China Demeter Financial Investments Limited (8120) Fair Value & Analysis
Consumer Cyclical · HK · Market cap HK$374M
Fair value as of: Jul 3, 2026
From 7 valuation models · updated 28 days ago
Share price −5.5% over the past month.
What matters now
- The price sits above even our optimistic bull case (HK$0.8200). The favourable scenario is already priced in.
- The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
- Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder.
- A fairly wide model range (HK$0.4100 to HK$0.8200) leaves room in how you read the outcome.
Price vs Fair Value (12 months)
12‑month range HK$0.3750 – HK$2.84 · fair‑value band HK$0.4100 – HK$0.8200 · the HK$2.08 price screens above the HK$0.6200 fair value. As of Jul 3, 2026.
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China Demeter Financial Investments Limited (8120) currently trades at HK$2.08, while our model-based Fair Value estimate is HK$0.6200, implying the stock looks roughly 70.2% overvalued today. We read business quality at 57/100 (solid quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).
Over the trailing twelve months, China Demeter Financial Investments Limited generated revenue of HK$86.5M at a net margin of -28.8%. Revenue declined 47.1% year over year. It earns a return on equity of -57.3%. Net debt stands at HK$8.8M. Fundamentals as of Jul 3, 2026
Our scenario range runs from HK$0.4100 (bear case) to HK$0.8200 (bull case); at HK$2.08, the current price sits above that range. The share trades about 28% below its 52-week high, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -46% fair-value upside, at -70%, 8120 screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 3, 2026. TTM = trailing twelve months.
Quality Score breakdown
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
China Demeter Financial Investments Limited, an investment holding company, operates in restaurant business in Hong Kong. The company operates through Money Lending; Financial Services; Securities Investment; Food and Beverage; Alcoholic Beverage Distribution and Miscellaneous; and Children Education Services segments.
Full company description
China Demeter Financial Investments Limited, an investment holding company, operates in restaurant business in Hong Kong. The company operates through Money Lending; Financial Services; Securities Investment; Food and Beverage; Alcoholic Beverage Distribution and Miscellaneous; and Children Education Services segments. Its restaurants serve Japanese cuisine, Thai food, and Western food. The company also provides loan financing; financial services, such as advising and dealing in securities and asset management; children education services, including Kindergarten or pre-school education services; and administrative services. In addition, it engages in alcoholic beverage distribution, including wine and whisky; investment in listed and unlisted securities; and trading of miscellaneous goods. The company was formerly known as China Demeter Investments Limited and changed its name to China Demeter Financial Investments Limited in December 2016. China Demeter Financial Investments Limited was incorporated in 2000 and is headquartered in Admiralty, Hong Kong.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
China Demeter Financial Investments Limited reported revenue of HK$86.5M in FY2025 versus HK$165M in FY2021, a compound −14.9%/yr. Reported net income was −HK$24.9M in FY2025.
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Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Restaurants stocks, each showing price versus our Fair Value estimate (as of Jul 3, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Compass Group CPG | $32.13 | $13.98 | -56% |
| McDonald's Corporation MCDS | C$24.01 | C$13.17 | -45% |
| Starbucks Corporation SRB | €88.72 | €35.83 | -60% |
| Chipotle Mexican Grill, Inc CMG | $30.42 | $17.62 | -42% |
| Yum! Brands, Inc YUM | $150.87 | $71.29 | -53% |
| Restaurant Brands International Inc QSR | C$101.81 | C$47.95 | -53% |
| Restaurant Brands International Limited RSTRF | $72.33 | $39.04 | -46% |
| Darden Restaurants, Inc D1RI34 | R$265.92 | R$41.43 | -84% |
| Yum China Holdings YUMC | $43.79 | $46.60 | +6% |
| Texas Roadhouse, Inc TXRH | $179.77 | $128.38 | -29% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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