540755 Fair Value & Analysis
Financials · IN · Market cap ₹258B
Fair value as of: Aug 2, 2026
From 22 valuation models · updated 5 days ago
Share price −0.7% over the past month.
A solid business, screening 100% undervalued on our models.
What matters now
- The price is below even our cautious bear case (₹534.83). The market is more pessimistic than our downside scenario.
- Solid quality (57/100) at a price below fair value, the discount is the argument here, not the business quality.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 2, 2026.
How to read this chart
60‑month range ₹99.41 – ₹489.25 · fair‑value band ₹534.83 – ₹891.38 · the ₹356.55 price screens below the ₹713.10 fair value. Dashed = 300-day average. As of Aug 2, 2026.
Analysis
540755 (540755) currently trades at ₹356.55, while our model-based Fair Value estimate is ₹713.10, implying the stock looks roughly 100.0% undervalued today. We read business quality at 57/100 (solid quality), in the Financials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Our scenario range runs from ₹534.83 (bear case) to ₹891.38 (bull case); at ₹356.55, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 15% below its 52-week high and 3% above its 52-week low. For context, the median of 10 Financials peers we cover trades at 81% fair-value upside, at 100%, 540755 screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 22 models by family
Widest divergence: Growth Earnings (₹938.59) versus Growth DCF (₹209.62). Highest evidence: Growth DCF (80).
Quality Score breakdown
Of which business quality 59 · Market factors (momentum, volatility) 45
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
540755 reported revenue of ₹539B in FY2025 versus ₹469B in FY2021, a compound +3.5%/yr. Reported net income was ₹96.6B in FY2025, compounding +41.9%/yr from FY2021.
Watch 540755: get an alert when its fair value changes →
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Insurance stocks, each showing price versus our Fair Value estimate (as of Aug 2, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| American Financial Group AFGE | $15.98 | $17.71 | +11% |
| 500271 500271 | ₹1,498 | ₹416.36 | -72% |
| NRCP NRCP | 0.9400 PHP | 1.88 PHP | +100% |
| Federal Home Loan Mortgage Corporation FMCKK | $12.00 | $24.00 | +100% |
| CGABL CGABL | $16.46 | $10.72 | -35% |
| Unum Group UNMA | $21.88 | $37.30 | +70% |
| Affiliated Managers Group MGR | $20.15 | $36.48 | +81% |
| LTG LTG | 14.30 PHP | 28.60 PHP | +100% |
| LLPC LLPC | £1.47 | £1.03 | -30% |
| Hercules Capital, Inc HCXY | $25.16 | $50.32 | +100% |
Compare 540755 with another stock
Price, fair value, quality and upside side by side.
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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