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SAP SE (1SAP) Fair Value & Analysis

Technology · IT · Market cap €163B

SS SAP SE 1SAP · MI
Price€141.40
Fair Value€68.74
Upside-51.4%
Quality63/100
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Evidence: High Range €51.55 – €91.58

Fair value as of: Jul 3, 2026

From 26 valuation models · updated today

Share price −13.1% over the past month.

Price vs Fair Value (12 months)

€268.40 €131.66 Fair Value €68.74 Jul 2025 Jul 2026

12‑month range €131.66 – €268.40 · fair‑value band €51.55 – €91.58 · the €141.40 price screens above the €68.74 fair value. As of Jul 3, 2026.

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Analysis

SAP SE (1SAP) currently trades at €141.40, while our model-based Fair Value estimate is €68.74 — implying the stock looks roughly 51.4% overvalued today. We read business quality at 63/100 (solid quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, SAP SE generated revenue of €37.3B at a net margin of 19.6%. Revenue grew 6.0% year over year. It earns a return on equity of 16.4%. Net debt stands at €1.9B. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) €37.3B
Revenue growth (YoY) +6.0%
Net margin 19.6%
Return on equity 16.4%
Free cash flow €8.4B FY2025
P/E ratio 22.3
More key figures
Operating margin 30.0%
EPS (TTM) €6.24
Dividend yield 1.8%
EPS growth (YoY) +9.3%
Net debt €1.9B FY2022

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

About the company

SAP SE, together with its subsidiaries, provides enterprise application and business solutions worldwide. It offers SAP Business AI; SAP S/4HANA that provides software capabilities for finance, risk and project management, procurement, manufacturing, supply chain and asset management, and research and development; SAP SuccessFactors solutions for human resources, including HR, time, payroll, talent and employee experience management, and analytics and planning; and spend management solutions that covers direct and indirect spend, travel and expense, and external workforce management. The company also provides SAP customer experience solutions; SAP Business Technology platform that enables customers and partners to build, integrate, and automate applications; and SAP Business Network, a business-to-business collaboration platform that helps digitalize key business processes across the supply chain and enables communication between trading partners. In addition, it offers SAP …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

SAP SE reported revenue of €36.8B in FY2025 versus €27.0B in FY2021, a compound +8.1%/yr. Reported net income was €7.2B in FY2025, compounding +8.0%/yr from FY2021.

Revenue +8.1%/yr
FY21 €27.0B
FY22 €29.5B
FY23 €31.2B
FY24 €34.2B
FY25 €36.8B
Net income +8.0%/yr
FY21 €5.3B
FY22 €2.3B
FY23 €6.1B
FY24 €3.1B
FY25 €7.2B

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6 more Software - Application stocks, each showing price versus our Fair Value estimate (as of Jul 3, 2026).

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Uber Technologies, Inc UBER $69.67 $51.11 -27%
Shopify Inc SHOP $107.98 $32.94 -69%
ServiceNow, Inc NOW $93.01 $76.44 -18%
Cadence Design Systems, Inc CDNS $385.13 $80.41 -79%
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Frequently asked questions

Is SAP SE (1SAP) undervalued?
As of Jul 3, 2026, our model estimates a fair value of €68.74 versus a price of €141.40 — about −51% (overvalued). Model-based estimate, not financial advice.
What is the fair value of 1SAP?
Our model-based fair value for SAP SE is €68.74 (as of Jul 3, 2026), built from audited fundamentals. The current price is €141.40.
What is the quality score of 1SAP?
SAP SE has a Quality Score of 63/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of SAP SE (1SAP)?
SAP SE reported trailing-twelve-month revenue of about €37.3B (latest available figure, as of Jul 3, 2026).
What is the net profit margin of 1SAP?
The net profit margin of SAP SE is about 19.6%, meaning it keeps roughly 19.6% of revenue as net income. Based on the latest reported figures.
Does SAP SE pay a dividend?
SAP SE currently shows a dividend yield of about 1.77% relative to its recent price (as of Jul 3, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.