Chailease Holding Co Ltd (5871) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of Chailease Holding Co Ltd TWD 216, price TWD 107, upside +101.9%, quality 61 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Chailease Holding Company Limited, an investment holding company, provides leasing and financial products and services in Taiwan, Mainland China, ASEAN countries, and internationally.
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Chailease Holding Company Limited, an investment holding company, provides leasing and financial products and services in Taiwan, Mainland China, ASEAN countries, and internationally. The company offers leasing services, including capital and operating leases for machinery, medical equipment, airplanes, boats, and office equipment; installment sales services for raw materials, semi-finished and finished products, furniture and fixtures, and production equipment, as well as for customers in various industries; factoring services; and direct financing services to SMEs, micro-enterprises, and large corporations. It is also involved in life and property insurance brokerage; financing and investment in solar power plants; collection of overdue receivables; and gasoline wholesale activities. In addition, the company engages in general investment; financial and investment consulting services; ship leasing and chartering; trading; property leasing and management; consulting; aircraft leasing; acquisition, leasing, and assignment of accounts receivable; car installment purchase and sale; brokerage; cloud product software and hardware; rental and installment; solar-related and geothermal energy-related businesses; machinery and equipment sales; auction; real estate financing; development and sale of nutritional and health products; and real estate development services. Chailease Holding Company Limited was founded in 1977 and is headquartered in Taipei, Taiwan.
Stock analysis
Chailease Holding Co Ltd (5871) currently trades at 107.00 TWD, while our model-based Fair Value estimate is 216.00 TWD, implying the stock looks roughly 50.5% undervalued today.
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Valuation
Bull case: the Earnings-Based group reads highest at a median of 308.48 TWD per share, and 12 of the 13 models we run sit above the 107.00 TWD price.
Bear case: the Asset-Based group reads lowest at 71.42 TWD, and 1 of the 13 models stay below the price. Evidence for this calculation is high.
Scenario range: 78.54 TWD (bear) to 458.85 TWD (bull), the price of 107.00 TWD sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 61/100 (solid quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Chailease Holding Co Ltd reported revenue of 96.7B TWD in FY2025 versus 19.2B TWD in FY2021, a compound +49.9%/yr. Reported net income was 19.8B TWD in FY2025, compounding −2.2%/yr from FY2021.
Key figures
Market cap 201B TWD (≈ $6.3B) · P/E ratio 9.5 · P/S ratio 1.95 · EPS (TTM) 11.24 TWD · Dividend yield 5.4% · Net margin 20.5% · Return on equity 10.6% · Return on assets (EBIT) 0.0%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (low confidence).
What moves the price
The share trades about 13% below its 52-week high and 8% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −32% fair-value upside, at 102%, 5871 screens cheaper than that median.
Fair Value models
Bear 78.54 TWDFair Value 216.00 TWDBull 458.85 TWD
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (3.99 TWD per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.95/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+315.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+63.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+42.4%
Start year 2020 (pandemic). Over 10 years: +19.8% a year
Revenue growth 15 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+19.5%
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What shareholders gained per year (last 5 years), in TWD ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in TWD: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+6.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year+0.9%
Dividend (yield on the price)5.4%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.1% vs 9%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−19% → 28%
Start year 2020 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes less growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+17.5%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+3.1%
Yearly sales growth analysts expect, extended to five years.
After inflation (Taiwan: IMF forecast 1.6% a year to 2030, 1.5% from 2016 to 2025) that is about +15.7% a year for the price and +1.5% for the forecasts.
Compare Chailease Holding Co Ltd with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Credit Services · 332 stocks
Beats the industry median on 10/15 measures
Overall it ranks above its industry peers.
Valuation
Quality Score59 · Above median
Fair Value upside+100% · Top 25%
Profitability
Return on equity (TTM)11% · Above median
Return on assets2% · Below median
Net margin (TTM)34% · Above median
Operating margin (TTM)50% · Above median
Growth and dividend
Revenue growth0% · Below median
Dividend yield (TTM)5.4% · Above median
Balance sheet
Debt / equity0.71× · Below median
Valuation Multiplesvs Credit Services median · lower = cheaper
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Cite: Fair Value Calculator (2026). "Chailease Holding Co Ltd Fair Value". https://www.fairvalue-calculator.com/stock/5871
Frequently asked questions
Is Chailease Holding Co Ltd (5871) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 216.00 TWD versus a price of 107.00 TWD, about +102% upside (undervalued).
What is the fair value of 5871?
Our model-based fair value for Chailease Holding Co Ltd is 216.00 TWD (as of Sep 24, 2026), built from audited fundamentals. The current price: 107.00 TWD.
What is the quality score of 5871?
Chailease Holding Co Ltd has a Quality Score of 61/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Chailease Holding Co Ltd (5871)?
Our model-based price target is the fair value of 216.00 TWD (as of Sep 24, 2026) from 13 valuation models. Cautious scenario 78.54 TWD, optimistic scenario 458.85 TWD. It is a calculation from audited fundamentals, not an analyst target.
What is the Chailease Holding Co Ltd stock forecast for 2026?
Our models put fair value at 216.00 TWD, about +102% upside versus a price of 107.00 TWD (undervalued). Cautious scenario 78.54 TWD, optimistic scenario 458.85 TWD. The calculation is refreshed regularly with new filings.
What is the revenue of Chailease Holding Co Ltd (5871)?
Chailease Holding Co Ltd reported trailing-twelve-month revenue of about 58.9B TWD (latest available figure, as of Sep 24, 2026).
Does Chailease Holding Co Ltd pay a dividend?
Chailease Holding Co Ltd currently shows a dividend yield of about 5.42% relative to its recent price (as of Sep 24, 2026).
What growth is priced into Chailease Holding Co Ltd (5871)?
For today's price to be fair in a discounted-cash-flow model, Chailease Holding Co Ltd would have to grow free cash flow by +17.5 % per year for five years (discount rate 8.4 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +42.4 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of 5871 use?
Our models discount Chailease Holding Co Ltd at 8.4 %: a base by market capitalisation (mega), damped by beta 0.64, country premium for Taiwan. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Chailease Holding Co Ltd that is +17.5 % per year a year over ten years, using the same discount rate (8.4 %) and the same formula as our fair value.
How much growth has Chailease Holding Co Ltd (5871) delivered so far?
Over the past 5 years revenue at Chailease Holding Co Ltd grew +42.4 % a year. The price currently implies +17.5 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Chailease Holding Co Ltd (5871) growing?
The median revenue growth in the sector is +8.4 % a year. That is the yardstick for the growth priced into Chailease Holding Co Ltd (+17.5 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Chailease Holding Co Ltd (5871)?
The free-cash-flow yield on the price is 11.23 %: that much free cash flow Chailease Holding Co Ltd produces per unit of market value. When it exceeds the discount rate of our models (8.4 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Chailease Holding Co Ltd (5871)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Chailease Holding Co Ltd it is 216.00 TWD per share (as of Sep 24, 2026), against a price of 107.00 TWD. It is the blended result of 13 valuation models (cash flow, earnings, asset, dividend).
Is Chailease Holding Co Ltd stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 5871 trades below its calculated fair value: price 107.00 TWD, fair value 216.00 TWD, a gap of about +102% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 5871?
No. The price is what the market pays today (107.00 TWD); the fair value is what the company's own numbers justify (216.00 TWD). For Chailease Holding Co Ltd the two are 109.00 TWD per share apart. That gap is exactly why we show both numbers side by side.
How much is Chailease Holding Co Ltd worth?
The market values Chailease Holding Co Ltd at about 201B TWD (market capitalisation, as of Sep 24, 2026). Per share that is 107.00 TWD; our models calculate a fair value of 216.00 TWD per share.
What do the bullish and bearish scenarios say about 5871?
Our models span a range for Chailease Holding Co Ltd: cautious scenario 78.54 TWD, base 216.00 TWD, optimistic 458.85 TWD per share (as of Sep 24, 2026, price 107.00 TWD). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 5871?
Chailease Holding Co Ltd trades at a price-to-earnings ratio of 9.5 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 216.00 TWD is built from several models across several years. Other multiples: PEG 4.2, P/B 1.1, P/S 3.4, EV/EBITDA 7.6.
What is the PEG ratio of 5871?
The PEG ratio of Chailease Holding Co Ltd is 4.16 (P/E divided by earnings growth, as of Sep 24, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Chailease Holding Co Ltd (5871)?
Balance-sheet figures for Chailease Holding Co Ltd (as of Sep 24, 2026): return on equity 10.6%, debt of 0.71 per unit of equity. They feed the Quality Score of 61/100, which measures business quality independently of the share price.
How far is 5871 from its 52-week high?
Chailease Holding Co Ltd trades at 107.00 TWD, about 13% below its 52-week high of 123.50 TWD and 8% above the low of 99.50 TWD (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of 216.00 TWD is for.
Which stocks are comparable to Chailease Holding Co Ltd?
From the same area (Financial Services) we also value Visa Inc, Mastercard Incorporated, American Express Company, Capital One Financial Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Chailease Holding Co Ltd stock attractive at the current price?
The data as of Sep 24, 2026: price 107.00 TWD, calculated fair value 216.00 TWD (+102%), Quality Score 61/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 5871 calculated?
We run Chailease Holding Co Ltd through 13 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 216.00 TWD, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.1 % above its aggregate fair value. Chailease Holding Co Ltd currently trades 102 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Chailease Holding Co Ltd (5871)?
The closing price on Sep 24, 2026 was 107.00 TWD. Our model-based fair value is 216.00 TWD, about +102% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Chailease Holding Co Ltd right now?
The model range is unusually wide (78.54 TWD to 458.85 TWD). The outcome hinges heavily on assumptions, so read the point estimate with caution. Solid quality (61/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Chailease Holding Co Ltd
How large is the market capitalisation of Chailease Holding Co Ltd (5871)?
The market capitalisation of Chailease Holding Co Ltd is 201B TWD (≈ $6.3B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Chailease Holding Co Ltd (5871)?
The price-to-sales ratio of Chailease Holding Co Ltd is 1.95 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Chailease Holding Co Ltd (5871)?
Earnings per share at Chailease Holding Co Ltd are 11.24 TWD (price ÷ EPS = P/E 9.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Chailease Holding Co Ltd (5871)?
The dividend yield of Chailease Holding Co Ltd is 5.4% (payout 51.6%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Chailease Holding Co Ltd (5871)?
The net margin of Chailease Holding Co Ltd is 20.5% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Chailease Holding Co Ltd (5871)?
The return on equity (ROE) of Chailease Holding Co Ltd is 10.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Chailease Holding Co Ltd (5871)?
On an EBIT basis the return on assets of Chailease Holding Co Ltd is 0.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Chailease Holding Co Ltd (5871)?
The operating margin of Chailease Holding Co Ltd is 50.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast are earnings growing at Chailease Holding Co Ltd (5871)?
Earnings per share at Chailease Holding Co Ltd are growing +1.2% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Chailease Holding Co Ltd (5871) carry?
The net debt of Chailease Holding Co Ltd is 649B TWD (fiscal year 2025, ≈ 31.5 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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