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FINEDIGITAL Inc (038950) fair value: what the stock is really worth

As of Oct 2, 2026: fair value of FINEDIGITAL Inc KRW 8,137, price KRW 2,895, upside +181.1%, quality 53 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? Yes
  2. Good quality? Yes
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Technology · KR · ISIN KR7038950002

FI Thin data Oct 3, 2026

FINEDIGITAL Inc

038950 · KQ

Clearly undervaluedStrong Fair Value upside, but quality is only moderate.

Fair value 8,137 KRW · Strongly undervalued (+181.1%)
Low debt
Quality 53/100
1.7% dividend yield · Watch coverage
Weak Growth (revenue 5y −9.7 %/yr in KRW)
Loss-making · -2.0% net margin (TTM)
Negative free cash flow
Trails peers (3/9)
Narrow moat 18/100
Thin data
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

8,071 KRW 2,651 KRW Fair Value 8,137 KRW May 2021 Oct 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 3, 2026.

How to read this chart

60‑month range 2,651 KRW – 8,071 KRW · fair‑value band 5,370 KRW – 10,171 KRW · the 2,895 KRW price screens below the 8,137 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Oct 3, 2026.

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Company profile

FINEDIGITAL Inc. provides various products and solutions in the fields of mobile telecommunication and automotive IT in South Korea.

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FINEDIGITAL Inc. provides various products and solutions in the fields of mobile telecommunication and automotive IT in South Korea. It provides drive recorders; car navigation products; golf GPS rangefinders; and communication systems, such as compact spectrum analyzers, radio frequency source finders, and repeaters, as well as RF inspection and supervisory, jamming, and remote monitoring and control solutions. The company was formerly known as Grim Electronics co.,LTD. and changed its name to FINEDIGITAL Inc. in September 1999. FINEDIGITAL Inc. was founded in 1992 and is based in Seongnam-si, South Korea.

Stock analysis

FINEDIGITAL Inc (038950) currently trades at 2,895 KRW, while our model-based Fair Value estimate is 8,137 KRW, implying the stock looks roughly 64.4% undervalued today.

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Valuation

How firm this estimate is: it rests on 1 models at a data quality of 90/100, which puts the evidence level at low.

Scenario range: 5,370 KRW (bear) to 10,171 KRW (bull), the price of 2,895 KRW sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 53/100 (solid quality), in the Technology sector.

Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.

FINEDIGITAL Inc reported revenue of 62.9B KRW in FY2025 versus 100B KRW in FY2021, a compound −11.0%/yr. Reported net income was −1.1B KRW in FY2025.

Key figures

Market cap 23.7B KRW (≈ $17.7M) · P/S ratio 0.40 · Dividend yield 1.7% · Net margin −1.8% · Return on equity −1.5% · Return on assets (EBIT) −2.3% · Operating margin −13.1% · Revenue (TTM) 59.9B KRW.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 36 out of 100 (medium confidence).

What moves the price

The share trades about 20% below its 52-week high and 3% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Technology peers we cover trades at −62% fair-value upside, at 181%, 038950 screens cheaper than that median.

Fair Value models

Bear 5,370 KRW Fair Value 8,137 KRW Bull 10,171 KRW
Price 2,895 KRW · Upside +181.1%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
NCAV (Graham) 5,592 KRW 7,493 KRW 11,183 KRW 54
All 1 models by family
Asset-Based
NCAV (Graham) 5,592 KRW 7,493 KRW 11,183 KRW 54

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Quality Score breakdown

Overall quality 53/100

Of which business quality 53 · Market factors (momentum, volatility) 43

Profitability 22
Margins and returns on capital today
Quality Growth 29
Are margins and returns improving?
Cashflow 33
Earnings quality: real cash, not paper profit
Fin. Strength 80
Balance sheet, leverage, solvency risk
Investment 99
Disciplined investing over empire-building
Low Volatility 83
Calm price path (market factor)
Momentum 33
Price trend over the last 3–12 months (market factor)
52W Momentum 14
Distance to the 52-week high (market factor)
Net Issuance 77
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 0/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−11.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−11.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−9.7%
Start year 2020 (pandemic). Over 10 years: −2.8% a year
Revenue growth 22 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.6%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
3.3% (2020) → −7.3% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Communication Equipment · 296 stocks

Beats the industry median on 3/8 measures
Overall it trails its industry peers.
Valuation
Quality Score 53 · Below median
Fair Value upside +181.1% · Top 25%
Profitability
Return on assets −2.8% · Bottom 25%
Net margin (TTM) −2.0% · Below median
Operating margin (TTM) −13.1% · Bottom 25%
Growth and dividend
Revenue growth −9.4% · Bottom 25%
Dividend yield (TTM) 1.7% · Above median
Balance sheet
Debt / equity 0.02× · Below median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)100 · sector 0
FUTURE (revenue growth)0 · sector 54
PAST (return on equity)0 · sector 21
HEALTH (low debt)99 · sector 98
DIVIDEND (yield)35 · sector 24

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Communication Equipment stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
Cisco Systems, Inc CSCO $107.63 $118.39 +10%
Foxconn Industrial Internet Co 601138 ¥61.00 ¥13.99 −77%
Zhongji Innolight Co 300308 ¥895.86 ¥342.18 −62%
Eoptolink Technology Inc 300502 ¥435.00 ¥289.12 −34%
Motorola Solutions, Inc MSI $445.97 $249.04 −44%
Nokia Oyj NOKIA €9.19 €3.15 −66%
Ciena Corporation CIEN $356.91 $48.70 −86%
Suzhou TFC Optical Communication Co 300394 ¥267.93 ¥87.34 −67%
Ubiquiti Inc UI $609.64 $670.60 +10%
Yangtze Optical Fibre And Cable Joint Stock Limited 6869 HK$186.50 HK$32.66 −82%

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FINEDIGITAL Inc · Fair Value
8,137 KRW +64%Fair Value
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Cite: Fair Value Calculator (2026). "FINEDIGITAL Inc Fair Value". https://www.fairvalue-calculator.com/stock/038950

Frequently asked questions

Is FINEDIGITAL Inc (038950) overvalued or undervalued?
As of Oct 3, 2026, our model estimates a fair value of 8,137 KRW versus a price of 2,895 KRW, about +181% upside (undervalued).
What is the fair value of 038950?
Our model-based fair value for FINEDIGITAL Inc is 8,137 KRW (as of Oct 3, 2026), built from audited fundamentals. The current price: 2,895 KRW.
What is the quality score of 038950?
FINEDIGITAL Inc has a Quality Score of 53/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for FINEDIGITAL Inc (038950)?
Our model-based price target is the fair value of 8,137 KRW (as of Oct 3, 2026) from 1 valuation models. Cautious scenario 5,370 KRW, optimistic scenario 10,171 KRW. It is a calculation from audited fundamentals, not an analyst target.
What is the FINEDIGITAL Inc stock forecast for 2026?
Our models put fair value at 8,137 KRW, about +181% upside versus a price of 2,895 KRW (undervalued). Cautious scenario 5,370 KRW, optimistic scenario 10,171 KRW. The calculation is refreshed regularly with new filings.
What is the revenue of FINEDIGITAL Inc (038950)?
FINEDIGITAL Inc reported trailing-twelve-month revenue of about 59.9B KRW (latest available figure, as of Oct 3, 2026).
Does FINEDIGITAL Inc pay a dividend?
FINEDIGITAL Inc currently shows a dividend yield of about 1.73% relative to its recent price (as of Oct 3, 2026).
What is the intrinsic value of FINEDIGITAL Inc (038950)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For FINEDIGITAL Inc it is 8,137 KRW per share (as of Oct 3, 2026), against a price of 2,895 KRW. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is FINEDIGITAL Inc stock overvalued or undervalued in 2026?
As of Oct 3, 2026, 038950 trades below its calculated fair value: price 2,895 KRW, fair value 8,137 KRW, a gap of about +181% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 038950?
No. The price is what the market pays today (2,895 KRW); the fair value is what the company's own numbers justify (8,137 KRW). For FINEDIGITAL Inc the two are 5,242 KRW per share apart. That gap is exactly why we show both numbers side by side.
How much is FINEDIGITAL Inc worth?
The market values FINEDIGITAL Inc at about 23.7B KRW (market capitalisation, as of Oct 3, 2026). Per share that is 2,895 KRW; our models calculate a fair value of 8,137 KRW per share.
What do the bullish and bearish scenarios say about 038950?
Our models span a range for FINEDIGITAL Inc: cautious scenario 5,370 KRW, base 8,137 KRW, optimistic 10,171 KRW per share (as of Oct 3, 2026, price 2,895 KRW). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of FINEDIGITAL Inc (038950)?
Balance-sheet figures for FINEDIGITAL Inc (as of Oct 3, 2026): return on equity −1.5%, debt of 0.02 per unit of equity. They feed the Quality Score of 53/100, which measures business quality independently of the share price.
How far is 038950 from its 52-week high?
FINEDIGITAL Inc trades at 2,895 KRW, about 20% below its 52-week high of 3,635 KRW and 3% above the low of 2,800 KRW (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of 8,137 KRW is for.
Which stocks are comparable to FINEDIGITAL Inc?
From the same area (Technology) we also value Cisco Systems, Inc, Foxconn Industrial Internet Co, Zhongji Innolight Co, Eoptolink Technology Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is FINEDIGITAL Inc stock attractive at the current price?
The data as of Oct 3, 2026: price 2,895 KRW, calculated fair value 8,137 KRW (+181%), Quality Score 53/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 038950 calculated?
We run FINEDIGITAL Inc through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 8,137 KRW, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.0 % above its aggregate fair value. FINEDIGITAL Inc currently trades 64 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of FINEDIGITAL Inc (038950)?
The closing price on Oct 2, 2026 was 2,895 KRW. Our model-based fair value is 8,137 KRW, about +181% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with FINEDIGITAL Inc right now?
The price is below even our cautious bear case (5,370 KRW). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (53/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (5,370 KRW to 10,171 KRW) leaves room in how you read the outcome.

Key figures of FINEDIGITAL Inc

How large is the market capitalisation of FINEDIGITAL Inc (038950)?
The market capitalisation of FINEDIGITAL Inc is 23.7B KRW (≈ $17.7M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of FINEDIGITAL Inc (038950)?
The price-to-sales ratio of FINEDIGITAL Inc is 0.40 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the dividend yield of FINEDIGITAL Inc (038950)?
The dividend yield of FINEDIGITAL Inc is 1.7%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of FINEDIGITAL Inc (038950)?
The net margin of FINEDIGITAL Inc is −1.8% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of FINEDIGITAL Inc (038950)?
The return on equity (ROE) of FINEDIGITAL Inc is −1.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of FINEDIGITAL Inc (038950)?
On an EBIT basis the return on assets of FINEDIGITAL Inc is −2.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of FINEDIGITAL Inc (038950)?
The operating margin of FINEDIGITAL Inc is −13.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at FINEDIGITAL Inc (038950)?
Revenue at FINEDIGITAL Inc is growing −9.4% versus a year earlier (3y avg −11.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at FINEDIGITAL Inc (038950)?
Earnings per share at FINEDIGITAL Inc are growing +18.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does FINEDIGITAL Inc (038950) generate?
The free cash flow of FINEDIGITAL Inc is −6.5B KRW (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
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