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Quam Plus International Financial Limited (0952) Fair Value & Analysis

Financial Services · HK · Market cap HK$559M

QP Quam Plus International Financial Limited 0952 · HK
PriceHK$0.0950
Fair ValueHK$0.1911
Upside+101.2%
Quality32/100
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Weak Growth
Low debt · negative free cash flow
Mixed vs. peers (4/8)
Narrow moat 0/100
Evidence: Low Range HK$0.1416 – HK$0.2406 Share as image

Fair value as of: Aug 13, 2026

From 2 valuation models · updated 2 days ago

Fair value updated Aug 13, 2026, revised from HK$0.1758 to HK$0.1911 (+8.7%) since Aug 5, 2026. Share price +4.4% over the past month.

Below-average quality, screening 101% undervalued on our models.

What matters now

  • The large discount to fair value meets weak quality (32/100). That raises the risk this is a value trap rather than a bargain.
  • The price is below even our cautious bear case (HK$0.1416). The market is more pessimistic than our downside scenario.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

HK$0.4235 HK$0.0900 Fair Value HK$0.1911 Jul 2019 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range HK$0.0900 – HK$0.4235 · fair‑value band HK$0.1416 – HK$0.2406 · the HK$0.0950 price screens below the HK$0.1911 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

Quam Plus International Financial Limited (0952) currently trades at HK$0.0950, while our model-based Fair Value estimate is HK$0.1911, implying the stock looks roughly 101.2% undervalued today. The Quality Score stands at 32/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low), always confirm before acting.

Trailing-twelve-month revenue stands at HK$97.1M. Revenue grew 8.0% year over year. It earns a return on equity of -12.9%. Net debt stands at HK$366M. Fundamentals as of Aug 13, 2026

Our scenario range runs from HK$0.1416 (bear case) to HK$0.2406 (bull case); at HK$0.0950, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 47% below its 52-week high and 9% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -22% fair-value upside, at 101%, 0952 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/B Multiple HK$0.1800 HK$0.2300 HK$0.2900 55
NCAV (Graham) HK$0.1400 HK$0.1800 HK$0.2700 50
All 2 models by family
Multiples
P/B Multiple HK$0.1800 HK$0.2300 HK$0.2900 55
Asset-Based
NCAV (Graham) HK$0.1400 HK$0.1800 HK$0.2700 50

Widest divergence: Multiples (HK$0.2300) versus Asset-Based (HK$0.1800). Highest evidence: P/B Multiple (55).

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Key figures & financial health

Revenue (TTM) HK$97.1M
Revenue growth (YoY) +8.0%
Net margin -244%
Return on equity -12.9%
Free cash flow −HK$16.2M FY2025
Operating margin 330%
More key figures
EPS growth (YoY) -77.8%
Net debt HK$366M FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 32/100

Of which business quality 34 · Market factors (momentum, volatility) 23

Profitability 1
Margins and returns on capital today
Quality Growth 7
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 54
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 63
Calm price path (market factor)
Momentum 8
Price trend over the last 3–12 months (market factor)
52W Momentum 4
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Quam Plus International Financial Limited, an investment holding company, provides various financial services in Hong Kong. It operates through Corporate Finance, Asset Management, Brokerage, Interest Income, Investments, and Others segments.

Full company description

Quam Plus International Financial Limited, an investment holding company, provides various financial services in Hong Kong. It operates through Corporate Finance, Asset Management, Brokerage, Interest Income, Investments, and Others segments. The Corporate Finance segment offers securities placing and underwriting, as well as corporate finance and general advisory services. Its Asset Management segment provides fund management, discretionary portfolio management, and portfolio management advisory services. The Brokerage segment offers discretionary and non-discretionary dealing services for securities, futures, and options; margin financing; insurance broking; and wealth management services. Its Interest Income segment provides money lending services, as well as interest income arising from debt instruments measured at amortized cost. The Investments segment invests in and trades various investment products. Its Others segment offers financial media services. It also provides investment advice; finance lending; fund investment; website management; and other related services. In addition, the company offers brokerage services comprising private clients and institutional equities; structured finance; investment banking, equity financing, and mergers and acquisitions services; debt capital markets and capital market solutions; proprietary investment; group treasury; independent and in-depth stock and market analysis content through its website; and financial communication solutions. The company was formerly known as China Tonghai International Financial Limited and changed its name to Quam Plus International Financial Limited in July 2023. Quam Plus International Financial Limited was founded in 1986 and is headquartered in Hong Kong, Hong Kong.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Quam Plus International Financial Limited reported revenue of HK$181M in FY2025 versus −HK$1.8B in FY2021. Reported net income was −HK$237M in FY2025.

Growth Quality 0/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
HK$181M
Latest YoY
−51.9%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−30.4%
Avg. growth/yr (26Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+0.0%
Revenue
FY21 −HK$1.8B
FY22 −HK$256M
FY23 HK$385M
FY24 HK$376M
FY25 HK$181M
Net income
FY21 −HK$2.3B
FY22 −HK$1.6B
FY23 HK$120M
FY24 −HK$73.4M
FY25 −HK$237M

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Cite: Fair Value Calculator (2026). "Quam Plus International Financial Limited Fair Value". https://www.fairvalue-calculator.com/stock/0952

Peer Group

Capital Markets · 426 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 34 · Bottom 25%
Fair Value upside +100% · Top 25%
Return on assets -6% · Bottom 25%
Revenue growth 8% · Below median
Dividend yield (TTM) 13.3% · Top 25%
Debt / equity 0.05× · Lower than median

Valuation Multiples vs Capital Markets median · lower = cheaper

P/S (TTM) 0.73× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 15
FUTURE 40 · sector 92
PAST 0 · sector 30
HEALTH 98 · sector 93
DIVIDEND 100 · sector 42

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Mirae Asset Securities Co 006800 38,050 KRW 18,009 KRW -53%
Meritz Financial Group 138040 118,600 KRW 52,717 KRW -56%
Korea Investment Holdings 071050 200,500 KRW 189,335 KRW -6%
NH Investment & Securities Co 005940 28,550 KRW 22,396 KRW -22%
Samsung Securities Co 016360 93,100 KRW 75,573 KRW -19%
Kiwoom Securities Co 039490 299,000 KRW 214,812 KRW -28%
SSI Securities Corporation SSI 25,300 VND 17,375 VND -31%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 294.30 ARS -6%
Daishin Securities Co 003540 26,950 KRW 48,790 KRW +81%
SK Securities Co 001515 4,285 KRW 1,395 KRW -67%

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Frequently asked questions

Is Quam Plus International Financial Limited (0952) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of HK$0.1911 versus a price of HK$0.0950, about +101% (undervalued).
What is the fair value of 0952?
Our model-based fair value for Quam Plus International Financial Limited is HK$0.1911 (as of Aug 13, 2026), built from audited fundamentals. The current price is HK$0.0950.
What is the quality score of 0952?
Quam Plus International Financial Limited has a Quality Score of 32/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Quam Plus International Financial Limited (0952)?
Quam Plus International Financial Limited reported trailing-twelve-month revenue of about HK$97.1M (latest available figure, as of Aug 13, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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