EN DE
Watch Hensel Davest Indonesia Tbk PT for free: we tell you when fair value or trend changes.
Data-driven stock valuation

Hensel Davest Indonesia Tbk PT (HDIT) fair value: what the stock is really worth

As of Nov 10, 2026: fair value (intrinsic value) of Hensel Davest Indonesia Tbk PT stock IDR 21, price IDR 30, that is 29.8% below the price, quality 44 out of 100. Rating: overvalued. The value is an estimate: none of our valuation models currently carries, it draws on revenue and assets compared with similar companies. Updated daily.

  1. Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free

Technology ID · ISIN ID1000150303

HD Hensel Davest Indonesia Tbk PT logo Thin data Nov 10, 2026

Hensel Davest Indonesia Tbk PT

HDIT · JK
Expensive, weak quality

Our calculation puts a fair price 30% below what the stock costs today.

Low debt
Generates free cash flow
Quality 44/100
Profit last quarter 49% below a year ago.
Fair value 21.05 IDR · Overvalued
Weak Growth (revenue 5y −64.2 %/yr in IDR)
Loss-making · -81.2% net margin (FY2025)
Trails peers (1/8)
Narrow moat 8/100 · thin data
Thin data
Estimate
Watch Hensel Davest Indonesia Tbk PT for free: we tell you when fair value or trend changes. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

715.00 IDR 7.00 IDR Fair Value 21.05 IDR Jun 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 10, 2026.

How to read this chart

60‑month range 7.00 IDR – 715.00 IDR · fair‑value band 15.78 IDR – 26.31 IDR · the 30.00 IDR price screens above the 21.05 IDR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 10, 2026.

Follow Hensel Davest Indonesia Tbk PT in your weekly email

Every Wednesday you see whether Hensel Davest Indonesia Tbk PT is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

PT Hensel Davest Indonesia Tbk engages in the financial technology and electronic commerce business in Indonesia. The company offers DavestPay mobile application for digital product purchase, billing payment, and ticket reservation.

Show moreShow less

It also provides DoeKu, a platform that lends money in peer-to-peer lending market. In addition, the company engages in computer programming and consulting, finance consulting and insurance, guarantees, education, information, and financial services.

PT Hensel Davest Indonesia Tbk was founded in 2013 and is based in Makassar, Indonesia. PT Hensel Davest Indonesia Tbk operates as a subsidiary of Pt. Davest Investama Mandiri.

Stock analysis

Hensel Davest Indonesia Tbk PT (HDIT) currently trades at 30.00 IDR, while our estimate is 21.05 IDR, 30% below the price, so the stock looks overvalued today.

Show more

Valuation

None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Scenario range: 15.78 IDR (bear) to 26.31 IDR (bull), the price of 30.00 IDR sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 44/100 (below-average quality), in the Technology sector.

Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.

Hensel Davest Indonesia Tbk PT reported revenue of 18.5B IDR in FY2025 versus 3.5T IDR in FY2021, a compound −73.0%/yr. Reported net income was −15.0B IDR in FY2025.

Key figures

Market cap 45.7B IDR (≈ $2.5M) Micro · EPS (TTM) −4.88 IDR · Net margin −81.2% · Return on equity −8.9% · Return on assets (EBIT) −7.9% (5-year average) · Operating margin −80,856% · EPS growth (YoY) −49.2% · Free cash flow 203M IDR.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 8 out of 100 (low confidence).

What moves the price

The share trades about 71% below its 52-week high and 11% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Technology peers we cover trades at −11% fair-value upside, at −30%, HDIT screens richer than that median.

Fair Value

Bear 15.78 IDR Fair Value 21.05 IDR Bull 26.31 IDR
Price 30.00 IDR · Downside -29.8%
Estimate. None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Quality Score breakdown

Overall quality 44/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 0
How much profit the company makes from its sales and capital
Quality Growth 18
Are margins and returns getting better?
Cashflow 46
Do the profits arrive as real cash?
Financial strength 49
Debt, balance sheet and risk of trouble
Investment 100
Does it invest with discipline instead of growing at any price?
Low Volatility 50
How calm the share price moves, does not count
Price momentum 4
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 2
Distance to the 52-week high, does not count
New shares 82
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 18/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−42.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−83.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−64.2%
Start year 2020 (pandemic)
Revenue growth 9 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−41.0%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
0.0% (2020) → −215.5% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

Growth Forecast

A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+69.0%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Indonesia: IMF forecast 2.6% a year to 2030, 2.9% from 2016 to 2025) that is about +64.7% a year for the price.

HDIT screens overvalued: fair value 30% below the price. Compare with Microsoft Corporation →

Compare Hensel Davest Indonesia Tbk PT with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Infrastructure · 410 stocks

Beats the industry median on 1/7 measures
Overall it trails its industry peers.
Valuation
Quality Score 44 · Below median
Fair Value upside −29.8% · Below median
Profitability
Return on assets −5.1% · Below median
Net margin (12 months) −81.2% · Bottom 25%
Balance sheet
Debt / equity 0.07× · Above median

Valuation Multiplesvs Software - Infrastructure median · lower = cheaper

P/B 0.19× · Cheapest 25%
Price / free cash flow (fiscal year) 225.5× · Priciest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 22
FUTURE (revenue growth)0 · sector 60
PAST (return on equity)0 · sector 15
HEALTH (low debt)97 · sector 98
DIVIDEND (yield)0 · sector 27

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Microsoft Corporation MSFT $533.16 $599.70 +12% vs HDIT
Fortinet, Inc FTNT $123.57 $130.72 +6% vs HDIT
Oracle Corporation ORCL $117.98 $111.97 −5% vs HDIT
Block, Inc XYZ $85.58 $76.43 −11% vs HDIT
NetApp, Inc NTAP $175.99 $156.80 −11% vs HDIT
Synopsys, Inc SNPS $459.95 $288.23 −37% vs HDIT
Zscaler, Inc ZS $194.92 $101.45 −48% vs HDIT
Palantir Technologies Inc PLTR $168.82 $42.20 −75% vs HDIT
CrowdStrike Holdings CRWD $225.76 $37.97 −83% vs HDIT
Palo Alto Networks, Inc PANW $326.36 $39.54 −88% vs HDIT

Explore undervalued stocks

More undervalued Technology stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend StocksUndervalued 52-Week Low StocksStocks for 2027: Large Companies Below Fair Value

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Free calculator Peter Lynch Fair Value Formula &…Free calculator
Run the numbers yourself: free valuation calculators
DCF CalculatorP/E Ratio CalculatorPEG Ratio CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorIntrinsic ValueIntrinsic vs Extrinsic ValueP/E Ratio by Sector
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Hensel Davest Indonesia Tbk PT: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Hensel Davest Indonesia Tbk PT Fair Value". https://www.fairvalue-calculator.com/stock/HDIT

Frequently asked questions

Is Hensel Davest Indonesia Tbk PT (HDIT) overvalued or undervalued?
As of Nov 10, 2026, our estimate of fair value is 21.05 IDR versus a price of 30.00 IDR, about 30% lower (overvalued).
What is the fair value of HDIT?
Our estimate for Hensel Davest Indonesia Tbk PT is 21.05 IDR (as of Nov 10, 2026), built from audited fundamentals. The current price: 30.00 IDR.
What is the quality score of HDIT?
Hensel Davest Indonesia Tbk PT has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Hensel Davest Indonesia Tbk PT (HDIT)?
Our calculated price target is the estimate of 21.05 IDR (as of Nov 10, 2026). Cautious scenario 15.78 IDR, optimistic scenario 26.31 IDR. It is an estimate from revenue and assets compared with similar companies, because none of our valuation models currently carries, not an analyst target.
What is the Hensel Davest Indonesia Tbk PT stock forecast for 2026?
Our estimate puts fair value at 21.05 IDR, about 30% lower versus a price of 30.00 IDR (overvalued). Cautious scenario 15.78 IDR, optimistic scenario 26.31 IDR. The calculation is refreshed regularly with new filings.
What growth is priced into Hensel Davest Indonesia Tbk PT (HDIT)?
For today's price to be fair in a discounted-cash-flow model, Hensel Davest Indonesia Tbk PT would have to grow free cash flow by +69.0 % per year for five years (discount rate 10.5 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -64.2 % per year. As of Nov 10, 2026.
What discount rate (WACC) does the fair value of HDIT use?
Our models discount Hensel Davest Indonesia Tbk PT at 10.5 %: a base by market capitalisation (nano), damped by beta 0.33, country premium for Indonesia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Hensel Davest Indonesia Tbk PT that is +69.0 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (10.5 %) and the same formula as our fair value.
How much growth has Hensel Davest Indonesia Tbk PT (HDIT) delivered so far?
Over the past 5 years revenue at Hensel Davest Indonesia Tbk PT grew -64.2 % a year. The price currently implies free-cash-flow growth of +69.0 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Hensel Davest Indonesia Tbk PT (HDIT) growing?
The median revenue growth in the sector is +11.5 % a year. That is the yardstick for the growth priced into Hensel Davest Indonesia Tbk PT (+69.0 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Hensel Davest Indonesia Tbk PT (HDIT)?
The free-cash-flow yield on the price is 0.44 %: that much free cash flow Hensel Davest Indonesia Tbk PT produces per unit of market value. When it exceeds the discount rate of our models (10.5 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Hensel Davest Indonesia Tbk PT (HDIT)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Hensel Davest Indonesia Tbk PT it is 21.05 IDR per share (as of Nov 10, 2026), against a price of 30.00 IDR.
Is Hensel Davest Indonesia Tbk PT stock overvalued or undervalued in 2026?
As of Nov 10, 2026, HDIT trades above its calculated fair value: price 30.00 IDR, fair value 21.05 IDR, a gap of about −30% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of HDIT?
No. The price is what the market pays today (30.00 IDR); the fair value is what the company's own numbers justify (21.05 IDR). For Hensel Davest Indonesia Tbk PT the two are 8.95 IDR per share apart. That gap is exactly why we show both numbers side by side.
How much is Hensel Davest Indonesia Tbk PT worth?
The market values Hensel Davest Indonesia Tbk PT at about 45.7B IDR (market capitalisation, as of Nov 10, 2026). Per share that is 30.00 IDR; our models calculate a fair value of 21.05 IDR per share.
What do the bullish and bearish scenarios say about HDIT?
Our models span a range for Hensel Davest Indonesia Tbk PT: cautious scenario 15.78 IDR, base 21.05 IDR, optimistic 26.31 IDR per share (as of Nov 10, 2026, price 30.00 IDR). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Hensel Davest Indonesia Tbk PT (HDIT)?
Balance-sheet figures for Hensel Davest Indonesia Tbk PT (as of Nov 10, 2026): return on equity −8.9%, debt of 0.07 per unit of equity. They feed the Quality Score of 44/100, which measures business quality independently of the share price.
How far is HDIT from its 52-week high?
Hensel Davest Indonesia Tbk PT trades at 30.00 IDR, about 71% below its 52-week high of 105.00 IDR and 11% above the low of 27.00 IDR (as of Nov 10, 2026). Distance from the high says nothing about value: that is what the fair value of 21.05 IDR is for.
Which stocks are comparable to Hensel Davest Indonesia Tbk PT?
From the same area (Technology) we also value Microsoft Corporation, Oracle Corporation, Palantir Technologies Inc, Palo Alto Networks, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Hensel Davest Indonesia Tbk PT stock attractive at the current price?
The data as of Nov 10, 2026: price 30.00 IDR, calculated fair value 21.05 IDR (−30%), Quality Score 44/100. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
Is it still worth investing in stocks now?
The global stock market currently sits 15.1% above its aggregate fair value. Hensel Davest Indonesia Tbk PT itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Hensel Davest Indonesia Tbk PT (HDIT)?
The closing price on Nov 10, 2026 was 30.00 IDR. Our estimate is 21.05 IDR, about 30% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Hensel Davest Indonesia Tbk PT right now?
The price sits above even our optimistic bull case (26.31 IDR). The favourable scenario is already priced in. Weak quality (44/100) and above fair value at the same time, the margin of safety is missing on both counts. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.

Key figures of Hensel Davest Indonesia Tbk PT

How large is the market capitalisation of Hensel Davest Indonesia Tbk PT (HDIT)?
The market capitalisation of Hensel Davest Indonesia Tbk PT is 45.7B IDR (≈ $2.5M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What are the earnings per share of Hensel Davest Indonesia Tbk PT (HDIT)?
Earnings per share at Hensel Davest Indonesia Tbk PT are −4.88 IDR. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Hensel Davest Indonesia Tbk PT (HDIT)?
The net margin of Hensel Davest Indonesia Tbk PT is −81.2% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Hensel Davest Indonesia Tbk PT (HDIT)?
The return on equity (ROE) of Hensel Davest Indonesia Tbk PT is −8.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Hensel Davest Indonesia Tbk PT (HDIT)?
On an EBIT basis the return on assets of Hensel Davest Indonesia Tbk PT is −7.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Hensel Davest Indonesia Tbk PT (HDIT)?
The operating margin of Hensel Davest Indonesia Tbk PT is −80,856% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast are earnings growing at Hensel Davest Indonesia Tbk PT (HDIT)?
Earnings per share at Hensel Davest Indonesia Tbk PT are growing −49.2% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Hensel Davest Indonesia Tbk PT (HDIT) carry?
The net debt of Hensel Davest Indonesia Tbk PT is 4.8B IDR (fiscal year 2025, ≈ 23.5 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed

Watch Hensel Davest Indonesia Tbk PT in the live analysis

One click puts Hensel Davest Indonesia Tbk PT on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.