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Knowledge Net Company  (9561) fair value: what the stock is really worth

As of Oct 29, 2026: fair value (intrinsic value) of Knowledge Net Company  stock SAR 12.96, price SAR 8.30, upside +56.1%, quality 48 out of 100. Rating: strongly undervalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

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Technology SA · ISIN SA15PGK4LCH5

KN Knowledge Net Company  logo Thin data Oct 29, 2026

Knowledge Net Company 

9561 · SR
Cheap, value-trap risk

The stock costs 36% less than our calculation considers fair.

Fair value 12.96 SAR · Strongly undervalued (36%)
Solidly profitable · 11.1% net margin (TTM)
Ranks above peers (8/10)
Even on cautious assumptions the value is 17% above the price (9.74 SAR).
Quality 48/100
Weak Growth (revenue 5y −8.8 %/yr in SAR)
Negative free cash flow
Narrow moat 41/100 · thin data
Thin data
⚠ Thinly traded

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

1,000,000 SAR 7.82 SAR Fair Value 12.96 SAR Mar 2023 Oct 2026

White line = price, green steps = our fair value per fiscal year. As of Oct 29, 2026.

How to read this chart

43‑month range 7.82 SAR – 1,000,000 SAR · fair‑value band 9.74 SAR – 17.56 SAR · the 8.30 SAR price screens below the 12.96 SAR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Oct 29, 2026.

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Company profile

Knowledge Net Computer Company designs, develops, programs, and sells software solutions to emerging financial services companies, and Fintech companies.

Show moreShow less

It offers Blinq Fully fledged banking as a service solution empowering financial institution to deliver banking experiences and products; TradeNet, a tool for trading and investment business experience; Datability, which delivers comprehensive end-to-end data management solutions; and Liquify for financers to streamline their financing propositions, as well as Softmore, a digitalization platform that allows businesses to create and integrate business applications.

The company also provides curated services and joint products solutions comprising cloud and Saas applications, digital transformation, integration and gateway platforms, data solutions, and legacy application modernization.

In addition, it offers managed services, maintenance and support, data migration, and data cleansing services. Further, the company is engaged in the wholesale of computers and their accessories, including sale of printers and toners; and wholesale of software, as well as designs websites.

The company was incorporated in 2000 and is based in Riyadh, Saudi Arabia.

Stock analysis

Knowledge Net Company  (9561) currently trades at 8.30 SAR, while our model-based Fair Value estimate is 12.96 SAR, implying the stock looks roughly 36.0% undervalued today.

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Valuation

Bull case: the Multiples group reads highest at a median of 14.05 SAR per share, and 6 of the 8 models we run sit above the 8.30 SAR price.

Bear case: the Asset-Based group reads lowest at 1.52 SAR, and 2 of the 8 models stay below the price. Data coverage for this calculation is low.

Scenario range: 9.74 SAR (bear) to 17.56 SAR (bull), the price of 8.30 SAR sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 48/100 (below-average quality), in the Technology sector.

Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.

Knowledge Net Company  reported revenue of 29.0M SAR in FY2025 versus 49.0M SAR in FY2021, a compound −12.3%/yr. Reported net income was 2.6M SAR in FY2025, compounding +13.8%/yr from FY2021.

Key figures

Market cap 46.2M SAR (≈ $12.3M) Micro · P/E ratio 13.6 · P/S ratio 1.61 · EPS (TTM) 0.6100 SAR · Net margin 11.1% · Return on equity 5.0% · Return on assets (EBIT) −1.6% · Operating margin 11.3%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 41 out of 100 (low confidence).

What moves the price

The share trades about 56% below its 52-week high and 6% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Technology peers we cover trades at −19% fair-value upside, at 56%, 9561 screens cheaper than that median.

Fair Value models

Bear 9.74 SAR Fair Value 12.96 SAR Bull 17.56 SAR
Price 8.30 SAR · Upside +56.1%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (0.5064 SAR per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Owner Earnings 9.74 SAR 12.96 SAR 18.50 SAR 74
Residual Income 9.35 SAR 9.33 SAR 9.57 SAR 71
Graham-Dodd 3.41 SAR 4.17 SAR 4.69 SAR 67
All 8 models by family
DCF Models
Owner Earnings 9.74 SAR 12.96 SAR 18.50 SAR 74
Earnings-Based
Graham-Dodd 3.41 SAR 4.17 SAR 4.69 SAR 67
Multiples
P/E Multiple 10.54 SAR 14.05 SAR 17.56 SAR 63
P/S Multiple 6.40 SAR 8.53 SAR 10.66 SAR 58
P/B Multiple 40.90 SAR 54.53 SAR 68.16 SAR 55
Asset-Based
NCAV (Graham) 1.00 SAR 1.52 SAR 1.90 SAR 52
Economic Profit
Residual Income 9.35 SAR 9.33 SAR 9.57 SAR 71
Growth Earnings
Growth-Adj P/E 7.37 SAR 10.53 SAR 13.69 SAR 67

Open the full fair value analysis →

Quality Score breakdown

Overall quality 48/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 29
How much profit the company makes from its sales and capital
Quality Growth 40
Are margins and returns getting better?
Cashflow 25
Do the profits arrive as real cash?
Financial strength 60
Debt, balance sheet and risk of trouble
Investment 40
Does it invest with discipline instead of growing at any price?
Low Volatility 57
How calm the share price moves, does not count
Momentum 13
Price trend of the last 3 to 12 months, does not count
Near the 52-week high 2
Distance to the 52-week high, does not count
New shares 98
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 19/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−50.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−20.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−8.8%
Start year 2020 (pandemic)
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−9.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year−9.9%
Dividend (yield on the price)0.0%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.17% → −16%

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 652 stocks

Beats the industry median on 8/10 measures
Overall it ranks above its industry peers.
Valuation
Quality Score 48 · Below median
Fair Value upside +56.1% · Top 25%
Profitability
Return on equity (12 months) 5.0% · Above median
Return on assets 2.9% · Above median
Net margin (12 months) 11.1% · Above median
Operating margin (12 months) 11.3% · Above median
Growth and dividend
Revenue growth (quarter YoY) −1.7% · Below median

Valuation Multiplesvs Software - Application median · lower = cheaper

P/E (12 months) 13.6× · Cheapest 25%
P/B 0.68× · Cheapest 25%
P/S (12 months) 1.61× · Cheaper than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)100 · sector 28
FUTURE (revenue growth)0 · sector 40
PAST (return on equity)20 · sector 19
HEALTH (low debt)0 · sector 98
DIVIDEND (yield)0 · sector 29

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Software - Application stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Adobe Inc ADBE $248.12 $463.72 +87% vs 9561
Uber Technologies, Inc UBER $65.74 $101.95 +55% vs 9561
Salesforce, Inc CRM $230.90 $342.73 +48% vs 9561
ServiceNow, Inc NOW $109.67 $120.64 +10% vs 9561
SAP SE SAP €213.15 €173.59 −19% vs 9561
Cadence Design Systems, Inc CDNS $343.08 $225.48 −34% vs 9561
Automatic Data Processing, Inc ADP $285.37 $150.40 −47% vs 9561
Shopify Inc SHOP $166.89 $68.68 −59% vs 9561
Snowflake Inc SNOW $330.27 $73.81 −78% vs 9561
Datadog, Inc DDOG $265.84 $32.52 −88% vs 9561

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Cite: Fair Value Calculator (2026). "Knowledge Net Company  Fair Value". https://www.fairvalue-calculator.com/stock/9561

Frequently asked questions

Is Knowledge Net Company  (9561) overvalued or undervalued?
As of Oct 29, 2026, our model estimates a fair value of 12.96 SAR versus a price of 8.30 SAR, about +56% upside (undervalued).
What is the fair value of 9561?
Our model-based fair value for Knowledge Net Company  is 12.96 SAR (as of Oct 29, 2026), built from audited fundamentals. The current price: 8.30 SAR.
What is the quality score of 9561?
Knowledge Net Company  has a Quality Score of 48/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Knowledge Net Company  (9561)?
Our model-based price target is the fair value of 12.96 SAR (as of Oct 29, 2026) from 8 valuation models. Cautious scenario 9.74 SAR, optimistic scenario 17.56 SAR. It is a calculation from audited fundamentals, not an analyst target.
What is the Knowledge Net Company  stock forecast for 2026?
Our models put fair value at 12.96 SAR, about +56% upside versus a price of 8.30 SAR (undervalued). Cautious scenario 9.74 SAR, optimistic scenario 17.56 SAR. The calculation is refreshed regularly with new filings.
What is the revenue of Knowledge Net Company  (9561)?
Knowledge Net Company  reported trailing-twelve-month revenue of about 28.7M SAR (latest available figure, as of Oct 29, 2026).
What is the intrinsic value of Knowledge Net Company  (9561)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Knowledge Net Company  it is 12.96 SAR per share (as of Oct 29, 2026), against a price of 8.30 SAR. It is the blended result of 8 valuation models (cash flow, earnings, asset, dividend).
Is Knowledge Net Company  stock overvalued or undervalued in 2026?
As of Oct 29, 2026, 9561 trades below its calculated fair value: price 8.30 SAR, fair value 12.96 SAR, a gap of about +56% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 9561?
No. The price is what the market pays today (8.30 SAR); the fair value is what the company's own numbers justify (12.96 SAR). For Knowledge Net Company  the two are 4.66 SAR per share apart. That gap is exactly why we show both numbers side by side.
How much is Knowledge Net Company  worth?
The market values Knowledge Net Company  at about 46.2M SAR (market capitalisation, as of Oct 29, 2026). Per share that is 8.30 SAR; our models calculate a fair value of 12.96 SAR per share.
What do the bullish and bearish scenarios say about 9561?
Our models span a range for Knowledge Net Company : cautious scenario 9.74 SAR, base 12.96 SAR, optimistic 17.56 SAR per share (as of Oct 29, 2026, price 8.30 SAR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 9561?
Knowledge Net Company  trades at a price-to-earnings ratio of 13.6 (as of Oct 29, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 12.96 SAR is built from several models across several years. Other multiples: P/B 0.7, P/S 1.6.
How solid is the balance sheet of Knowledge Net Company  (9561)?
Balance-sheet figures for Knowledge Net Company  (as of Oct 29, 2026): return on equity 5.0%. They feed the Quality Score of 48/100, which measures business quality independently of the share price.
How far is 9561 from its 52-week high?
Knowledge Net Company  trades at 8.30 SAR, about 56% below its 52-week high of 18.72 SAR and 6% above the low of 7.82 SAR (as of Oct 29, 2026). Distance from the high says nothing about value: that is what the fair value of 12.96 SAR is for.
Which stocks are comparable to Knowledge Net Company ?
From the same area (Technology) we also value SAP SE, Shopify Inc, Salesforce, Inc, ServiceNow, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Knowledge Net Company  stock attractive at the current price?
The data as of Oct 29, 2026: price 8.30 SAR, calculated fair value 12.96 SAR (+56%), Quality Score 48/100, from 8 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 9561 calculated?
We run Knowledge Net Company  through 8 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 12.96 SAR, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.1 % above its aggregate fair value. Knowledge Net Company  currently trades 36 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Knowledge Net Company  (9561)?
The closing price on Oct 29, 2026 was 8.30 SAR. Our model-based fair value is 12.96 SAR, about +56% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Knowledge Net Company  right now?
The price is below even our cautious bear case (9.74 SAR). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (48/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (9.74 SAR to 17.56 SAR) leaves room in how you read the outcome.

Key figures of Knowledge Net Company 

How large is the market capitalisation of Knowledge Net Company  (9561)?
The market capitalisation of Knowledge Net Company  is 46.2M SAR (≈ $12.3M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Knowledge Net Company  (9561)?
The price-to-sales ratio of Knowledge Net Company  is 1.61 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Knowledge Net Company  (9561)?
Earnings per share at Knowledge Net Company  are 0.6100 SAR (price ÷ EPS = P/E 13.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Knowledge Net Company  (9561)?
The net margin of Knowledge Net Company  is 11.1% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Knowledge Net Company  (9561)?
The return on equity (ROE) of Knowledge Net Company  is 5.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Knowledge Net Company  (9561)?
On an EBIT basis the return on assets of Knowledge Net Company  is −1.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Knowledge Net Company  (9561)?
The operating margin of Knowledge Net Company  is 11.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Knowledge Net Company  (9561)?
Revenue at Knowledge Net Company  is growing −1.7% versus a year earlier (3y avg −20.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does Knowledge Net Company  (9561) generate?
The free cash flow of Knowledge Net Company  is −709K SAR (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Knowledge Net Company  (9561) carry?
The net debt of Knowledge Net Company  is 4.1M SAR (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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