Universal Technologies Holdings Ltd (1026) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of Universal Technologies Holdings Ltd HK$0.34, price HK$0.13, upside +172.0%, quality 44 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 4, 2026.
How to read this chart
60‑month range HK$0.0400 – HK$0.3600 · fair‑value band HK$0.1900 – HK$0.4100 · the HK$0.1250 price screens below the HK$0.3400 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Oct 4, 2026.
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Universal Technologies Holdings Limited, an investment holding company, primarily engages in the water supply and related services business in the People's Republic of China, Hong Kong, and internationally. The company operates through Water Supply and Related Services; Properties Investment and Development; and Financial Services segments.
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Universal Technologies Holdings Limited, an investment holding company, primarily engages in the water supply and related services business in the People's Republic of China, Hong Kong, and internationally. The company operates through Water Supply and Related Services; Properties Investment and Development; and Financial Services segments. The Water Supply and Related Services segment supplies tap water to various districts of Qingyuan City, Guangdong province through water treatment plants. The Properties Investment and Development segment develops, leases, and manages land, and commercial and residential properties. The Financial Services segment engages in the provision of corporate finance advisory, asset management, securities brokerage, and margin financing services. The company is also involved in the provision of investment advisory, securities dealing, estate development, and water quality testing services businesses. Universal Technologies Holdings Limited was incorporated in 2001 and is headquartered in Sheung Wan, Hong Kong.
Stock analysis
Universal Technologies Holdings Ltd (1026) currently trades at HK$0.1250, while our model-based Fair Value estimate is HK$0.3400, implying the stock looks roughly 63.2% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of HK$0.3600 per share, and 5 of the 7 models we run sit above the HK$0.1250 price.
Bear case: the Asset-Based group reads lowest at HK$0.0700, and 2 of the 7 models stay below the price. Evidence for this calculation is low.
Scenario range: HK$0.1900 (bear) to HK$0.4100 (bull), the price of HK$0.1250 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 44/100 (below-average quality), in the Utilities sector.
Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.
Universal Technologies Holdings Ltd reported revenue of HK$290M in FY2025 versus HK$369M in FY2021, a compound −5.8%/yr. Reported net income was −HK$128M in FY2025.
Key figures
Market cap HK$680M (≈ $86.6M) · P/S ratio 2.18 · Net margin −44.3% · Return on equity −119% · Return on assets (EBIT) −3.7% · Operating margin −32.1% · Revenue (TTM) HK$316M · Revenue growth (YoY) −6.0%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (medium confidence).
What moves the price
The share trades about 5% below its 52-week high and 213% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Utilities peers we cover trades at −41% fair-value upside, at 172%, 1026 screens cheaper than that median.
Fair Value models
Bear HK$0.1900Fair Value HK$0.3400Bull HK$0.4100
Price HK$0.1250 · Upside +172.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.15/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−12.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−6.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−3.4%
Start year 2020 (pandemic)
Revenue growth 24 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+20.1%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−10.5% (2020) → −38.9% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+3.5%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Hong Kong: IMF forecast 2.1% a year to 2030, 1.8% from 2016 to 2025) that is about +1.4% a year for the price.
Compare Universal Technologies Holdings Ltd with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Utilities - Regulated Water · 63 stocks
Beats the industry median on 5/10 measures
A mixed picture versus its industry peers.
Valuation
Quality Score44 · Below median
Fair Value upside+172.0% · Top 25%
Profitability
Return on assets−3.8% · Bottom 25%
Net margin (TTM)−50.4% · Bottom 25%
Operating margin (TTM)−32.1% · Bottom 25%
Growth and dividend
Revenue growth−6.0% · Bottom 25%
Balance sheet
Debt / equity0.68× · Below median
Valuation Multiplesvs Utilities - Regulated Water median · lower = cheaper
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Is Universal Technologies Holdings Ltd (1026) overvalued or undervalued?
As of Oct 4, 2026, our model estimates a fair value of HK$0.3400 versus a price of HK$0.1250, about +172% upside (undervalued).
What is the fair value of 1026?
Our model-based fair value for Universal Technologies Holdings Ltd is HK$0.3400 (as of Oct 4, 2026), built from audited fundamentals. The current price: HK$0.1250.
What is the quality score of 1026?
Universal Technologies Holdings Ltd has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Universal Technologies Holdings Ltd (1026)?
Our model-based price target is the fair value of HK$0.3400 (as of Oct 4, 2026) from 7 valuation models. Cautious scenario HK$0.1900, optimistic scenario HK$0.4100. It is a calculation from audited fundamentals, not an analyst target.
What is the Universal Technologies Holdings Ltd stock forecast for 2026?
Our models put fair value at HK$0.3400, about +172% upside versus a price of HK$0.1250 (undervalued). Cautious scenario HK$0.1900, optimistic scenario HK$0.4100. The calculation is refreshed regularly with new filings.
What is the revenue of Universal Technologies Holdings Ltd (1026)?
Universal Technologies Holdings Ltd reported trailing-twelve-month revenue of about HK$316M (latest available figure, as of Oct 4, 2026).
What growth is priced into Universal Technologies Holdings Ltd (1026)?
For today's price to be fair in a discounted-cash-flow model, Universal Technologies Holdings Ltd would have to grow free cash flow by +3.5 % per year for five years (discount rate 13.3 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -3.4 % per year. As of Oct 4, 2026.
What discount rate (WACC) does the fair value of 1026 use?
Our models discount Universal Technologies Holdings Ltd at 13.3 %: a base by market capitalisation (micro), country premium for Hong Kong. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Universal Technologies Holdings Ltd that is +3.5 % per year a year over ten years, using the same discount rate (13.3 %) and the same formula as our fair value.
How much growth has Universal Technologies Holdings Ltd (1026) delivered so far?
Over the past 5 years revenue at Universal Technologies Holdings Ltd grew -3.4 % a year. The price currently implies +3.5 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Universal Technologies Holdings Ltd (1026) growing?
The median revenue growth in the sector is +3.5 % a year. That is the yardstick for the growth priced into Universal Technologies Holdings Ltd (+3.5 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Universal Technologies Holdings Ltd (1026)?
The free-cash-flow yield on the price is 17.37 %: that much free cash flow Universal Technologies Holdings Ltd produces per unit of market value. When it exceeds the discount rate of our models (13.3 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Universal Technologies Holdings Ltd (1026)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Universal Technologies Holdings Ltd it is HK$0.3400 per share (as of Oct 4, 2026), against a price of HK$0.1250. It is the blended result of 7 valuation models (cash flow, earnings, asset, dividend).
Is Universal Technologies Holdings Ltd stock overvalued or undervalued in 2026?
As of Oct 4, 2026, 1026 trades below its calculated fair value: price HK$0.1250, fair value HK$0.3400, a gap of about +172% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 1026?
No. The price is what the market pays today (HK$0.1250); the fair value is what the company's own numbers justify (HK$0.3400). For Universal Technologies Holdings Ltd the two are HK$0.2150 per share apart. That gap is exactly why we show both numbers side by side.
How much is Universal Technologies Holdings Ltd worth?
The market values Universal Technologies Holdings Ltd at about HK$680M (market capitalisation, as of Oct 4, 2026). Per share that is HK$0.1250; our models calculate a fair value of HK$0.3400 per share.
What do the bullish and bearish scenarios say about 1026?
Our models span a range for Universal Technologies Holdings Ltd: cautious scenario HK$0.1900, base HK$0.3400, optimistic HK$0.4100 per share (as of Oct 4, 2026, price HK$0.1250). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Universal Technologies Holdings Ltd (1026)?
Balance-sheet figures for Universal Technologies Holdings Ltd (as of Oct 4, 2026): return on equity −119.2%, debt of 0.68 per unit of equity. They feed the Quality Score of 44/100, which measures business quality independently of the share price.
How far is 1026 from its 52-week high?
Universal Technologies Holdings Ltd trades at HK$0.1250, about 5% below its 52-week high of HK$0.1320 and 213% above the low of HK$0.0400 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of HK$0.3400 is for.
Which stocks are comparable to Universal Technologies Holdings Ltd?
From the same area (Utilities) we also value American Water Works Company, Essential Utilities, Inc, Guangdong Investment Limited, Grandblue Environment Co, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Universal Technologies Holdings Ltd stock attractive at the current price?
The data as of Oct 4, 2026: price HK$0.1250, calculated fair value HK$0.3400 (+172%), Quality Score 44/100, from 7 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 1026 calculated?
We run Universal Technologies Holdings Ltd through 7 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of HK$0.3400, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.0 % above its aggregate fair value. Universal Technologies Holdings Ltd currently trades 63 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Universal Technologies Holdings Ltd (1026)?
The closing price on Oct 2, 2026 was HK$0.1250. Our model-based fair value is HK$0.3400, about +172% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Universal Technologies Holdings Ltd right now?
The large discount to fair value meets weak quality (44/100). That raises the risk this is a value trap rather than a bargain. The price is below even our cautious bear case (HK$0.1900). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. A fairly wide model range (HK$0.1900 to HK$0.4100) leaves room in how you read the outcome.
Key figures of Universal Technologies Holdings Ltd
How large is the market capitalisation of Universal Technologies Holdings Ltd (1026)?
The market capitalisation of Universal Technologies Holdings Ltd is HK$680M (≈ $86.6M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Universal Technologies Holdings Ltd (1026)?
The price-to-sales ratio of Universal Technologies Holdings Ltd is 2.18 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the net margin of Universal Technologies Holdings Ltd (1026)?
The net margin of Universal Technologies Holdings Ltd is −44.3% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Universal Technologies Holdings Ltd (1026)?
The return on equity (ROE) of Universal Technologies Holdings Ltd is −119% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Universal Technologies Holdings Ltd (1026)?
On an EBIT basis the return on assets of Universal Technologies Holdings Ltd is −3.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Universal Technologies Holdings Ltd (1026)?
The operating margin of Universal Technologies Holdings Ltd is −32.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Universal Technologies Holdings Ltd (1026)?
Revenue at Universal Technologies Holdings Ltd is growing −6.0% versus a year earlier (3y avg −6.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much net debt does Universal Technologies Holdings Ltd (1026) carry?
The net debt of Universal Technologies Holdings Ltd is HK$476M (fiscal year 2025, ≈ 4.0 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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