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AI Financial Corporation (AIFC) fair value: what the stock is really worth

As of Sep 23, 2026: fair value of AI Financial Corporation $0.58, price $0.55, upside +5.3%, quality 8 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

Fair value above price? Yes
Good quality? No
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Technology · US

Thin data Sep 23, 2026

AI Financial Corporation

AIFC · US

Low PriorityFair Value upside is limited and quality is weak.

·Fair value $0.5798 · Fairly valued (+5%)

!Quality 8/100

!Mixed Growth (revenue YoY +109.0 %/yr)

!Low debt · negative free cash flow

!Mixed vs. peers (4/10)

!Narrow moat 8/100

!Evidence only low, so the estimate is less certain

26 models, one by oneBear $0.4326 to bull $0.8640 Growth analysisrevenue history, year by year Quality 8/100 in detail37 factors, each one shown Compared with its peersrank on every measure, side by side

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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.

How to read this chart

60‑month range $0.3000 – $10.26 · fair‑value band $0.4326 – $0.8640 · the $0.5505 price screens below the $0.5798 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 23, 2026.

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Company profile

AI Financial Corporation, together with its subsidiaries, provides blockchain-powered technologies for tokenization, trading, clearing, settlement, payment, and custodianship of digital assets worldwide. The company offers ALT5 Prime, an electronic over-the-counter trading platform for buying and selling digital assets; ALT 5 Pay, a cryptocurrency payment gateway that enables merchants to accept and make cryptocurrency payments or integrate the payment platform into their applications; StrataCarte, a payment solution that provides multi-currency and fiat payment card services; and agentic commerce services. It serves business-to-business (B2B) customers; and banks, broker-dealers, funds, family offices, proprietary trading firms, liquidity providers, financial information providers, payment processing partners, and merchants. The company was formerly known as ALT5 Sigma Corporation and changed its name to AI Financial Corporation in April 2026. AI Financial Corporation was founded in 1976 and is based in Las Vegas, Nevada.

Stock analysis

AI Financial Corporation (AIFC) currently trades at $0.5505, while our model-based Fair Value estimate is $0.5798, implying the stock looks roughly 5.1% fairly valued today.

Valuation

How firm this estimate is: it rests on 1 models at a data quality of 90/100, which puts the evidence level at low.

Scenario range: $0.4326 (bear) to $0.8640 (bull), the price of $0.5505 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 8/100 (below-average quality), in the Technology sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

AI Financial Corporation reported revenue of $24.8M in FY2025 versus $0 in FY2022. Reported net income was −$345M in FY2025.

Key figures

Market cap $98.9M · P/S ratio 4.00 · EPS (TTM) $−7.88 · Return on equity −132% · Return on assets (EBIT) −10.9% · Operating margin −58.2% · Revenue (TTM) $24.7M · Revenue growth (YoY) −2.8%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (low confidence).

What moves the price

The share trades about 85% below its 52-week high and 49% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Technology peers we cover trades at −19% fair-value upside, at 5%, AIFC screens cheaper than that median.

Fair Value models

Bear $0.4326 Fair Value $0.5798 Bull $0.8640

Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.

Highest evidence

NCAV (Graham) $4.12 $5.52 $8.24 54

All 1 models by family

Asset-Based

NCAV (Graham) $4.12 $5.52 $8.24 54

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Quality Score breakdown

Overall quality 8/100

Of which business quality 17 · Market factors (momentum, volatility) 6

Profitability 0

Margins and returns on capital today

Quality Growth 25

Are margins and returns improving?

Cashflow 0

Earnings quality: real cash, not paper profit

Fin. Strength 67

Balance sheet, leverage, solvency risk

Investment 0

Disciplined investing over empire-building

Low Volatility 4

Calm price path (market factor)

Momentum 10

Price trend over the last 3–12 months (market factor)

52W Momentum 3

Distance to the 52-week high (market factor)

Net Issuance 0

Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 24/100

Revenue is growing, but margins or cash flow do not fully confirm the trend.

What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss

not computed

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Compare AI Financial Corporation with another stock

Price, fair value, quality and upside side by side.

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Infrastructure · 377 stocks

Beats the industry median on 4/9 measures

A mixed picture versus its industry peers.

Valuation

Quality Score 17 · Bottom 25%

Fair Value upside +5% · Above median

Profitability

Return on assets −3% · Below median

Operating margin (TTM) −58% · Bottom 25%

Growth and dividend

Revenue growth −3% · Bottom 25%

Balance sheet

Debt / equity 0.01× · Below median

Valuation Multiplesvs Software - Infrastructure median · lower = cheaper

P/B 0.09× · Cheapest 25%

P/S (TTM) 4.00× · Pricier than median

PEG 0.97× · Cheaper than median

Strength profile in five axes (Snowflake)

This stock

Sector peers

VALUE (fair-value potential)40 · sector 18

FUTURE (revenue growth)0 · sector 49

PAST (return on equity)0 · sector 19

HEALTH (low debt)100 · sector 97

DIVIDEND (yield)0 · sector 33

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate.

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Microsoft Corporation MSFT	$498.00	$547.80	+10%
Oracle Corporation ORCL	$149.20	$117.84	−21%
Palantir Technologies Inc PLTR	$184.99	$43.02	−77%
Palo Alto Networks, Inc PANW	$374.57	$114.50	−69%
CrowdStrike Holdings CRWD	$250.06	$35.15	−86%
Fortinet, Inc FTNT	$174.26	$164.92	−5%
Synopsys, Inc SNPS	$409.24	$250.04	−39%
Block, Inc XYZ	$77.53	$101.29	+31%
CoreWeave, Inc CRWV	$86.76	$71.79	−17%
NetApp, Inc NTAP	$192.91	$157.18	−19%

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AI Financial Corporation · Fair Value
$0.5798 +5%Fair Value
Calculator →

<a href="https://www.fairvalue-calculator.com/stock/AIFC" target="_blank" rel="nofollow noopener" style="display:inline-flex;align-items:center;gap:12px;box-sizing:border-box;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;text-decoration:none;background:#0f1814;color:#eaf2ed;border:1px solid #2a3a30;border-radius:12px;padding:12px 16px;max-width:360px"><span style="line-height:1.35"><span style="font-size:12px;color:#9fb0a8">AI Financial Corporation · Fair Value</span><br><b style="font-size:20px">$0.5798</b> <span style="color:var(--fvc-g-mitte);font-weight:700;font-size:14px">+5%</span></span><span style="font-size:11px;color:var(--fvc-g-mitte);font-weight:700;margin-left:auto;text-align:right;line-height:1.3">Fair&nbsp;Value<br>Calculator&nbsp;→</span></a>

Cite: Fair Value Calculator (2026). "AI Financial Corporation Fair Value". https://www.fairvalue-calculator.com/stock/AIFC

Frequently asked questions

Is AI Financial Corporation (AIFC) overvalued or undervalued?

As of Sep 23, 2026, our model estimates a fair value of $0.5798 versus a price of $0.5505, about +5% upside (fairly valued).

What is the fair value of AIFC?

Our model-based fair value for AI Financial Corporation is $0.5798 (as of Sep 23, 2026), built from audited fundamentals. The current price: $0.5505.

What is the quality score of AIFC?

AI Financial Corporation has a Quality Score of 8/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.

What is the price target for AI Financial Corporation (AIFC)?

Our model-based price target is the fair value of $0.5798 (as of Sep 23, 2026) from 1 valuation models. Cautious scenario $0.4326, optimistic scenario $0.8640. It is a calculation from audited fundamentals, not an analyst target.

What is the AI Financial Corporation stock forecast for 2026?

Our models put fair value at $0.5798, about +5% upside versus a price of $0.5505 (fairly valued). Cautious scenario $0.4326, optimistic scenario $0.8640. The calculation is refreshed regularly with new filings.

What is the revenue of AI Financial Corporation (AIFC)?

AI Financial Corporation reported trailing-twelve-month revenue of about $24.7M (latest available figure, as of Sep 23, 2026).

What is the intrinsic value of AI Financial Corporation (AIFC)?

Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For AI Financial Corporation it is $0.5798 per share (as of Sep 23, 2026), against a price of $0.5505. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).

Is AI Financial Corporation stock overvalued or undervalued in 2026?

As of Sep 23, 2026, AIFC trades below its calculated fair value: price $0.5505, fair value $0.5798, a gap of about +5% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.

Is fair value the same as the market price of AIFC?

No. The price is what the market pays today ($0.5505); the fair value is what the company's own numbers justify ($0.5798). For AI Financial Corporation the two are $0.0293 per share apart. That gap is exactly why we show both numbers side by side.

How much is AI Financial Corporation worth?

The market values AI Financial Corporation at about $98.9M (market capitalisation, as of Sep 23, 2026). Per share that is $0.5505; our models calculate a fair value of $0.5798 per share.

What do the bullish and bearish scenarios say about AIFC?

Our models span a range for AI Financial Corporation: cautious scenario $0.4326, base $0.5798, optimistic $0.8640 per share (as of Sep 23, 2026, price $0.5505). The range comes from different growth and margin assumptions, not from analyst opinions.

What is the PEG ratio of AIFC?

The PEG ratio of AI Financial Corporation is 0.97 (P/E divided by earnings growth, as of Sep 23, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.

How solid is the balance sheet of AI Financial Corporation (AIFC)?

Balance-sheet figures for AI Financial Corporation (as of Sep 23, 2026): return on equity −131.9%, debt of 0.01 per unit of equity. They feed the Quality Score of 8/100, which measures business quality independently of the share price.

How far is AIFC from its 52-week high?

AI Financial Corporation trades at $0.5505, about 85% below its 52-week high of $3.77 and 49% above the low of $0.3697 (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of $0.5798 is for.

Which stocks are comparable to AI Financial Corporation?

From the same area (Technology) we also value Microsoft Corporation, Oracle Corporation, Palantir Technologies Inc, Palo Alto Networks, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.

Is AI Financial Corporation stock attractive at the current price?

The data as of Sep 23, 2026: price $0.5505, calculated fair value $0.5798 (+5%), Quality Score 8/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.

How is the fair value of AIFC calculated?

We run AI Financial Corporation through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $0.5798, with the spread shown as a cautious and an optimistic scenario.

Is it still worth investing in stocks now?

The global stock market currently sits 14.1 % above its aggregate fair value. AI Financial Corporation currently trades 5 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.

What is the share price of AI Financial Corporation (AIFC)?

The closing price on Sep 23, 2026 was $0.5505. Our model-based fair value is $0.5798, about +5% upside (fairly valued). We carry closing prices from our data provider, not a live tick.

What should I pay attention to with AI Financial Corporation right now?

The price sits close to our fair value, market and models broadly agree here, little valuation tension. A fairly wide model range ($0.4326 to $0.8640) leaves room in how you read the outcome. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.

Key figures of AI Financial Corporation

How large is the market capitalisation of AI Financial Corporation (AIFC)?

The market capitalisation of AI Financial Corporation is $98.9M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.

What is the P/S ratio of AI Financial Corporation (AIFC)?

The price-to-sales ratio of AI Financial Corporation is 4.00 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.

What are the earnings per share of AI Financial Corporation (AIFC)?

Earnings per share at AI Financial Corporation are $−7.88. Earnings per share over the last twelve months: total profit spread across every single share.

What is the return on equity of AI Financial Corporation (AIFC)?

The return on equity (ROE) of AI Financial Corporation is −132% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.

What is the EBIT return on assets of AI Financial Corporation (AIFC)?

On an EBIT basis the return on assets of AI Financial Corporation is −10.9% (avg 4y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.

What is the operating margin of AI Financial Corporation (AIFC)?

The operating margin of AI Financial Corporation is −58.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.

How fast is revenue growing at AI Financial Corporation (AIFC)?

Revenue at AI Financial Corporation is growing −2.8% versus a year earlier. How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.

How much free cash flow does AI Financial Corporation (AIFC) generate?

The free cash flow of AI Financial Corporation is −$726M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.

How much net debt does AI Financial Corporation (AIFC) carry?

The net debt of AI Financial Corporation is $9.0M (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.

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