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Eldeco Housing and Industries Limited (523329) fair value: what the stock is really worth
As of Sep 28, 2026: fair value of Eldeco Housing and Industries Limited ₹1,488, price ₹771, upside +93.0%, quality 47 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? Yes
- Good quality? No
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Broad data
Sep 24, 2026
Eldeco Housing and Industries Limited
523329 · BSECheap, value-trap riskThe stock looks deeply undervalued, but low quality raises value-trap risk.
✓Fair value ₹1,488 · Strongly undervalued (+93.0%)
!Quality 47/100
!Weak Growth (revenue 5y +0.8 %/yr)
✓Highly profitable · 35.6% net margin (TTM)
✓Low debt
!4.5% dividend yield · Watch coverage
✓Wide moat 89/100
What runs behind every stock
26
valuation models
8 families, DCF to NCAV
37
quality factors
margins, balance sheet, cashflow, debt
6
AI factors
moat, what no ratio measures
2,000+
data points
verified, per stock, median
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range ₹297.76 – ₹1,127 · fair‑value band ₹1,225 – ₹1,860 · the ₹770.95 price screens below the ₹1,488 fair value. Dashed = 300-day average. As of Sep 24, 2026.
Company profile
Eldeco Housing and Industries Limited engages in the business of real estate properties for residential, commercial, and retail purposes in India. The company was founded in 1985 and is based in Lucknow, India.
Stock analysis
Eldeco Housing and Industries Limited (523329) currently trades at ₹770.95, while our model-based Fair Value estimate is ₹1,488, implying the stock looks roughly 48.2% undervalued today.
Show more
Valuation
Bull case: the Multiples group reads highest at a median of ₹1,859 per share, and 7 of the 9 models we run sit above the ₹770.95 price.
Bear case: the Dividend Discount group reads lowest at ₹504.38, and 2 of the 9 models stay below the price. Evidence for this calculation is high.
Scenario range: ₹1,225 (bear) to ₹1,860 (bull), the price of ₹770.95 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 47/100 (below-average quality), in the Real Estate sector.
Weak Growth: Revenue growth is weak: less than 2 % a year.
Eldeco Housing and Industries Limited reported revenue of ₹1.3B in FY2025 versus ₹1.6B in FY2021, a compound −4.3%/yr. Reported net income was ₹215M in FY2025, compounding −20.6%/yr from FY2021.
Key figures
Market cap ₹1.8B (≈ $19.2M) · P/E ratio 5.3 · P/S ratio 0.85 · EPS (TTM) ₹186.81 · Dividend yield 4.5% · Net margin 16.1% · Return on assets (EBIT) 8.8% · Operating margin 40.9%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 46 out of 100 (low confidence).
What moves the price
The share trades about 24% below its 52-week high and 9% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at −10% fair-value upside, at 93%, 523329 screens cheaper than that median.
Fair Value models
Bear ₹1,225
Fair Value ₹1,488
Bull ₹1,860
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 12 months old). Earnings retained since then (₹151.81 per share) are deliberately not added.
Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.
Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
Residual Income
₹1,513
₹1,539
₹1,635
76
Gordon GGM
₹351.30
₹557.58
₹781.05
68
DDM Multi-Stage
₹351.30
₹504.38
₹668.77
67
All 9 models by family
Dividend Discount
Gordon GGM
₹351.30
₹557.58
₹781.05
68
DDM Multi-Stage
₹351.30
₹504.38
₹668.77
67
Multiples
P/S Multiple
₹1,394
₹1,859
₹2,324
58
P/B Multiple
₹1,394
₹1,859
₹2,324
55
EV/EBIT
₹2,294
₹3,022
₹3,750
66
EV/EBITDA
₹1,853
₹2,434
₹3,015
67
EV/Revenue
₹1,315
₹1,831
₹2,347
54
Asset-Based
NCAV (Graham)
₹976.76
₹1,309
₹1,954
54
Economic Profit
Residual Income
₹1,513
₹1,539
₹1,635
76
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Set up alert →Quality Score breakdown
Overall quality
47/100
Of which business quality 39 · Market factors (momentum, volatility) 20
Profitability
29
Margins and returns on capital today
Quality Growth
39
Are margins and returns improving?
Cashflow
0
Earnings quality: real cash, not paper profit
Fin. Strength
51
Balance sheet, leverage, solvency risk
Investment
59
Disciplined investing over empire-building
Low Volatility
3
Calm price path (market factor)
Momentum
28
Price trend over the last 3–12 months (market factor)
52W Momentum
25
Distance to the 52-week high (market factor)
Net Issuance
82
Share count: buybacks or dilution?
Revenue & earnings trend
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.
32/100
Revenue growth is weak: less than 2 % a year.
Revenue growth 1 year
+18.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+0.8%
Start year 2020 (pandemic). Over 10 years: +9.5% a year
Revenue growth 11 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+6.2%
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What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−6.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year−11.3%
Dividend (yield on the price)4.5%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.36% → 19%
⚠ Revenue per share shrinking 4.3%/yr over ~6Y (margins intact) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
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Context: sector, industry, market
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: Indian Stocks
- Valuation of the India market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
None of the checked exposures detected
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|---|---|---|---|
| Vingroup Joint Stock Company VIC | 232,000 VND | 25,731 VND | −89% |
| CBRE Group CBRE | $134.55 | $91.06 | −32% |
| KE Holdings 2423 | HK$42.92 | HK$17.16 | −60% |
| Swire Properties Limited 1972 | HK$24.32 | HK$13.39 | −45% |
| Cellnex Telecom, S.A CLNX | €23.99 | €23.94 | +0% |
| Vonovia SE VNA | €16.82 | €36.55 | +117% |
| Jones Lang LaSalle Incorporated JLL | $308.07 | $540.65 | +75% |
| Wharf Real Estate Investment Company 1997 | HK$30.54 | HK$27.42 | −10% |
| CoStar Group CSGP | $26.95 | $6.19 | −77% |
| China Resources Mixc Lifestyle Services Limited 1209 | HK$37.00 | HK$56.36 | +52% |
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Frequently asked questions
Is Eldeco Housing and Industries Limited (523329) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of ₹1,488 versus a price of ₹770.95, about +93% upside (undervalued).
What is the fair value of 523329?
Our model-based fair value for Eldeco Housing and Industries Limited is ₹1,488 (as of Sep 24, 2026), built from audited fundamentals. The current price: ₹770.95.
What is the quality score of 523329?
Eldeco Housing and Industries Limited has a Quality Score of 47/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Eldeco Housing and Industries Limited (523329)?
Our model-based price target is the fair value of ₹1,488 (as of Sep 24, 2026) from 9 valuation models. Cautious scenario ₹1,225, optimistic scenario ₹1,860. It is a calculation from audited fundamentals, not an analyst target.
What is the Eldeco Housing and Industries Limited stock forecast for 2026?
Our models put fair value at ₹1,488, about +93% upside versus a price of ₹770.95 (undervalued). Cautious scenario ₹1,225, optimistic scenario ₹1,860. The calculation is refreshed regularly with new filings.
What is the revenue of Eldeco Housing and Industries Limited (523329)?
Eldeco Housing and Industries Limited reported trailing-twelve-month revenue of about ₹1.0B (latest available figure, as of Sep 24, 2026).
Does Eldeco Housing and Industries Limited pay a dividend?
Eldeco Housing and Industries Limited currently shows a dividend yield of about 4.54% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of Eldeco Housing and Industries Limited (523329)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Eldeco Housing and Industries Limited it is ₹1,488 per share (as of Sep 24, 2026), against a price of ₹770.95. It is the blended result of 9 valuation models (cash flow, earnings, asset, dividend).
Is Eldeco Housing and Industries Limited stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 523329 trades below its calculated fair value: price ₹770.95, fair value ₹1,488, a gap of about +93% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 523329?
No. The price is what the market pays today (₹770.95); the fair value is what the company's own numbers justify (₹1,488). For Eldeco Housing and Industries Limited the two are ₹716.73 per share apart. That gap is exactly why we show both numbers side by side.
How much is Eldeco Housing and Industries Limited worth?
The market values Eldeco Housing and Industries Limited at about ₹1.8B (market capitalisation, as of Sep 24, 2026). Per share that is ₹770.95; our models calculate a fair value of ₹1,488 per share.
What do the bullish and bearish scenarios say about 523329?
Our models span a range for Eldeco Housing and Industries Limited: cautious scenario ₹1,225, base ₹1,488, optimistic ₹1,860 per share (as of Sep 24, 2026, price ₹770.95). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is 523329 from its 52-week high?
Eldeco Housing and Industries Limited trades at ₹770.95, about 24% below its 52-week high of ₹1,016 and 9% above the low of ₹708.00 (as of Sep 28, 2026). Distance from the high says nothing about value: that is what the fair value of ₹1,488 is for.
Which stocks are comparable to Eldeco Housing and Industries Limited?
From the same area (Real Estate) we also value Vingroup Joint Stock Company, CBRE Group, KE Holdings, Swire Properties Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Eldeco Housing and Industries Limited stock attractive at the current price?
The data as of Sep 24, 2026: price ₹770.95, calculated fair value ₹1,488 (+93%), Quality Score 47/100, from 9 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 523329 calculated?
We run Eldeco Housing and Industries Limited through 9 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹1,488, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Eldeco Housing and Industries Limited currently trades 48 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Eldeco Housing and Industries Limited (523329)?
The closing price on Sep 28, 2026 was ₹770.95. Our model-based fair value is ₹1,488, about +93% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Eldeco Housing and Industries Limited right now?
The price is below even our cautious bear case (₹1,225). The market is more pessimistic than our downside scenario. Solid quality (47/100) at a price below fair value, the discount is the argument here, not the business quality. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Key figures of Eldeco Housing and Industries Limited
How large is the market capitalisation of Eldeco Housing and Industries Limited (523329)?
The market capitalisation of Eldeco Housing and Industries Limited is ₹1.8B (≈ $19.2M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/E ratio of Eldeco Housing and Industries Limited (523329)?
The price-to-earnings ratio of Eldeco Housing and Industries Limited is 5.3 (as of Jul 4, 2026). Price to earnings: how many years of current profit you pay for the stock. A P/E of 10 means ten years of profit.
What is the P/S ratio of Eldeco Housing and Industries Limited (523329)?
The price-to-sales ratio of Eldeco Housing and Industries Limited is 0.85 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Eldeco Housing and Industries Limited (523329)?
Earnings per share at Eldeco Housing and Industries Limited are ₹186.81 (price ÷ EPS = P/E 5.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Eldeco Housing and Industries Limited (523329)?
The dividend yield of Eldeco Housing and Industries Limited is 4.5% (payout 18.7%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Eldeco Housing and Industries Limited (523329)?
The net margin of Eldeco Housing and Industries Limited is 16.1% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the EBIT return on assets of Eldeco Housing and Industries Limited (523329)?
On an EBIT basis the return on assets of Eldeco Housing and Industries Limited is 8.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Eldeco Housing and Industries Limited (523329)?
The operating margin of Eldeco Housing and Industries Limited is 40.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Eldeco Housing and Industries Limited (523329)?
Revenue at Eldeco Housing and Industries Limited is growing −54.5% versus a year earlier (3y avg +1.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Eldeco Housing and Industries Limited (523329)?
Earnings per share at Eldeco Housing and Industries Limited are growing −25.5% versus a year earlier. How much earnings per share grew versus a year earlier.
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