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United Plantations Berhad (2089) Fair Value & Analysis

Consumer Defensive · MY · Market cap 21.3B MYR

UP United Plantations Berhad 2089 · KLSE
Price33.88 MYR
Fair Value24.57 MYR
Upside-27.5%
Quality79/100
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Healthy Growth
Highly profitable · 30.7% net margin
generates free cash flow
2.35% dividend yield
Mixed vs. peers (8/14)
Wide moat 92/100
Evidence: High Range 15.20 MYR – 30.68 MYR Share as image

Fair value as of: Jul 13, 2026

From 26 valuation models · updated 27 days ago

Share price −1.3% over the past month.

A strong business, but screening 27% overvalued on our models.

What matters now

  • A high-quality business (quality 79/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety.
  • The price sits above even our optimistic bull case (30.68 MYR). The favourable scenario is already priced in.
  • A fairly wide model range (15.20 MYR to 30.68 MYR) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

35.02 MYR 7.70 MYR Fair Value 24.57 MYR Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 13, 2026.

How to read this chart

60‑month range 7.70 MYR – 35.02 MYR · fair‑value band 15.20 MYR – 30.68 MYR · the 33.88 MYR price screens above the 24.57 MYR fair value. Dashed = 300-day average. As of Jul 13, 2026.

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Analysis

United Plantations Berhad (2089) currently trades at 33.88 MYR, while our model-based Fair Value estimate is 24.57 MYR, implying the stock looks roughly 27.5% overvalued today. The Quality Score stands at 79/100 (high quality), in the Consumer Defensive sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, United Plantations Berhad generated revenue of 2.7B MYR at a net margin of 30.7%. Revenue grew 23.8% year over year. It earns a return on equity of 27.8%. The stock trades on a trailing P/E of 24.2. Fundamentals as of Jul 13, 2026

Our scenario range runs from 15.20 MYR (bear case) to 30.68 MYR (bull case); at 33.88 MYR, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 4% below its 52-week high and 61% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at 102% fair-value upside, at -27%, 2089 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Residual Income 7.84 MYR 9.30 MYR 28.02 MYR 76
Growth DCF 13.99 MYR 23.90 MYR 40.44 MYR 72
Gordon GGM 10.83 MYR 22.53 MYR 35.74 MYR 70
All 26 models by family
DCF Models
FCF DCF 14.03 MYR 24.66 MYR 42.77 MYR 38
Owner Earnings 14.51 MYR 25.51 MYR 44.24 MYR 31
5Y Revenue Exit 7.46 MYR 11.15 MYR 15.84 MYR 39
5Y EBITDA Exit 15.99 MYR 28.45 MYR 43.93 MYR 41
5Y P/E Exit 17.57 MYR 31.66 MYR 47.61 MYR 38
10Y Revenue Exit 9.44 MYR 13.63 MYR 19.47 MYR 36
10Y EBITDA Exit 15.20 MYR 26.19 MYR 42.62 MYR 37
10Y P/E Exit 16.24 MYR 28.53 MYR 45.66 MYR 35
Earnings-Based
Graham-Dodd 9.02 MYR 39.52 MYR 54.08 MYR 54
Lynch FV 10.20 MYR 14.57 MYR 18.95 MYR 50
PEG = 1.0 10.20 MYR 14.57 MYR 18.95 MYR 46
EPV 12.78 MYR 14.88 MYR 16.73 MYR 59
Dividend Discount
Gordon GGM 10.83 MYR 22.53 MYR 35.74 MYR 70
DDM Multi-Stage 10.83 MYR 19.00 MYR 23.64 MYR 61
Multiples
P/E Multiple 20.89 MYR 27.85 MYR 34.81 MYR 63
P/S Multiple 4.85 MYR 6.47 MYR 8.08 MYR 58
P/B Multiple 16.91 MYR 22.54 MYR 28.18 MYR 55
EV/EBIT 22.00 MYR 29.28 MYR 36.57 MYR 53
EV/EBITDA 18.46 MYR 24.57 MYR 30.68 MYR 54
EV/Revenue 4.38 MYR 6.20 MYR 8.01 MYR 43
Asset-Based
NCAV (Graham) 2.31 MYR 3.09 MYR 4.62 MYR 50
Growth DCF
Growth DCF 13.99 MYR 23.90 MYR 40.44 MYR 72
Rev-Margin DCF 7.46 MYR 11.24 MYR 16.06 MYR 67
Economic Profit
Residual Income 7.84 MYR 9.30 MYR 28.02 MYR 76
ROIC Compounder 14.26 MYR 18.60 MYR 23.92 MYR 67
Growth Earnings
Growth-Adj P/E 16.86 MYR 24.08 MYR 31.31 MYR 68

Widest divergence: DCF Models (25.51 MYR) versus Asset-Based (3.09 MYR). Highest evidence: Residual Income (76).

Key figures & financial health

Revenue (TTM) 2.7B MYR
Revenue growth (YoY) +23.8%
Net margin 30.7%
Return on equity 27.8%
Free cash flow 685M MYR FY2025
P/E ratio 25.8
More key figures
Operating margin 32.0%
EPS (TTM) 1.33 MYR
Dividend yield 2.4%
EPS growth (YoY) -1.6%

Figures from reported company fundamentals · as of Jul 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 79/100

Of which business quality 76 · Market factors (momentum, volatility) 84

Profitability 86
Margins and returns on capital today
Quality Growth 77
Are margins and returns improving?
Cashflow 77
Earnings quality: real cash, not paper profit
Fin. Strength 82
Balance sheet, leverage, solvency risk
Investment 88
Disciplined investing over empire-building
Low Volatility 90
Calm price path (market factor)
Momentum 73
Price trend over the last 3–12 months (market factor)
52W Momentum 95
Distance to the 52-week high (market factor)
Net Issuance 40
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

United Plantations Berhad engages in the cultivation and processing of oil palm and coconuts in Malaysia, Indonesia, Europe, the United States, and internationally. It operates through Plantations, Palm Oil Refining, and Other segments. The company offers edible oils, fats, and cocoa butter substitutes; and trades in crude palm oil and palm kernel products.

Full company description

United Plantations Berhad engages in the cultivation and processing of oil palm and coconuts in Malaysia, Indonesia, Europe, the United States, and internationally. It operates through Plantations, Palm Oil Refining, and Other segments. The company offers edible oils, fats, and cocoa butter substitutes; and trades in crude palm oil and palm kernel products. It also provides trading and marketing services. United Plantations Berhad was founded in 1906 and is based in Teluk Intan, Malaysia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

United Plantations Berhad reported revenue of 2.5B MYR in FY2025 versus 2.0B MYR in FY2021, a compound +5.4%/yr. Reported net income was 825M MYR in FY2025, compounding +12.3%/yr from FY2021.

Growth Quality 99/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
2.5B MYR
Latest YoY
+14.4%
Avg. growth/yr (3Y)
+0.0%
Avg. growth/yr (5Y)
+13.4%
Avg. growth/yr (13Y)
+6.0%
Revenue +5.4%/yr
FY21 2.0B MYR
FY22 2.5B MYR
FY23 2.0B MYR
FY24 2.2B MYR
FY25 2.5B MYR
Net income +12.3%/yr
FY21 518M MYR
FY22 602M MYR
FY23 708M MYR
FY24 715M MYR
FY25 825M MYR

2089 screens 27% overvalued. Compare with Muyuan Foods Group →

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Cite: Fair Value Calculator (2026). "United Plantations Berhad Fair Value". https://www.fairvalue-calculator.com/stock/2089

Peer Group

Farm Products · 291 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 79 · Top 25%
Fair Value upside −28% · Below median
Return on equity (TTM) 28% · Top 25%
Return on assets 19% · Top 25%
Net margin (TTM) 31% · Top 25%
Operating margin (TTM) 32% · Top 25%
Revenue growth 24% · Top 25%
Dividend yield (TTM) 2.4% · Above median

Valuation Multiples vs Farm Products median · lower = cheaper

P/E (TTM) 25.8× · Pricier than median
P/B 1.82× · Pricier than 75% of peers
P/S (TTM) 1.95× · Pricier than 75% of peers
P/FCF 7.6× · Pricier than 75% of peers
EV/EBITDA 4.4× · Cheaper than median
PEG 3.91× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 26
FUTURE 100 · sector 21
PAST 100 · sector 17
HEALTH 0 · sector 94
DIVIDEND 47 · sector 38

VALUE 0: the price sits above our fair-value range.

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Farm Products stocks, each showing price versus our Fair Value estimate (as of Jul 13, 2026).

Stock Price Fair Value vs Fair Value
Muyuan Foods Group 002714 ¥40.90 ¥48.19 +18%
Wens Foodstuff Group 300498 ¥14.51 ¥12.08 -17%
Mowi ASA MOWI kr 188.40 kr 262.59 +39%
PT Charoen Pokphand Indonesia Tbk, CPIN 3,120 IDR 7,076 IDR +127%
Charoen Pokphand Foods Public Company CPF 22.00 THB 55.71 THB +153%
PT Triputra Agro Persada Tbk TAPG 1,540 IDR 3,105 IDR +102%
PT FAP Agri Tbk FAPA 7,300 IDR 7,463 IDR +2%
PT Japfa Comfeed Indonesia Tbk JPFA 2,070 IDR 7,231 IDR +249%
Thaifoods Group TFGR 10.60 THB 23.53 THB +122%
PT Jhonlin Agro Raya Tbk JARR 1,845 IDR 610.80 IDR -67%

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Frequently asked questions

Is United Plantations Berhad (2089) overvalued or undervalued?
As of Jul 13, 2026, our model estimates a fair value of 24.57 MYR versus a price of 33.88 MYR, about −27% (overvalued).
What is the fair value of 2089?
Our model-based fair value for United Plantations Berhad is 24.57 MYR (as of Jul 13, 2026), built from audited fundamentals. The current price is 33.88 MYR.
What is the quality score of 2089?
United Plantations Berhad has a Quality Score of 79/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of United Plantations Berhad (2089)?
United Plantations Berhad reported trailing-twelve-month revenue of about 2.7B MYR (latest available figure, as of Jul 13, 2026).
What is the net profit margin of 2089?
The net profit margin of United Plantations Berhad is about 30.7%, meaning it keeps roughly 30.7% of revenue as net income. Based on the latest reported figures.
Does United Plantations Berhad pay a dividend?
United Plantations Berhad currently shows a dividend yield of about 2.53% relative to its recent price (as of Jul 13, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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