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United Electronics Company (4003) Fair Value & Analysis

Consumer Cyclical · SA · Market cap 5.1B SAR

UE United Electronics Company 4003 · SR
Price66.15 SAR
Fair Value118.99 SAR
Upside+79.9%
Quality56/100
Healthy Growth
Thin margins · 6.7% net margin
Moderate debt · generates free cash flow
Ranks above peers (12/14)
Moderate moat 56/100
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Evidence: Medium Range 81.90 SAR – 157.28 SAR Share as image

Fair value as of: Jul 31, 2026

From 26 valuation models · updated today

Share price −8.5% over the past month.

What matters now

  • The price is below even our cautious bear case (81.90 SAR). The market is more pessimistic than our downside scenario.
  • Solid quality (56/100) at a price below fair value, the discount is the argument here, not the business quality.
  • A fairly wide model range (81.90 SAR to 157.28 SAR) leaves room in how you read the outcome.

Price vs Fair Value (12 months)

89.58 SAR 65.80 SAR Fair Value 118.99 SAR Aug 2025 Jul 2026

12‑month range 65.80 SAR – 89.58 SAR · fair‑value band 81.90 SAR – 157.28 SAR · the 66.15 SAR price screens below the 118.99 SAR fair value. As of Jul 31, 2026.

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Analysis

United Electronics Company (4003) currently trades at 66.15 SAR, while our model-based Fair Value estimate is 118.99 SAR, implying the stock looks roughly 79.9% undervalued today. We read business quality at 56/100 (solid quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, United Electronics Company generated revenue of 7.5B SAR at a net margin of 6.7%. Revenue grew 5.0% year over year. It earns a return on equity of 29.9%. Net debt stands at 2.6B SAR. Fundamentals as of Jul 31, 2026

Our scenario range runs from 81.90 SAR (bear case) to 157.28 SAR (bull case); at 66.15 SAR, the current price sits below that range. The share trades about 27% below its 52-week high and 1% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -21% fair-value upside, at 80%, 4003 screens cheaper than that median.

Key figures & financial health

Revenue (TTM) 7.5B SAR
Revenue growth (YoY) +5.0%
Net margin 6.7%
Return on equity 29.9%
Free cash flow 797M SAR FY2025
P/E ratio 10.5
More key figures
Operating margin 7.5%
EPS (TTM) 6.33 SAR
EPS growth (YoY) +11.1%
Net debt 2.6B SAR FY2025

Figures from reported company fundamentals · as of Jul 31, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 56/100
Profitability 68
Quality Growth 50
Cashflow 69
Fin. Strength 49
Investment 55
Low Volatility 98
Momentum 19
52W Momentum 5
Net Issuance 81

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

United Electronics Company engages in the wholesale and retail trade of electric appliances, electronic gadgets, computers and their spare parts and accessories, furniture, and office equipment and tools in the Kingdom of Saudi Arabia and internationally. It operates in two segments, Sales and Services, and Consumer Finance.

Full company description

United Electronics Company engages in the wholesale and retail trade of electric appliances, electronic gadgets, computers and their spare parts and accessories, furniture, and office equipment and tools in the Kingdom of Saudi Arabia and internationally. It operates in two segments, Sales and Services, and Consumer Finance. The company provides e-commerce, installation, and repair services for electronic products, computers, smartphones, and accessories, as well as extended warranties, gift cards, and installment sales; and maintenance and repair, third-party marketing, and consumer financing services. It also offers mobiles and tables, TV and entertainment products, air conditioners, washing machines, refrigerators, dishwashers, bult-in home appliances, cookers, dryers, freezers, coolers, vacuums, coffee makers, heaters, personal care and cooking products, air fryers, irons, kitchen machines, water dispensers and desalination, air purifiers, air care appliances, kitchen utensils, gaming, digital card products, pet supplies, home improvement, musical instrument, baby nursery essentials, pet supplies, products, toys, smart home and gadgets, and sunglasses. United Electronics Company was founded in 2002 and is based in Al Khobar, the Kingdom of Saudi Arabia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

United Electronics Company reported revenue of 7.4B SAR in FY2025 versus 5.8B SAR in FY2021, a compound +6.3%/yr. Reported net income was 497M SAR in FY2025, compounding +5.8%/yr from FY2021.

Revenue +6.3%/yr
FY21 5.8B SAR
FY22 6.0B SAR
FY23 6.2B SAR
FY24 6.8B SAR
FY25 7.4B SAR
Net income +5.8%/yr
FY21 397M SAR
FY22 440M SAR
FY23 390M SAR
FY24 528M SAR
FY25 497M SAR

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Cite: Fair Value Calculator (2026). "United Electronics Company Fair Value". https://www.fairvalue-calculator.com/stock/4003

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 / 27
FUTURE 25 / 22
PAST 100 / 25
HEALTH 67 / 94
DIVIDEND 0 / 51

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Specialty Retail stocks, each showing price versus our Fair Value estimate (as of Jul 31, 2026).

Stock Price Fair Value vs Fair Value
Alimentation Couche-Tard Inc ATD C$83.43 C$63.81 -24%
Casey's General Stores, Inc CASY $831.67 $308.04 -63%
Williams-Sonoma, Inc WSM $226.14 $164.16 -27%
Ulta Beauty, Inc ULTA $467.07 $370.46 -21%
DICK'S Sporting Goods, Inc DKS $238.57 $229.41 -4%
Best Buy Co BBY $76.01 $94.27 +24%
China Tourism Group 601888 ¥56.79 ¥48.19 -15%
Tractor Supply Company TSCO $29.81 $35.52 +19%
Murphy USA Inc MUSA $551.32 $329.02 -40%
Five Below, Inc FIVE $193.11 $117.29 -39%

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Frequently asked questions

Is United Electronics Company (4003) overvalued or undervalued?
As of Jul 31, 2026, our model estimates a fair value of 118.99 SAR versus a price of 66.15 SAR, about +80% (undervalued).
What is the fair value of 4003?
Our model-based fair value for United Electronics Company is 118.99 SAR (as of Jul 31, 2026), built from audited fundamentals. The current price is 66.15 SAR.
What is the quality score of 4003?
United Electronics Company has a Quality Score of 56/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of United Electronics Company (4003)?
United Electronics Company reported trailing-twelve-month revenue of about 7.5B SAR (latest available figure, as of Jul 31, 2026).
What is the net profit margin of 4003?
The net profit margin of United Electronics Company is about 6.7%, meaning it keeps roughly 6.7% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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