6866 (6866) Fair Value & Analysis

Financial Services · Market cap HK$378M

6 6866 6866 · HK

PriceHK$0.3200

Fair ValueHK$0.6400

Upside+100.0%

Quality64/100

Watch 6866 for free — get notified when fair value or trend changes. Watch for free

Evidence: High Range HK$0.4820 – HK$0.7980

Fair value as of: Jul 2, 2026

From 24 valuation models · updated today

Share price −4.5% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$0.2700 – HK$0.4000 · fair‑value band HK$0.4820 – HK$0.7980 · the HK$0.3200 price screens below the HK$0.6400 fair value. As of Jul 2, 2026.

✦ Which stocks are undervalued right now? Check free Discover now →

Analysis

6866 (6866) currently trades at HK$0.3200, while our model-based Fair Value estimate is HK$0.6400 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 64/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 6866 generated revenue of HK$133M at a net margin of 44.5%. Revenue declined 19.2% year over year. It earns a return on equity of 3.0%. Net debt stands at HK$412M. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$133M

Revenue growth (YoY) -19.2%

Net margin 44.5%

Return on equity 3.0%

Free cash flow HK$86.8M FY2025

P/E ratio 5.3

More key figures

Operating margin 60.2%

EPS (TTM) HK$0.0430

EPS growth (YoY) -8.3%

Net debt HK$412M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

6866 reported revenue of HK$140M in FY2025 versus HK$199M in FY2021, a compound −8.5%/yr. Reported net income was HK$60.4M in FY2025, compounding −15.1%/yr from FY2021.

Revenue −8.5%/yr

FY21 HK$199M

FY22 HK$181M

FY23 HK$195M

FY24 HK$124M

FY25 HK$140M

Net income −15.1%/yr

FY21 HK$116M

FY22 HK$93.3M

FY23 HK$92.7M

FY24 HK$62.4M

FY25 HK$60.4M

Is 6866 fairly valued? → Check now

Similar stocks

6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
Visa Inc V	5,663 MXN	229.36 MXN	-96%
Mastercard Incorporated MA	C$29.95	C$10.05	-66%
M4I M4I	€430.50	€368.29	-14%
American Express Company AXP	C$28.87	C$24.27	-16%
Capital One Financial Corporation COF	$177.63	$125.08	-30%
Bajaj Finance Limited BAJFINANCE	₹889.40	₹559.13	-37%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks Technology Financial Services Healthcare Consumer Cyclical Consumer Defensive Communication Services Industrials Energy Basic Materials Real Estate Utilities Deeply Undervalued Stocks Undervalued Blue-Chip Stocks Undervalued Small-Cap Stocks

Frequently asked questions

Is 6866 (6866) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$0.6400 versus a price of HK$0.3200 — about +100% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 6866?

Our model-based fair value for 6866 is HK$0.6400 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$0.3200.

What is the quality score of 6866?

6866 has a Quality Score of 64/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 6866 (6866)?

6866 reported trailing-twelve-month revenue of about HK$133M (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 6866?

The net profit margin of 6866 is about 44.5%, meaning it keeps roughly 44.5% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.