0605 (0605) Fair Value & Analysis

Financial Services · Market cap HK$163M

0 0605 0605 · HK

PriceHK$0.8000

Fair ValueHK$1.60

Upside+100.0%

Quality46/100

Evidence: Medium Range HK$1.20 – HK$2.00

Fair value as of: Jul 2, 2026

From 8 valuation models · updated today

Share price +1.3% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$0.7400 – HK$1.57 · fair‑value band HK$1.20 – HK$2.00 · the HK$0.8000 price screens below the HK$1.60 fair value. As of Jul 2, 2026.

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Analysis

0605 (0605) currently trades at HK$0.8000, while our model-based Fair Value estimate is HK$1.60 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 46/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

Over the trailing twelve months, 0605 generated revenue of HK$107M at a net margin of 67.1%. Revenue grew 18.1% year over year. It earns a return on equity of 9.1%. Net debt stands at HK$342M. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$107M

Revenue growth (YoY) +18.1%

Net margin 67.1%

Return on equity 9.1%

Free cash flow −HK$2.6M FY2025

P/E ratio 2.3

More key figures

Operating margin -39.4%

EPS (TTM) HK$-0.1500

EPS growth (YoY) +69.1%

Net debt HK$342M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

0605 reported revenue of HK$104M in FY2025 versus HK$325M in FY2021, a compound −24.8%/yr. Reported net income was HK$71.5M in FY2025.

Revenue −24.8%/yr

FY21 HK$325M

FY22 HK$213M

FY23 HK$142M

FY24 HK$107M

FY25 HK$104M

Net income

FY21 −HK$250M

FY22 −HK$52.6M

FY23 −HK$160M

FY24 HK$41.2M

FY25 HK$71.5M

Is 0605 fairly valued? → Check now

Similar stocks

6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
Visa Inc V	5,663 MXN	3,002 MXN	-47%
Mastercard Incorporated MA	C$29.95	C$17.76	-41%
M4I M4I	€430.50	€367.81	-15%
American Express Company AXP	C$28.87	C$24.27	-16%
Capital One Financial Corporation COF	$200.70	$125.08	-38%
Bajaj Finance Limited BAJFINANCE	₹884.10	₹604.72	-32%

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Frequently asked questions

Is 0605 (0605) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$1.60 versus a price of HK$0.8000 — about +100% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 0605?

Our model-based fair value for 0605 is HK$1.60 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$0.8000.

What is the quality score of 0605?

0605 has a Quality Score of 46/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 0605 (0605)?

0605 reported trailing-twelve-month revenue of about HK$107M (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 0605?

The net profit margin of 0605 is about 67.1%, meaning it keeps roughly 67.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.