Investec PLC (INVP) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of Investec PLC stock £12.29, price £6.33, upside +94.2%, quality 47 out of 100. Rating: strongly undervalued. Calculated from audited financials with 8 of our 26 valuation models and 37 quality factors, updated daily.
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Investec PLC
INVP · LSEThe stock costs 48% less than our calculation considers fair.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 8, 2026.
How to read this chart
60‑month range £1.93 – £6.82 · fair‑value band £6.83 – £15.36 · the £6.33 price screens below the £12.29 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 8, 2026.
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Company profile
Investec Group provides various financial products and services in South Africa, the United Kingdom, and internationally.
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The company provides private banking services; wealth services, including wealth and portfolio management, stockbroking, and offshore and retirement investment, and intergenerational wealth solutions; savings accounts; personal and property financing, and finance for practice; and insurance solutions comprising severe illness, disability, life, mortgage and income protection, and business overloads.
It also offers business banking solutions, such as trade and debtor, asset and leverage, structured property, technology asset, supply chain, and medical practice financing services, as well as financing for corporate and private equity firms; transaction banking, private capital, and forex and risk management solutions; foreign exchange services; instant access and call, notice, and fixed-term deposit accounts; and money market services and equity structured products.
In addition, the company provides advisory; treasury and risk management for foreign exchange, commodities, interest rates, liquidity management, and equity structuring; fixed-income instruments; execution and custody solutions for institutions, hedge funds, corporates, and intermediaries; securities lending; and clearing services.
Investec Group was founded in 1974 and is based in Sandton, South Africa.
Stock analysis
Investec PLC (INVP) currently trades at £6.33, while our model-based Fair Value estimate is £12.29, implying the stock looks roughly 48% undervalued today.
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Valuation
Bull case: the Earnings-Based group reads highest at a median of £19.48 per share, and 7 of the 8 models we run sit above the £6.33 price.
Bear case: the Asset-Based group reads lowest at £5.74, and 1 of the 8 models stay below the price. Data coverage for this calculation is high.
Scenario range: £6.83 (bear) to £15.36 (bull), the price of £6.33 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 47/100 (below-average quality), in the Financial Services sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Investec PLC reported revenue of £4.7B in FY2026 versus £2.9B in FY2022, a compound +12.8%/yr. Reported net income was £726M in FY2026, compounding +8.9%/yr from FY2022.
Key figures
Market cap £5.5B Mid · P/E ratio 8.4 · P/S ratio 2.60 · EPS (TTM) £0.7500 · Dividend yield 5.9% · Net margin 34.1% · Return on equity 12.4% · Return on assets (EBIT) 2.5% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 68 out of 100 (low confidence).
What moves the price
The share trades about 7% below its 52-week high and 25% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −11% fair-value upside, at 94%, INVP screens cheaper than that median.
Fair Value models
All 8 models by family
Quality Score breakdown
It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.
Revenue & earnings trend
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Compare Investec PLC with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 385 stocks
Valuation Multiplesvs Capital Markets median · lower = cheaper
Strength profile in five axes (Snowflake)
HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- P/S ratio by industry
- EBIT margin by industry
- Piotroski F-Score screener with fair value
- Undervalued stocks: UK Stocks
- Valuation of the UK market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Capital Markets stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value | Compare |
|---|---|---|---|---|
| Morgan Stanley MS | $181.44 | $260.72 | +44% | vs INVP |
| The Charles Schwab Corporation SCHW | $91.49 | $117.60 | +29% | vs INVP |
| Guotai Haitong Securities Co 601211 | ¥16.32 | ¥18.02 | +10% | vs INVP |
| Nomura Holdings NMR | $9.42 | $10.17 | +8% | vs INVP |
| The Goldman Sachs Group GS | $865.82 | $766.86 | −11% | vs INVP |
| CITIC Securities Company 600030 | ¥25.64 | ¥20.42 | −20% | vs INVP |
| Robinhood Markets, Inc HOOD | $80.91 | $47.60 | −41% | vs INVP |
| Macquarie Group MQG | A$247.94 | A$123.84 | −50% | vs INVP |
| East Money Information Co 300059 | ¥18.78 | ¥6.72 | −64% | vs INVP |
| Interactive Brokers Group IBKR | $75.82 | $17.48 | −77% | vs INVP |
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Frequently asked questions
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Key figures of Investec PLC
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