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Jiajiayue Group (603708) Fair Value & Analysis

Consumer Cyclical · CN · Market cap 6.1B CNY

JG Jiajiayue Group 603708 · SHG
Price¥9.32
Fair Value¥6.60
Upside-29.2%
Quality54/100
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Weak Growth
Thin margins · 1.2% net margin
Low debt · generates free cash flow
3.18% dividend yield
Mixed vs. peers (6/14)
Narrow moat 28/100
Evidence: High Range ¥4.95 – ¥8.25 Share as image

Fair value as of: Jul 12, 2026

From 25 valuation models · updated 29 days ago

Fair value updated Jul 12, 2026, revised from ¥6.85 to ¥6.60 (−3.6%) since Jun 24, 2026. Share price +4.5% over the past month.

A solid business, but screening 29% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (¥8.25). The favourable scenario is already priced in.
  • Solid but not exceptional quality (54/100) and above fair value, neither a clear bargain nor a standout compounder.
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Price vs Fair Value (5 years)

¥24.03 ¥7.49 Fair Value ¥6.60 Feb 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 12, 2026.

How to read this chart

60‑month range ¥7.49 – ¥24.03 · fair‑value band ¥4.95 – ¥8.25 · the ¥9.32 price screens above the ¥6.60 fair value. Dashed = 300-day average. As of Jul 12, 2026.

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Analysis

Jiajiayue Group (603708) currently trades at ¥9.32, while our model-based Fair Value estimate is ¥6.60, implying the stock looks roughly 29.2% overvalued today. The Quality Score stands at 54/100 (solid quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Jiajiayue Group generated revenue of 18.1B CNY at a net margin of 1.2%. Revenue grew 2.2% year over year. It earns a return on equity of 7.8%. Net debt stands at 1.9B CNY. Fundamentals as of Jul 12, 2026

Our scenario range runs from ¥4.95 (bear case) to ¥8.25 (bull case); at ¥9.32, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 34% below its 52-week high, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at 50% fair-value upside, at -29%, 603708 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF ¥19.36 ¥25.86 ¥34.49 80
Residual Income ¥3.09 ¥3.34 ¥3.80 76
Rev-Margin DCF ¥13.17 ¥17.29 ¥21.91 74
All 25 models by family
DCF Models
FCF DCF ¥19.03 ¥26.19 ¥36.23 38
Owner Earnings ¥8.29 ¥10.58 ¥13.79 31
5Y Revenue Exit ¥13.17 ¥17.05 ¥21.73 39
5Y EBITDA Exit ¥19.35 ¥28.25 ¥38.29 41
5Y P/E Exit ¥11.84 ¥14.63 ¥17.36 38
10Y Revenue Exit ¥15.08 ¥18.98 ¥23.69 36
10Y EBITDA Exit ¥19.08 ¥26.45 ¥35.69 37
10Y P/E Exit ¥14.45 ¥17.36 ¥20.54 35
Earnings-Based
Graham-Dodd ¥2.14 ¥5.61 ¥7.33 54
PEG = 1.0 ¥1.07 ¥1.53 ¥1.99 46
EPV ¥9.18 ¥10.12 ¥10.93 59
Dividend Discount
Gordon GGM ¥2.26 ¥4.41 ¥6.82 70
DDM Multi-Stage ¥2.26 ¥3.43 ¥4.62 61
Multiples
P/E Multiple ¥4.95 ¥6.60 ¥8.25 63
P/S Multiple ¥4.01 ¥5.34 ¥6.68 58
P/B Multiple ¥4.01 ¥5.34 ¥6.68 55
EV/EBIT ¥12.87 ¥16.08 ¥19.29 53
EV/EBITDA ¥21.78 ¥27.96 ¥34.14 54
EV/Revenue ¥10.12 ¥13.06 ¥16.01 43
Asset-Based
NCAV (Graham) ¥1.84 ¥2.46 ¥3.68 50
Growth DCF
Growth DCF ¥19.36 ¥25.86 ¥34.49 80
Rev-Margin DCF ¥13.17 ¥17.29 ¥21.91 74
Economic Profit
Residual Income ¥3.09 ¥3.34 ¥3.80 76
ROIC Compounder ¥9.26 ¥10.30 ¥11.26 72
Growth Earnings
Growth-Adj P/E ¥3.87 ¥5.53 ¥7.19 68

Widest divergence: DCF Models (¥17.36) versus Asset-Based (¥2.46). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) 18.1B CNY
Revenue growth (YoY) +2.2%
Net margin 1.2%
Return on equity 7.8%
Free cash flow 971M CNY FY2025
P/E ratio 29.1
More key figures
Operating margin 4.9%
EPS (TTM) ¥0.3300
Dividend yield 3.2%
EPS growth (YoY) +4.5%
Net debt 1.9B CNY FY2024

Figures from reported company fundamentals · as of Jul 12, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 54/100

Of which business quality 54 · Market factors (momentum, volatility) 36

Profitability 48
Margins and returns on capital today
Quality Growth 44
Are margins and returns improving?
Cashflow 54
Earnings quality: real cash, not paper profit
Fin. Strength 41
Balance sheet, leverage, solvency risk
Investment 90
Disciplined investing over empire-building
Low Volatility 82
Calm price path (market factor)
Momentum 20
Price trend over the last 3–12 months (market factor)
52W Momentum 12
Distance to the 52-week high (market factor)
Net Issuance 63
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Jiajiayue Group Co., Ltd. engages in the operation of supermarkets chains in the People's Republic of China. It operates in community fresh food, hypermarkets, lifestyle, township, shopping mall, department, snack and discount, mother and baby, laundry, and rural store formats.

Full company description

Jiajiayue Group Co., Ltd. engages in the operation of supermarkets chains in the People's Republic of China. It operates in community fresh food, hypermarkets, lifestyle, township, shopping mall, department, snack and discount, mother and baby, laundry, and rural store formats. The company also engages in supply chain development and food processing business. The company was founded in 1981 and is based in Weihai, the People's Republic of China. Jiajiayue Group Co., Ltd. operates as a subsidiary of Jiajiayue Holding Group Co., Ltd.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Jiajiayue Group reported revenue of ¥18.0B in FY2025 versus ¥17.4B in FY2021, a compound +0.7%/yr. Reported net income was ¥201M in FY2025.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
18.0B CNY
Latest YoY
−1.6%
Avg. growth/yr (3Y)
−0.4%
Avg. growth/yr (5Y)
+1.5%
Avg. growth/yr (14Y)
+7.2%
Revenue +0.7%/yr
FY21 ¥17.4B
FY22 ¥18.2B
FY23 ¥17.8B
FY24 ¥18.3B
FY25 ¥18.0B
Net income
FY21 −¥293M
FY22 ¥60.1M
FY23 ¥136M
FY24 ¥132M
FY25 ¥201M

603708 screens 29% overvalued. Compare with Falabella S.A →

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Cite: Fair Value Calculator (2026). "Jiajiayue Group Fair Value". https://www.fairvalue-calculator.com/stock/603708

Peer Group

Department Stores · 127 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 54 · Below median
Fair Value upside −29% · Below median
Return on equity (TTM) 8% · Above median
Return on assets 2% · Above median
Net margin (TTM) 1% · Below median
Operating margin (TTM) 5% · Below median
Revenue growth 2% · Above median
Dividend yield (TTM) 3.2% · Above median
Debt / equity 0.29× · Higher than median

Valuation Multiples vs Department Stores median · lower = cheaper

P/E (TTM) 29.1× · Pricier than median
P/B 2.61× · Pricier than 75% of peers
P/S (TTM) 0.34× · Cheaper than median
P/FCF 0.9× · Pricier than median
EV/EBITDA 5.4× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 26
FUTURE 11 · sector 2
PAST 31 · sector 16
HEALTH 86 · sector 96
DIVIDEND 64 · sector 37

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Department Stores stocks, each showing price versus our Fair Value estimate (as of Jul 12, 2026).

Stock Price Fair Value vs Fair Value
Falabella S.A FALABELLA 5,875 CLP 8,880 CLP +51%
El Puerto de Liverpool, S.A. LIVEPOLC1 99.62 MXN 263.70 MXN +165%
99 Speed Mart Retail Holdings 5326 3.70 MYR 1.45 MYR -61%
Cencosud S.A CENCOSUD 2,040 CLP 2,516 CLP +23%
Vishal Mega Mart Limited VMM ₹113.94 ₹37.39 -67%
SHINSEGAE Inc 004170 610,000 KRW 200,259 KRW -67%
Organización Soriana, S. A. B. de C. V., SORIANAB 30.04 MXN 59.59 MXN +98%
Lotte Shopping Co 023530 155,300 KRW 81,725 KRW -47%
Lojas Renner S.A LREN3 R$14.10 R$33.36 +137%
La Comer, S.A. LACOMERUBC 34.37 MXN 51.49 MXN +50%

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Frequently asked questions

Is Jiajiayue Group (603708) overvalued or undervalued?
As of Jul 12, 2026, our model estimates a fair value of ¥6.60 versus a price of ¥9.32, about −29% (overvalued).
What is the fair value of 603708?
Our model-based fair value for Jiajiayue Group is ¥6.60 (as of Jul 12, 2026), built from audited fundamentals. The current price is ¥9.32.
What is the quality score of 603708?
Jiajiayue Group has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Jiajiayue Group (603708)?
Jiajiayue Group reported trailing-twelve-month revenue of about 18.1B CNY (latest available figure, as of Jul 12, 2026).
What is the net profit margin of 603708?
The net profit margin of Jiajiayue Group is about 1.2%, meaning it keeps roughly 1.2% of revenue as net income. Based on the latest reported figures.
Does Jiajiayue Group pay a dividend?
Jiajiayue Group currently shows a dividend yield of about 3.18% relative to its recent price (as of Jul 12, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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