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International School Augsburg AG (9JK) Fair Value & Analysis

Consumer Defensive · DE · Market cap €4.4M

IS International School Augsburg AG 9JK · F
Price€9.60
Fair Value€9.66
Upside+0.6%
Quality58/100
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Mixed Growth
Thin margins · 2.9% net margin
Low debt
Mixed vs. peers (6/12)
Narrow moat 33/100
Evidence: Medium Range €7.25 – €10.96 Share as image

Fair value as of: Aug 19, 2026

From 13 valuation models · updated yesterday

A solid business, currently priced close to our fair value.

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What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • Our model range runs from €7.25 (bear) to €10.96 (bull), base €9.66. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 58/100 (solid quality) with medium evidence: read the verdict with care.
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Price vs Fair Value (5 years)

€11.50 €3.96 Fair Value €9.66 Jun 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 19, 2026.

How to read this chart

60‑month range €3.96 – €11.50 · fair‑value band €7.25 – €10.96 · the €9.60 price screens below the €9.66 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 19, 2026.

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Analysis

International School Augsburg AG (9JK) currently trades at €9.60, while our model-based Fair Value estimate is €9.66, implying the stock looks roughly 0.6% fairly valued today. The Quality Score stands at 58/100 (solid quality), in the Consumer Defensive sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, International School Augsburg AG generated revenue of €8.6M at a net margin of 2.9%. Revenue grew 10.6% year over year. It earns a return on equity of 3.5%. The stock trades on a trailing P/E of 17.5. Fundamentals as of Aug 19, 2026

Our scenario range runs from €7.25 (bear case) to €10.96 (bull case); at €9.60, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 29% below its 52-week high and 116% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at 7% fair-value upside, at 1%, 9JK screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
ROIC Compounder €8.34 €8.68 €8.96 72
Growth-Adj P/E €4.99 €7.13 €9.27 68
P/E Multiple €7.25 €9.66 €12.08 63
All 13 models by family
Earnings-Based
Graham-Dodd €2.99 €10.78 €14.53 54
Lynch FV €2.55 €3.64 €4.74 50
PEG = 1.0 €2.55 €3.64 €4.74 46
EPV €8.34 €8.68 €8.96 59
Multiples
P/E Multiple €7.25 €9.66 €12.08 63
P/S Multiple €5.60 €7.47 €9.33 58
P/B Multiple €5.60 €7.47 €9.33 55
EV/EBIT €12.33 €14.62 €16.91 53
EV/Revenue €10.09 €12.08 €14.06 43
Asset-Based
NCAV (Graham) €6.40 €8.58 €12.81 50
Economic Profit
Residual Income €8.43 €7.91 €5.96 61
ROIC Compounder €8.34 €8.68 €8.96 72
Growth Earnings
Growth-Adj P/E €4.99 €7.13 €9.27 68

Widest divergence: Multiples (€9.66) versus Earnings-Based (€3.64). Highest evidence: ROIC Compounder (72).

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Key figures & financial health

Revenue (TTM) €8.6M
Revenue growth (YoY) +10.6%
Net margin 2.9%
Return on equity 3.5%
P/E ratio 17.5
Operating margin 6.4%
More key figures
EPS (TTM) €0.5500

Figures from reported company fundamentals · as of Aug 19, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 58/100

Of which business quality 56 · Market factors (momentum, volatility) 72

Profitability 32
Margins and returns on capital today
Quality Growth 50
Are margins and returns improving?
Fin. Strength 55
Balance sheet, leverage, solvency risk
Investment 78
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 90
Price trend over the last 3–12 months (market factor)
52W Momentum 66
Distance to the 52-week high (market factor)
Net Issuance 84
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

International School Augsburg AG operates an English-speaking private day school for children between the ages of 3 and 18 in Germany. It offers early learning, primary school, middle school, high school, learning support, and university and career services. The company was formerly known as International School Augsburg -ISA-gemeinnützige AG.

Full company description

International School Augsburg AG operates an English-speaking private day school for children between the ages of 3 and 18 in Germany. It offers early learning, primary school, middle school, high school, learning support, and university and career services. The company was formerly known as International School Augsburg -ISA-gemeinnützige AG. International School Augsburg AG was founded in 2005 and is based in Gersthofen, Germany.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

International School Augsburg AG reported revenue of €8.1M in FY2025 versus €6.0M in FY2021, a compound +7.6%/yr. Reported net income was €201K in FY2025.

Growth Quality 50/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
€8.1M
Latest YoY
+11.0%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+7.9%
Revenue +7.6%/yr
FY21 €6.0M
FY22 €6.5M
FY23 €6.8M
FY24 €7.3M
FY25 €8.1M
Net income
FY21 −€383K
FY22 €158K
FY23 €172K
FY24 €186K
FY25 €201K

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Cite: Fair Value Calculator (2026). "International School Augsburg AG Fair Value". https://www.fairvalue-calculator.com/stock/9JK

Peer Group

Education & Training Services · 149 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 58 · Above median
Fair Value upside +1% · Below median
Return on equity (TTM) 3% · Below median
Return on assets 1% · Below median
Net margin (TTM) 3% · Below median
Operating margin (TTM) 6% · Below median
Revenue growth 11% · Above median
Debt / equity 0.04× · Lower than median

Valuation Multiples vs Education & Training Services median · lower = cheaper

P/E (TTM) 17.5× · Pricier than median
P/B 0.88× · Cheaper than median
P/S (TTM) 0.60× · Cheaper than median
EV/EBITDA 3.7× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE34 · sector 36
FUTURE53 · sector 22
PAST14 · sector 18
HEALTH98 · sector 95
DIVIDEND0 · sector 68

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Education & Training Services stocks, each showing price versus our Fair Value estimate (as of Aug 19, 2026).

Stock Price Fair Value vs Fair Value
New Oriental Education & Technology Group EDUN 966.48 MXN 875.84 MXN -9%
TAL Education Group TAL $11.87 $15.60 +31%
Laureate Education, Inc LAUR $36.99 $41.45 +12%
Grand Canyon Education, Inc LOPE $142.06 $152.01 +7%
Physicswallah Limited PWL ₹123.90 ₹14.81 -88%
Covista Inc CVSA $128.22 $135.45 +6%
Stride, Inc LRN $78.59 $139.45 +77%
Universal Technical Institute, Inc UTI $25.64 $20.98 -18%
Offcn Education Technology Co 002607 ¥2.20 ¥0.3300 -85%
JF SmartInvest Holdings 9636 HK$28.70 HK$39.96 +39%

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Frequently asked questions

Is International School Augsburg AG (9JK) overvalued or undervalued?
As of Aug 19, 2026, our model estimates a fair value of €9.66 versus a price of €9.60, about +1% (fairly valued).
What is the fair value of 9JK?
Our model-based fair value for International School Augsburg AG is €9.66 (as of Aug 19, 2026), built from audited fundamentals. The current price: €9.60.
What is the quality score of 9JK?
International School Augsburg AG has a Quality Score of 58/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of International School Augsburg AG (9JK)?
International School Augsburg AG reported trailing-twelve-month revenue of about €8.6M (latest available figure, as of Aug 19, 2026).
What is the net profit margin of 9JK?
The net profit margin of International School Augsburg AG is about 2.9%, meaning it keeps roughly 2.9% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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