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South China Financial Holdings (0619) Fair Value & Analysis

Financial Services · HK · Market cap HK$96.4M

SC South China Financial Holdings 0619 · HK
PriceHK$0.2900
Fair ValueHK$0.5700
Upside+96.6%
Quality42/100
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Weak Growth
Loss-making · -69.0% net margin
Moderate debt · negative free cash flow
Mixed vs. peers (6/11)
Narrow moat 30/100
Evidence: Medium Range HK$0.3500 – HK$0.7300 Share as image

Fair value as of: Aug 13, 2026

From 3 valuation models · updated 2 days ago

Below-average quality, screening 97% undervalued on our models.

What matters now

  • The large discount to fair value meets weak quality (42/100). That raises the risk this is a value trap rather than a bargain.
  • The price is below even our cautious bear case (HK$0.3500). The market is more pessimistic than our downside scenario.
  • A fairly wide model range (HK$0.3500 to HK$0.7300) leaves room in how you read the outcome.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

HK$0.6400 HK$0.1490 Fair Value HK$0.5700 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range HK$0.1490 – HK$0.6400 · fair‑value band HK$0.3500 – HK$0.7300 · the HK$0.2900 price screens below the HK$0.5700 fair value. Dashed = 300-day average. As of Aug 13, 2026.

Full chart & analysis →

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Analysis

South China Financial Holdings (0619) currently trades at HK$0.2900, while our model-based Fair Value estimate is HK$0.5700, implying the stock looks roughly 96.6% undervalued today. The Quality Score stands at 42/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, South China Financial Holdings generated revenue of HK$33.1M at a net margin of -69.0%. Revenue grew 216.8% year over year. It earns a return on equity of -33.3%. Net debt stands at HK$330M. Fundamentals as of Aug 13, 2026

Our scenario range runs from HK$0.3500 (bear case) to HK$0.7300 (bull case); at HK$0.2900, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 39% below its 52-week high and 35% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -22% fair-value upside, at 97%, 0619 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Gordon GGM HK$0.3700 HK$0.6200 HK$0.8100 70
DDM Multi-Stage HK$0.3700 HK$0.5900 HK$0.6700 61
NCAV (Graham) HK$0.1000 HK$0.1400 HK$0.2000 50
All 3 models by family
Dividend Discount
Gordon GGM HK$0.3700 HK$0.6200 HK$0.8100 70
DDM Multi-Stage HK$0.3700 HK$0.5900 HK$0.6700 61
Asset-Based
NCAV (Graham) HK$0.1000 HK$0.1400 HK$0.2000 50

Widest divergence: Dividend Discount (HK$0.5900) versus Asset-Based (HK$0.1400). Highest evidence: Gordon GGM (70).

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Key figures & financial health

Revenue (TTM) HK$33.1M
Revenue growth (YoY) +217%
Net margin -69.0%
Return on equity -33.3%
Free cash flow −HK$7.0M FY2025
Operating margin 76.8%
More key figures
EPS (TTM) HK$-0.1600
Net debt HK$330M FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 42/100

Of which business quality 36 · Market factors (momentum, volatility) 32

Profitability 4
Margins and returns on capital today
Quality Growth 73
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 16
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 22
Price trend over the last 3–12 months (market factor)
52W Momentum 28
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

South China Financial Holdings Limited, an investment holding company, provides various financial services in Hong Kong and Mainland China. The company operates through Broking; Trading and Investment; Margin Financing and Money Lending; Asset and Wealth Management; Corporate Advisory and Underwriting; Property Investment; and Other Business segments.

Full company description

South China Financial Holdings Limited, an investment holding company, provides various financial services in Hong Kong and Mainland China. The company operates through Broking; Trading and Investment; Margin Financing and Money Lending; Asset and Wealth Management; Corporate Advisory and Underwriting; Property Investment; and Other Business segments. The company engages in the securities, commodities, and futures contracts brokerage activities; trading of securities, forex, bullion, and futures contracts; and provision of corporate advisory and underwriting services, insurance broking and asset management, and clearing and custodian services, as well as margin financing, mortgage and personal loan financing, and finance lease operations. It is involved in property investment and share dealing activities; wood plantation and carbon trading related operations; research publication activities; and provision of management services. In addition, the company provides financial services through both traditional and online trading platforms, including brokerage and trading of stocks, foreign exchange, gold and silver, financial futures, and global futures contracts. The company was formerly known as South China Brokerage Company Limited and changed its name to South China Financial Holdings Limited in February 2007. South China Financial Holdings Limited was incorporated in 1988 and is based in Central, Hong Kong.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

South China Financial Holdings reported revenue of HK$46.2M in FY2025 versus HK$86.7M in FY2021, a compound −14.6%/yr. Reported net income was −HK$22.8M in FY2025.

Growth Quality 0/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
HK$46.2M
Latest YoY
+141.2%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+11.0%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−5.7%
Avg. growth/yr (25Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−7.0%
Revenue −14.6%/yr
FY21 HK$86.7M
FY22 HK$33.7M
FY23 HK$61.4M
FY24 HK$19.1M
FY25 HK$46.2M
Net income
FY21 −HK$77.2M
FY22 −HK$152M
FY23 −HK$139M
FY24 −HK$295M
FY25 −HK$22.8M

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Cite: Fair Value Calculator (2026). "South China Financial Holdings Fair Value". https://www.fairvalue-calculator.com/stock/0619

Peer Group

Capital Markets · 426 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 43 · Below median
Fair Value upside +97% · Top 25%
Return on assets -3% · Bottom 25%
Net margin (TTM) -69% · Bottom 25%
Operating margin (TTM) 77% · Top 25%
Revenue growth 217% · Top 25%
Dividend yield (TTM) 16.7% · Top 25%
Debt / equity 0.84× · Higher than 75% of peers

Valuation Multiples vs Capital Markets median · lower = cheaper

P/B 0.20× · Cheaper than 75% of peers
P/S (TTM) 0.37× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 15
FUTURE 100 · sector 92
PAST 0 · sector 30
HEALTH 58 · sector 93
DIVIDEND 100 · sector 42

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Mirae Asset Securities Co 006800 38,050 KRW 18,009 KRW -53%
Meritz Financial Group 138040 118,600 KRW 52,717 KRW -56%
Korea Investment Holdings 071050 200,500 KRW 189,335 KRW -6%
NH Investment & Securities Co 005940 28,550 KRW 22,396 KRW -22%
Samsung Securities Co 016360 93,100 KRW 75,573 KRW -19%
Kiwoom Securities Co 039490 299,000 KRW 214,812 KRW -28%
SSI Securities Corporation SSI 25,300 VND 17,375 VND -31%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 294.30 ARS -6%
Daishin Securities Co 003540 26,950 KRW 48,790 KRW +81%
SK Securities Co 001515 4,285 KRW 1,395 KRW -67%

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Frequently asked questions

Is South China Financial Holdings (0619) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of HK$0.5700 versus a price of HK$0.2900, about +97% (undervalued).
What is the fair value of 0619?
Our model-based fair value for South China Financial Holdings is HK$0.5700 (as of Aug 13, 2026), built from audited fundamentals. The current price is HK$0.2900.
What is the quality score of 0619?
South China Financial Holdings has a Quality Score of 42/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of South China Financial Holdings (0619)?
South China Financial Holdings reported trailing-twelve-month revenue of about HK$33.1M (latest available figure, as of Aug 13, 2026).
What is the net profit margin of 0619?
The net profit margin of South China Financial Holdings is about -69.0%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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