5paisa Capital Ltd (5PAISA) Fair Value & Analysis
Financial Services · IN · Market cap ₹18.1B
Fair value as of: Aug 15, 2026
From 7 valuation models · updated 2 days ago
Share price −1.8% over the past month.
Below-average quality, and screening another 73% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (₹130.19). The favourable scenario is already priced in.
- Weak quality (36/100) and above fair value at the same time, the margin of safety is missing on both counts.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 15, 2026.
How to read this chart
60‑month range ₹249.10 – ₹736.05 · fair‑value band ₹90.62 – ₹130.19 · the ₹383.80 price screens above the ₹104.15 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 15, 2026.
Analysis
5paisa Capital Ltd (5PAISA) currently trades at ₹383.80, while our model-based Fair Value estimate is ₹104.15, implying the stock looks roughly 72.9% overvalued today. The Quality Score stands at 36/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, 5paisa Capital Ltd generated revenue of ₹2.9B at a net margin of 15.4%. Revenue grew 6.4% year over year. It earns a return on equity of 7.1%. The balance sheet holds a net cash position of ₹10.4B. Fundamentals as of Aug 15, 2026
Our scenario range runs from ₹90.62 (bear case) to ₹130.19 (bull case); at ₹383.80, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 11% below its 52-week high and 56% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -22% fair-value upside, at -73%, 5PAISA screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 7 models by family
Widest divergence: DCF Models (₹575.93) versus Asset-Based (₹92.79). Highest evidence: P/E Multiple (63).
Notify me when 5PAISA reaches fair value
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 15, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 33 · Market factors (momentum, volatility) 61
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
5paisa Capital Limited provides a platform for trading in National Stock Exchange of India Limited, BSE Ltd, and MCX in India. The company offers financial services, including depository services; distributes mutual funds, bonds, and debentures; and equity and mutual fund research, and investment advisory services.
Full company description
5paisa Capital Limited provides a platform for trading in National Stock Exchange of India Limited, BSE Ltd, and MCX in India. The company offers financial services, including depository services; distributes mutual funds, bonds, and debentures; and equity and mutual fund research, and investment advisory services. It also provides stock broking, stock SIP and ENACH autopay, IPO access, commodities and currencies, mutual funds (direct), SIPs, robo-advisory, algo trading, learning platform and community, wealth management, US stocks, and screeners and portfolio analyzer; and smart trading tools, such as IntraEdge, FnO 360, QTV, Trade from Charts, Predefined Strategies and Straddle Builders, and Xstream API. The company offers its services through a web-based trading terminal, mobile application, a state of the art call, and trade unit. It serves retail investors, high-volume traders, and algo traders. The company was incorporated in 2007 and is based in Thane, India.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
5paisa Capital Ltd reported revenue of ₹3.2B in FY2026 versus ₹2.2B in FY2022, a compound +10.3%/yr. Reported net income was ₹442M in FY2026, compounding +33.9%/yr from FY2022.
5PAISA screens 73% overvalued. Compare with Mirae Asset Securities Co →
Peer Group
Capital Markets · 423 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Capital Markets median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 15, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Mirae Asset Securities Co 006800 | 38,050 KRW | 18,009 KRW | -53% |
| Meritz Financial Group 138040 | 118,600 KRW | 52,717 KRW | -56% |
| Korea Investment Holdings 071050 | 200,500 KRW | 189,335 KRW | -6% |
| NH Investment & Securities Co 005940 | 28,550 KRW | 22,396 KRW | -22% |
| Samsung Securities Co 016360 | 93,100 KRW | 75,573 KRW | -19% |
| Kiwoom Securities Co 039490 | 299,000 KRW | 214,812 KRW | -28% |
| SSI Securities Corporation SSI | 25,300 VND | 17,375 VND | -31% |
| Bolsas y Mercados Argentinos S.A BYMA | 313.75 ARS | 294.30 ARS | -6% |
| Daishin Securities Co 003540 | 26,950 KRW | 48,790 KRW | +81% |
| SK Securities Co 001515 | 4,285 KRW | 1,395 KRW | -67% |
Compare 5paisa Capital Ltd with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is 5paisa Capital Ltd (5PAISA) overvalued or undervalued?
What is the fair value of 5PAISA?
What is the quality score of 5PAISA?
What is the revenue of 5paisa Capital Ltd (5PAISA)?
What is the net profit margin of 5PAISA?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track 5paisa Capital Ltd and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.