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Zhong Hua International Holdings (1064) Fair Value & Analysis

Real Estate · HK · Market cap HK$53.0M

ZH Zhong Hua International Holdings 1064 · HK
PriceHK$0.0630
Fair ValueHK$0.0977
Upside+55.1%
Quality44/100
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Mixed Growth
Loss-making · -47.8% net margin
Low debt · generates free cash flow
Mixed vs. peers (5/10)
Narrow moat 21/100
Evidence: Medium Range HK$0.0859 – HK$0.1058 Share as image

Fair value as of: Aug 13, 2026

From 11 valuation models · updated 2 days ago

Fair value updated Aug 13, 2026, revised from HK$0.1171 to HK$0.0977 (−16.6%) since Aug 5, 2026. Share price +5.0% over the past month.

Below-average quality, screening 55% undervalued on our models.

What matters now

  • The large discount to fair value meets weak quality (44/100). That raises the risk this is a value trap rather than a bargain.
  • The price is below even our cautious bear case (HK$0.0859). The market is more pessimistic than our downside scenario.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (5 years)

HK$0.1580 HK$0.0300 Fair Value HK$0.0977 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range HK$0.0300 – HK$0.1580 · fair‑value band HK$0.0859 – HK$0.1058 · the HK$0.0630 price screens below the HK$0.0977 fair value. Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

Zhong Hua International Holdings (1064) currently trades at HK$0.0630, while our model-based Fair Value estimate is HK$0.0977, implying the stock looks roughly 55.1% undervalued today. The Quality Score stands at 44/100 (below-average quality), in the Real Estate sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, Zhong Hua International Holdings generated revenue of HK$31.3M at a net margin of -47.8%. Revenue grew 10.7% year over year. It earns a return on equity of 1.3%. The balance sheet holds a net cash position of HK$59.4M. Fundamentals as of Aug 13, 2026

Our scenario range runs from HK$0.0859 (bear case) to HK$0.1058 (bull case); at HK$0.0630, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 63% below its 52-week high and 91% above its 52-week low, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at 15% fair-value upside, at 55%, 1064 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF HK$0.2800 HK$0.3300 HK$0.4000 80
Rev-Margin DCF HK$0.1900 HK$0.2200 HK$0.2500 74
EV/EBITDA HK$0.1500 HK$0.1800 HK$0.2000 54
All 11 models by family
DCF Models
FCF DCF HK$0.2800 HK$0.3400 HK$0.4100 38
5Y Revenue Exit HK$0.1900 HK$0.2200 HK$0.2500 39
5Y EBITDA Exit HK$0.2000 HK$0.2400 HK$0.2800 41
10Y Revenue Exit HK$0.2300 HK$0.2600 HK$0.2900 36
10Y EBITDA Exit HK$0.2400 HK$0.2700 HK$0.3100 37
Multiples
EV/EBIT HK$0.1700 HK$0.2000 HK$0.2300 53
EV/EBITDA HK$0.1500 HK$0.1800 HK$0.2000 54
EV/Revenue HK$0.1300 HK$0.1500 HK$0.1700 43
Asset-Based
NCAV (Graham) HK$0.2100 HK$0.2800 HK$0.4100 50
Growth DCF
Growth DCF HK$0.2800 HK$0.3300 HK$0.4000 80
Rev-Margin DCF HK$0.1900 HK$0.2200 HK$0.2500 74

Widest divergence: Asset-Based (HK$0.2800) versus Multiples (HK$0.1800). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) HK$31.3M
Revenue growth (YoY) +10.7%
Net margin -47.8%
Return on equity 1.3%
Free cash flow HK$19.5M FY2025
Operating margin 7.5%
More key figures
EPS (TTM) HK$0.0100
EPS growth (YoY) -86.4%
Net cash HK$59.4M FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 44/100

Of which business quality 45 · Market factors (momentum, volatility) 55

Profitability 4
Margins and returns on capital today
Quality Growth 46
Are margins and returns improving?
Cashflow 67
Earnings quality: real cash, not paper profit
Fin. Strength 36
Balance sheet, leverage, solvency risk
Investment 67
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 56
Price trend over the last 3–12 months (market factor)
52W Momentum 61
Distance to the 52-week high (market factor)
Net Issuance 69
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Zhong Hua International Holdings Limited, an investment holding company, engages in the property development, investment, and management activities in Mainland China. It also leases and sells properties.

Full company description

Zhong Hua International Holdings Limited, an investment holding company, engages in the property development, investment, and management activities in Mainland China. It also leases and sells properties. The company also offers consulting services for power collection, electrical storage, and charging solutions; engages in research and development; and provides electric technology and servicing services. Zhong Hua International Holdings Limited was incorporated in 1997 and is headquartered in Central, Hong Kong.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Zhong Hua International Holdings reported revenue of HK$31.7M in FY2025 versus HK$57.7M in FY2021, a compound −13.9%/yr. Reported net income was −HK$15.0M in FY2025.

Growth Quality 33/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
HK$31.7M
Latest YoY
+11.0%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+1.5%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+5.3%
Avg. growth/yr (26Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−5.8%
Revenue −13.9%/yr
FY21 HK$57.7M
FY22 HK$30.3M
FY23 HK$28.4M
FY24 HK$28.5M
FY25 HK$31.7M
Net income
FY21 HK$6.8M
FY22 HK$3.3M
FY23 −HK$482M
FY24 −HK$46.1M
FY25 −HK$15.0M

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Cite: Fair Value Calculator (2026). "Zhong Hua International Holdings Fair Value". https://www.fairvalue-calculator.com/stock/1064

Peer Group

Real Estate - Development · 593 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 45 · Below median
Fair Value upside +59% · Above median
Return on equity (TTM) 1% · Below median
Return on assets 0% · Below median
Net margin (TTM) -48% · Bottom 25%
Operating margin (TTM) 7% · Below median
Revenue growth 11% · Above median

Valuation Multiples vs Real Estate - Development median · lower = cheaper

P/S (TTM) 0.22× · Cheaper than 75% of peers
P/FCF 0.3× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 47
FUTURE 54 · sector 0
PAST 5 · sector 10
HEALTH 100 · sector 85
DIVIDEND 0 · sector 58

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Real Estate - Development stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
DLF Limited DLF ₹661.75 ₹146.13 -78%
Lodha Developers Limited LODHA ₹1,209 ₹583.43 -52%
PT Pantai Indah Kapuk Dua Tbk, PANI 6,150 IDR 1,330 IDR -78%
PT Jaya Real Property, Tbk., JRPT 1,080 IDR 1,674 IDR +55%
PT Bumi Serpong Damai Tbk, BSDE 595.00 IDR 1,488 IDR +150%
PT Sentul City Tbk, BKSL 73.00 IDR 84.16 IDR +15%
PT Ciputra Development Tbk, CTRA 610.00 IDR 1,525 IDR +150%
Khang Dien House Trading and Investment Joint Stock Company KDH 18,150 VND 20,338 VND +12%
PT Duta Pertiwi Tbk DUTI 4,300 IDR 6,239 IDR +45%
PT Puradelta Lestari Tbk DMAS 147.00 IDR 164.33 IDR +12%

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Frequently asked questions

Is Zhong Hua International Holdings (1064) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of HK$0.0977 versus a price of HK$0.0630, about +55% (undervalued).
What is the fair value of 1064?
Our model-based fair value for Zhong Hua International Holdings is HK$0.0977 (as of Aug 13, 2026), built from audited fundamentals. The current price is HK$0.0630.
What is the quality score of 1064?
Zhong Hua International Holdings has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Zhong Hua International Holdings (1064)?
Zhong Hua International Holdings reported trailing-twelve-month revenue of about HK$31.3M (latest available figure, as of Aug 13, 2026).
What is the net profit margin of 1064?
The net profit margin of Zhong Hua International Holdings is about -47.8%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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