AlMuneef Company for Trade Industry Agriculture and Contracting (9569) fair value: what the stock is really worth
As of Oct 29, 2026: fair value (intrinsic value) of AlMuneef Company for Trade Industry Agriculture and Contracting stock SAR 3.63, price SAR 3.60, upside +0.8%, quality 50 out of 100. Rating: fairly valued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Oct 28, 2026.
How to read this chart
41‑month range 2.35 SAR – 924,411 SAR · fair‑value band 2.63 SAR – 4.73 SAR · the 3.60 SAR price screens below the 3.63 SAR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Oct 28, 2026.
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AlMuneef Company for Trade, Industry, Agriculture and Contracting trades in seeds and agricultural products in the Kingdom of Saudi Arabia. The company operates through Agricultural Sector and Transportation Sector segments.
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The company engages in the operation of quarrying, cutting, and sawing of marbles; and renovation of non-residential and residential buildings.
It is also involved in the wholesale of chemical fertilizers and soil conditioners, insecticides, and pesticides; retail sale of agricultural seedlings and pesticides, seeds and fertilizers, and soil improvers; retail of fuel for cars and motorcycles; land transportation of goods; and storage of grains, flour, and agricultural products in silo warehouses.
It also sells its products online. AlMuneef Company for Trade, Industry, Agriculture and Contracting was incorporated in 2009 and is headquartered in Riyadh, the Kingdom of Saudi Arabia.
Stock analysis
AlMuneef Company for Trade Industry Agriculture and Contracting (9569) currently trades at 3.60 SAR, while our model-based Fair Value estimate is 3.63 SAR, so the stock looks roughly fairly valued today (gap 0.8%).
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Valuation
Bull case: the Growth Earnings group reads highest at a median of 7.30 SAR per share, and 17 of the 25 models we run sit above the 3.60 SAR price.
Bear case: the Dividend Discount group reads lowest at 1.46 SAR, and 8 of the 25 models stay below the price. Data coverage for this calculation is low.
Scenario range: 2.63 SAR (bear) to 4.73 SAR (bull), the price of 3.60 SAR sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 50/100 (solid quality), in the Basic Materials sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
AlMuneef Company for Trade Industry Agriculture and Contracting reported revenue of 238M SAR in FY2025 versus 188M SAR in FY2021, a compound +6.2%/yr. Reported net income was 24.5M SAR in FY2025, compounding +5.7%/yr from FY2021.
Key figures
Market cap 223M SAR (≈ $59.5M) Micro · P/E ratio 15.7 · P/S ratio 0.95 · EPS (TTM) 0.2300 SAR · Dividend yield 4.3% · Net margin 5.9% · Return on equity 11.1% · Return on assets (EBIT) 21.0%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 58 out of 100 (medium confidence).
What moves the price
The share trades about 39% below its 52-week high and 53% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Basic Materials peers we cover trades at 31% fair-value upside, at 1%, 9569 screens richer than that median.
Fair Value models
Bear2.63 SARFair Value 3.63 SARBull4.73 SAR
Price 3.60 SAR · Upside +0.8%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (0.1916 SAR per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
FCF DCF2.97 SAR3.63 SAR4.38 SAR80
Growth DCF2.99 SAR3.59 SAR4.24 SAR77
Residual Income2.13 SAR2.61 SAR3.41 SAR76
All 25 models by family
DCF Models
FCF DCF2.97 SAR3.63 SAR4.38 SAR80
Owner Earnings3.93 SAR4.87 SAR5.92 SAR75
5Y Revenue Exit3.14 SAR4.36 SAR5.84 SAR71
5Y EBITDA Exit3.51 SAR5.01 SAR6.68 SAR73
5Y P/E Exit4.81 SAR7.30 SAR9.79 SAR68
10Y Revenue Exit2.97 SAR3.91 SAR5.04 SAR65
10Y EBITDA Exit3.22 SAR4.27 SAR5.54 SAR67
10Y P/E Exit3.89 SAR5.55 SAR7.40 SAR62
Earnings-Based
Graham-Dodd2.93 SAR6.78 SAR8.71 SAR65
PEG = 1.01.15 SAR1.64 SAR2.13 SAR57
EPV2.36 SAR2.57 SAR2.73 SAR70
Dividend Discount
Gordon GGM1.10 SAR1.58 SAR1.98 SAR69
DDM Multi-Stage1.10 SAR1.46 SAR1.78 SAR67
Multiples
P/E Multiple6.78 SAR9.04 SAR11.30 SAR63
P/S Multiple5.49 SAR7.32 SAR9.14 SAR58
P/B Multiple7.22 SAR9.63 SAR12.03 SAR55
EV/EBIT4.63 SAR6.01 SAR7.39 SAR63
EV/EBITDA4.47 SAR5.79 SAR7.11 SAR64
EV/Revenue3.45 SAR4.71 SAR5.98 SAR51
Asset-Based
NCAV (Graham)0.9700 SAR1.47 SAR1.84 SAR52
Growth DCF
Growth DCF2.99 SAR3.59 SAR4.24 SAR77
Rev-Margin DCF3.14 SAR4.39 SAR5.74 SAR71
Economic Profit
Residual Income2.13 SAR2.61 SAR3.41 SAR76
ROIC Compounder2.38 SAR2.64 SAR2.90 SAR70
Growth Earnings
Growth-Adj P/E5.11 SAR7.30 SAR9.49 SAR67
The fair value above starts from this blend and is adjusted for dilution from new shares.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+2.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−9.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.9%
Start year 2020 (pandemic)
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−30.2%
Earnings growth per share plus dividend.
Earnings per share, growth per year−34.5%
Dividend (yield on the price)4.3%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.15% → 8%
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−7.1%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Saudi Arabia: IMF forecast 2.1% a year to 2030, 1.7% from 2016 to 2025) that is about −9.0% a year for the price.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Agricultural Inputs · 164 stocks
Beats the industry median on 6/13 measures
A mixed picture versus its industry peers.
Valuation
Quality Score50 · Below median
Fair Value upside+0.8% · Above median
Profitability
Return on equity (12 months)11.1% · Above median
Return on assets17.8% · Top 25%
Net margin (12 months)5.9% · Above median
Operating margin (12 months)2.5% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)−16.3% · Bottom 25%
Dividend yield (12 months)4.3% · Top 25%
Valuation Multiplesvs Agricultural Inputs median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "AlMuneef Company for Trade Industry Agriculture and Contracting Fair Value". https://www.fairvalue-calculator.com/stock/9569
Frequently asked questions
Is AlMuneef Company for Trade Industry Agriculture and Contracting (9569) overvalued or undervalued?
As of Oct 28, 2026, our model estimates a fair value of 3.63 SAR versus a price of 3.60 SAR, about +1% upside (fairly valued).
What is the fair value of 9569?
Our model-based fair value for AlMuneef Company for Trade Industry Agriculture and Contracting is 3.63 SAR (as of Oct 28, 2026), built from audited fundamentals. The current price: 3.60 SAR.
What is the quality score of 9569?
AlMuneef Company for Trade Industry Agriculture and Contracting has a Quality Score of 50/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
Our model-based price target is the fair value of 3.63 SAR (as of Oct 28, 2026) from 25 valuation models. Cautious scenario 2.63 SAR, optimistic scenario 4.73 SAR. It is a calculation from audited fundamentals, not an analyst target.
What is the AlMuneef Company for Trade Industry Agriculture and Contracting stock forecast for 2026?
Our models put fair value at 3.63 SAR, about +1% upside versus a price of 3.60 SAR (fairly valued). Cautious scenario 2.63 SAR, optimistic scenario 4.73 SAR. The calculation is refreshed regularly with new filings.
What is the revenue of AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
AlMuneef Company for Trade Industry Agriculture and Contracting reported trailing-twelve-month revenue of about 218M SAR (latest available figure, as of Oct 28, 2026).
Does AlMuneef Company for Trade Industry Agriculture and Contracting pay a dividend?
AlMuneef Company for Trade Industry Agriculture and Contracting currently shows a dividend yield of 4.25% relative to its recent price (as of Oct 28, 2026).
What growth is priced into AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
For today's price to be fair in a discounted-cash-flow model, AlMuneef Company for Trade Industry Agriculture and Contracting would have to grow free cash flow by -7.1 % per year for five years (discount rate 13.3 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +10.9 % per year. As of Oct 28, 2026.
What discount rate (WACC) does the fair value of 9569 use?
Our models discount AlMuneef Company for Trade Industry Agriculture and Contracting at 13.3 %: a base by market capitalisation (micro), country premium for Saudi Arabia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For AlMuneef Company for Trade Industry Agriculture and Contracting that is -7.1 % per year a year over ten years, using the same discount rate (13.3 %) and the same formula as our fair value.
How much growth has AlMuneef Company for Trade Industry Agriculture and Contracting (9569) delivered so far?
Over the past 5 years revenue at AlMuneef Company for Trade Industry Agriculture and Contracting grew +10.9 % a year. The price currently implies -7.1 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of AlMuneef Company for Trade Industry Agriculture and Contracting (9569) growing?
The median revenue growth in the sector is +11.2 % a year. That is the yardstick for the growth priced into AlMuneef Company for Trade Industry Agriculture and Contracting (-7.1 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
The free-cash-flow yield on the price is 13.33 %: that much free cash flow AlMuneef Company for Trade Industry Agriculture and Contracting produces per unit of market value. When it exceeds the discount rate of our models (13.3 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For AlMuneef Company for Trade Industry Agriculture and Contracting it is 3.63 SAR per share (as of Oct 28, 2026), against a price of 3.60 SAR. It is the blended result of 25 valuation models (cash flow, earnings, asset, dividend).
Is AlMuneef Company for Trade Industry Agriculture and Contracting stock overvalued or undervalued in 2026?
As of Oct 28, 2026, 9569 trades below its calculated fair value: price 3.60 SAR, fair value 3.63 SAR, a gap of about +1% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 9569?
No. The price is what the market pays today (3.60 SAR); the fair value is what the company's own numbers justify (3.63 SAR). For AlMuneef Company for Trade Industry Agriculture and Contracting the two are 0.0300 SAR per share apart. That gap is exactly why we show both numbers side by side.
How much is AlMuneef Company for Trade Industry Agriculture and Contracting worth?
The market values AlMuneef Company for Trade Industry Agriculture and Contracting at about 223M SAR (market capitalisation, as of Oct 28, 2026). Per share that is 3.60 SAR; our models calculate a fair value of 3.63 SAR per share.
What do the bullish and bearish scenarios say about 9569?
Our models span a range for AlMuneef Company for Trade Industry Agriculture and Contracting: cautious scenario 2.63 SAR, base 3.63 SAR, optimistic 4.73 SAR per share (as of Oct 28, 2026, price 3.60 SAR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 9569?
AlMuneef Company for Trade Industry Agriculture and Contracting trades at a price-to-earnings ratio of 15.7 (as of Oct 28, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 3.63 SAR is built from several models across several years. Other multiples: P/B 1.7, P/S 0.9, EV/EBITDA 13.8.
How solid is the balance sheet of AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
Balance-sheet figures for AlMuneef Company for Trade Industry Agriculture and Contracting (as of Oct 28, 2026): return on equity 11.1%. They feed the Quality Score of 50/100, which measures business quality independently of the share price.
How far is 9569 from its 52-week high?
AlMuneef Company for Trade Industry Agriculture and Contracting trades at 3.60 SAR, about 39% below its 52-week high of 5.92 SAR and 53% above the low of 2.35 SAR (as of Oct 29, 2026). Distance from the high says nothing about value: that is what the fair value of 3.63 SAR is for.
Which stocks are comparable to AlMuneef Company for Trade Industry Agriculture and Contracting?
From the same area (Basic Materials) we also value Nutrien Ltd, Qinghai Salt Lake Industry Co, CF Industries Holdings, SABIC Agri-Nutrients Company, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is AlMuneef Company for Trade Industry Agriculture and Contracting stock attractive at the current price?
The data as of Oct 28, 2026: price 3.60 SAR, calculated fair value 3.63 SAR (+1%), Quality Score 50/100, from 25 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 9569 calculated?
We run AlMuneef Company for Trade Industry Agriculture and Contracting through 25 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 3.63 SAR, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3 % above its aggregate fair value. AlMuneef Company for Trade Industry Agriculture and Contracting currently trades 1 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
The closing price on Oct 29, 2026 was 3.60 SAR. Our model-based fair value is 3.63 SAR, about +1% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with AlMuneef Company for Trade Industry Agriculture and Contracting right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
Key figures of AlMuneef Company for Trade Industry Agriculture and Contracting
How large is the market capitalisation of AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
The market capitalisation of AlMuneef Company for Trade Industry Agriculture and Contracting is 223M SAR (≈ $59.5M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
The price-to-sales ratio of AlMuneef Company for Trade Industry Agriculture and Contracting is 0.95 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
Earnings per share at AlMuneef Company for Trade Industry Agriculture and Contracting are 0.2300 SAR (price ÷ EPS = P/E 15.7). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
The dividend yield of AlMuneef Company for Trade Industry Agriculture and Contracting is 4.3% (payout 66.5%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
The net margin of AlMuneef Company for Trade Industry Agriculture and Contracting is 5.9% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
The return on equity (ROE) of AlMuneef Company for Trade Industry Agriculture and Contracting is 11.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
On an EBIT basis the return on assets of AlMuneef Company for Trade Industry Agriculture and Contracting is 21.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
The operating margin of AlMuneef Company for Trade Industry Agriculture and Contracting is 2.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
Revenue at AlMuneef Company for Trade Industry Agriculture and Contracting is growing −16.3% versus a year earlier (3y avg −9.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at AlMuneef Company for Trade Industry Agriculture and Contracting (9569)?
Earnings per share at AlMuneef Company for Trade Industry Agriculture and Contracting are growing −97.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does AlMuneef Company for Trade Industry Agriculture and Contracting (9569) hold?
AlMuneef Company for Trade Industry Agriculture and Contracting holds more cash than debt, 28.4M SAR net (fiscal year 2024). The company holds more cash than debt, a safety cushion.
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