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Ad-Manum Finance Limited (ADMANUM) Fair Value & Analysis

Financial Services · IN · Market cap ₹453M

AM Ad-Manum Finance Limited ADMANUM · BSE
Price₹60.34
Fair Value₹120.68
Upside+100.0%
Quality50/100
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Evidence: High Range ₹46.54 – ₹150.85

Fair value as of: Jul 5, 2026

From 15 valuation models · updated today

Share price +2.2% over the past month.

Price vs Fair Value (12 months)

₹74.69 ₹47.00 Fair Value ₹120.68 Jul 2025 Jul 2026

12‑month range ₹47.00 – ₹74.69 · fair‑value band ₹46.54 – ₹150.85 · the ₹60.34 price screens below the ₹120.68 fair value. As of Jul 5, 2026.

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Analysis

Ad-Manum Finance Limited (ADMANUM) currently trades at ₹60.34, while our model-based Fair Value estimate is ₹120.68 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 50/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Ad-Manum Finance Limited generated revenue of ₹158M at a net margin of 67.6%. Revenue grew 80.6% year over year. It earns a return on equity of 12.5%. Net debt stands at ₹211M. Fundamentals as of Jul 5, 2026

Key figures & financial health

Revenue (TTM) ₹158M
Revenue growth (YoY) +80.6%
Net margin 67.6%
Return on equity 12.5%
Free cash flow −₹88.6M FY2026
P/E ratio 4.2
More key figures
Operating margin 112%
EPS (TTM) ₹14.22
EPS growth (YoY) +75.0%
Net debt ₹211M FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.

About the company

Ad-Manum Finance Limited engages in the non-banking finance business in India. The company operates through Wind Power Generation and Finance segments. It offers short-term loans; and generates electricity through windmills. The company was formerly known as Agarwal Warehousing & Leasing Limited and changed its name to Ad-Manum Finance Limited in June 1992. The company was incorporated in 1986 and is headquartered in Indore, India.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Ad-Manum Finance Limited reported revenue of ₹137M in FY2026 versus ₹84.5M in FY2022, a compound +12.8%/yr. Reported net income was ₹107M in FY2026, compounding +44.7%/yr from FY2022.

Revenue +12.8%/yr
FY22 ₹84.5M
FY23 ₹91.5M
FY24 ₹110M
FY25 ₹133M
FY26 ₹137M
Net income +44.7%/yr
FY22 ₹24.3M
FY23 ₹50.2M
FY24 ₹77.0M
FY25 ₹89.0M
FY26 ₹107M

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Similar stocks

6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 5, 2026).

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American Express Company AXP C$28.87 C$24.27 -16%
Capital One Financial Corporation COF $200.48 $122.33 -39%
Bajaj Finance Limited BAJFINANCE ₹889.40 ₹559.13 -37%

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Frequently asked questions

Is Ad-Manum Finance Limited (ADMANUM) undervalued?
As of Jul 5, 2026, our model estimates a fair value of ₹120.68 versus a price of ₹60.34 — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of ADMANUM?
Our model-based fair value for Ad-Manum Finance Limited is ₹120.68 (as of Jul 5, 2026), built from audited fundamentals. The current price is ₹60.34.
What is the quality score of ADMANUM?
Ad-Manum Finance Limited has a Quality Score of 50/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Ad-Manum Finance Limited (ADMANUM)?
Ad-Manum Finance Limited reported trailing-twelve-month revenue of about ₹158M (latest available figure, as of Jul 5, 2026).
What is the net profit margin of ADMANUM?
The net profit margin of Ad-Manum Finance Limited is about 67.6%, meaning it keeps roughly 67.6% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.