Chailease Holding Co Ltd (5871) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Chailease Holding Co Ltd stock TWD 209, price TWD 102, upside +104.9%, quality 61 out of 100. Rating: strongly undervalued. Calculated from audited financials with 13 of our 26 valuation models and 37 quality factors, updated daily.
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Chailease Holding Co Ltd
5871 · TWThe stock costs 51% less than our calculation considers fair.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range 94.30 TWD – 265.22 TWD · fair‑value band 85.04 TWD – 461.21 TWD · the 102.00 TWD price screens below the 209.00 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
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Company profile
Chailease Holding Company Limited, an investment holding company, provides leasing and financial products and services in Taiwan, Mainland China, ASEAN countries, and internationally.
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The company offers leasing services, including capital and operating leases for machinery, medical equipment, airplanes, boats, and office equipment; installment sales services for raw materials, semi-finished and finished products, furniture and fixtures, and production equipment, as well as for customers in various industries; factoring services; and direct financing services to SMEs, micro-enterprises, and large corporations.
It is also involved in life and property insurance brokerage; financing and investment in solar power plants; collection of overdue receivables; and gasoline wholesale activities.
In addition, the company engages in general investment; financial and investment consulting services; ship leasing and chartering; trading; property leasing and management; consulting; aircraft leasing; acquisition, leasing, and assignment of accounts receivable; car installment purchase and sale; brokerage; cloud product software and hardware; rental and installment; solar-related and geothermal energy-related businesses; machinery and equipment sales; auction; real estate financing; development and sale of nutritional and health products; and real estate development services.
Chailease Holding Company Limited was founded in 1977 and is headquartered in Taipei, Taiwan.
Stock analysis
Chailease Holding Co Ltd (5871) currently trades at 102.00 TWD, while our model-based Fair Value estimate is 209.00 TWD, implying the stock looks roughly 51% undervalued today.
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Valuation
Bull case: the Earnings-Based group reads highest at a median of 446.62 TWD per share, and 11 of the 13 models we run sit above the 102.00 TWD price.
Bear case: the Asset-Based group reads lowest at 69.92 TWD, and 2 of the 13 models stay below the price. Data coverage for this calculation is high.
Scenario range: 85.04 TWD (bear) to 461.21 TWD (bull), the price of 102.00 TWD sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 61/100 (solid quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Chailease Holding Co Ltd reported revenue of 96.7B TWD in FY2025 versus 19.2B TWD in FY2021, a compound +49.9%/yr. Reported net income was 19.8B TWD in FY2025, compounding −2.2%/yr from FY2021.
Key figures
Market cap 178B TWD (≈ $5.4B) Mid · P/E ratio 9.1 · P/S ratio 3.01 · EPS (TTM) 11.16 TWD · Dividend yield 5.6% · Net margin 34.0% · Return on equity 11.3% · Return on assets (EBIT) 0.0% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 68 out of 100 (low confidence).
What moves the price
The share trades about 17% below its 52-week high and 3% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −3% fair-value upside, at 105%, 5871 screens cheaper than that median.
Fair Value models
All 13 models by family
Quality Score breakdown
It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.
Revenue & earnings trend
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Compare Chailease Holding Co Ltd with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Credit Services · 283 stocks
Valuation Multiplesvs Credit Services median · lower = cheaper
Strength profile in five axes (Snowflake)
HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- PEG ratio by industry
- Revenue growth by industry
- Stock screener with 62 metrics
- Undervalued stocks: Taiwanese Stocks
- Valuation of the Taiwan market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Credit Services stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value | Compare |
|---|---|---|---|---|
| Synchrony Financial, SYF | $73.74 | $141.92 | +92% | vs 5871 |
| PayPal Holdings PYPL | $59.24 | $107.45 | +81% | vs 5871 |
| Shriram Finance Limited SHRIRAMFIN | ₹961.15 | ₹1,309 | +36% | vs 5871 |
| Affirm Holdings AFRM | $68.11 | $76.63 | +13% | vs 5871 |
| Bajaj Finance Limited BAJFINANCE | ₹1,088 | ₹1,055 | −3% | vs 5871 |
| American Express Company AXP | $320.99 | $210.02 | −35% | vs 5871 |
| Visa Inc V | $422.65 | $242.87 | −43% | vs 5871 |
| Mastercard Incorporated MA | $652.70 | $360.13 | −45% | vs 5871 |
| Capital One Financial Corporation COF | $201.87 | $106.81 | −47% | vs 5871 |
| SoFi Technologies, Inc SOFI | $16.21 | $5.51 | −66% | vs 5871 |
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Frequently asked questions
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Key figures of Chailease Holding Co Ltd
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