Sequoia Financial Group Ltd (SEQ) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of Sequoia Financial Group Ltd stock A$0.07, price A$0.05, upside +42.1%, quality 56 out of 100. Rating: undervalued. Calculated from audited financials with 2 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range A$0.0450 – A$0.5222 · fair‑value band A$0.0480 – A$0.1186 · the A$0.0500 price screens below the A$0.0710 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.
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Sequoia Financial Group Limited, an integrated financial services company, provides financial products and services to retail and wholesale clients, and third-party professional service firms in Australia.
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It operates through two segments, Licensee and Adviser services; and Legal and Administration services.
The Licensee and Adviser services segment provides licensee services to financial planners and advisors; financial planning personal and general advice to wholesale and retail investors; and equity capital markets support, M&A advice, corporate access and investor relations services to listed and private companies.
The Legal and Administration services segment acts as a service provider to accountancy firms, dealer groups, financial planning, law firms and direct trustees.
It also offers SMSF services, such as bare trust, mailbox service, bookkeeping, financials preparation, auditing services, and SMSF taxation lodgement; stockbroking services; and life, total and permanent disablement, trauma/critical illness/recovery, partnership, and key person insurance products, as well as income protection services.
In addition, the company provides investment products; and home and investment loans and refinancing. The company was formerly known as MDS Financial Group Limited and changed its name to Sequoia Financial Group Limited in December 2015. The company is based in Melbourne, Australia.
Stock analysis
Sequoia Financial Group Ltd (SEQ) currently trades at A$0.0500, while our model-based Fair Value estimate is A$0.0710, implying the stock looks roughly 30% undervalued today.
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Valuation
How firm this estimate is: it rests on 2 models at a data quality of 96/100, which puts the data coverage at low.
Scenario range: A$0.0480 (bear) to A$0.1186 (bull), the price of A$0.0500 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 56/100 (solid quality), in the Financial Services sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Sequoia Financial Group Ltd reported revenue of A$105M in FY2026 versus A$110M in FY2022, a compound −1.1%/yr. Reported net income was −A$8.6M in FY2026.
Key figures
Market cap A$7.1M (≈ $4.9M) Micro · P/S ratio 0.07 · EPS (TTM) A$−0.0700 · Net margin −8.6% · Return on equity −20.3% · Return on assets (EBIT) 6.4% (5-year average) · Operating margin −3.5% · Revenue (TTM) A$99.9M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 14 out of 100 (low confidence).
What moves the price
The share trades about 83% below its 52-week high and 11% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −39% fair-value upside, at 42%, SEQ screens cheaper than that median.
Fair Value models
BearA$0.0480Fair Value A$0.0710BullA$0.1186
Price A$0.0500 · Upside +42.1%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.10/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
−11.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.3%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−2.0%
Start year 2021 (pandemic). Over 10 years: +24.8% a year
Revenue growth 25 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+13.4%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
2.2% (2020) → 8.3% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−15.2%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Australia: IMF forecast 3.0% a year to 2030, 2.9% from 2016 to 2025) that is about −17.7% a year for the price.
Compare Sequoia Financial Group Ltd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Financial Conglomerates · 49 stocks
Beats the industry median on 7/11 measures
Overall it ranks above its industry peers.
Valuation
Quality Score56 · Above median
Fair Value upside+42.0% · Above median
Profitability
Return on assets−16.1% · Bottom 25%
Net margin (12 months)−8.6% · Bottom 25%
Operating margin (12 months)−3.5% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)−35.7% · Bottom 25%
Dividend yield (12 months)25.0% · Top 25%
Valuation Multiplesvs Financial Conglomerates median · lower = cheaper
P/B0.20× · Cheapest 25%
P/S (12 months)0.07× · Cheapest 25%
Price / free cash flow (fiscal year)7.9× · Cheaper than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Sequoia Financial Group Ltd Fair Value". https://www.fairvalue-calculator.com/stock/SEQ
Frequently asked questions
Is Sequoia Financial Group Ltd (SEQ) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of A$0.0710 versus a price of A$0.0500, about +42% upside (undervalued).
What is the fair value of SEQ?
Our model-based fair value for Sequoia Financial Group Ltd is A$0.0710 (as of Nov 7, 2026), built from audited fundamentals. The current price: A$0.0500.
What is the quality score of SEQ?
Sequoia Financial Group Ltd has a Quality Score of 56/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Sequoia Financial Group Ltd (SEQ)?
Our model-based price target is the fair value of A$0.0710 (as of Nov 7, 2026) from 2 valuation models. Cautious scenario A$0.0480, optimistic scenario A$0.1186. It is a calculation from audited fundamentals, not an analyst target.
What is the Sequoia Financial Group Ltd stock forecast for 2026?
Our models put fair value at A$0.0710, about +42% upside versus a price of A$0.0500 (undervalued). Cautious scenario A$0.0480, optimistic scenario A$0.1186. The calculation is refreshed regularly with new filings.
What is the revenue of Sequoia Financial Group Ltd (SEQ)?
Sequoia Financial Group Ltd reported trailing-twelve-month revenue of about A$99.9M (latest available figure, as of Nov 7, 2026).
What growth is priced into Sequoia Financial Group Ltd (SEQ)?
For today's price to be fair in a discounted-cash-flow model, Sequoia Financial Group Ltd would have to grow free cash flow by -15.2 % per year for five years (discount rate 8.3 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -2.0 % per year. As of Nov 7, 2026.
What discount rate (WACC) does the fair value of SEQ use?
Our models discount Sequoia Financial Group Ltd at 8.3 %: a base by market capitalisation (nano), damped by beta 0.50, country premium for Australia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Sequoia Financial Group Ltd that is -15.2 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (8.3 %) and the same formula as our fair value.
How much growth has Sequoia Financial Group Ltd (SEQ) delivered so far?
Over the past 5 years revenue at Sequoia Financial Group Ltd grew -2.0 % a year. The price currently implies free-cash-flow growth of -15.2 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Sequoia Financial Group Ltd (SEQ) growing?
The median revenue growth in the sector is +9.2 % a year. That is the yardstick for the growth priced into Sequoia Financial Group Ltd (-15.2 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Sequoia Financial Group Ltd (SEQ)?
The free-cash-flow yield on the price is 14.63 %: that much free cash flow Sequoia Financial Group Ltd produces per unit of market value. When it exceeds the discount rate of our models (8.3 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Sequoia Financial Group Ltd (SEQ)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Sequoia Financial Group Ltd it is A$0.0710 per share (as of Nov 7, 2026), against a price of A$0.0500. It is the blended result of 2 valuation models in 2 families (Asset-Based, Growth DCF).
Is Sequoia Financial Group Ltd stock overvalued or undervalued in 2026?
As of Nov 7, 2026, SEQ trades below its calculated fair value: price A$0.0500, fair value A$0.0710, a gap of about +42% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SEQ?
No. The price is what the market pays today (A$0.0500); the fair value is what the company's own numbers justify (A$0.0710). For Sequoia Financial Group Ltd the two are A$0.0210 per share apart. That gap is exactly why we show both numbers side by side.
How much is Sequoia Financial Group Ltd worth?
The market values Sequoia Financial Group Ltd at about A$7.1M (market capitalisation, as of Nov 7, 2026). Per share that is A$0.0500; our models calculate a fair value of A$0.0710 per share.
What do the bullish and bearish scenarios say about SEQ?
Our models span a range for Sequoia Financial Group Ltd: cautious scenario A$0.0480, base A$0.0710, optimistic A$0.1186 per share (as of Nov 7, 2026, price A$0.0500). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the PEG ratio of SEQ?
The PEG ratio of Sequoia Financial Group Ltd is 1.07 (P/E divided by earnings growth, as of Nov 7, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Sequoia Financial Group Ltd (SEQ)?
Balance-sheet figures for Sequoia Financial Group Ltd (as of Nov 7, 2026): return on equity −20.3%. They feed the Quality Score of 56/100, which measures business quality independently of the share price.
How far is SEQ from its 52-week high?
Sequoia Financial Group Ltd trades at A$0.0500, about 83% below its 52-week high of A$0.2878 and 11% above the low of A$0.0450 (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of A$0.0710 is for.
Which stocks are comparable to Sequoia Financial Group Ltd?
From the same area (Financial Services) we also value ORIX Corporation, Bajaj Finserv Ltd, Yuanta Financial Holding, China Galaxy Securities Co, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Sequoia Financial Group Ltd stock attractive at the current price?
The data as of Nov 7, 2026: price A$0.0500, calculated fair value A$0.0710 (+42%), Quality Score 56/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SEQ calculated?
We run Sequoia Financial Group Ltd through 2 models from 2 families: Asset-Based, Growth DCF. Every model gets the same audited fundamentals; the fair value of A$0.0710 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Sequoia Financial Group Ltd currently trades 30% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Sequoia Financial Group Ltd (SEQ)?
The closing price on Nov 9, 2026 was A$0.0500. Our model-based fair value is A$0.0710, about +42% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Sequoia Financial Group Ltd right now?
The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (56/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (A$0.0480 to A$0.1186) leaves room in how you read the outcome. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Sequoia Financial Group Ltd
How large is the market capitalisation of Sequoia Financial Group Ltd (SEQ)?
The market capitalisation of Sequoia Financial Group Ltd is A$7.1M (≈ $4.9M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Sequoia Financial Group Ltd (SEQ)?
The price-to-sales ratio of Sequoia Financial Group Ltd is 0.07 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Sequoia Financial Group Ltd (SEQ)?
Earnings per share at Sequoia Financial Group Ltd are A$−0.0700. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Sequoia Financial Group Ltd (SEQ)?
The net margin of Sequoia Financial Group Ltd is −8.6% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Sequoia Financial Group Ltd (SEQ)?
The return on equity (ROE) of Sequoia Financial Group Ltd is −20.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Sequoia Financial Group Ltd (SEQ)?
On an EBIT basis the return on assets of Sequoia Financial Group Ltd is 6.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Sequoia Financial Group Ltd (SEQ)?
The operating margin of Sequoia Financial Group Ltd is −3.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Sequoia Financial Group Ltd (SEQ)?
Revenue at Sequoia Financial Group Ltd is growing −35.7% versus a year earlier (3y avg +2.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Sequoia Financial Group Ltd (SEQ)?
Earnings per share at Sequoia Financial Group Ltd are growing −86.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Sequoia Financial Group Ltd (SEQ) carry?
The net debt of Sequoia Financial Group Ltd is A$915K (fiscal year 2026, ≈ 1.0 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Thin data
Nov 7, 2026