Raymond James Financial, Inc (0KU1) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of Raymond James Financial, Inc $312, price $157, upside +98.7%, quality 65 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? Yes
- Good quality? Yes
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Raymond James Financial, Inc
0KU1 · LSEClearly undervaluedStrong Fair Value upside, but quality is only moderate.
What runs behind every stock
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range $35.01 – $181.27 · fair‑value band $234.35 – $390.59 · the $157.27 price screens below the $312.47 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
Company profile
Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe.
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Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe. The Private Client Group segment offers financial planning, investment advisory, securities transaction, investment services, portfolio management services, insurance and annuity products, and mutual funds; support to third-party mutual fund and annuity companies, including sales and marketing support, as well as distribution and accounting, and administrative services; margin loans; securities borrowing and lending services; and custodial, trade execution, research, and other support and services. The Capital Markets segment provides investment banking services, such as equity and debt underwriting, and merger and acquisition advisory; and fixed income and equity brokerage services. This segment also offers institutional sales, securities trading, equity research, and the syndication and management of investments in low-income housing funds and funds of a similar nature. The Asset Management segment provides asset management, portfolio management, and related administrative services to retail and institutional clients; and administrative support services, such as record-keeping. The Bank segment offers various types of loans, including securities-based, corporate, commercial and industrial, commercial real estate and construction, real estate investment trust, residential mortgage, and tax-exempt loans; Federal Deposit Insurance Corporation-insured deposit accounts; retail and corporate deposit; and liquidity management products and services. The Other segment engages in the private equity investments comprising investments in third-party funds. The company offers corporate, retail banking and trust services. Raymond James Financial, Inc. was founded in 1962 and is headquartered in Saint Petersburg, Florida.
Stock analysis
Raymond James Financial, Inc (0KU1) currently trades at $157.27, while our model-based Fair Value estimate is $312.47, implying the stock looks roughly 49.7% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of $426.66 per share, and 22 of the 24 models we run sit above the $157.27 price.
Bear case: the Asset-Based group reads lowest at $58.46, and 2 of the 24 models stay below the price. Evidence for this calculation is high.
Scenario range: $234.35 (bear) to $390.59 (bull), the price of $157.27 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 65/100 (solid quality), in the Industrials sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Raymond James Financial, Inc reported revenue of $15.9B in FY2025 versus $9.9B in FY2021, a compound +12.6%/yr. Reported net income was $2.1B in FY2025, compounding +11.1%/yr from FY2021.
Key figures
Market cap $32.5B · P/E ratio 0.2 · P/S ratio 0.03 · EPS (TTM) $7.08 · Dividend yield 0.3% · Net margin 13.4% · Return on equity 17.3% · Return on assets (EBIT) 3.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 52 out of 100 (low confidence).
What moves the price
The share trades about 13% below its 52-week high and 13% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Industrials peers we cover trades at −40% fair-value upside, at 99%, 0KU1 screens cheaper than that median.
Fair Value models
All 24 models by family
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Set up alert →Quality Score breakdown
Of which business quality 61 · Market factors (momentum, volatility) 51
Revenue & earnings trend
Growth Forecast
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Compare Raymond James Financial, Inc with another stock
Price, fair value, quality and upside side by side.
Context: sector, industry, market
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: UK Stocks
- Valuation of the UK market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
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Key figures of Raymond James Financial, Inc
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