Euronet Worldwide Inc (EEFT) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Euronet Worldwide Inc stock $188, price $70.87, upside +164.8%, quality 64 out of 100. Rating: strongly undervalued. Calculated from audited financials with 24 of our 26 valuation models and 37 quality factors, updated daily.
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Euronet Worldwide Inc
EEFT · USThe stock costs 62% less than our calculation considers fair.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 5, 2026.
How to read this chart
60‑month range $59.01 – $146.04 · fair‑value band $131.35 – $243.93 · the $70.87 price screens below the $187.64 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 5, 2026.
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Company profile
Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers internationally. The company operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer.
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The EFT segment provides automated teller machine cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services.
It also offers ATM and POS dynamic currency conversion, domestic and international surcharge, foreign currency dispensing, advertising, digital content sales at ATMs, customer relationship management, prepaid mobile top-up, bill payment, money transfer, fraud management, foreign remittance payout, cardless payout, banknote recycling solutions, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems.
The epay segment distributes and processes prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services.
The Money Transfer segment offers consumer-to-consumer money transfer services through a network of locations and its website riamoneytransfer.com; account-to-account money transfer; and money transfer services through its website xe.com, Xe app, and customer service representatives.
It also provides foreign currency exchange information on its currency data websites xe.com and x-rates.com; cash management solutions and foreign currency risk management services to small-and-medium-sized businesses; and payment processing services to third-party partners.
The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. The company was founded in 1994 and is headquartered in Leawood, Kansas.
Stock analysis
Euronet Worldwide Inc (EEFT) currently trades at $70.87, while our model-based Fair Value estimate is $187.64, implying the stock looks roughly 62% undervalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of $306.40 per share, and 22 of the 24 models we run sit above the $70.87 price.
Bear case: the Economic Profit group reads lowest at $113.53, and 2 of the 24 models stay below the price. Data coverage for this calculation is medium.
Scenario range: $131.35 (bear) to $243.93 (bull), the price of $70.87 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 64/100 (solid quality), in the Technology sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Euronet Worldwide Inc reported revenue of $4.2B in FY2025 versus $3.0B in FY2021, a compound +9.1%/yr. Reported net income was $310M in FY2025, compounding +44.6%/yr from FY2021. FY2021 was a trough year, so the rate overstates the trend.
Key figures
Market cap $3.3B Mid · P/E ratio 11.7 · P/S ratio 0.75 · EPS (TTM) $6.07 · Net margin 6.4% · Return on equity 21.8% · Return on assets (EBIT) 7.0% (5-year average) · Operating margin 14.8%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 55 out of 100 (low confidence).
What moves the price
The last reported earnings sit well below what analysts expect (earnings in transition, for example after write-downs or an earnings dip); whether the stock is cheap or expensive hinges on the expected recovery actually arriving. Read the fair value with that caveat.
The share trades about 15% below its 52-week high and 20% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Technology peers we cover trades at −11% fair-value upside, at 165%, EEFT screens cheaper than that median.
Fair Value models
All 24 models by family
Quality Score breakdown
It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.
Insider trades
In the last 6 months, one officer or director bought shares worth $255,749, on Aug 7, 2026.
- BuyThomas A McDonnellDirector2× since May 26, 2026: 3,781 shares, avg. $67.64$255,749Aug 7, 2026
- SaleAdam GodderzOther345 shares at $72.03$24,850May 7, 2026
Plus 7 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Source: SEC Form 4, as of Nov 6, 2026. All filings at the SEC ↗
Revenue & earnings trend
Growth Forecast
Watch EEFT, get fair value alerts →
Recent news
- EEFT Q3 deep dive: cross-border headwinds persist, digital accelerators gain momentum
- The top 5 analyst questions from Euronet Worldwide’s Q3 earnings call
- Euronet Worldwide (EEFT) Stock Could Be 48% Below Fair Value Despite ATM Network News
- Stocks making big moves yesterday: Arlo Technologies, Herc, Polaris, Dell, and Euronet Worldwide
Compare Euronet Worldwide Inc with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Infrastructure · 346 stocks
Valuation Multiplesvs Software - Infrastructure median · lower = cheaper
Strength profile in five axes (Snowflake)
Context: sector, industry, market
- Is the Industrials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Debt-to-equity by industry
- Price/FCF by industry
- Stock screener with 62 metrics
- Undervalued stocks: Industrials
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value | Compare |
|---|---|---|---|---|
| Microsoft Corporation MSFT | $530.61 | $583.67 | +10% | vs EEFT |
| Fortinet, Inc FTNT | $118.84 | $130.72 | +10% | vs EEFT |
| Oracle Corporation ORCL | $116.10 | $111.97 | −4% | vs EEFT |
| NetApp, Inc NTAP | $169.19 | $156.80 | −7% | vs EEFT |
| Block, Inc XYZ | $85.48 | $76.43 | −11% | vs EEFT |
| Synopsys, Inc SNPS | $450.46 | $288.23 | −36% | vs EEFT |
| Zscaler, Inc ZS | $197.66 | $101.45 | −49% | vs EEFT |
| Palantir Technologies Inc PLTR | $160.38 | $42.20 | −74% | vs EEFT |
| CrowdStrike Holdings CRWD | $216.90 | $37.97 | −82% | vs EEFT |
| Palo Alto Networks, Inc PANW | $313.84 | $39.54 | −87% | vs EEFT |
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Key figures of Euronet Worldwide Inc
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