysis →

Quality Score breakdown

Overall quality 61/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 38
How much profit the company makes from its sales and capital
Quality Growth 60
Are margins and returns getting better?
Cashflow 55
Do the profits arrive as real cash?
Financial strength 26
Debt, balance sheet and risk of trouble
Investment 93
Does it invest with discipline instead of growing at any price?
Low Volatility 84
How calm the share price moves, does not count
Price momentum 46
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 54
Distance to the 52-week high, does not count
New shares 82
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 89/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−5.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−0.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.7%
Start year 2020 (pandemic). Over 10 years: +6.6% a year
Revenue growth 27 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.4%
What shareholders gained per year (last 5 years), in CLP ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: adjusted. Measured in CLP: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+15.5%
Earnings growth per share plus dividend.
Earnings per share, growth per year+11.1%
Dividend (yield on the price)4.4%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.10.5% vs 7.9%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.26% → 27%
Pace: the 5-year rate starts in 2020 (pandemic)

BSAC screens overvalued: fair value 29% below the price. Compare with China Merchants Bank Co →

Recent news

News mood ⓘNews mood, the average tone of recent news (86 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation. Positive
Recent news coverage is more positive than average.
Note from the team Oct 13, 2026
AI conclusion: Stable low-cost deposits from a large share of current accounts form the main strength, while heavy ongoing spending on technology, data and AI forms the main weak point in a slow-growing economy.
Main risk: Digital banks such as Tenpo and MACH could draw away retail customers, especially younger segments, from traditional banks like Santander Chile, leading to loss of low-cost deposits and pressure on profitability.
Bull case: By accelerating its digital platforms, WorkCafé branches and AI-driven services, Santander Chile could retain and attract customers while leveraging its deposit base to maintain funding advantages.
Bear case: If neobanks capture significant market share in retail banking, Santander Chile might face sustained erosion of its current-account base, higher funding costs and compressed margins in a competitive Chilean market.
Banco Santander Chile draws strength from its sizable share of current accounts, which anchors a stable base of low-cost deposits. Efficiency has improved through earlier digital moves, but the bank is now directing sizable resources toward technology, data and artificial intelligence as well as branch network changes. Will these steps widen the funding advantage and lift returns more than they add to costs in a slow-growing economy?
Join the discussion →

Compare Banco Santander Chile with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 996 stocks

Beats the industry median on 5/15 measures
Overall it trails its industry peers.
Valuation
Quality Score 61 · Top 25%
Fair Value upside −29.4% · Below median
Profitability
Return on equity (12 months) 23.3% · Top 25%
Return on assets 1.5% · Top 25%
Net margin (12 months) 47.3% · Top 25%
Operating margin (12 months) 0.0% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) −5.4% · Bottom 25%
Dividend yield (12 months) 4.4% · Top 25%
Balance sheet
Debt / equity 2.33× · Highest 25%

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (12 months) 12.5× · Pricier than median
P/B 2.65× · Priciest 25%
P/S (12 months) 6.35× · Priciest 25%
Price / free cash flow (fiscal year) 23.8× · Priciest 25%
EV/EBITDA 16.5× · Priciest 25%
PEG 2.46× · Priciest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 8
FUTURE (revenue growth)0 · sector 47
PAST (return on equity)93 · sector 43
HEALTH (low debt)–
DIVIDEND (yield)89 · sector 53

VALUE 0: the price sits above our fair-value range.

HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Postal Savings Bank of China Co 601658 ¥5.53 ¥7.59 +37% vs BSAC
China Merchants Bank Co 600036 ¥42.88 ¥52.73 +23% vs BSAC
BNP Paribas SA BNP €91.93 €106.01 +15% vs BSAC
Intesa Sanpaolo S.p.A ISP €6.18 €4.49 −27% vs BSAC
State Bank of India SBIN ₹1,019 ₹736.65 −28% vs BSAC
UniCredit S.p.A UCG €76.80 €50.44 −34% vs BSAC
Mizuho Financial Group MFG $9.40 $5.89 −37% vs BSAC
DBS Group D05 69.72 SGD 40.39 SGD −42% vs BSAC
HDFC Bank Limited HDFCBANK ₹788.25 ₹406.39 −48% vs BSAC
ICICI Bank Limited ICICIBANK ₹1,571 ₹615.63 −61% vs BSAC

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend StocksUndervalued 52-Week Low Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Free calculator Peter Lynch Fair Value Formula &…Free calculator
Run the numbers yourself: free valuation calculators
DCF CalculatorP/E Ratio CalculatorPEG Ratio CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorIntrinsic ValueIntrinsic vs Extrinsic ValueP/E Ratio by Sector
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Banco Santander Chile: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Banco Santander Chile Fair Value". https://www.fairvalue-calculator.com/stock/BSAC

Frequently asked questions

Is Banco Santander Chile (BSAC) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of $22.81 versus a price of $32.33, about 29% lower (overvalued).
What is the fair value of BSAC?
Our model-based fair value for Banco Santander Chile is $22.81 (as of Nov 6, 2026), built from audited fundamentals. The current price: $32.33.
What is the quality score of BSAC?
Banco Santander Chile has a Quality Score of 61/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Banco Santander Chile (BSAC)?
Our model-based price target is the fair value of $22.81 (as of Nov 6, 2026) from 6 valuation models. Cautious scenario $14.99, optimistic scenario $28.52. It is a calculation from audited fundamentals, not an analyst target.
What is the Banco Santander Chile stock forecast for 2026?
Our models put fair value at $22.81, about 29% lower versus a price of $32.33 (overvalued). Cautious scenario $14.99, optimistic scenario $28.52. The calculation is refreshed regularly with new filings.
What is the revenue of Banco Santander Chile (BSAC)?
Banco Santander Chile reported trailing-twelve-month revenue of about 2.3T CLP (latest available figure, as of Nov 6, 2026).
Does Banco Santander Chile pay a dividend?
Banco Santander Chile currently shows a dividend yield of 4.43% relative to its recent price (as of Nov 6, 2026).
How much is the dividend of Banco Santander Chile (BSAC) and when is the ex-dividend date?
Banco Santander Chile has a dividend yield of 4.4%. The last ex-dividend date was Apr 30, 2026. A dividend has been paid every year since at least 1997. The payout ratio is 64.4% of earnings. Our assessment: Sustainable. Payout and cash coverage both look sustainable.
What is the intrinsic value of Banco Santander Chile (BSAC)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Banco Santander Chile it is $22.81 per share (as of Nov 6, 2026), against a price of $32.33. It is the blended result of 6 valuation models in 4 families (Dividend Discount, Multiples, Asset-Based, Economic Profit).
Is Banco Santander Chile stock overvalued or undervalued in 2026?
As of Nov 6, 2026, BSAC trades above its calculated fair value: price $32.33, fair value $22.81, a gap of about −29% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of BSAC?
No. The price is what the market pays today ($32.33); the fair value is what the company's own numbers justify ($22.81). For Banco Santander Chile the two are $9.52 per share apart. That gap is exactly why we show both numbers side by side.
How much is Banco Santander Chile worth?
The market values Banco Santander Chile at about $15.2B (market capitalisation, as of Nov 6, 2026). Per share that is $32.33; our models calculate a fair value of $22.81 per share.
What do the bullish and bearish scenarios say about BSAC?
Our models span a range for Banco Santander Chile: cautious scenario $14.99, base $22.81, optimistic $28.52 per share (as of Nov 6, 2026, price $32.33). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of BSAC?
Banco Santander Chile trades at a price-to-earnings ratio of 12.5 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $22.81 is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings, FY2023, FY2024, FY2025 ex one-offs: 13.1. Other multiples: PEG 2.5, P/B 2.7, P/S 6.3, EV/EBITDA 16.5.
What is the PEG ratio of BSAC?
The PEG ratio of Banco Santander Chile is 2.46 (P/E divided by earnings growth, as of Nov 6, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Banco Santander Chile (BSAC)?
Balance-sheet figures for Banco Santander Chile (as of Nov 6, 2026): return on equity 23.3%, debt of 2.33 per unit of equity. They feed the Quality Score of 61/100, which measures business quality independently of the share price.
How far is BSAC from its 52-week high?
Banco Santander Chile trades at $32.33, about 11% below its 52-week high of $36.15 and 16% above the low of $27.77 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $22.81 is for.
Which stocks are comparable to Banco Santander Chile?
From the same area (Financial Services) we also value China Merchants Bank Co, DBS Group, UniCredit S.p.A, Mizuho Financial Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Banco Santander Chile stock attractive at the current price?
The data as of Nov 6, 2026: price $32.33, calculated fair value $22.81 (−29%), Quality Score 61/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of BSAC calculated?
We run Banco Santander Chile through 6 models from 4 families: Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of $22.81 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Banco Santander Chile itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Banco Santander Chile (BSAC)?
The closing price on Nov 6, 2026 was $32.33. Our model-based fair value is $22.81, about 29% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Banco Santander Chile right now?
The price sits above even our optimistic bull case ($28.52). The favourable scenario is already priced in. Solid but not exceptional quality (61/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range ($14.99 to $28.52) leaves room in how you read the outcome. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Banco Santander Chile (BSAC) come from?
Earnings per share at Banco Santander Chile grew +5.7 % a year from 2014 to 2025. Broken into its drivers: revenue per share +7.7 %, EBIT margin −1.4 %, tax rate −0.5 %, residual (interest, one-offs) −0.1 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of Banco Santander Chile

How large is the market capitalisation of Banco Santander Chile (BSAC)?
The market capitalisation of Banco Santander Chile is $15.2B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Banco Santander Chile (BSAC)?
The price-to-sales ratio of Banco Santander Chile is 2.74 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Banco Santander Chile (BSAC)?
Earnings per share at Banco Santander Chile are $2.59 (price ÷ EPS = P/E 12.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Banco Santander Chile (BSAC)?
The dividend yield of Banco Santander Chile is 4.4% (payout 55.3%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Banco Santander Chile (BSAC)?
The net margin of Banco Santander Chile is 21.9% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Banco Santander Chile (BSAC)?
The return on equity (ROE) of Banco Santander Chile is 23.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Banco Santander Chile (BSAC)?
On an EBIT basis the return on assets of Banco Santander Chile is 1.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
How fast is revenue growing at Banco Santander Chile (BSAC)?
Revenue at Banco Santander Chile is growing −5.4% versus a year earlier (3y avg −0.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Banco Santander Chile (BSAC)?
Earnings per share at Banco Santander Chile are growing −4.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Banco Santander Chile (BSAC) generate?
The free cash flow of Banco Santander Chile is 624B CLP (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Banco Santander Chile (BSAC) carry?
The net debt of Banco Santander Chile is 10.6T CLP (fiscal year 2025, ≈ 17.0 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed

Watch Banco Santander Chile in the live analysis

One click puts Banco Santander Chile on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.