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FINEDIGITAL Inc (038950) Fair Value & Analysis

Technology · KR · Market cap 23.8B KRW

FI FINEDIGITAL Inc 038950 · KQ
Price3,100 KRW
Fair Value8,137 KRW
Upside+162.5%
Quality52/100
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Strengths

Trades 162% below our fair value of 8,137 KRW

Risks

!Weak Growth
!Loss-making · -0.6% net margin
!Low debt · negative free cash flow
!Trails peers (3/9)
Weak Growth
Loss-making · -0.6% net margin
Low debt · negative free cash flow
1.74% dividend yield
Trails peers (3/9)
Narrow moat 19/100
Evidence: Low Range 5,370 KRW – 10,171 KRW Share as image

Fair value as of: Aug 13, 2026

From 1 valuation models · updated 7 days ago

Share price +6.7% over the past month.

A solid business, screening 162% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (5,370 KRW). The market is more pessimistic than our downside scenario.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • Solid quality (52/100) at a price below fair value, the discount is the argument here, not the business quality.
  • A fairly wide model range (5,370 KRW to 10,171 KRW) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

8,071 KRW 2,651 KRW Fair Value 8,137 KRW Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range 2,651 KRW – 8,071 KRW · fair‑value band 5,370 KRW – 10,171 KRW · the 3,100 KRW price screens below the 8,137 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

Full chart & analysis →

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Analysis

FINEDIGITAL Inc (038950) currently trades at 3,100 KRW, while our model-based Fair Value estimate is 8,137 KRW, implying the stock looks roughly 162.5% undervalued today. The Quality Score stands at 52/100 (solid quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low), always confirm before acting.

Over the trailing twelve months, FINEDIGITAL Inc generated revenue of 61.4B KRW at a net margin of -0.6%. Revenue declined 9.3% year over year. It earns a return on equity of -0.6%. Fundamentals as of Aug 13, 2026

Our scenario range runs from 5,370 KRW (bear case) to 10,171 KRW (bull case); at 3,100 KRW, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 19% below its 52-week high and 13% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -50% fair-value upside, at 162%, 038950 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
NCAV (Graham) 5,592 KRW 7,493 KRW 11,183 KRW 50
All 1 models by family
Asset-Based
NCAV (Graham) 5,592 KRW 7,493 KRW 11,183 KRW 50

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Key figures & financial health

Revenue (TTM) 61.4B KRW
Revenue growth (YoY) -9.3%
Net margin -0.6%
Return on equity -0.6%
Free cash flow −6.5B KRW FY2025
Operating margin -11.0%
More key figures
Dividend yield 1.7%
EPS growth (YoY) +18.0%

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 52/100

Of which business quality 52 · Market factors (momentum, volatility) 46

Profitability 22
Margins and returns on capital today
Quality Growth 24
Are margins and returns improving?
Cashflow 33
Earnings quality: real cash, not paper profit
Fin. Strength 80
Balance sheet, leverage, solvency risk
Investment 99
Disciplined investing over empire-building
Low Volatility 83
Calm price path (market factor)
Momentum 33
Price trend over the last 3–12 months (market factor)
52W Momentum 27
Distance to the 52-week high (market factor)
Net Issuance 77
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

FINEDIGITAL Inc. provides various products and solutions in the fields of mobile telecommunication and automotive IT in South Korea.

Full company description

FINEDIGITAL Inc. provides various products and solutions in the fields of mobile telecommunication and automotive IT in South Korea. It provides drive recorders; car navigation products; golf GPS rangefinders; and communication systems, such as compact spectrum analyzers, radio frequency source finders, and repeaters, as well as RF inspection and supervisory, jamming, and remote monitoring and control solutions. The company was formerly known as Grim Electronics co.,LTD. and changed its name to FINEDIGITAL Inc. in September 1999. FINEDIGITAL Inc. was founded in 1992 and is based in Seongnam-si, South Korea.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

FINEDIGITAL Inc reported revenue of 62.9B KRW in FY2025 versus 100B KRW in FY2021, a compound −11.0%/yr. Reported net income was −1.1B KRW in FY2025.

Growth Quality 0/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
62.9B KRW
Latest YoY
−11.2%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−11.6%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−9.7%
Avg. growth/yr (22Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+1.6%
Revenue −11.0%/yr
FY21 100B KRW
FY22 91.1B KRW
FY23 87.7B KRW
FY24 70.8B KRW
FY25 62.9B KRW
Net income
FY21 2.5B KRW
FY22 −1.8B KRW
FY23 2.1B KRW
FY24 −1.6B KRW
FY25 −1.1B KRW

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Cite: Fair Value Calculator (2026). "FINEDIGITAL Inc Fair Value". https://www.fairvalue-calculator.com/stock/038950

Peer Group

Communication Equipment · 303 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 52 · Below median
Fair Value upside +163% · Top 25%
Return on assets -2% · Bottom 25%
Net margin (TTM) -1% · Below median
Operating margin (TTM) -11% · Bottom 25%
Revenue growth -9% · Below median
Dividend yield (TTM) 1.6% · Above median
Debt / equity 0.02× · Lower than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE100 · sector 0
FUTURE0 · sector 34
PAST0 · sector 14
HEALTH99 · sector 98
DIVIDEND32 · sector 23

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Communication Equipment stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Cisco Systems, Inc CSCO $111.61 $61.53 -45%
Zhongji Innolight Co 300308 ¥921.00 ¥171.09 -81%
Foxconn Industrial Internet Co 601138 ¥61.83 ¥28.65 -54%
Eoptolink Technology Inc 300502 ¥429.90 ¥176.99 -59%
Nokia Oyj NOK $10.32 $3.77 -63%
Motorola Solutions, Inc MSI $469.74 $236.33 -50%
Suzhou TFC Optical Communication Co 300394 ¥276.25 ¥43.67 -84%
Accton Technology Corporation 2345 2,270 TWD 1,135 TWD -50%
Telefonaktiebolaget LM Ericsson (publ), ERICB kr 96.52 kr 157.82 +64%
ZTE Corporation 000063 ¥33.67 ¥19.72 -41%

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Frequently asked questions

Is FINEDIGITAL Inc (038950) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of 8,137 KRW versus a price of 3,100 KRW, about +162% (undervalued).
What is the fair value of 038950?
Our model-based fair value for FINEDIGITAL Inc is 8,137 KRW (as of Aug 13, 2026), built from audited fundamentals. The current price: 3,100 KRW.
What is the quality score of 038950?
FINEDIGITAL Inc has a Quality Score of 52/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of FINEDIGITAL Inc (038950)?
FINEDIGITAL Inc reported trailing-twelve-month revenue of about 61.4B KRW (latest available figure, as of Aug 13, 2026).
What is the net profit margin of 038950?
The net profit margin of FINEDIGITAL Inc is about -0.6%, meaning it is currently running at a net loss. Based on the latest reported figures.
Does FINEDIGITAL Inc pay a dividend?
FINEDIGITAL Inc currently shows a dividend yield of about 1.65% relative to its recent price (as of Aug 13, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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