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Classified Group Holdings Ltd (8232) Fair Value & Analysis

Consumer Cyclical · HK · Market cap HK$47.9M

CG Classified Group Holdings Ltd 8232 · HK
PriceHK$0.8600
Fair ValueHK$0.4300
Upside-50.0%
Quality40/100
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Weak Growth
Loss-making · -8.3% net margin
Low debt · generates free cash flow
Mixed vs. peers (5/12)
Narrow moat 12/100
Evidence: Low Range HK$0.1500 – HK$0.7100 Share as image

Fair value as of: Aug 13, 2026

From 7 valuation models · updated 3 days ago

Share price +7.5% over the past month.

Below-average quality, and screening another 50% overvalued on our models.

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What matters now

  • The price sits above even our optimistic bull case (HK$0.7100). The favourable scenario is already priced in.
  • Weak quality (40/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • The model range is unusually wide (HK$0.1500 to HK$0.7100). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
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Price vs Fair Value (5 years)

HK$4.81 HK$0.2250 Fair Value HK$0.4300 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range HK$0.2250 – HK$4.81 · fair‑value band HK$0.1500 – HK$0.7100 · the HK$0.8600 price screens above the HK$0.4300 fair value. Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

Classified Group Holdings Ltd (8232) currently trades at HK$0.8600, while our model-based Fair Value estimate is HK$0.4300, implying the stock looks roughly 50.0% overvalued today. The Quality Score stands at 40/100 (below-average quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Over the trailing twelve months, Classified Group Holdings Ltd generated revenue of HK$67.5M at a net margin of -8.3%. Revenue grew 41.7% year over year. Net debt stands at HK$27.9M. Fundamentals as of Aug 13, 2026

Our scenario range runs from HK$0.1500 (bear case) to HK$0.7100 (bull case); at HK$0.8600, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Consumer Cyclical peers we cover trades at -51% fair-value upside, at -50%, 8232 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF HK$0.9000 HK$1.10 HK$1.39 80
Rev-Margin DCF HK$0.7700 HK$1.05 HK$1.39 74
NCAV (Graham) HK$0.0100 HK$0.0100 HK$0.0100 50
All 7 models by family
DCF Models
FCF DCF HK$0.8800 HK$1.09 HK$1.43 38
5Y Revenue Exit HK$0.7700 HK$1.02 HK$1.39 39
10Y Revenue Exit HK$0.8100 HK$0.9800 HK$1.16 36
Multiples
EV/Revenue HK$0.7200 HK$1.00 HK$1.28 43
Asset-Based
NCAV (Graham) HK$0.0100 HK$0.0100 HK$0.0100 50
Growth DCF
Growth DCF HK$0.9000 HK$1.10 HK$1.39 80
Rev-Margin DCF HK$0.7700 HK$1.05 HK$1.39 74

Widest divergence: Growth DCF (HK$1.05) versus Asset-Based (HK$0.0100). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) HK$67.5M
Revenue growth (YoY) +41.7%
Net margin -8.3%
Return on equity -168%
Free cash flow HK$6.3M FY2025
Operating margin 0.9%
More key figures
EPS (TTM) HK$-0.0500
Net debt HK$27.9M FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 40/100

Of which business quality 42 · Market factors (momentum, volatility) 22

Profitability 17
Margins and returns on capital today
Quality Growth 56
Are margins and returns improving?
Cashflow 62
Earnings quality: real cash, not paper profit
Fin. Strength 31
Balance sheet, leverage, solvency risk
Investment 59
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 16
Price trend over the last 3–12 months (market factor)
52W Momentum 2
Distance to the 52-week high (market factor)
Net Issuance 40
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

THAC Group (Holdings) Limited, an investment holding company, owns and operates casual dining restaurants and bakery shops in Hong Kong. The company operates restaurants under the Classified brand and Rise by Classified brand. It also provides management services.

Full company description

THAC Group (Holdings) Limited, an investment holding company, owns and operates casual dining restaurants and bakery shops in Hong Kong. The company operates restaurants under the Classified brand and Rise by Classified brand. It also provides management services. The company was formerly known as Classified Group (Holdings) Limited and changed its name to THAC Group (Holdings) Limited in January 2026. THAC Group (Holdings) Limited was founded in 2006 and is headquartered in Kwun Tong, Hong Kong. Thac Group (Bvi) Limited operates as a subsidiary of Thac Group (Bvi) Limited.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Classified Group Holdings Ltd reported revenue of HK$43.3M in FY2025 versus HK$59.9M in FY2021, a compound −7.8%/yr. Reported net income was −HK$8.7M in FY2025.

Growth Quality 29/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
HK$43.3M
Latest YoY
+19.3%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+4.9%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−5.5%
Avg. growth/yr (11Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−10.7%
Revenue −7.8%/yr
FY21 HK$59.9M
FY22 HK$37.5M
FY23 HK$36.4M
FY24 HK$36.3M
FY25 HK$43.3M
Net income
FY21 −HK$16.6M
FY22 −HK$20.4M
FY23 −HK$15.3M
FY24 −HK$8.3M
FY25 −HK$8.7M

8232 screens 50% overvalued. Compare with McDonald's Corporation →

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Cite: Fair Value Calculator (2026). "Classified Group Holdings Ltd Fair Value". https://www.fairvalue-calculator.com/stock/8232

Peer Group

Restaurants · 227 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 40 · Bottom 25%
Fair Value upside −50% · Bottom 25%
Return on assets 1% · Below median
Net margin (TTM) -8% · Bottom 25%
Operating margin (TTM) 1% · Below median
Revenue growth 42% · Top 25%

Valuation Multiples vs Restaurants median · lower = cheaper

P/B 7.43× · Pricier than 75% of peers
P/S (TTM) 0.09× · Cheaper than 75% of peers
P/FCF 1.0× · Cheaper than median
EV/EBITDA 0.6× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 27
FUTURE 100 · sector 19
PAST 0 · sector 15
HEALTH 100 · sector 97
DIVIDEND 0 · sector 71

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Restaurants stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
McDonald's Corporation MCDS C$24.01 C$10.84 -55%
Starbucks Corporation SBUX $108.49 $35.83 -67%
Chipotle Mexican Grill, Inc CMG $32.00 $17.92 -44%
Yum! Brands, Inc YUM $150.34 $58.17 -61%
Restaurant Brands International Inc QSR C$104.50 C$36.37 -65%
Darden Restaurants, Inc DRI $218.90 $173.68 -21%
Yum China Holdings YUMC $47.90 $54.27 +13%
Texas Roadhouse, Inc TXRH $214.28 $104.89 -51%
Dutch Bros Inc BROS $51.02 $12.80 -75%
Domino's Pizza, Inc DPZ $353.72 $227.31 -36%

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Frequently asked questions

Is Classified Group Holdings Ltd (8232) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of HK$0.4300 versus a price of HK$0.8600, about −50% (overvalued).
What is the fair value of 8232?
Our model-based fair value for Classified Group Holdings Ltd is HK$0.4300 (as of Aug 13, 2026), built from audited fundamentals. The current price is HK$0.8600.
What is the quality score of 8232?
Classified Group Holdings Ltd has a Quality Score of 40/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Classified Group Holdings Ltd (8232)?
Classified Group Holdings Ltd reported trailing-twelve-month revenue of about HK$67.5M (latest available figure, as of Aug 13, 2026).
What is the net profit margin of 8232?
The net profit margin of Classified Group Holdings Ltd is about -8.3%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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