FIH Group PLC (FIH) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of FIH Group PLC stock £2.34, price £1.48, upside +58.6%, quality 54 out of 100. Rating: strongly undervalued. Calculated from audited financials with 2 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 3, 2026.
How to read this chart
60‑month range £1.08 – £2.90 · fair‑value band £2.10 – £2.63 · the £1.48 price screens below the £2.34 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 3, 2026.
Follow FIH Group in your weekly email
Every Wednesday you see whether FIH Group is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
FIH group plc, through its subsidiaries, provides retailing, property, automotive, insurance, tourism shipping, and fishing agency services in the Falkland Islands and the United Kingdom.
Show moreShow less
It is involved in the retail of food, clothing, electrical goods, home furnishings, gifts, and DIY through retail outlets.
The company also provides travel services, including flight bookings, airport transfers, and luxury coach and walking tours for tourists; insurance services; agency services for cruise ships and fishing vessels; and freight and shipping services to and from the Islands.
In addition, it sells and hires 4x4 vehicles; and constructs residential, office, and industrial accommodations, as well as owns and leases residential properties to individuals and business users, such as oil services companies, ministry of defense contractors, and fishing companies.
Further, the company operates passenger ferry services across Portsmouth harbor through 3 vessels. Additionally, it provides international arts logistics and range of services, including transport, storage, and installation services.
The company was formerly known as Falkland Islands Holdings plc and changed its name to FIH group plc in September 2016. FIH group plc was incorporated in 1851 and is based in Bishop's Stortford, the United Kingdom.
Stock analysis
FIH Group PLC (FIH) currently trades at £1.48, while our model-based Fair Value estimate is £2.34, implying the stock looks roughly 37% undervalued today.
Show more
Valuation
How firm this estimate is: it rests on 2 models at a data quality of 96/100, which puts the data coverage at low.
Scenario range: £2.10 (bear) to £2.63 (bull), the price of £1.48 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 54/100 (solid quality), in the Industrials sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
FIH Group PLC reported revenue of £37.4M in FY2026 versus £40.3M in FY2022, a compound −1.9%/yr. Reported net income was −£1.9M in FY2026.
Key figures
Market cap £18.3M Micro · P/S ratio 0.43 · EPS (TTM) £−0.1800 · Dividend yield 4.6% · Net margin −5.0% · Return on equity −6.2% · Return on assets (EBIT) 1.0% (5-year average) · Operating margin 0.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 25 out of 100 (low confidence).
What moves the price
The share trades about 49% below its 52-week high and 37% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Industrials peers we cover trades at 8% fair-value upside, at 59%, FIH screens cheaper than that median.
Fair Value models
Bear£2.10Fair Value £2.34Bull£2.63
Price £1.48 · Upside +58.6%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
−8.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−10.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.8%
Start year 2021 (pandemic). Over 10 years: −0.4% a year
Revenue growth 28 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.2%
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
4.1% (2021) → 0.9% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−24.5%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect
n/a
No analyst forecast available.
After inflation (UK: IMF forecast 2.3% a year to 2030, 3.3% from 2016 to 2025) that is about −26.2% a year for the price.
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Conglomerates · 304 stocks
Beats the industry median on 6/10 measures
Overall it ranks above its industry peers.
Valuation
Quality Score54 · Above median
Fair Value upside+58.6% · Above median
Profitability
Return on assets−2.8% · Bottom 25%
Net margin (12 months)15.2% · Top 25%
Operating margin (12 months)0.7% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)4.4% · Below median
Dividend yield (12 months)4.6% · Top 25%
Valuation Multiplesvs Conglomerates median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "FIH Group PLC Fair Value". https://www.fairvalue-calculator.com/stock/FIH
Frequently asked questions
Is FIH Group PLC (FIH) overvalued or undervalued?
As of Nov 3, 2026, our model estimates a fair value of £2.34 versus a price of £1.48, about +59% upside (undervalued).
What is the fair value of FIH?
Our model-based fair value for FIH Group PLC is £2.34 (as of Nov 3, 2026), built from audited fundamentals. The current price: £1.48.
What is the quality score of FIH?
FIH Group PLC has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for FIH Group PLC (FIH)?
Our model-based price target is the fair value of £2.34 (as of Nov 3, 2026) from 2 valuation models. Cautious scenario £2.10, optimistic scenario £2.63. It is a calculation from audited fundamentals, not an analyst target.
What is the FIH Group PLC stock forecast for 2026?
Our models put fair value at £2.34, about +59% upside versus a price of £1.48 (undervalued). Cautious scenario £2.10, optimistic scenario £2.63. The calculation is refreshed regularly with new filings.
What is the revenue of FIH Group PLC (FIH)?
FIH Group PLC reported trailing-twelve-month revenue of about £37.4M (latest available figure, as of Nov 3, 2026).
Does FIH Group PLC pay a dividend?
FIH Group PLC currently shows a dividend yield of 4.61% relative to its recent price (as of Nov 3, 2026).
How much is the dividend of FIH Group PLC (FIH) and when is the ex-dividend date?
FIH Group PLC pays a dividend of £0.068 per share a year, a dividend yield of 4.6%. The last ex-dividend date was Sep 24, 2026. A dividend has been paid every year since 2021. Free cash flow covers the dividend 0.34 times. Our assessment: Watch coverage. The dividend isn’t fully covered by free cash flow or earnings, part of it is funded from reserves or debt. Fine for now, but worth watching: if it stays uncovered, the dividend could be cut.
What growth is priced into FIH Group PLC (FIH)?
For today's price to be fair in a discounted-cash-flow model, FIH Group PLC would have to grow free cash flow by -24.5 % per year for five years (discount rate 10.3 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +2.8 % per year. As of Nov 3, 2026.
What discount rate (WACC) does the fair value of FIH use?
Our models discount FIH Group PLC at 10.3 %: a base by market capitalisation (nano), country premium for United Kingdom. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For FIH Group PLC that is -24.5 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (10.3 %) and the same formula as our fair value.
How much growth has FIH Group PLC (FIH) delivered so far?
Over the past 5 years revenue at FIH Group PLC grew +2.8 % a year. The price currently implies free-cash-flow growth of -24.5 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of FIH Group PLC (FIH) growing?
The median revenue growth in the sector is +7.8 % a year. That is the yardstick for the growth priced into FIH Group PLC (-24.5 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of FIH Group PLC (FIH)?
The free-cash-flow yield on the price is 1.57 %: that much free cash flow FIH Group PLC produces per unit of market value. When it exceeds the discount rate of our models (10.3 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of FIH Group PLC (FIH)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For FIH Group PLC it is £2.34 per share (as of Nov 3, 2026), against a price of £1.48. It is the blended result of 2 valuation models in 2 families (Asset-Based, Growth DCF).
Is FIH Group PLC stock overvalued or undervalued in 2026?
As of Nov 3, 2026, FIH trades below its calculated fair value: price £1.48, fair value £2.34, a gap of about +59% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of FIH?
No. The price is what the market pays today (£1.48); the fair value is what the company's own numbers justify (£2.34). For FIH Group PLC the two are £0.8650 per share apart. That gap is exactly why we show both numbers side by side.
How much is FIH Group PLC worth?
The market values FIH Group PLC at about £18.3M (market capitalisation, as of Nov 3, 2026). Per share that is £1.48; our models calculate a fair value of £2.34 per share.
What do the bullish and bearish scenarios say about FIH?
Our models span a range for FIH Group PLC: cautious scenario £2.10, base £2.34, optimistic £2.63 per share (as of Nov 3, 2026, price £1.48). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of FIH Group PLC (FIH)?
Balance-sheet figures for FIH Group PLC (as of Nov 3, 2026): return on equity −6.2%. They feed the Quality Score of 54/100, which measures business quality independently of the share price.
How far is FIH from its 52-week high?
FIH Group PLC trades at £1.48, about 49% below its 52-week high of £2.90 and 37% above the low of £1.08 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of £2.34 is for.
Which stocks are comparable to FIH Group PLC?
From the same area (Industrials) we also value 3M Company, Honeywell International Inc, Swire Pacific Limited, SGH Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is FIH Group PLC stock attractive at the current price?
The data as of Nov 3, 2026: price £1.48, calculated fair value £2.34 (+59%), Quality Score 54/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of FIH calculated?
We run FIH Group PLC through 2 models from 2 families: Asset-Based, Growth DCF. Every model gets the same audited fundamentals; the fair value of £2.34 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. FIH Group PLC currently trades 37% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of FIH Group PLC (FIH)?
The closing price on Nov 6, 2026 was £1.48. Our model-based fair value is £2.34, about +59% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with FIH Group PLC right now?
The price is below even our cautious bear case (£2.10). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (54/100) at a price below fair value, the discount is the argument here, not the business quality.
Key figures of FIH Group PLC
How large is the market capitalisation of FIH Group PLC (FIH)?
The market capitalisation of FIH Group PLC is £18.3M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of FIH Group PLC (FIH)?
The price-to-sales ratio of FIH Group PLC is 0.43 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of FIH Group PLC (FIH)?
Earnings per share at FIH Group PLC are £−0.1800. Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of FIH Group PLC (FIH)?
The dividend yield of FIH Group PLC is 4.6%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of FIH Group PLC (FIH)?
The net margin of FIH Group PLC is −5.0% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of FIH Group PLC (FIH)?
The return on equity (ROE) of FIH Group PLC is −6.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of FIH Group PLC (FIH)?
On an EBIT basis the return on assets of FIH Group PLC is 1.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of FIH Group PLC (FIH)?
The operating margin of FIH Group PLC is 0.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at FIH Group PLC (FIH)?
Revenue at FIH Group PLC is growing +4.4% versus a year earlier (3y avg −10.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at FIH Group PLC (FIH)?
Earnings per share at FIH Group PLC are growing −2.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does FIH Group PLC (FIH) carry?
The net debt of FIH Group PLC is £711K (fiscal year 2026, ≈ 2.5 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch FIH Group PLC in the live analysis
One click puts FIH Group PLC on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.
Thin data
Nov 3, 2026