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Alpcot Holding AB Series B (ALPCOT-B) fair value: what the stock is really worth

As of Oct 20, 2026: fair value (intrinsic value) of Alpcot Holding AB Series B stock SEK 0.40, price SEK 1.20, upside -66.7%, quality 49 out of 100. Rating: strongly overvalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? No
  2. Good quality? No
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Technology · SE · ISIN SE0016845655

AH Alpcot Holding AB Series B logo Thin data Oct 4, 2026

Alpcot Holding AB Series B

ALPCOT-B · ST

Weakest SetupStrongly overvalued and low quality.

Our calculation puts a fair price 67% below what the stock costs today.

Low debt
Quality 49/100
Mixed Growth (revenue 5y +34.1 %/yr in SEK)
Loss over the last twelve months · -0.2% net margin (TTM) · fiscal year 2025 3.2%
Fair value kr 0.3995 · Strongly overvalued (−66.7%)
Negative free cash flow
Trails peers (4/11)
Narrow moat 20/100 · thin data
Thin data
⚠ Dilution
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

kr 5.80 kr 0.5700 Fair Value kr 0.3995 Nov 2021 Oct 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 4, 2026.

How to read this chart

59‑month range kr 0.5700 – kr 5.80 · fair‑value band kr 0.3060 – kr 0.4930 · the kr 1.20 price screens above the kr 0.3995 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Oct 4, 2026.

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Company profile

Alpcot Holding AB (publ), through its subsidiaries, owns and operates a digital platform for personal finance in the financial industry in Sweden. Its digital platform offers customers various services, including lowering their fees, optimizing their investments and managing personal risks.

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The company also provides advice to corporate customers regarding occupational pension plans and associated risk insurance.

In addition, it offers services for asset management of excess liquidity, generation planning, legal issues, and company property protection, as well as private banking services. The company was founded in 2014 and is headquartered in Stockholm, Sweden.

Alpcot Holding AB (publ) operates as a subsidiary of Alpcot Ltd.

Stock analysis

Alpcot Holding AB Series B (ALPCOT-B) currently trades at kr 1.20, while our model-based Fair Value estimate is kr 0.3995, 66.7% below the price, so the stock looks overvalued today.

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Valuation

Bull case: the Growth Earnings group reads highest at a median of kr 1.16 per share, and 2 of the 15 models we run sit above the kr 1.20 price.

Bear case: the Asset-Based group reads lowest at kr 0.2100, and 13 of the 15 models stay below the price. Data coverage for this calculation is low.

Scenario range: kr 0.3060 (bear) to kr 0.4930 (bull), the price of kr 1.20 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 49/100 (below-average quality), in the Technology sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

Alpcot Holding AB Series B reported revenue of 127M SEK in FY2025 versus 6.5M SEK in FY2021, a compound +110.1%/yr. Reported net income was 4.1M SEK in FY2025.

Key figures

Market cap 240M SEK (≈ $24.2M) Micro · P/S ratio 1.47 · EPS (TTM) kr −0.0700 · Net margin 3.2% · Return on equity −0.4% · Return on assets (EBIT) −13.2% · Operating margin −4.2% · Revenue (TTM) 167M SEK.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 20 out of 100 (low confidence).

What moves the price

The share trades about 12% below its 52-week high and 26% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Technology peers we cover trades at −23% fair-value upside, at −67%, ALPCOT-B screens richer than that median.

Fair Value models

Bear kr 0.3060 Fair Value kr 0.3995 Bull kr 0.4930
Price kr 1.20 · Upside -66.7%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
EPV kr 0.2100 kr 0.2300 kr 0.2400 74
Owner Earnings kr 0.5100 kr 0.9600 kr 1.78 70
ROIC Compounder kr 0.2100 kr 0.2300 kr 0.2400 70
All 15 models by family
DCF Models
Owner Earnings kr 0.5100 kr 0.9600 kr 1.78 70
Earnings-Based
Graham-Dodd kr 0.1600 kr 1.09 kr 1.53 61
Lynch FV kr 0.5600 kr 0.8000 kr 1.05 59
PEG = 1.0 kr 0.5600 kr 0.8000 kr 1.05 55
EPV kr 0.2100 kr 0.2300 kr 0.2400 74
Multiples
P/E Multiple kr 0.4800 kr 0.6400 kr 0.8000 63
P/S Multiple kr 0.2900 kr 0.3900 kr 0.4900 58
P/B Multiple kr 1.43 kr 1.90 kr 2.38 55
EV/EBIT kr 0.3600 kr 0.4700 kr 0.5800 66
EV/EBITDA kr 1.51 kr 2.01 kr 2.50 67
EV/Revenue kr 0.2000 kr 0.2700 kr 0.3400 54
Asset-Based
NCAV (Graham) kr 0.1600 kr 0.2100 kr 0.3200 54
Economic Profit
Residual Income kr 0.3200 kr 0.3200 kr 0.3300 68
ROIC Compounder kr 0.2100 kr 0.2300 kr 0.2400 70
Growth Earnings
Growth-Adj P/E kr 0.8100 kr 1.16 kr 1.51 65

The fair value above starts from this blend and is adjusted for dilution from new shares.

Open the full fair value analysis →

Quality Score breakdown

Overall quality 49/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 45
How much profit the company makes from its sales and capital
Quality Growth 80
Are margins and returns getting better?
Cashflow 4
Do the profits arrive as real cash?
Financial strength 90
Debt, balance sheet and risk of trouble
Investment 93
Does it invest with discipline instead of growing at any price?
Low Volatility 3
How calm the share price moves, does not count
Momentum 33
Price trend of the last 3 to 12 months, does not count
Near the 52-week high 42
Distance to the 52-week high, does not count
New shares 0
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 50/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+29.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+18.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+34.1%
Start year 2020 (pandemic)
Revenue growth 6 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+23.8%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−47.9% (2020) → 2.6% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: no profitable base year
not computed

ALPCOT-B screens overvalued: fair value 67% below the price. Compare with Microsoft Corporation →

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Infrastructure · 348 stocks

Beats the industry median on 4/10 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 49 · Below median
Fair Value upside −67.3% · Bottom 25%
Profitability
Return on assets 3.5% · Above median
Net margin (12 months) −0.2% · Below median
Operating margin (12 months) −4.2% · Below median
Growth and dividend
Revenue growth (quarter YoY) 160.9% · Top 25%
Balance sheet
Debt / equity 0.04× · Below median

Valuation Multiplesvs Software - Infrastructure median · lower = cheaper

P/B 3.04× · Pricier than median
P/S (12 months) 1.46× · Cheaper than median
EV/EBITDA 28.2× · Pricier than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 26
FUTURE (revenue growth)100 · sector 55
PAST (return on equity)0 · sector 21
HEALTH (low debt)98 · sector 98
DIVIDEND (yield)0 · sector 29

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Microsoft Corporation MSFT $543.45 $597.80 +10% vs ALPCOT-B
Block, Inc XYZ $77.89 $76.95 −1% vs ALPCOT-B
Fortinet, Inc FTNT $171.50 $164.68 −4% vs ALPCOT-B
Oracle Corporation ORCL $130.55 $112.26 −14% vs ALPCOT-B
NetApp, Inc NTAP $203.80 $157.26 −23% vs ALPCOT-B
CoreWeave, Inc CRWV $77.81 $58.32 −25% vs ALPCOT-B
Synopsys, Inc SNPS $479.93 $249.20 −48% vs ALPCOT-B
Palantir Technologies Inc PLTR $200.97 $42.16 −79% vs ALPCOT-B
CrowdStrike Holdings CRWD $261.21 $37.31 −86% vs ALPCOT-B
Palo Alto Networks, Inc PANW $342.00 $39.54 −88% vs ALPCOT-B

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Alpcot Holding AB Series B · Fair Value
kr 0.3995 −67%Fair Value
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Cite: Fair Value Calculator (2026). "Alpcot Holding AB Series B Fair Value". https://www.fairvalue-calculator.com/stock/ALPCOT-B

Frequently asked questions

Is Alpcot Holding AB Series B (ALPCOT-B) overvalued or undervalued?
As of Oct 4, 2026, our model estimates a fair value of kr 0.3995 versus a price of kr 1.20, about −67% upside (overvalued).
What is the fair value of ALPCOT-B?
Our model-based fair value for Alpcot Holding AB Series B is kr 0.3995 (as of Oct 4, 2026), built from audited fundamentals. The current price: kr 1.20.
What is the quality score of ALPCOT-B?
Alpcot Holding AB Series B has a Quality Score of 49/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Alpcot Holding AB Series B (ALPCOT-B)?
Our model-based price target is the fair value of kr 0.3995 (as of Oct 4, 2026) from 15 valuation models. Cautious scenario kr 0.3060, optimistic scenario kr 0.4930. It is a calculation from audited fundamentals, not an analyst target.
What is the Alpcot Holding AB Series B stock forecast for 2026?
Our models put fair value at kr 0.3995, about −67% upside versus a price of kr 1.20 (overvalued). Cautious scenario kr 0.3060, optimistic scenario kr 0.4930. The calculation is refreshed regularly with new filings.
What is the revenue of Alpcot Holding AB Series B (ALPCOT-B)?
Alpcot Holding AB Series B reported trailing-twelve-month revenue of about 167M SEK (latest available figure, as of Oct 4, 2026).
What is the intrinsic value of Alpcot Holding AB Series B (ALPCOT-B)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Alpcot Holding AB Series B it is kr 0.3995 per share (as of Oct 4, 2026), against a price of kr 1.20. It is the blended result of 15 valuation models (cash flow, earnings, asset, dividend).
Is Alpcot Holding AB Series B stock overvalued or undervalued in 2026?
As of Oct 4, 2026, ALPCOT-B trades above its calculated fair value: price kr 1.20, fair value kr 0.3995, a gap of about −67% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of ALPCOT-B?
No. The price is what the market pays today (kr 1.20); the fair value is what the company's own numbers justify (kr 0.3995). For Alpcot Holding AB Series B the two are kr 0.8005 per share apart. That gap is exactly why we show both numbers side by side.
How much is Alpcot Holding AB Series B worth?
The market values Alpcot Holding AB Series B at about 240M SEK (market capitalisation, as of Oct 4, 2026). Per share that is kr 1.20; our models calculate a fair value of kr 0.3995 per share.
What do the bullish and bearish scenarios say about ALPCOT-B?
Our models span a range for Alpcot Holding AB Series B: cautious scenario kr 0.3060, base kr 0.3995, optimistic kr 0.4930 per share (as of Oct 4, 2026, price kr 1.20). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Alpcot Holding AB Series B (ALPCOT-B)?
Balance-sheet figures for Alpcot Holding AB Series B (as of Oct 4, 2026): return on equity −0.4%, debt of 0.04 per unit of equity. They feed the Quality Score of 49/100, which measures business quality independently of the share price.
How far is ALPCOT-B from its 52-week high?
Alpcot Holding AB Series B trades at kr 1.20, about 12% below its 52-week high of kr 1.37 and 26% above the low of kr 0.9500 (as of Oct 20, 2026). Distance from the high says nothing about value: that is what the fair value of kr 0.3995 is for.
Which stocks are comparable to Alpcot Holding AB Series B?
From the same area (Technology) we also value Microsoft Corporation, Palantir Technologies Inc, Oracle Corporation, Palo Alto Networks, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Alpcot Holding AB Series B stock attractive at the current price?
The data as of Oct 4, 2026: price kr 1.20, calculated fair value kr 0.3995 (−67%), Quality Score 49/100, from 15 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of ALPCOT-B calculated?
We run Alpcot Holding AB Series B through 15 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of kr 0.3995, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.9 % above its aggregate fair value. Alpcot Holding AB Series B itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Alpcot Holding AB Series B (ALPCOT-B)?
The closing price on Oct 20, 2026 was kr 1.20. Our model-based fair value is kr 0.3995, about −67% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Alpcot Holding AB Series B right now?
The price sits above even our optimistic bull case (kr 0.4930). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (49/100) and above fair value, neither a clear bargain nor a standout compounder.

Key figures of Alpcot Holding AB Series B

How large is the market capitalisation of Alpcot Holding AB Series B (ALPCOT-B)?
The market capitalisation of Alpcot Holding AB Series B is 240M SEK (≈ $24.2M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Alpcot Holding AB Series B (ALPCOT-B)?
The price-to-sales ratio of Alpcot Holding AB Series B is 1.47 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Alpcot Holding AB Series B (ALPCOT-B)?
Earnings per share at Alpcot Holding AB Series B are kr −0.0700. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Alpcot Holding AB Series B (ALPCOT-B)?
The net margin of Alpcot Holding AB Series B is 3.2% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Alpcot Holding AB Series B (ALPCOT-B)?
The return on equity (ROE) of Alpcot Holding AB Series B is −0.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Alpcot Holding AB Series B (ALPCOT-B)?
On an EBIT basis the return on assets of Alpcot Holding AB Series B is −13.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Alpcot Holding AB Series B (ALPCOT-B)?
The operating margin of Alpcot Holding AB Series B is −4.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Alpcot Holding AB Series B (ALPCOT-B)?
Revenue at Alpcot Holding AB Series B is growing +161% versus a year earlier (3y avg +18.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Alpcot Holding AB Series B (ALPCOT-B)?
Earnings per share at Alpcot Holding AB Series B are growing −97.1% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Alpcot Holding AB Series B (ALPCOT-B) generate?
The free cash flow of Alpcot Holding AB Series B is −7.1M SEK (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Alpcot Holding AB Series B (ALPCOT-B) hold?
Alpcot Holding AB Series B holds more cash than debt, 6.4M SEK net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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