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Alpcot Holding (ALPCOT-B) Fair Value & Analysis

Technology · SE · Market cap 247M SEK

AH Alpcot Holding ALPCOT-B · ST
Pricekr 1.26
Fair Valuekr 0.3900
Upside-69.1%
Quality50/100
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Evidence: High Range kr 0.2900 – kr 0.4900 📤 Share as image

Fair value as of: Jul 17, 2026

From 15 valuation models · updated 4 days ago

Share price −1.2% over the past month.

Price vs Fair Value (12 months)

kr 1.37 kr 0.9500 Fair Value kr 0.3900 Jul 2025 Jul 2026

12‑month range kr 0.9500 – kr 1.37 · fair‑value band kr 0.2900 – kr 0.4900 · the kr 1.26 price screens above the kr 0.3900 fair value. As of Jul 17, 2026.

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Analysis

Alpcot Holding (ALPCOT-B) currently trades at kr 1.26, while our model-based Fair Value estimate is kr 0.3900, implying the stock looks roughly 69.1% overvalued today. We read business quality at 50/100 (solid quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Alpcot Holding generated revenue of 136M SEK at a net margin of 3.0%. Revenue grew 24.1% year over year. It earns a return on equity of 5.3%. The balance sheet holds a net cash position of 6.4M SEK. Fundamentals as of Jul 17, 2026

Our scenario range runs from kr 0.2900 (bear case) to kr 0.4900 (bull case); at kr 1.26, the current price sits above that range. The share trades about 10% below its 52-week high and 44% above its 52-week low, currently above its 200-day average. For context, the median of 10 Technology peers we cover trades at -69% fair-value upside, at -69%, ALPCOT-B screens richer than that median.

Key figures & financial health

Revenue (TTM) 133M SEK
Revenue growth (YoY) -6.2%
Net margin -6.4%
Return on equity -8.2%
Free cash flow −7.1M SEK FY2025
Operating margin 0.0%
More key figures
EPS (TTM) kr -0.1100
EPS growth (YoY) -97.1%
Net cash 6.4M SEK FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 17, 2026. TTM = trailing twelve months.

About the company

Alpcot Holding AB (publ), through its subsidiaries, owns and operates a digital platform for personal finance in the financial industry in Sweden. Its digital platform offers customers various services, including lowering their fees, optimizing their investments and managing personal risks. The company also provides advice to corporate customers regarding occupational pension plans and associated risk insurance. In addition, it offers services for asset management of excess liquidity, generation planning, legal issues, and company property protection, as well as private banking services. The company was founded in 2014 and is headquartered in Stockholm, Sweden. Alpcot Holding AB (publ) operates as a subsidiary of Alpcot Ltd.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Alpcot Holding reported revenue of kr 127M in FY2025 versus kr 6.5M in FY2021, a compound +110.1%/yr. Reported net income was kr 4.1M in FY2025.

Revenue +110.1%/yr
FY21 kr 6.5M
FY22 kr 75.9M
FY23 kr 80.8M
FY24 kr 98.1M
FY25 kr 127M
Net income
FY21 −kr 41.9M
FY22 −kr 30.7M
FY23 −kr 17.3M
FY24 −kr 23.3M
FY25 kr 4.1M

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Cite: Fair Value Calculator (2026). "Alpcot Holding Fair Value". https://www.fairvalue-calculator.com/stock/ALPCOT-B

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Frequently asked questions

Is Alpcot Holding (ALPCOT-B) undervalued?
As of Jul 17, 2026, our model estimates a fair value of kr 0.3900 versus a price of kr 1.26, about −69% (overvalued). Model-based estimate, not financial advice.
What is the fair value of ALPCOT-B?
Our model-based fair value for Alpcot Holding is kr 0.3900 (as of Jul 17, 2026), built from audited fundamentals. The current price is kr 1.26.
What is the quality score of ALPCOT-B?
Alpcot Holding has a Quality Score of 50/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Alpcot Holding (ALPCOT-B)?
Alpcot Holding reported trailing-twelve-month revenue of about 136M SEK (latest available figure, as of Jul 17, 2026).
What is the net profit margin of ALPCOT-B?
The net profit margin of Alpcot Holding is about 3.0%, meaning it keeps roughly 3.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.