EN DE

International Business Settlement Holdings (0147) Fair Value & Analysis

Real Estate · HK · Market cap HK$1.4B

IB International Business Settlement Holdings 0147 · HK
PriceHK$0.0530
Fair ValueHK$0.0350
Upside-34.0%
Quality40/100
Watch International Business Settlement Holdings for free, get notified when fair value or trend changes. Watch for free
Weak Growth
Loss-making · -136.5% net margin
Low debt · generates free cash flow
Trails peers (4/11)
Narrow moat 0/100
Evidence: Medium Range HK$0.0350 – HK$0.0350 Share as image

Fair value as of: Aug 2, 2026

From 8 valuation models · updated 8 days ago

Fair value updated Aug 2, 2026, revised from HK$0.0360 to HK$0.0350 (−2.8%) since Jul 1, 2026. Share price −10.2% over the past month.

Below-average quality, and screening another 34% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (HK$0.0350). The favourable scenario is already priced in.
  • Weak quality (40/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (5 years)

HK$0.6400 HK$0.0320 Fair Value HK$0.0350 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 2, 2026.

How to read this chart

60‑month range HK$0.0320 – HK$0.6400 · the HK$0.0530 price screens above the HK$0.0350 fair value. Dashed = 300-day average. As of Aug 2, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

International Business Settlement Holdings (0147) currently trades at HK$0.0530, while our model-based Fair Value estimate is HK$0.0350, implying the stock looks roughly 34.0% overvalued today. The Quality Score stands at 40/100 (below-average quality), in the Real Estate sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Trailing-twelve-month revenue stands at HK$216M. Revenue grew 124.2% year over year. Net debt stands at HK$282M. Fundamentals as of Aug 2, 2026

For context, the median of 10 Real Estate peers we cover trades at 32% fair-value upside, at -34%, 0147 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF HK$0.0200 HK$0.0200 HK$0.0200 80
Gordon GGM HK$0.0200 HK$0.0300 HK$0.0400 70
DDM Multi-Stage HK$0.0200 HK$0.0300 HK$0.0300 61
All 8 models by family
DCF Models
FCF DCF HK$0.0200 HK$0.0200 HK$0.0200 38
5Y Revenue Exit HK$0.0200 HK$0.0200 HK$0.0200 39
10Y Revenue Exit HK$0.0200 HK$0.0200 HK$0.0200 36
Dividend Discount
Gordon GGM HK$0.0200 HK$0.0300 HK$0.0400 70
DDM Multi-Stage HK$0.0200 HK$0.0300 HK$0.0300 61
Multiples
EV/Revenue HK$0.0200 HK$0.0200 HK$0.0200 43
Asset-Based
NCAV (Graham) HK$0.0100 HK$0.0200 HK$0.0300 50
Growth DCF
Growth DCF HK$0.0200 HK$0.0200 HK$0.0200 80

Widest divergence: Dividend Discount (HK$0.0300) versus DCF Models (HK$0.0200). Highest evidence: Growth DCF (80).

Notify me when 0147 reaches fair value

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.

Key figures & financial health

Revenue (TTM) HK$216M
Revenue growth (YoY) +124%
Net margin -136%
Return on equity -117%
Free cash flow HK$191K FY2025
Operating margin -96.4%
More key figures
EPS (TTM) HK$-0.0100
Net debt HK$282M FY2026

Figures from reported company fundamentals · as of Aug 2, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 40/100

Of which business quality 45 · Market factors (momentum, volatility) 18

Profitability 0
Margins and returns on capital today
Quality Growth 52
Are margins and returns improving?
Cashflow 44
Earnings quality: real cash, not paper profit
Fin. Strength 63
Balance sheet, leverage, solvency risk
Investment 96
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 7
Price trend over the last 3–12 months (market factor)
52W Momentum 0
Distance to the 52-week high (market factor)
Net Issuance 36
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

International Business Settlement Holdings Limited, an investment holding company, engages in the property development business in Mainland China and Hong Kong. It operates through the Property Development, Hotel Business, Computer Equipment Business, and Financing Business segments.

Full company description

International Business Settlement Holdings Limited, an investment holding company, engages in the property development business in Mainland China and Hong Kong. It operates through the Property Development, Hotel Business, Computer Equipment Business, and Financing Business segments. The company is involved in the development and sale of commercial and residential properties and car parking spaces; undertaking of land development activities; and hotel development. It also provides hotel management and property management services. In addition, the company offers encrypted distributed storage space through leasing of servers and rendering ancillary services and trading of computer equipment. Further, it provides financing through money lending and factoring services. The company was formerly known as Chaoyue Group Limited and changed its name to International Business Settlement Holdings Limited in December 2016. The company was incorporated in 1993 and is headquartered in Causeway Bay, Hong Kong. International Business Settlement Holdings Limited operates as a subsidiary of Long Grand Limited.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

International Business Settlement Holdings reported revenue of HK$216M in FY2026 versus HK$304M in FY2022, a compound −8.2%/yr. Reported net income was −HK$295M in FY2026.

Growth Quality 16/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2026)
HK$216M
Latest YoY
+16.1%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−37.0%
Avg. growth/yr (26Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+0.3%
Revenue −8.2%/yr
FY22 HK$304M
FY23 HK$866M
FY24 HK$174M
FY25 HK$186M
FY26 HK$216M
Net income
FY22 −HK$119M
FY23 −HK$72.7M
FY24 −HK$59.7M
FY25 −HK$229M
FY26 −HK$295M

0147 screens 34% overvalued. Compare with DLF Limited →

Share or link this analysis
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "International Business Settlement Holdings Fair Value". https://www.fairvalue-calculator.com/stock/0147

Peer Group

Real Estate - Development · 588 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 43 · Below median
Fair Value upside −25% · Below median
Return on assets -8% · Bottom 25%
Net margin (TTM) -136% · Bottom 25%
Operating margin (TTM) -96% · Bottom 25%
Revenue growth 124% · Top 25%

Valuation Multiples vs Real Estate - Development median · lower = cheaper

P/B 0.27× · Cheaper than median
P/S (TTM) 0.80× · Cheaper than median
P/FCF 909.8× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 1 · sector 48
FUTURE 100 · sector 0
PAST 0 · sector 10
HEALTH 100 · sector 84
DIVIDEND 0 · sector 38

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Real Estate - Development stocks, each showing price versus our Fair Value estimate (as of Aug 2, 2026).

Stock Price Fair Value vs Fair Value
DLF Limited DLF ₹657.75 ₹159.49 -76%
Lodha Developers Limited LODHA ₹1,188 ₹583.43 -51%
PT Pantai Indah Kapuk Dua Tbk, PANI 6,125 IDR 1,330 IDR -78%
Oberoi Realty Limited OBEROIRLTY ₹1,925 ₹1,183 -39%
Godrej Properties Limited GODREJPROP ₹2,102 ₹1,044 -50%
PT Jaya Real Property, Tbk., JRPT 1,080 IDR 1,674 IDR +55%
PT Bumi Serpong Damai Tbk, BSDE 555.00 IDR 1,388 IDR +150%
PT Sentul City Tbk, BKSL 64.00 IDR 84.16 IDR +32%
PT Ciputra Development Tbk, CTRA 555.00 IDR 1,388 IDR +150%
PT Duta Pertiwi Tbk DUTI 4,100 IDR 6,239 IDR +52%

Compare International Business Settlement Holdings with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Real Estate stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Frequently asked questions

Is International Business Settlement Holdings (0147) overvalued or undervalued?
As of Aug 2, 2026, our model estimates a fair value of HK$0.0350 versus a price of HK$0.0530, about −34% (overvalued).
What is the fair value of 0147?
Our model-based fair value for International Business Settlement Holdings is HK$0.0350 (as of Aug 2, 2026), built from audited fundamentals. The current price is HK$0.0530.
What is the quality score of 0147?
International Business Settlement Holdings has a Quality Score of 40/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of International Business Settlement Holdings (0147)?
International Business Settlement Holdings reported trailing-twelve-month revenue of about HK$216M (latest available figure, as of Aug 2, 2026).
What is the net profit margin of 0147?
The net profit margin of International Business Settlement Holdings is about -136.5%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track International Business Settlement Holdings and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.