EN DE
Watch Public Financial Holdings Ltd for free: we tell you when fair value or trend changes.
Data-driven stock valuation

Public Financial Holdings Ltd (0626) fair value: what the stock is really worth

As of Nov 13, 2026: fair value (intrinsic value) of Public Financial Holdings Ltd stock HK$1.60, price HK$2.32, that is 30.9% below the price, quality 50 out of 100. Rating: overvalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.

  1. Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free

Financial Services HK · ISIN BMG7297B1054

PF Public Financial Holdings Ltd logo Thin data Nov 11, 2026

Public Financial Holdings Ltd

0626 · HK

Expensive (fair value 31% below the price), but solid company and rising price: meets 2 of 3 rules.

Get notified free when this changes
Rising price (uptrend) 
Quality 50/100 
Mixed Growth (revenue 5y +9.6 %/yr in HKD) 
Thin margins · 8.7% net margin (TTM) 
3.0% dividend yield · Watch coverage
Changed on Nov 6: HK$4.17 → HK$1.60 
Fair value HK$1.60 · Overvalued 
Trails peers (4/14) 
Narrow moat 30/100
Thin data 
Watch Public Financial Holdings Ltd for free: we tell you when fair value or trend changes. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

HK$2.38 HK$1.02 Fair Value HK$1.60 Apr 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 11, 2026.

How to read this chart

60‑month range HK$1.02 – HK$2.38 · fair‑value band HK$1.21 – HK$2.01 · the HK$2.32 price screens above the HK$1.60 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 11, 2026.

Follow Public Financial Holdings in your weekly email

Every Wednesday you see whether Public Financial Holdings is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

Public Financial Holdings Limited, an investment and property holding company, provides various banking and financial services in Hong Kong and Mainland China.

Show moreShow less

The company operates through three segments : Retail and Commercial Banking Businesses; Wealth Management Services, Stockbroking and Securities Management; and Other Businesses.

The Retail and Commercial Banking Businesses segment offers deposit accounts; mortgages and consumer lending products; hire purchase and leasing; financing to purchasers of licensed public vehicles, such as taxis and public light buses; services and financing for customers in trading, manufacturing, and various other business sectors; foreign exchange services; and cash management services for deposit taking and lending, interest rate risk management, and fund management services.

The Wealth Management Services, Stockbroking and Securities Management segment is involved in the management of investments in debt securities and equities; securities dealing and commission income receipt; and provision of wealth management products and services.

The Other Businesses segment trades in and leases taxis; and lets investment properties. The company also provides personal and property mortgage loans, and nominee services. The company was formerly known as JCG Holdings Limited.

Public Financial Holdings Limited was incorporated in 1991 and is headquartered in Central, Hong Kong. Public Financial Holdings Limited is a subsidiary of Public Bank Berhad.

Stock analysis

Public Financial Holdings Ltd (0626) currently trades at HK$2.32, while our model-based Fair Value estimate is HK$1.60, 31% below the price, so the stock looks overvalued today.

Show more

Valuation

Bull case: the Economic Profit group reads highest at a median of HK$4.24 per share, and 2 of the 6 models we run sit above the HK$2.32 price.

Bear case: the Dividend Discount group reads lowest at HK$0.2600, and 4 of the 6 models stay below the price. Data coverage for this calculation is low.

Scenario range: HK$1.21 (bear) to HK$2.01 (bull), the price of HK$2.32 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 50/100 (solid quality), in the Financial Services sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

Public Financial Holdings Ltd reported revenue of HK$2.1B in FY2025 versus HK$1.7B in FY2021, a compound +5.1%/yr. Reported net income was HK$79.7M in FY2025, compounding −36.7%/yr from FY2021.

Key figures

Market cap HK$2.5B (≈ $324M) Small · P/E ratio 25.0 · P/S ratio 0.97 · Dividend yield 3.0% · Net margin 3.9% · Return on equity 1.3% · Return on assets (EBIT) 0.8% (5-year average) · Operating margin 10.4%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 30 out of 100 (medium confidence).

What moves the price

The share trades about 3% below its 52-week high and 86% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −31% fair-value upside, at −31%, 0626 screens richer than that median.

Fair Value models

Bear HK$1.21 Fair Value HK$1.60 Bull HK$2.01
Price HK$2.32 · Downside -30.9%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Residual Income HK$4.03 HK$4.24 HK$4.64 76
Gordon GGM HK$0.1600 HK$0.2800 HK$0.4100 67
DDM Multi-Stage HK$0.1600 HK$0.2400 HK$0.3100 67
All 6 models by family
Dividend Discount
Gordon GGM HK$0.1600 HK$0.2800 HK$0.4100 67
DDM Multi-Stage HK$0.1600 HK$0.2400 HK$0.3100 67
Multiples
P/E Multiple HK$0.7100 HK$0.9400 HK$1.18 63
P/B Multiple HK$1.70 HK$2.26 HK$2.83 55
Asset-Based
NCAV (Graham) HK$2.64 HK$3.53 HK$5.28 54
Economic Profit
Residual Income HK$4.03 HK$4.24 HK$4.64 76

Open the full fair value analysis →

Quality Score breakdown

Overall quality 50/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 14
How much profit the company makes from its sales and capital
Quality Growth 67
Are margins and returns getting better?
Cashflow 65
Do the profits arrive as real cash?
Financial strength 1
Debt, balance sheet and risk of trouble
Investment 88
Does it invest with discipline instead of growing at any price?
Low Volatility 69
How calm the share price moves, does not count
Price momentum 100
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 97
Distance to the 52-week high, does not count
New shares 82
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 80/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+74.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+18.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.6%
Start year 2020 (pandemic). Over 10 years: +2.8% a year
Revenue growth 25 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.3%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−26.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year−29.8%
Dividend (yield on the price)3.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−29.8% vs −15.0%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.34% → 6%
Pace: the 5-year rate starts in 2020 (pandemic)
⚠ Revenue per share shrinking 2.6%/yr over ~10Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.

0626 screens overvalued: fair value 31% below the price. Compare with China Merchants Bank Co →

Compare Public Financial Holdings Ltd with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 999 stocks

Beats the industry median on 4/14 measures
Overall it trails its industry peers.
Valuation
Quality Score 50 · Below median
Fair Value upside −30.9% · Below median
Profitability
Return on equity (12 months) 1.3% · Bottom 25%
Return on assets 0.2% · Bottom 25%
Net margin (12 months) 8.7% · Bottom 25%
Operating margin (12 months) 10.4% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) 4.6% · Below median
Dividend yield (12 months) 3.0% · Above median
Balance sheet
Debt / equity 0.14× · Below median

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (12 months) 25.0× · Priciest 25%
P/B 0.33× · Cheapest 25%
P/S (12 months) 2.16× · Cheapest 25%
Price / free cash flow (fiscal year) 11.5× · Pricier than median
EV/EBITDA 15.6× · Priciest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 8
FUTURE (revenue growth)23 · sector 47
PAST (return on equity)5 · sector 43
HEALTH (low debt)–
DIVIDEND (yield)60 · sector 52

VALUE 0: the price sits above our fair-value range.

HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Postal Savings Bank of China Co 601658 ¥5.69 ¥7.59 +33% vs 0626
China Merchants Bank Co 600036 ¥42.93 ¥52.73 +23% vs 0626
BNP Paribas SA BNP €95.57 €107.43 +12% vs 0626
Intesa Sanpaolo S.p.A ISP €6.26 €4.91 −22% vs 0626
UniCredit S.p.A UCG €83.68 €58.08 −31% vs 0626
Oversea-Chinese Banking Corporation O39 28.53 SGD 18.20 SGD −36% vs 0626
DBS Group D05 69.90 SGD 40.39 SGD −42% vs 0626
Mizuho Financial Group MFG $10.34 $5.84 −44% vs 0626
HDFC Bank Limited HDFCBANK ₹804.00 ₹406.39 −49% vs 0626
ICICI Bank Limited ICICIBANK ₹1,584 ₹615.63 −61% vs 0626

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend StocksUndervalued 52-Week Low StocksStocks for 2027: Large Companies Below Fair Value

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Average Down CalculatorFree calculator
Run the numbers yourself: free valuation calculators
DCF CalculatorP/E Ratio CalculatorPEG Ratio CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorIntrinsic ValueIntrinsic vs Extrinsic ValueP/E Ratio by Sector
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Public Financial Holdings Ltd: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Public Financial Holdings Ltd Fair Value". https://www.fairvalue-calculator.com/stock/0626

Frequently asked questions

Is Public Financial Holdings Ltd (0626) overvalued or undervalued?
As of Nov 11, 2026, our model estimates a fair value of HK$1.60 versus a price of HK$2.32, about 31% lower (overvalued).
What is the fair value of 0626?
Our model-based fair value for Public Financial Holdings Ltd is HK$1.60 (as of Nov 11, 2026), built from audited fundamentals. The current price: HK$2.32.
What is the quality score of 0626?
Public Financial Holdings Ltd has a Quality Score of 50/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Public Financial Holdings Ltd (0626)?
Our model-based price target is the fair value of HK$1.60 (as of Nov 11, 2026) from 6 valuation models. Cautious scenario HK$1.21, optimistic scenario HK$2.01. It is a calculation from audited fundamentals, not an analyst target.
What is the Public Financial Holdings Ltd stock forecast for 2026?
Our models put fair value at HK$1.60, about 31% lower versus a price of HK$2.32 (overvalued). Cautious scenario HK$1.21, optimistic scenario HK$2.01. The calculation is refreshed regularly with new filings.
What is the revenue of Public Financial Holdings Ltd (0626)?
Public Financial Holdings Ltd reported trailing-twelve-month revenue of about HK$1.2B (latest available figure, as of Nov 11, 2026).
Does Public Financial Holdings Ltd pay a dividend?
Public Financial Holdings Ltd currently shows a dividend yield of 3.02% relative to its recent price (as of Nov 11, 2026).
How much is the dividend of Public Financial Holdings Ltd (0626) and when is the ex-dividend date?
Public Financial Holdings Ltd pays a dividend of HK$0.07 per share a year, a dividend yield of 3.0%. The last ex-dividend date was Jul 16, 2026. The payout ratio is 96.5% of earnings. Our assessment: Watch coverage. The dividend isn’t fully covered by free cash flow or earnings, part of it is funded from reserves or debt. Fine for now, but worth watching: if it stays uncovered, the dividend could be cut.
What is the intrinsic value of Public Financial Holdings Ltd (0626)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Public Financial Holdings Ltd it is HK$1.60 per share (as of Nov 11, 2026), against a price of HK$2.32. It is the blended result of 6 valuation models in 4 families (Dividend Discount, Multiples, Asset-Based, Economic Profit).
Is Public Financial Holdings Ltd stock overvalued or undervalued in 2026?
As of Nov 11, 2026, 0626 trades above its calculated fair value: price HK$2.32, fair value HK$1.60, a gap of about −31% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 0626?
No. The price is what the market pays today (HK$2.32); the fair value is what the company's own numbers justify (HK$1.60). For Public Financial Holdings Ltd the two are HK$0.7150 per share apart. That gap is exactly why we show both numbers side by side.
How much is Public Financial Holdings Ltd worth?
The market values Public Financial Holdings Ltd at about HK$2.5B (market capitalisation, as of Nov 11, 2026). Per share that is HK$2.32; our models calculate a fair value of HK$1.60 per share.
What do the bullish and bearish scenarios say about 0626?
Our models span a range for Public Financial Holdings Ltd: cautious scenario HK$1.21, base HK$1.60, optimistic HK$2.01 per share (as of Nov 11, 2026, price HK$2.32). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 0626?
Public Financial Holdings Ltd trades at a price-to-earnings ratio of 25.0 (as of Nov 11, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of HK$1.60 is built from several models across several years. Median P/E at fiscal year-end, 9 fiscal years (2016 to 2025), reported earnings: 7.5. Other multiples: P/B 0.3, P/S 2.2, EV/EBITDA 15.6.
How solid is the balance sheet of Public Financial Holdings Ltd (0626)?
Balance-sheet figures for Public Financial Holdings Ltd (as of Nov 11, 2026): return on equity 1.3%, debt of 0.14 per unit of equity. They feed the Quality Score of 50/100, which measures business quality independently of the share price.
How far is 0626 from its 52-week high?
Public Financial Holdings Ltd trades at HK$2.32, about 3% below its 52-week high of HK$2.38 and 86% above the low of HK$1.25 (as of Nov 13, 2026). Distance from the high says nothing about value: that is what the fair value of HK$1.60 is for.
Which stocks are comparable to Public Financial Holdings Ltd?
From the same area (Financial Services) we also value China Merchants Bank Co, DBS Group, UniCredit S.p.A, Mizuho Financial Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Public Financial Holdings Ltd stock attractive at the current price?
The data as of Nov 11, 2026: price HK$2.32, calculated fair value HK$1.60 (−31%), Quality Score 50/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 0626 calculated?
We run Public Financial Holdings Ltd through 6 models from 4 families: Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of HK$1.60 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.8% above its aggregate fair value. Public Financial Holdings Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Public Financial Holdings Ltd (0626)?
The closing price on Nov 13, 2026 was HK$2.32. Our model-based fair value is HK$1.60, about 31% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Public Financial Holdings Ltd right now?
The price sits above even our optimistic bull case (HK$2.01). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (50/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Public Financial Holdings Ltd (0626) come from?
Earnings per share at Public Financial Holdings Ltd grew −21.3 % a year from 2014 to 2025. Broken into its drivers: revenue per share −0.3 %, EBIT margin −16.5 %, tax rate −3.7 %, residual (interest, one-offs) −1.7 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of Public Financial Holdings Ltd

How large is the market capitalisation of Public Financial Holdings Ltd (0626)?
The market capitalisation of Public Financial Holdings Ltd is HK$2.5B (≈ $324M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Public Financial Holdings Ltd (0626)?
The price-to-sales ratio of Public Financial Holdings Ltd is 0.97 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the dividend yield of Public Financial Holdings Ltd (0626)?
The dividend yield of Public Financial Holdings Ltd is 3.0%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Public Financial Holdings Ltd (0626)?
The net margin of Public Financial Holdings Ltd is 3.9% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Public Financial Holdings Ltd (0626)?
The return on equity (ROE) of Public Financial Holdings Ltd is 1.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Public Financial Holdings Ltd (0626)?
On an EBIT basis the return on assets of Public Financial Holdings Ltd is 0.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Public Financial Holdings Ltd (0626)?
The operating margin of Public Financial Holdings Ltd is 10.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Public Financial Holdings Ltd (0626)?
Revenue at Public Financial Holdings Ltd is growing 4.6% versus a year earlier (3y avg +18.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Public Financial Holdings Ltd (0626)?
Earnings per share at Public Financial Holdings Ltd are growing 10.5% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Public Financial Holdings Ltd (0626) generate?
The free cash flow of Public Financial Holdings Ltd is HK$221M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Public Financial Holdings Ltd (0626) carry?
The net debt of Public Financial Holdings Ltd is HK$1.9B (fiscal year 2025, ≈ 8.6 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed

Watch Public Financial Holdings Ltd in the live analysis

One click puts Public Financial Holdings Ltd on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.