International Business Settlement Holdings Ltd (0147) fair value: what the stock is really worth
We calculate from audited financials what International Business Settlement Holdings Ltd is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily.
Watch International Business Settlement Holdings Ltd for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for free
International Business Settlement Holdings Limited, an investment holding company, engages in the property development business in Mainland China and Hong Kong. It operates through the Property Development, Hotel Business, Computer Equipment Business, and Financing Business segments.
Show more
International Business Settlement Holdings Limited, an investment holding company, engages in the property development business in Mainland China and Hong Kong. It operates through the Property Development, Hotel Business, Computer Equipment Business, and Financing Business segments. The company is involved in the development and sale of commercial and residential properties and car parking spaces; undertaking of land development activities; and hotel development. It also provides hotel management and property management services. In addition, the company offers encrypted distributed storage space through leasing of servers and rendering ancillary services and trading of computer equipment. Further, it provides financing through money lending and factoring services. The company was formerly known as Chaoyue Group Limited and changed its name to International Business Settlement Holdings Limited in December 2016. The company was incorporated in 1993 and is headquartered in Causeway Bay, Hong Kong. International Business Settlement Holdings Limited operates as a subsidiary of Long Grand Limited.
Stock analysis
International Business Settlement Holdings Ltd (0147) currently trades at HK$0.2020, while our model-based Fair Value estimate is HK$0.0200, implying the stock looks roughly 910.1% overvalued today.
Show more
Valuation
Bull case: the Dividend Discount group reads highest at a median of HK$0.0300 per share, and 0 of the 8 models we run sit above the HK$0.2020 price.
Bear case: the DCF Models group reads lowest at HK$0.0200, and 8 of the 8 models stay below the price. Evidence for this calculation is low.
Quality & growth
The Quality Score stands at 40/100 (below-average quality), in the Real Estate sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
International Business Settlement Holdings Ltd reported revenue of HK$216M in FY2026 versus HK$304M in FY2022, a compound −8.2%/yr. Reported net income was −HK$295M in FY2026.
Key figures
Market cap HK$1.4B (≈ $174M) · P/S ratio 6.30 · EPS (TTM) HK$−0.0100 · Dividend yield 3.9% · Net margin −136% · Return on equity −117% · Return on assets (EBIT) −2.3% · Operating margin −96.4%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 70% below its 52-week high and 304% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at 7% fair-value upside, at −90%, 0147 screens richer than that median.
Fair Value models
Bear HK$0.0200Fair Value HK$0.0200Bull HK$0.0200
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.16/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+16.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−37.0%
Revenue growth 26 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+0.3%
’14
’15
’16
’17
’18
’19
’20
’22
’23
’24
’25
’26
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−163.7% (2021) → −118.0% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
Compare International Business Settlement Holdings Ltd with another stock
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate - Development · 574 stocks
Beats the industry median on 4/10 measures
A mixed picture versus its industry peers.
Valuation
Quality Score43 · Below median
Fair Value upside−26% · Below median
Profitability
Return on assets−8% · Bottom 25%
Net margin (TTM)−136% · Bottom 25%
Operating margin (TTM)−96% · Bottom 25%
Growth and dividend
Revenue growth124% · Top 25%
Dividend yield (TTM)3.9% · Above median
Valuation Multiplesvs Real Estate - Development median · lower = cheaper
P/B0.27× · Cheaper than median
P/S (TTM)0.80× · Cheaper than median
P/FCF909.8× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 50
FUTURE (revenue growth)100· sector 0
PAST (return on equity)0· sector 11
HEALTH (low debt)100· sector 85
DIVIDEND (yield)0· sector 55
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "International Business Settlement Holdings Ltd Fair Value". https://www.fairvalue-calculator.com/stock/0147.HK
Frequently asked questions
Is International Business Settlement Holdings Ltd (0147) overvalued or undervalued?
As of Sep 13, 2026, our model estimates a fair value of HK$0.0200 versus a price of HK$0.2020, about −90% upside (overvalued).
What is the fair value of 0147?
Our model-based fair value for International Business Settlement Holdings Ltd is HK$0.0200 (as of Sep 13, 2026), built from audited fundamentals. The current price: HK$0.2020.
What is the quality score of 0147?
International Business Settlement Holdings Ltd has a Quality Score of 40/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for International Business Settlement Holdings Ltd (0147)?
Our model-based price target is the fair value of HK$0.0200 (as of Sep 13, 2026) from 8 valuation models. It is a calculation from audited fundamentals, not an analyst target.
What is the International Business Settlement Holdings Ltd stock forecast for 2026?
Our models put fair value at HK$0.0200, about −90% upside versus a price of HK$0.2020 (overvalued). The calculation is refreshed regularly with new filings.
What is the revenue of International Business Settlement Holdings Ltd (0147)?
International Business Settlement Holdings Ltd reported trailing-twelve-month revenue of about HK$216M (latest available figure, as of Sep 13, 2026).
Does International Business Settlement Holdings Ltd pay a dividend?
International Business Settlement Holdings Ltd currently shows a dividend yield of about 3.92% relative to its recent price (as of Sep 13, 2026).
What is the intrinsic value of International Business Settlement Holdings Ltd (0147)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For International Business Settlement Holdings Ltd it is HK$0.0200 per share (as of Sep 13, 2026), against a price of HK$0.2020. It is the blended result of 8 valuation models (cash flow, earnings, asset, dividend).
Is International Business Settlement Holdings Ltd stock overvalued or undervalued in 2026?
As of Sep 13, 2026, 0147 trades above its calculated fair value: price HK$0.2020, fair value HK$0.0200, a gap of about −90% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 0147?
No. The price is what the market pays today (HK$0.2020); the fair value is what the company's own numbers justify (HK$0.0200). For International Business Settlement Holdings Ltd the two are HK$0.1820 per share apart. That gap is exactly why we show both numbers side by side.
How much is International Business Settlement Holdings Ltd worth?
The market values International Business Settlement Holdings Ltd at about HK$1.4B (market capitalisation, as of Sep 13, 2026). Per share that is HK$0.2020; our models calculate a fair value of HK$0.0200 per share.
How solid is the balance sheet of International Business Settlement Holdings Ltd (0147)?
Balance-sheet figures for International Business Settlement Holdings Ltd (as of Sep 13, 2026): return on equity −117.5%. They feed the Quality Score of 40/100, which measures business quality independently of the share price.
How far is 0147 from its 52-week high?
International Business Settlement Holdings Ltd trades at HK$0.2020, about 70% below its 52-week high of HK$0.6700 and 304% above the low of HK$0.0500 (as of Sep 13, 2026). Distance from the high says nothing about value: that is what the fair value of HK$0.0200 is for.
Which stocks are comparable to International Business Settlement Holdings Ltd?
From the same area (Real Estate) we also value Sun Hung Kai Properties Limited, China Resources Land Limited, Vinhomes Joint Stock Company, CK Asset Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is International Business Settlement Holdings Ltd stock attractive at the current price?
The data as of Sep 13, 2026: price HK$0.2020, calculated fair value HK$0.0200 (−90%), Quality Score 40/100, from 8 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 0147 calculated?
We run International Business Settlement Holdings Ltd through 8 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of HK$0.0200, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.6 % above its aggregate fair value. International Business Settlement Holdings Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of International Business Settlement Holdings Ltd (0147)?
The closing price on Sep 15, 2026 was HK$0.2020. Our model-based fair value is HK$0.0200, about −90% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with International Business Settlement Holdings Ltd right now?
The price sits above even our optimistic bull case (HK$0.0200). The favourable scenario is already priced in. Weak quality (40/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Key figures of International Business Settlement Holdings Ltd
How large is the market capitalisation of International Business Settlement Holdings Ltd (0147)?
The market capitalisation of International Business Settlement Holdings Ltd is HK$1.4B (≈ $174M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of International Business Settlement Holdings Ltd (0147)?
The price-to-sales ratio of International Business Settlement Holdings Ltd is 6.30 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of International Business Settlement Holdings Ltd (0147)?
Earnings per share at International Business Settlement Holdings Ltd are HK$−0.0100. Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of International Business Settlement Holdings Ltd (0147)?
The dividend yield of International Business Settlement Holdings Ltd is 3.9%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of International Business Settlement Holdings Ltd (0147)?
The net margin of International Business Settlement Holdings Ltd is −136% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of International Business Settlement Holdings Ltd (0147)?
The return on equity (ROE) of International Business Settlement Holdings Ltd is −117% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of International Business Settlement Holdings Ltd (0147)?
On an EBIT basis the return on assets of International Business Settlement Holdings Ltd is −2.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of International Business Settlement Holdings Ltd (0147)?
The operating margin of International Business Settlement Holdings Ltd is −96.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at International Business Settlement Holdings Ltd (0147)?
Revenue at International Business Settlement Holdings Ltd is growing +124% versus a year earlier (3y avg −37.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does International Business Settlement Holdings Ltd (0147) generate?
The free cash flow of International Business Settlement Holdings Ltd is HK$191K (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does International Business Settlement Holdings Ltd (0147) carry?
The net debt of International Business Settlement Holdings Ltd is HK$282M (fiscal year 2026). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch International Business Settlement Holdings Ltd in the live analysis
One click puts International Business Settlement Holdings Ltd on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
