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Versatile Creative Berhad, an investment holding company, (4995) Fair Value & Analysis

Consumer Cyclical · MY · Market cap 252M MYR

VC Versatile Creative Berhad, an investment holding company, 4995 · KLSE
Price0.8950 MYR
Fair Value0.9200 MYR
Upside+2.8%
Quality54/100
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Expensive Growth
Thin margins · 1.7% net margin
Low debt · generates free cash flow
Mixed vs. peers (6/13)
Narrow moat 39/100
Evidence: Medium Range 0.3800 MYR – 1.07 MYR Share as image

Fair value as of: Jul 12, 2026

From 22 valuation models · updated 29 days ago

Fair value updated Jul 12, 2026, revised from 0.4800 MYR to 0.9200 MYR (+91.7%) since Jul 11, 2026. Share price −0.6% over the past month.

A solid business, currently priced close to our fair value.

What matters now

  • The model range is unusually wide (0.3800 MYR to 1.07 MYR). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
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Price vs Fair Value (5 years)

1.00 MYR 0.4450 MYR Fair Value 0.9200 MYR Nov 2020 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 12, 2026.

How to read this chart

60‑month range 0.4450 MYR – 1.00 MYR · fair‑value band 0.3800 MYR – 1.07 MYR · the 0.8950 MYR price screens below the 0.9200 MYR fair value. Dashed = 300-day average. As of Jul 12, 2026.

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Analysis

Versatile Creative Berhad, an investment holding company, (4995) currently trades at 0.8950 MYR, while our model-based Fair Value estimate is 0.9200 MYR, implying the stock looks roughly 2.8% fairly valued today. The Quality Score stands at 54/100 (solid quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, Versatile Creative Berhad, an investment holding company, generated revenue of 454M MYR at a net margin of 1.7%. Revenue grew 24.9% year over year. It earns a return on equity of 13.3%. Net debt stands at 15.6M MYR. Fundamentals as of Jul 12, 2026

Our scenario range runs from 0.3800 MYR (bear case) to 1.07 MYR (bull case); at 0.8950 MYR, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 15% below its 52-week high and 30% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -22% fair-value upside, at 3%, 4995 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 0.1300 MYR 0.1500 MYR 0.1900 MYR 80
ROIC Compounder 0.5800 MYR 0.7700 MYR 0.8800 MYR 72
Growth-Adj P/E 0.6600 MYR 0.9400 MYR 1.22 MYR 68
All 22 models by family
DCF Models
FCF DCF 0.1400 MYR 0.1500 MYR 0.2000 MYR 38
5Y Revenue Exit 0.5000 MYR 0.8900 MYR 1.73 MYR 39
5Y EBITDA Exit 0.6700 MYR 1.23 MYR 2.34 MYR 41
5Y P/E Exit 0.3400 MYR 0.7000 MYR 1.21 MYR 38
10Y Revenue Exit 0.3400 MYR 0.8400 MYR 1.22 MYR 36
10Y EBITDA Exit 0.4700 MYR 1.15 MYR 2.40 MYR 37
10Y P/E Exit 0.2600 MYR 0.5500 MYR 1.04 MYR 35
Earnings-Based
Graham-Dodd 0.1900 MYR 1.32 MYR 1.85 MYR 54
Lynch FV 0.5700 MYR 0.8200 MYR 1.07 MYR 50
PEG = 1.0 0.5700 MYR 0.8200 MYR 1.07 MYR 46
EPV 0.4900 MYR 0.5400 MYR 0.5800 MYR 59
Multiples
P/E Multiple 0.3500 MYR 0.4700 MYR 0.5900 MYR 63
P/S Multiple 0.3500 MYR 0.4700 MYR 0.5900 MYR 58
P/B Multiple 0.3500 MYR 0.4700 MYR 0.5900 MYR 55
EV/EBIT 0.7400 MYR 0.9600 MYR 1.17 MYR 53
EV/EBITDA 0.9500 MYR 1.24 MYR 1.53 MYR 54
EV/Revenue 0.6600 MYR 0.8900 MYR 1.13 MYR 43
Asset-Based
NCAV (Graham) 0.1700 MYR 0.2300 MYR 0.3400 MYR 50
Growth DCF
Growth DCF 0.1300 MYR 0.1500 MYR 0.1900 MYR 80
Economic Profit
Residual Income 0.2600 MYR 0.2700 MYR 0.2600 MYR 61
ROIC Compounder 0.5800 MYR 0.7700 MYR 0.8800 MYR 72
Growth Earnings
Growth-Adj P/E 0.6600 MYR 0.9400 MYR 1.22 MYR 68

Widest divergence: Growth Earnings (0.9400 MYR) versus Growth DCF (0.1500 MYR). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 454M MYR
Revenue growth (YoY) +24.9%
Net margin 1.7%
Return on equity 13.3%
Free cash flow 905K MYR FY2026
P/E ratio 44.5
More key figures
Operating margin 4.0%
EPS (TTM) 0.0200 MYR
EPS growth (YoY) +4.6%
Net debt 15.6M MYR FY2020

Figures from reported company fundamentals · as of Jul 12, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 54/100

Of which business quality 58 · Market factors (momentum, volatility) 59

Profitability 52
Margins and returns on capital today
Quality Growth 51
Are margins and returns improving?
Cashflow 39
Earnings quality: real cash, not paper profit
Fin. Strength 80
Balance sheet, leverage, solvency risk
Investment 40
Disciplined investing over empire-building
Low Volatility 82
Calm price path (market factor)
Momentum 44
Price trend over the last 3–12 months (market factor)
52W Momentum 58
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Versatile Creative Berhad, an investment holding company, manufactures paper and cardboard packaging products in Malaysia and internationally. The company operates through Paper Products, Plastic Products, Colour Separation and Printing, Grocery, and Others segments.

Full company description

Versatile Creative Berhad, an investment holding company, manufactures paper and cardboard packaging products in Malaysia and internationally. The company operates through Paper Products, Plastic Products, Colour Separation and Printing, Grocery, and Others segments. The Paper products segment engages in the manufacturing and trading of paper board packaging products, focusing on offset-printed boxes and offset-laminated cartons. The Plastic Products segment manufactures and sells plastic packaging products, such as combo lids, dairy scoops, chilled food tubs and lids, and noodle cups. The Colour Separation and Printing segment provides color separation and lithography services, as well as printed materials. The Grocery segment engages in the retail and wholesale of foodstuffs through supermarkets and the internet. The Other segment offers outdoor advertising media services. It also offers things comprising printing, scanning, and inkjet proofing to desktop publishing, synology backup, and media digital transmission. In addition, the company operates grocery stores; supermarkets, and hypermarkets; wholesales, retails, online retails, imports, exports, buys, sells, deals in, distributes, and processes food products; and provides packaging services for various consumer products, goods, merchandises, produce products, foodstuffs, things, and commodities. Further, it engages in the retail sale of alcoholic beverages, wine, liquor, and food processing and packaging of non-halal groceries, as well as operates vintry, wine bars, restaurants, and cafés. Versatile Creative Berhad is based in Kuala Lumpur, Malaysia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Versatile Creative Berhad, an investment holding company, reported revenue of 454M MYR in FY2026 versus 54.7M MYR in FY2022, a compound +69.7%/yr. Reported net income was 7.8M MYR in FY2026.

Growth Quality 62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2026)
454M MYR
Latest YoY
+20.8%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+46.2%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+61.0%
Avg. growth/yr (13Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+17.1%
Revenue +69.7%/yr
FY22 54.7M MYR
FY23 145M MYR
FY24 271M MYR
FY25 375M MYR
FY26 454M MYR
Net income
FY22 −135K MYR
FY23 −575K MYR
FY24 2.5M MYR
FY25 7.6M MYR
FY26 7.8M MYR

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Cite: Fair Value Calculator (2026). "Versatile Creative Berhad, an investment holding company, Fair Value". https://www.fairvalue-calculator.com/stock/4995

Peer Group

Packaging & Containers · 272 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 54 · Above median
Fair Value upside +3% · Above median
Return on equity (TTM) 13% · Top 25%
Return on assets 5% · Top 25%
Net margin (TTM) 2% · Below median
Operating margin (TTM) 4% · Below median
Revenue growth 25% · Top 25%
Debt / equity 0.22× · Higher than median

Valuation Multiples vs Packaging & Containers median · lower = cheaper

P/E (TTM) 45.0× · Pricier than 75% of peers
P/B 2.61× · Pricier than 75% of peers
P/S (TTM) 0.56× · Cheaper than median
P/FCF 68.2× · Pricier than 75% of peers
EV/EBITDA 8.8× · Pricier than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 37 · sector 9
FUTURE 100 · sector 1
PAST 53 · sector 21
HEALTH 89 · sector 92
DIVIDEND 0 · sector 42

Insider activity: 30/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Packaging & Containers stocks, each showing price versus our Fair Value estimate (as of Jul 12, 2026).

Stock Price Fair Value vs Fair Value
Stora Enso Oyj STER kr 101.90 kr 126.39 +24%
ShenZhen YUTO Packaging Technology Co 002831 ¥29.10 ¥20.88 -28%
SCG Packaging Public Company SCGP 29.00 THB 16.12 THB -44%
AblePrint Technology Co 7734 2,850 TWD 661.69 TWD -77%
PT Fajar Surya Wisesa Tbk, FASW 5,312 IDR 1,194 IDR -78%
Taiwan Hon Chuan Enterprise Co 9939 132.50 TWD 127.06 TWD -4%
Time Technoplast Limited TIMETECHNO ₹206.82 ₹161.42 -22%
EPL Limited 500135 ₹222.25 ₹111.65 -50%
Ton Yi Industrial Corp 9907 15.15 TWD 23.17 TWD +53%
Dongwon Systems Corporation 014820 19,330 KRW 31,473 KRW +63%

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Frequently asked questions

Is Versatile Creative Berhad, an investment holding company, (4995) overvalued or undervalued?
As of Jul 12, 2026, our model estimates a fair value of 0.9200 MYR versus a price of 0.8950 MYR, about +3% (fairly valued).
What is the fair value of 4995?
Our model-based fair value for Versatile Creative Berhad, an investment holding company, is 0.9200 MYR (as of Jul 12, 2026), built from audited fundamentals. The current price is 0.8950 MYR.
What is the quality score of 4995?
Versatile Creative Berhad, an investment holding company, has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Versatile Creative Berhad, an investment holding company, (4995)?
Versatile Creative Berhad, an investment holding company, reported trailing-twelve-month revenue of about 454M MYR (latest available figure, as of Jul 12, 2026).
What is the net profit margin of 4995?
The net profit margin of Versatile Creative Berhad, an investment holding company, is about 1.7%, meaning it keeps roughly 1.7% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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