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South China Financial Holdings Ltd (0619) fair value: what the stock is really worth

As of Nov 12, 2026: fair value (intrinsic value) of South China Financial Holdings Ltd stock HK$0.22, price HK$0.27, that is 17.3% below the price, quality 36 out of 100. Rating: overvalued. The value is an estimate: none of our valuation models currently carries, it draws on revenue and assets compared with similar companies. Updated daily.

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Financial Services HK · ISIN HK0000460706

SC South China Financial Holdings Ltd logo Thin data Nov 10, 2026

South China Financial Holdings Ltd

0619 · HK

Expensive (fair value 17% below the price), weak company and price moving sideways: meets none of the 3 rules.

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Highly profitable · 28.4% net margin (TTM) 
Revenue last quarter +23% vs. a year ago. 
Price moving sideways (no uptrend) 
Mixed vs. peers (5/11) 
Fair value HK$0.2233 · Overvalued 
Quality 36/100 
Weak Growth (revenue 5y −5.7 %/yr in HKD) 
Narrow moat 41/100
Thin data 
Estimate⚠ Thinly traded
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

HK$0.6400 HK$0.1490 Fair Value HK$0.2233 Jun 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 10, 2026.

How to read this chart

60‑month range HK$0.1490 – HK$0.6400 · fair‑value band HK$0.1675 – HK$0.2791 · the HK$0.2700 price screens above the HK$0.2233 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 10, 2026.

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Company profile

South China Financial Holdings Limited, an investment holding company, provides various financial services in Hong Kong and Mainland China.

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The company operates through Broking; Trading and Investment; Margin Financing and Money Lending; Asset and Wealth Management; Corporate Advisory and Underwriting; Property Investment; and Other Business segments.

The company engages in the securities, commodities, and futures contracts brokerage activities; trading of securities, forex, bullion, and futures contracts; and provision of corporate advisory and underwriting services, insurance broking and asset management, and clearing and custodian services, as well as margin financing, mortgage and personal loan financing, and finance lease operations.

It is involved in property investment and share dealing activities; wood plantation and carbon trading related operations; research publication activities; and provision of management services.

In addition, the company provides financial services through both traditional and online trading platforms, including brokerage and trading of stocks, foreign exchange, gold and silver, financial futures, and global futures contracts.

The company was formerly known as South China Brokerage Company Limited and changed its name to South China Financial Holdings Limited in February 2007. South China Financial Holdings Limited was incorporated in 1988 and is based in Central, Hong Kong.

Stock analysis

South China Financial Holdings Ltd (0619) currently trades at HK$0.2700, while our estimate is HK$0.2233, 17% below the price, so the stock looks overvalued today.

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Valuation

None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Scenario range: HK$0.1675 (bear) to HK$0.2791 (bull), the price of HK$0.2700 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 36/100 (below-average quality), in the Financial Services sector.

Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.

South China Financial Holdings Ltd reported revenue of HK$46.2M in FY2025 versus HK$86.7M in FY2021, a compound −14.6%/yr. Reported net income was −HK$22.8M in FY2025.

Key figures

Market cap HK$81.3M (≈ $10.4M) Micro · P/E ratio 9.2 · P/S ratio 2.32 · Net margin −49.5% · Return on equity 25.0% · Return on assets (EBIT) −11.0% (5-year average) · Operating margin −138% · Revenue (TTM) HK$35.7M.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 41 out of 100 (medium confidence).

What moves the price

The share trades about 38% below its 52-week high and at its 52-week low, currently below its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −9% fair-value upside, at −17%, 0619 screens richer than that median.

Fair Value

Bear HK$0.1675 Fair Value HK$0.2233 Bull HK$0.2791
Price HK$0.2700 · Downside -17.3%
Estimate. None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Quality Score breakdown

Overall quality 36/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 4
How much profit the company makes from its sales and capital
Quality Growth 73
Are margins and returns getting better?
Cashflow 0
Do the profits arrive as real cash?
Financial strength 16
Debt, balance sheet and risk of trouble
Investment 100
Does it invest with discipline instead of growing at any price?
Low Volatility 50
How calm the share price moves, does not count
Price momentum 29
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 12
Distance to the 52-week high, does not count
New shares 82
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 22/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+141.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.7%
Start year 2020 (pandemic). Over 10 years: −11.0% a year
Revenue growth 25 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−7.0%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−33.5% (2019) → −1,459.1% (2024)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

0619 screens overvalued: fair value 17% below the price. Compare with Morgan Stanley →

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 454 stocks

Beats the industry median on 5/11 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 36 · Bottom 25%
Fair Value upside −17.3% · Below median
Profitability
Return on equity (12 months) 25.0% · Top 25%
Return on assets −2.5% · Bottom 25%
Net margin (12 months) 28.4% · Above median
Operating margin (12 months) −137.6% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) 22.5% · Above median
Balance sheet
Debt / equity 0.84× · Highest 25%

Valuation Multiplesvs Capital Markets median · lower = cheaper

P/E (12 months) 9.2× · Cheaper than median
P/B 1.34× · Pricier than median
P/S (12 months) 2.28× · Cheaper than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)10 · sector 33
FUTURE (revenue growth)100 · sector 58
PAST (return on equity)100 · sector 32
HEALTH (low debt)–
DIVIDEND (yield)0 · sector 46

HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Morgan Stanley MS $190.65 $260.72 +37% vs 0619
The Charles Schwab Corporation SCHW $92.98 $117.60 +26% vs 0619
Guotai Haitong Securities Co 601211 ¥16.08 ¥18.02 +12% vs 0619
Nomura Holdings NMR $9.70 $10.09 +4% vs 0619
The Goldman Sachs Group GS $916.56 $831.46 −9% vs 0619
CITIC Securities Company 600030 ¥25.00 ¥20.42 −18% vs 0619
Robinhood Markets, Inc HOOD $77.86 $47.60 −39% vs 0619
Macquarie Group MQG A$244.17 A$144.90 −41% vs 0619
East Money Information Co 300059 ¥18.29 ¥6.72 −63% vs 0619
Interactive Brokers Group IBKR $81.79 $16.66 −80% vs 0619

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South China Financial Holdings Ltd: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "South China Financial Holdings Ltd Fair Value". https://www.fairvalue-calculator.com/stock/0619

Frequently asked questions

Is South China Financial Holdings Ltd (0619) overvalued or undervalued?
As of Nov 10, 2026, our estimate of fair value is HK$0.2233 versus a price of HK$0.2700, about 17% lower (overvalued).
What is the fair value of 0619?
Our estimate for South China Financial Holdings Ltd is HK$0.2233 (as of Nov 10, 2026), built from audited fundamentals. The current price: HK$0.2700.
What is the quality score of 0619?
South China Financial Holdings Ltd has a Quality Score of 36/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for South China Financial Holdings Ltd (0619)?
Our calculated price target is the estimate of HK$0.2233 (as of Nov 10, 2026). Cautious scenario HK$0.1675, optimistic scenario HK$0.2791. It is an estimate from revenue and assets compared with similar companies, because none of our valuation models currently carries, not an analyst target.
What is the South China Financial Holdings Ltd stock forecast for 2026?
Our estimate puts fair value at HK$0.2233, about 17% lower versus a price of HK$0.2700 (overvalued). Cautious scenario HK$0.1675, optimistic scenario HK$0.2791. The calculation is refreshed regularly with new filings.
What is the revenue of South China Financial Holdings Ltd (0619)?
South China Financial Holdings Ltd reported trailing-twelve-month revenue of about HK$35.7M (latest available figure, as of Nov 10, 2026).
What is the intrinsic value of South China Financial Holdings Ltd (0619)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For South China Financial Holdings Ltd it is HK$0.2233 per share (as of Nov 10, 2026), against a price of HK$0.2700.
Is South China Financial Holdings Ltd stock overvalued or undervalued in 2026?
As of Nov 10, 2026, 0619 trades above its calculated fair value: price HK$0.2700, fair value HK$0.2233, a gap of about −17% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 0619?
No. The price is what the market pays today (HK$0.2700); the fair value is what the company's own numbers justify (HK$0.2233). For South China Financial Holdings Ltd the two are HK$0.0467 per share apart. That gap is exactly why we show both numbers side by side.
How much is South China Financial Holdings Ltd worth?
The market values South China Financial Holdings Ltd at about HK$81.3M (market capitalisation, as of Nov 10, 2026). Per share that is HK$0.2700; our models calculate a fair value of HK$0.2233 per share.
What do the bullish and bearish scenarios say about 0619?
Our models span a range for South China Financial Holdings Ltd: cautious scenario HK$0.1675, base HK$0.2233, optimistic HK$0.2791 per share (as of Nov 10, 2026, price HK$0.2700). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 0619?
South China Financial Holdings Ltd trades at a price-to-earnings ratio of 9.2 (as of Nov 10, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of HK$0.2233 is built from several models across several years. Other multiples: P/B 1.3, P/S 2.3.
How solid is the balance sheet of South China Financial Holdings Ltd (0619)?
Balance-sheet figures for South China Financial Holdings Ltd (as of Nov 10, 2026): return on equity 25.0%, debt of 0.84 per unit of equity. They feed the Quality Score of 36/100, which measures business quality independently of the share price.
How far is 0619 from its 52-week high?
South China Financial Holdings Ltd trades at HK$0.2700, about 38% below its 52-week high of HK$0.4350 and at the low of HK$0.2700 (as of Nov 12, 2026). Distance from the high says nothing about value: that is what the fair value of HK$0.2233 is for.
Which stocks are comparable to South China Financial Holdings Ltd?
From the same area (Financial Services) we also value Morgan Stanley, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is South China Financial Holdings Ltd stock attractive at the current price?
The data as of Nov 10, 2026: price HK$0.2700, calculated fair value HK$0.2233 (−17%), Quality Score 36/100. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
Is it still worth investing in stocks now?
The global stock market currently sits 13.9% above its aggregate fair value. South China Financial Holdings Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of South China Financial Holdings Ltd (0619)?
The closing price on Nov 12, 2026 was HK$0.2700. Our estimate is HK$0.2233, about 17% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with South China Financial Holdings Ltd right now?
Weak quality (36/100) and above fair value at the same time, the margin of safety is missing on both counts. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of South China Financial Holdings Ltd

How large is the market capitalisation of South China Financial Holdings Ltd (0619)?
The market capitalisation of South China Financial Holdings Ltd is HK$81.3M (≈ $10.4M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of South China Financial Holdings Ltd (0619)?
The price-to-sales ratio of South China Financial Holdings Ltd is 2.32 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the net margin of South China Financial Holdings Ltd (0619)?
The net margin of South China Financial Holdings Ltd is −49.5% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of South China Financial Holdings Ltd (0619)?
The return on equity (ROE) of South China Financial Holdings Ltd is 25.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of South China Financial Holdings Ltd (0619)?
On an EBIT basis the return on assets of South China Financial Holdings Ltd is −11.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of South China Financial Holdings Ltd (0619)?
The operating margin of South China Financial Holdings Ltd is −138% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at South China Financial Holdings Ltd (0619)?
Revenue at South China Financial Holdings Ltd is growing +22.5% versus a year earlier (3y avg +11.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does South China Financial Holdings Ltd (0619) generate?
The free cash flow of South China Financial Holdings Ltd is −HK$7.0M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does South China Financial Holdings Ltd (0619) carry?
The net debt of South China Financial Holdings Ltd is HK$330M (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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