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Sezzle Inc. (SEZL) fair value: what the stock is really worth

As of Nov 6, 2026: fair value (intrinsic value) of Sezzle Inc. stock $68.62, price $149, that is 54.1% below the price, quality 83 out of 100. Rating: strongly overvalued. Calculated from audited financials with 11 of our 26 valuation models and 37 quality factors, updated daily.

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Financial Services US

SI Sezzle Inc. logo Some data Nov 7, 2026

Sezzle Inc.

SEZL · US
Strong quality, but very expensive

Our calculation puts a fair price 54% below what the stock costs today.

Quality 83/100
Healthy Growth (revenue 5y +50.3 %/yr in USD)
Highly profitable · 31.4% net margin (TTM)
Generates free cash flow
Upbeat coverage
Last quarter vs. a year ago: revenue +43%, profit +84%.
Moderate debt
Mixed vs. peers (8/14)
Wide moat 93/100 · thin data
Insiders bought $43,966 (6M) · sold $19.3M
Some data
Fair value $68.62 · Strongly overvalued (−54.1%)

Risks from the AI analysis

🚩New state BNPL rules and pushback prompting shift from ILC to OCC charter
Watch Sezzle Inc. for free: we tell you when fair value or trend changes. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$188.55 $1.36 Fair Value $68.62 Aug 2023 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.

How to read this chart

39‑month range $1.36 – $188.55 · fair‑value band $34.74 – $112.93 · the $149.43 price screens above the $68.62 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.

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Company profile

Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada.

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The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options.

It also provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; Sezzle Balance, a stored-value product that allows consumers to maintain funds in Sezzle account for use toward eligible purchases or make payments on the Sezzle Platform; and Sezzle Up, an opt-in feature of the Sezzle Platform.

In addition, the company offers Long-Term Lending through collaboration with third-party lenders. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.

Stock analysis

Sezzle Inc. (SEZL) currently trades at $149.43, while our model-based Fair Value estimate is $68.62, 54% below the price, so the stock looks overvalued today.

Show more

Valuation

Bull case: the Earnings-Based group reads highest at a median of $111.54 per share, and 0 of the 11 models we run sit above the $149.43 price.

Bear case: the Economic Profit group reads lowest at $17.91, and 11 of the 11 models stay below the price. Data coverage for this calculation is medium.

Scenario range: $34.74 (bear) to $112.93 (bull), the price of $149.43 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 83/100 (high quality), in the Financial Services sector.

Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.

Sezzle Inc. reported revenue of A$450M in FY2025 versus A$115M in FY2021, a compound +40.7%/yr. Reported net income was A$133M in FY2025.

Key figures

Market cap $5.2B Mid · P/E ratio 29.8 · P/S ratio 8.95 · EPS (TTM) $5.01 · Net margin 31.4% · Return on equity 84.3% · Return on assets (EBIT) 7.0% (5-year average) · Operating margin 38.6%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 93 out of 100 (low confidence).

What moves the price

The share trades about 21% below its 52-week high and 193% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −3% fair-value upside, at −54%, SEZL screens richer than that median.

Fair Value models

Bear $34.74 Fair Value $68.62 Bull $112.93
Price $149.43 · Downside -54.1%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($4.28 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Growth DCF $49.61 $82.18 $133.08 74
Owner Earnings $18.85 $38.98 $74.53 70
Rev-Margin DCF $28.85 $44.79 $78.24 68
All 11 models by family
DCF Models
Owner Earnings $18.85 $38.98 $74.53 70
5Y P/E Exit $34.74 $68.62 $112.93 66
10Y P/E Exit $41.38 $77.17 $131.89 59
Earnings-Based
Graham-Dodd $18.40 $128.35 $180.12 61
Lynch FV $66.31 $94.73 $123.15 59
Multiples
P/E Multiple $26.39 $35.18 $43.98 63
P/B Multiple $3.55 $4.74 $5.92 55
Asset-Based
NCAV (Graham) $1.63 $2.47 $3.09 54
Growth DCF
Growth DCF $49.61 $82.18 $133.08 74
Rev-Margin DCF $28.85 $44.79 $78.24 68
Economic Profit
Residual Income $10.42 $17.91 $47.21 59

Open the full fair value analysis →

Quality Score breakdown

Overall quality 83/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 97
How much profit the company makes from its sales and capital
Quality Growth 99
Are margins and returns getting better?
Cashflow 93
Do the profits arrive as real cash?
Financial strength 57
Debt, balance sheet and risk of trouble
Investment 33
Does it invest with discipline instead of growing at any price?
Low Volatility 0
How calm the share price moves, does not count
Price momentum 94
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 86
Distance to the 52-week high, does not count
New shares 88
Buys back shares or issues new ones?

Open the full quality analysis →

Insider trades

In the last 6 months, 2 officers or directors bought shares worth $43,966, most recently on Sep 18, 2026. Over the same period, 5 people sold shares worth $19.3M. Buying cluster

  • BuyBryan Cecil HuntDirector250 shares at $115.86$28,965Sep 18, 2026
  • SaleKyle M. BrehmDirector2× since Jan 5, 2026: 1,001 shares, avg. $125.86$125,986Aug 27, 2026
  • BuyRajeev KhuranaGeneral Counsel129 shares at $115.88$15,001Aug 20, 2026
  • SaleLee Dickson BradingChief Financial Officer6× since Mar 3, 2026: 35,594 shares, avg. $172.62$6.1MJul 16, 2026
  • SalePaul ParadisDirector & President, Director7× since Feb 26, 2026: 129,834 shares, avg. $128.35$16.7MJul 16, 2026
  • SaleAmin SabzivandChief Operating Officer2× since Mar 3, 2026: 12,048 shares, avg. $133.81$1.6MJul 1, 2026
  • SaleJustin KrauseSVP FINANCE AND CONTROLLER3× since Mar 3, 2026: 16,404 shares, avg. $105.64$1.7MMay 27, 2026
  • SaleKerissa HollisGeneral Counsel and Secretary233 shares at $71.38$16,632Mar 3, 2026
  • SaleCharles YouakimExecutive Chairman and CEO, Director, 10% owner7,185 shares at $71.38$512,881Mar 3, 2026
  • BuyKyle M. BrehmDirector1,217 shares at $57.50$69,978Nov 12, 2025

Plus 19 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.

Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.

Source: SEC Form 4, as of Nov 6, 2026. All filings at the SEC ↗

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+66.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+53.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+50.3%
Start year 2020 (pandemic)
Revenue growth 8 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+233.6%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−46.8% (2020) → 39.3% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: rate outside our plausibility band
not computed

Growth Forecast

Little optimism in the price
The price assumes less growth than the company has delivered so far and less than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+20.4%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+27.2%
Yearly sales growth analysts expect, extended to five years.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +17.6% a year for the price and +24.2% for the forecasts.
Forecast 2026 (sales)+31.7%
Forecast 2027 (sales)+31.7%
Projected 2028 (sales)+28.0%
Projected 2029 (sales)+24.3%
Projected 2030 (sales)+20.6%

SEZL screens overvalued: fair value 54% below the price. Compare with Visa Inc →

Recent news

News mood ⓘNews mood, the average tone of recent news (98 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation. Hype
Recent news coverage is unusually upbeat, far more positive than stocks are typically covered.
Note from the team Oct 11, 2026
AI conclusion: Strong reported ROE and margins indicate possible efficiency and pricing power, yet high leverage with debt exceeding equity remains the central weakness amid limited evidence.
Main risk: Uncertain outcome of the national bank charter approval process threatens steadier funding and regulatory footing for the credit services model.
Sezzle is shifting from an ILC charter pursuit to applying for a full national bank charter under the OCC, citing new state BNPL rules and pushback on the prior structure. The move could deliver steadier funding and regulatory footing for its credit services model, but approvals will take twelve to eighteen months with uncertain outcomes. Our models see the stock as overvalued. Will the charter strengthen its competitive edge in payments or introduce fresh execution risks that outweigh the benefits?
Join the discussion →

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Credit Services · 283 stocks

Beats the industry median on 8/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 83 · Top 25%
Fair Value upside −54.1% · Bottom 25%
Profitability
Return on equity (12 months) 84.3% · Top 25%
Return on assets 33.3% · Top 25%
Net margin (12 months) 31.4% · Above median
Operating margin (12 months) 38.6% · Above median
Growth and dividend
Revenue growth (quarter YoY) 42.6% · Top 25%
Balance sheet
Debt / equity 0.82× · Below median

Valuation Multiplesvs Credit Services median · lower = cheaper

P/E (12 months) 29.8× · Priciest 25%
P/B 30.65× · Priciest 25%
P/S (12 months) 8.95× · Priciest 25%
Price / free cash flow (fiscal year) 25.0× · Priciest 25%
EV/EBITDA 15.8× · Pricier than median
PEG 0.09× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 59
FUTURE (revenue growth)100 · sector 57
PAST (return on equity)100 · sector 39
HEALTH (low debt)59 · sector 52
DIVIDEND (yield)0 · sector 63

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Credit Services stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Synchrony Financial, SYF $73.74 $141.92 +92% vs SEZL
PayPal Holdings PYPL $59.24 $107.45 +81% vs SEZL
Shriram Finance Limited SHRIRAMFIN ₹961.15 ₹1,309 +36% vs SEZL
Affirm Holdings AFRM $68.11 $76.63 +13% vs SEZL
Bajaj Finance Limited BAJFINANCE ₹1,088 ₹1,055 −3% vs SEZL
American Express Company AXP $320.99 $210.02 −35% vs SEZL
Visa Inc V $422.65 $242.87 −43% vs SEZL
Mastercard Incorporated MA $652.70 $360.13 −45% vs SEZL
Capital One Financial Corporation COF $201.87 $106.81 −47% vs SEZL
SoFi Technologies, Inc SOFI $16.21 $5.51 −66% vs SEZL

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Cite: Fair Value Calculator (2026). "Sezzle Inc. Fair Value". https://www.fairvalue-calculator.com/stock/SEZL

Frequently asked questions

Is Sezzle Inc. (SEZL) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of $68.62 versus a price of $149.43, about 54% lower (overvalued).
What is the fair value of SEZL?
Our model-based fair value for Sezzle Inc. is $68.62 (as of Nov 7, 2026), built from audited fundamentals. The current price: $149.43.
What is the quality score of SEZL?
Sezzle Inc. has a Quality Score of 83/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Sezzle Inc. (SEZL)?
Our model-based price target is the fair value of $68.62 (as of Nov 7, 2026) from 11 valuation models. Cautious scenario $34.74, optimistic scenario $112.93. It is a calculation from audited fundamentals, not an analyst target.
What is the Sezzle Inc. stock forecast for 2026?
Our models put fair value at $68.62, about 54% lower versus a price of $149.43 (overvalued). Cautious scenario $34.74, optimistic scenario $112.93. The calculation is refreshed regularly with new filings.
What is the revenue of Sezzle Inc. (SEZL)?
Sezzle Inc. reported trailing-twelve-month revenue of about $582M (latest available figure, as of Nov 7, 2026).
What growth is priced into Sezzle Inc. (SEZL)?
For today's price to be fair in a discounted-cash-flow model, Sezzle Inc. would have to grow free cash flow by +20.4 % per year for five years (discount rate 12.2 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +50.3 % per year. As of Nov 7, 2026.
What discount rate (WACC) does the fair value of SEZL use?
Our models discount Sezzle Inc. at 12.2 %: a base by market capitalisation (mid), damped by beta 6.60, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Sezzle Inc. that is +20.4 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (12.2 %) and the same formula as our fair value.
How much growth has Sezzle Inc. (SEZL) delivered so far?
Over the past 5 years revenue at Sezzle Inc. grew +50.3 % a year. The price currently implies free-cash-flow growth of +20.4 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Sezzle Inc. (SEZL) growing?
The median revenue growth in the sector is +9.2 % a year. That is the yardstick for the growth priced into Sezzle Inc. (+20.4 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Sezzle Inc. (SEZL)?
The free-cash-flow yield on the price is 4.00 %: that much free cash flow Sezzle Inc. produces per unit of market value. When it exceeds the discount rate of our models (12.2 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Sezzle Inc. (SEZL)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Sezzle Inc. it is $68.62 per share (as of Nov 7, 2026), against a price of $149.43. It is the blended result of 11 valuation models in 6 families (DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit).
Is Sezzle Inc. stock overvalued or undervalued in 2026?
As of Nov 7, 2026, SEZL trades above its calculated fair value: price $149.43, fair value $68.62, a gap of about −54% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SEZL?
No. The price is what the market pays today ($149.43); the fair value is what the company's own numbers justify ($68.62). For Sezzle Inc. the two are $80.81 per share apart. That gap is exactly why we show both numbers side by side.
How much is Sezzle Inc. worth?
The market values Sezzle Inc. at about $5.2B (market capitalisation, as of Nov 7, 2026). Per share that is $149.43; our models calculate a fair value of $68.62 per share.
What do the bullish and bearish scenarios say about SEZL?
Our models span a range for Sezzle Inc.: cautious scenario $34.74, base $68.62, optimistic $112.93 per share (as of Nov 7, 2026, price $149.43). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of SEZL?
Sezzle Inc. trades at a price-to-earnings ratio of 29.8 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $68.62 is built from several models across several years. Other multiples: PEG 0.1, P/B 30.7, P/S 8.9, EV/EBITDA 15.8.
What is the PEG ratio of SEZL?
The PEG ratio of Sezzle Inc. is 0.09 (P/E divided by earnings growth, as of Nov 7, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of Sezzle Inc. (SEZL)?
Balance-sheet figures for Sezzle Inc. (as of Nov 7, 2026): return on equity 84.3%, debt of 0.82 per unit of equity. They feed the Quality Score of 83/100, which measures business quality independently of the share price.
How far is SEZL from its 52-week high?
Sezzle Inc. trades at $149.43, about 21% below its 52-week high of $188.55 and 193% above the low of $50.97 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $68.62 is for.
Which stocks are comparable to Sezzle Inc.?
From the same area (Financial Services) we also value Visa Inc, Mastercard Incorporated, American Express Company, Capital One Financial Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Sezzle Inc. stock attractive at the current price?
The data as of Nov 7, 2026: price $149.43, calculated fair value $68.62 (−54%), Quality Score 83/100, from 11 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SEZL calculated?
We run Sezzle Inc. through 11 models from 6 families: DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit. Every model gets the same audited fundamentals; the fair value of $68.62 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. Sezzle Inc. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Sezzle Inc. (SEZL)?
The closing price on Nov 6, 2026 was $149.43. Our model-based fair value is $68.62, about 54% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Sezzle Inc. right now?
A high-quality business (quality 83/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety. The price sits above even our optimistic bull case ($112.93). The favourable scenario is already priced in. The model range is unusually wide ($34.74 to $112.93). The outcome hinges heavily on assumptions, so read the point estimate with caution. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of Sezzle Inc.

How large is the market capitalisation of Sezzle Inc. (SEZL)?
The market capitalisation of Sezzle Inc. is $5.2B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Sezzle Inc. (SEZL)?
The price-to-sales ratio of Sezzle Inc. is 8.95 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Sezzle Inc. (SEZL)?
Earnings per share at Sezzle Inc. are $5.01 (price ÷ EPS = P/E 29.8). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Sezzle Inc. (SEZL)?
The net margin of Sezzle Inc. is 31.4% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Sezzle Inc. (SEZL)?
The return on equity (ROE) of Sezzle Inc. is 84.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Sezzle Inc. (SEZL)?
On an EBIT basis the return on assets of Sezzle Inc. is 7.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Sezzle Inc. (SEZL)?
The operating margin of Sezzle Inc. is 38.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Sezzle Inc. (SEZL)?
Revenue at Sezzle Inc. is growing +42.6% versus a year earlier (3y avg +53.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Sezzle Inc. (SEZL)?
Earnings per share at Sezzle Inc. are growing +84.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Sezzle Inc. (SEZL) carry?
The net debt of Sezzle Inc. is $76.6M (fiscal year 2025, ≈ 0.4 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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