Fairvalue-Calculator Fairvalue-Calculator
EN DE

Arman Financial Services Limited (ARMANFIN) Fair Value & Analysis

Financial Services · IN · Market cap ₹17.5B

Price₹1,668
Fair Value₹699.84
Upside-58.0%
Quality97/100
Evidence: High Range ₹524.88 – ₹874.80

Fair value as of: Jun 29, 2026

✦ Which stocks are undervalued right now? Check free Discover now →

Analysis

Arman Financial Services Limited (ARMANFIN) currently trades at ₹1,668, while our model-based Fair Value estimate is ₹699.84 — implying the stock looks roughly 58.0% overvalued today. We read business quality at 97/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Arman Financial Services Limited, together with its subsidiary, operates as a non-banking finance company in India. The company offers micro, small, and medium enterprise loans; two wheeler loans; and micro finance loans as well as individual business loans and loan against property. The company was formerly known as Arman Lease and Finance Limited and changed its name to Arman Financial Services Limited in November 2008. Arman Financial Services Limited was incorporated in 1992 and is headquartered in Ahmedabad, India.

Open the full interactive analysis →

Similar stocks

Visa Inc (V) -47% Mastercard Incorporated (MA) -66% M4I (M4I) -36% American Express Company (AXP) -29% Capital One Financial Corporation (COF) -66% Bajaj Finance Limited (BAJFINANCE) -32%

Frequently asked questions

Is Arman Financial Services Limited (ARMANFIN) undervalued?
As of Jun 29, 2026, our model estimates a fair value of ₹699.84 versus a price of ₹1,668 — about −58% (overvalued). Model-based estimate, not financial advice.
What is the fair value of ARMANFIN?
Our 21-model fair value for Arman Financial Services Limited is ₹699.84 (as of Jun 29, 2026), built from audited fundamentals. The current price is ₹1,668.
What is the quality score of ARMANFIN?
Arman Financial Services Limited has a Quality Score of 97/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.