500271 Fair Value & Analysis
Financials · IN · Market cap ₹153B
Fair value as of: Aug 2, 2026
From 26 valuation models · updated 5 days ago
Share price −6.9% over the past month.
A solid business, but screening 72% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (₹520.44). The favourable scenario is already priced in.
- Solid but not exceptional quality (50/100) and above fair value, neither a clear bargain nor a standout compounder.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 2, 2026.
How to read this chart
60‑month range ₹608.30 – ₹1,870 · fair‑value band ₹312.27 – ₹520.44 · the ₹1,498 price screens above the ₹416.36 fair value. Dashed = 300-day average. As of Aug 2, 2026.
Analysis
500271 (500271) currently trades at ₹1,498, while our model-based Fair Value estimate is ₹416.36, implying the stock looks roughly 72.2% overvalued today. We read business quality at 50/100 (solid quality), in the Financials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
The stock trades on a trailing P/E of 105.7. Fundamentals as of Aug 2, 2026
Our scenario range runs from ₹312.27 (bear case) to ₹520.44 (bull case); at ₹1,498, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 21% below its 52-week high and 6% above its 52-week low. For context, the median of 10 Financials peers we cover trades at 100% fair-value upside, at -72%, 500271 screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 26 models by family
Widest divergence: DCF Models (₹7,489) versus Dividend Discount (₹311.70). Highest evidence: Growth DCF (80).
Quality Score breakdown
Of which business quality 46 · Market factors (momentum, volatility) 45
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
500271 reported revenue of ₹478B in FY2025 versus ₹312B in FY2021, a compound +11.3%/yr. Reported net income was ₹3.3B in FY2025, compounding −6.3%/yr from FY2021.
500271 screens 72% overvalued. Compare with American Financial Group →
Peer Group
Financials · 3347 stocks
How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Insurance” was too small, so the broader sector is used.)
Valuation Multiples vs Financials median · lower = cheaper
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Insurance stocks, each showing price versus our Fair Value estimate (as of Aug 2, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| American Financial Group AFGE | $15.98 | $17.71 | +11% |
| 540755 540755 | ₹356.55 | ₹713.10 | +100% |
| NRCP NRCP | 0.9400 PHP | 1.88 PHP | +100% |
| Federal Home Loan Mortgage Corporation FMCKK | $12.00 | $24.00 | +100% |
| CGABL CGABL | $16.46 | $10.72 | -35% |
| Unum Group UNMA | $21.88 | $37.30 | +70% |
| Affiliated Managers Group MGR | $20.15 | $36.48 | +81% |
| LTG LTG | 14.30 PHP | 28.60 PHP | +100% |
| LLPC LLPC | £1.47 | £1.03 | -30% |
| Hercules Capital, Inc HCXY | $25.16 | $50.32 | +100% |
Compare 500271 with another stock
Price, fair value, quality and upside side by side.
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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